Last listed at $139,900, CLOSED ON Jul 2013

$248,235

Est. refi paymentEst. refi $1,078/mo

•

1,491

sq ft

400 N Library N, Waterloo, IL 62298

About this home

This is such a wonderful 2 Bedroom 2 Bath home with fantastic curb appeal on a large corner lot. This home has a large living room w/ woodburning brick fireplace with custom mantle surround. The living room is open to the dining room. The kitchen is very nice with a solid surface countertop (Corian perhaps) with a double oven electric stove & oak cabinets w/ brushed nickel handles. One of the real gems of this home is the beautiful sunroom with wood floors and lots of large Anderson Windows. There are two nice size bedrooms on the main level. In the basement you will find a family room, office and 3/4 bath. There is also a large storage room and a utility room w/ sink. The home is just immaculate & ready to move into. Outside you will find nice landscaping a fenced in patio for relaxing. There is also a 1 car carport as well as a 1 car over sized garage. The home has nice flooring, programmable thermostat, humidifier on furnace & a great pantry with pull out shelves. Great House.

Single-familyProperty Type

1949Year Built

$166Est. Price/Sq.Ft.

1 car garageParking

Listed by Tammy Hines • Tammy Mitchell Hines & Co.

Bought with Lisa Meegan • RE/MAX Preferred

Redfin checked: a few seconds ago

•Source:MARIS as Distributed by MLS Grid #4204989

Redfin Estimate

$248,235

$108K over list price of $140K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 20.1% higher than the average sale price ($207K) of 6 comparable homes.

SOLD JUL 31, 2026
$189,900
A
3 beds2 baths1,470 sq ft
203 E Mill St, Waterloo, IL 62298
SOLD MAR 13, 2026
$225,000
B
3 beds2 baths1,517 sq ft
239 N Main St, Waterloo, IL 62298
SOLD JUL 14, 2026
$150,000
C
2 beds2 baths1,410 sq ft
539 S Main St, Waterloo, IL 62298
SOLD JUL 27, 2026
$179,900
D
3 beds2 baths1,596 sq ft
108 Rau Street St, Waterloo, IL 62298
SOLD MAY 20, 2026
$199,975
E
2 beds2 baths1,613 sq ft
100 Lemen St, Waterloo, IL 62298
SOLD JUL 29, 2026
$295,000
F
3 beds2 baths1,664 sq ft
122 Westview Pl, Waterloo, IL 62298

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Earn from this home

Sell

$231,902

Est. take-home

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Refinance

Est. cash available

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Rent

$1,381/mo

Redfin rental estimate

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Market trends in 62298, IL

Last updated July 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

97.5%

2.0% MoM

Median sale price

$311K

$19K MoM

Avg. days on market

47d

2 days MoM

Recently sold homes

10 MoM

New listings for sale

FOR SALE BY OWNER
$465,000
3 beds3 baths1,499 sq ft
6730 Cardinal Dr, Waterloo, IL 62298
$114,000
1 bed1 bath777 sq ft
319 S Main St, Waterloo, IL 62298
$300,000
2 beds2 baths2,244 sq ft
411 Washington Dr, Waterloo, IL 62298
$255,000
3 beds2.5 baths1,852 sq ft
610 Laurel Dr, Waterloo, IL 62298
OPEN SUN, 1PM TO 3PM
$575,000
3 beds3.5 baths4,900 sq ft
6120 Old Baum Church Rd, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 400 N Library N

Year

Property tax

Land + Additions

Assessment*

2025

$3,204 (+9.2%)

$16,550 + $41,710

$58,260

2024

$2,934 (+0.6%)

$16,550 + $41,710

$58,260

2023

$2,917 (−0.7%)

$16,211 + $39,361

$55,572

2022

$2,936 (+1.3%)

$15,040 + $37,320

$52,360

2021

$2,899 (+2.1%)

$15,250 + $36,820

$52,070

2020

$2,838 (+4.8%)

$12,580 + $37,930

$50,510

2019

$2,707 (+5.0%)

$12,580 + $35,840

$48,420

2018

$2,579 (+3.1%)

$12,580 + $33,360

$45,940

2017

$2,500

$9,490 + $33,390

$42,880

2016

$2,498 (−1.8%)

$8,640 + $34,730

$43,370

2015

$2,544 (−4.8%)

$8,640 + $34,730

$43,370

2014

$2,671 (+14.0%)

$10,120 + $34,230

$44,350

2013

$2,344

$10,120 + $37,590

$47,710

Tax history for 400 N Library N

Year

Property tax

Land + Additions

Assessment*

2025

$3,204 (+9.2%)

$16,550 + $41,710

$58,260

2024

$2,934 (+0.6%)

$16,550 + $41,710

$58,260

2023

$2,917 (−0.7%)

$16,211 + $39,361

$55,572

2022

$2,936 (+1.3%)

$15,040 + $37,320

$52,360

2021

$2,899 (+2.1%)

$15,250 + $36,820

$52,070

2020

$2,838 (+4.8%)

$12,580 + $37,930

$50,510

2019

$2,707 (+5.0%)

$12,580 + $35,840

$48,420

2018

$2,579 (+3.1%)

$12,580 + $33,360

$45,940

2017

$2,500

$9,490 + $33,390

$42,880

2016

$2,498 (−1.8%)

$8,640 + $34,730

$43,370

2015

$2,544 (−4.8%)

$8,640 + $34,730

$43,370

2014

$2,671 (+14.0%)

$10,120 + $34,230

$44,350

2013

$2,344

$10,120 + $37,590

$47,710

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

10,576 Sq. Ft.

Year renovated

1949

Sq. Ft.

1,137

Year built

1949

Style

Single Family Residential

County

Monroe County

APN

07-24-449-001-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Parking Features: Carport - 1-2 Car, Detached
Garage Spaces: 1
Has Garage

Interior

Virtual Tour

Bedroom Information
# of Bedrooms: 2
# of Bedrooms Main: 2

Bathroom Information
# of Full Baths (Total): 2
# of Main Level Bathrooms (Total): 1
Main Level # of Full Bathrooms: 1

Room 1 Information
Room Type: Bedroom
Room Length: 15
Room Width: 10
Room Level: Second or Main

Room 2 Information
Room Type: Bedroom
Room Length: 12
Room Width: 12
Room Level: Second or Main

Room 3 Information
Room Type: Family Room
Room Length: 14
Room Width: 14
Room Level: First or Lower

Room 4 Information
Room Type: Other Room
Room Length: 21
Room Width: 11
Room Level: Second or Main

Room 5 Information
Room Type: Other Room
Room Length: 11
Room Width: 10
Room Level: First or Lower

Room 6 Information
Room Type: Dining Room
Room Length: 12
Room Width: 9
Room Level: Second or Main

Room 7 Information
Room Type: Kitchen
Room Length: 11
Room Width: 11
Room Level: Second or Main

Room 8 Information
Room Type: Living Room
Room Length: 20
Room Width: 11
Room Level: Second or Main

Room 9 Information
Room Type: Bathroom
Room Length: 8
Room Width: 6
Room Level: First or Lower

Basement Information
Basement Features: Partial

Fireplace Information
Has Fireplace
# of Fireplaces: 1

Heating & Cooling
Has Heating
Heating Information: Forced Air
Cooling Information: Central Air

Interior Features
Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator

Exterior

Building Information
Construction Materials: Vinyl Siding
Roof: Asphalt

Property Information
Property Type: Residential
Property Sub Type: Residential
Above Grade Finished Area: 1,137
Below Grade Finished Area: 354

Lot Information
Lot Features: None
Lot Size Dimensions: 62x171

Financial

Tax Information
Tax Annual Amount: $2,458
Tax Year: 2011

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer

Location

HOA Information
Association Amenities: Patio

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Directions: Rt. 3 to Grand. Left Veterans. Driveway on Veterans. Corner of Veterans and Library.

Public facts

Beds: 2
Baths: 3.0
Sq. Ft.: 1,137
Stories: 1.0
Lot Size: 10,576 square feet
Style: Single Family Residential
Year Built: 1949
Year Renovated: 1949
County: Monroe County
APN: 07-24-449-001-000

Home facts updated by county records on Aug 26, 2026

Other

Home Information
Living Area: 1491
Levels: One

Around this home

Schools
Places
Transit

W J Zahnow Elementary School

Public PreK-1 • Assigned • 0.4mi

Waterloo Junior High School

Public 6-8 • Assigned • 0.4mi

7/10

Waterloo High School

Public 9-12 • Assigned • 1.7mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$236,000 – $286,000

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New listings for sale in 62298

FOR SALE BY OWNER

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$114,000

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319 S Main St, Waterloo, IL 62298

$300,000

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3 beds2.5 baths1,852 sq ft

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OPEN SUN, 1PM TO 3PM

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Home values near 400 N Library N

Data from public records.

Address	Redfin Estimate
420 North Library St, Waterloo, IL 2 Beds \| 1 Baths \| 1251 Sq. Ft.	$217,757
404 North Library St, Waterloo, IL 3 Beds \| 1.5 Baths \| 1671 Sq. Ft.	$290,747

Address	Redfin Estimate
320 North Library St, Waterloo, IL 4 Beds \| 2.5 Baths \| 2108 Sq. Ft.	$289,219
413 North Library St, Waterloo, IL 3 Beds \| 2 Baths \| 864 Sq. Ft.	$213,504

Address	Redfin Estimate
416 North Library St, Waterloo, IL 3 Beds \| 2 Baths \| 1520 Sq. Ft.	$243,126
321 North Library St, Waterloo, IL 2 Beds \| 1 Baths \| 870 Sq. Ft.	$209,106

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2013. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 400 N Library N

Tax history for 400 N Library N

Public record

Property details

Around this home

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 400 N Library N

More real estate resources