OFF MARKET

Last listed at $199,900, CLOSED ON Jun 2025

$213,244

Est. refi paymentEst. refi $1,334/mo

•

1,251

sq ft

420 N Library St, Waterloo, IL 62298

About this home

Welcome to this charming home nestled on a quaint Street, just a short distance from downtown Waterloo and conveniently located with easy access to Route 3. This home features 2 Bedrooms and 1 Bathroom, perfect for comfortable living. Enjoy the convenience of a two car oversized detached garage, an enclosed Sun porch, ideal for relaxing or entertaining. The Full unfinished basement offers additional space for your needs. Just waiting for your vision. The additional attic space (14 W x 31 L)is ideal for adding a bedroom or more storage. Beautiful hardwood floors are in the Bedrooms and under the Living Room carpet. Parquet flooring in the large Kitchen and Tile in the Bathroom and Sun porch. Don't miss this opportunity to make this inviting home your own!

Single-familyProperty Type

1951Year Built

0.51 acresLot Size

$170Est. Price/Sq.Ft.

2 car garageParking

Listed by Gail Lyerla • Century 21 Advantage

Bought with Jena Gibbs • eXp Realty

Redfin checked: 2 minutes ago

•Source:MARIS as Distributed by MLS Grid #25035382

Redfin Estimate

$213,244

$13K over list price of $200K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 3% lower than the average sale price ($220K) of 6 comparable homes.

SOLD NOV 10, 2025
$169,900
A
3 beds1 bath1,098 sq ft
500 Columbia Ave, Waterloo, IL 62298
SOLD JUL 10, 2026
$259,000
B
3 beds1 bath1,690 sq ft
700 Waterloo Dr, Waterloo, IL 62298
SOLD NOV 18, 2025
$254,900
C
3 beds1.5 baths1,671 sq ft
404 N Library St, Waterloo, IL 62298
SOLD MAY 4, 2026
$185,000
D
2 beds1 bath725 sq ft
506 Veterans Dr, Waterloo, IL 62298
SOLD JUN 12, 2026
$209,900
E
3 beds2.5 baths1,204 sq ft
237 N Moore St, Waterloo, IL 62298
SOLD AUG 3, 2026
$239,900
F
3 beds3 baths1,311 sq ft
206 Magnolia Ave, Waterloo, IL 62298

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Earn from this home

Sell

$198,919

Est. take-home

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Refinance

Est. cash available

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Rent

$1,364/mo

Redfin rental estimate

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Market trends in 62298, IL

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

97.7%

+0.4% MoM

Median sale price

$335K

$28K MoM

Avg. days on market

47d

0 days MoM

Recently sold homes

16 MoM

New listings for sale

OPEN SUN, 3PM TO 5PM
$525,000
3 beds2 baths1,760 sq ft
4375 Jj Rd, Waterloo, IL 62298
NEW 30 HRS AGO
$180,000
2 beds1 bath768 sq ft
504 Stiening St, Waterloo, IL 62298
$379,900
3 beds2 baths2,134 sq ft
4609 Fountain Brook Dr, Waterloo, IL 62298
FOR SALE BY OWNER
$499,900
3 beds3 baths1,932 sq ft
207 Vancouver Dr, Waterloo, IL 62298
$485,000
3 beds3 baths2,534 sq ft
6730 Cardinal Dr, Waterloo, IL 62298
$898,000
4 beds3.5 baths4,100 sq ft
600 Covington Dr, Waterloo, IL 62298
$111,000
1 bed1 bath777 sq ft
319 S Main St, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 420 N Library St

Year

Property tax

Land + Additions

Assessment*

2025

$934 (−1.2%)

$18,340 + $36,900

$55,240

2024

$945 (−2.8%)

$18,340 + $36,900

$55,240

2023

$972 (−4.5%)

$17,658 + $37,787

$55,445

2022

$1,018 (−2.1%)

$16,200 + $35,830

$52,030

2021

$1,040 (−0.6%)

$16,350 + $37,720

$54,070

2020

$1,047 (−57.0%)

$13,910 + $39,890

$53,800

2018

$2,437 (−1.8%)

$13,910 + $34,680

$48,590

2017

$2,481 (+106.5%)

$12,350 + $35,170

$47,520

2016

$1,201 (+72.9%)

$12,060 + $36,690

$48,750

2015

$695 (+3.9%)

$12,060 + $36,690

$48,750

2014

$669

$13,540 + $30,570

$44,110

2013

$669

$13,540 + $31,270

$44,810

Tax history for 420 N Library St

Year

Property tax

Land + Additions

Assessment*

2025

$934 (−1.2%)

$18,340 + $36,900

$55,240

2024

$945 (−2.8%)

$18,340 + $36,900

$55,240

2023

$972 (−4.5%)

$17,658 + $37,787

$55,445

2022

$1,018 (−2.1%)

$16,200 + $35,830

$52,030

2021

$1,040 (−0.6%)

$16,350 + $37,720

$54,070

2020

$1,047 (−57.0%)

$13,910 + $39,890

$53,800

2018

$2,437 (−1.8%)

$13,910 + $34,680

$48,590

2017

$2,481 (+106.5%)

$12,350 + $35,170

$47,520

2016

$1,201 (+72.9%)

$12,060 + $36,690

$48,750

2015

$695 (+3.9%)

$12,060 + $36,690

$48,750

2014

$669

$13,540 + $30,570

$44,110

2013

$669

$13,540 + $31,270

$44,810

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.51 Acres

Year renovated

1951

Sq. Ft.

1,023

Year built

1951

Style

Single Family Residential

County

Monroe County

APN

07-24-449-006-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Garage Spaces: 2
Has Garage
Garage Size Description: 20W x 24L

Interior

Bedroom Information
# of Bedrooms: 2
# of Bedrooms Main: 2
Main And Upper Level Bedrooms: 2
Upper Level Bedrooms: 0
Lower Level Bedrooms: 0

Bathroom Information
# of Full Baths (Total): 1
Main Level Bathrooms Half: 0
Main Level Bathrooms Full: 1
Main And Upper Level Bathrooms: 1
Upper Level Bathrooms Half: 0
Upper Level Bathrooms Full: 0
Lower Level Bathrooms Half: 0
Lower Level Bathrooms Full: 0

Room 1 Information
Room Type: Bedroom
Room Dimensions: 12x13
Room Length: 12
Room Width: 13
Room Level: Main

Room 2 Information
Room Type: Bedroom 2
Room Dimensions: 12x11
Room Length: 12
Room Width: 11
Room Level: Main

Room 3 Information
Room Type: Bathroom
Room Dimensions: 8x5
Room Length: 8
Room Width: 5
Room Level: Main

Room 4 Information
Room Type: Living Room
Room Description: Wood flooring under carpet
Room Dimensions: 19x15
Room Length: 19
Room Width: 15
Room Level: Main

Room 5 Information
Room Dimensions: 18x12
Room Length: 18
Room Width: 12
Room Level: Main

Room 6 Information
Room Type: Kitchen
Room Dimensions: 16x12
Room Length: 16
Room Width: 12
Room Level: Main

Laundry Room Information
Laundry Features: In Basement

Basement Information
Has Basement
Basement Features: Concrete, Full, Roughed-In Bath, Storage Space, Unfinished

Other Rooms Information
Room Count: 6
# of Rooms: 6

Fireplace Information
Fireplace Features: None

Heating & Cooling
Heating Information: Forced Air, Natural Gas
Cooling Information: Ceiling Fan(s), Central Air

Interior Features
Interior Features: Ceiling Fan(s), Laminate Counters, Pantry, Storage
Window Features: Double Pane Windows, Insulated Windows, Low Emissivity Windows, Screens, Tilt-In Windows, Window Coverings, Window Treatments
Appliances: Stainless Steel Appliance(s), Gas Cooktop, Dishwasher, Dryer, Free-Standing Gas Oven, Self Cleaning Oven, Refrigerator, Washer, Gas Water Heater
Flooring: Carpet, Ceramic Tile, Hardwood, Parquet

Exterior

Building Information
Construction Materials: Vinyl Siding
Roof: Architectural Shingle

Exterior Features
Patio And Porch Features: Enclosed, Screened
Exterior Features: Awning(s), Ramp Entry
Fencing: None
Door Features: Storm Door(s)

Pool Information
Pool YN: 0

Property Information
Ownership Type: Private
Development Status: Finished Lot(s)
Property Type: Residential
Property Sub Type: Single Family Residence
Other Structures: Garage(s)
Accessibility Features: Accessible Approach with Ramp
Above Grade Finished Area: 1,251
Above Grade Finished Area Source: Owner
Below Grade Finished Area Source: Owner

Lot Information
Lot Features: Adjoins Open Ground, Back Yard, Few Trees, Front Yard
Lot Size Acres: 0.5116
Lot Size Dimensions: 70 W x 312 L
Lot Size Source: Public Records

Financial

Tax Information
Tax Annual Amount: $972
Tax Annual Amount Description: Homestead Senior,Owner Occupied,Persons with Disabilities,Senior Freeze
Tax Year: 2023
Property Assessment City Tax YN: 1

Lease / Rent Details
Lease Considered YN: No

Financial Information
Second Mortgage YN: 0

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer

Location

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Directions: GPS friendly
Cross Street: Columbia Avenue
Address Line: 420 N Library ST, WTRL IL 62298

Community Information
Community Features: Street Lights

Public facts

Beds: 2
Baths: 2.0
Sq. Ft.: 1,023
Stories: 1.0
Lot Size: 0.51 acres
Style: Single Family Residential
Year Built: 1951
Year Renovated: 1951
County: Monroe County
APN: 07-24-449-006-000

Home facts updated by county records on Aug 26, 2026

Other

Listing Information
Auction YN: 0
Home Warranty YN: No
Efficiency YN: 0
Seller Consider Concession YN: 0

Green Information
Green Energy Efficient: Windows

Home Information
Living Area: 1251
Living Area Source: Owner
Living Area Srch Sq Ft: 1251.00
Living Area Unknown YN: 0
Above Grade Finished Area Srch Sq Ft: 1251.00
Below Grade Finished Area Srch Sq Ft: 0.00
Building Features: Basement, Bathrooms, Overhead Door(s), Ramp
Public Records
Levels: One
Security Features: Smoke Detector(s)

Around this home

Schools

W J Zahnow Elementary School

Public PreK-1 • Assigned • 0.4mi

Waterloo Junior High School

Public 6-8 • Assigned • 0.4mi

7/10

Waterloo High School

Public 9-12 • Assigned • 1.7mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 19 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$203,000 – $246,000

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Home values near 420 N Library St

Data from public records.

Address	Redfin Estimate
440 North Library St, Waterloo, IL 2 Beds \| 2 Baths \| 955 Sq. Ft.	$188,752
428 North Library St, Waterloo, IL 4 Beds \| 3 Baths \| 2171 Sq. Ft.	$213,966

Address	Redfin Estimate
425 North Library St, Waterloo, IL 3 Beds \| 2 Baths \| 1425 Sq. Ft.	$252,434
432 North Library St, Waterloo, IL 3 Beds \| 1 Baths \| 1280 Sq. Ft.	$221,949

Address	Redfin Estimate
424 North Library St, Waterloo, IL 4 Beds \| 2.5 Baths \| 1656 Sq. Ft.	$277,337
416 North Library St, Waterloo, IL 3 Beds \| 2 Baths \| 1520 Sq. Ft.	$244,067

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2025. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 420 N Library St

Tax history for 420 N Library St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 420 N Library St

More real estate resources