404 N Library St, Waterloo, IL 62298

Welcome home to this charming ranch nestled in the heart of Waterloo, just steps from Gibault High School. With 3 spacious bedrooms and 2 baths, this delightful home offers nearly 1,700 square feet of beautifully finished living space on the main floor, plus a partially finished basement ready for your personal touches. Step inside and you’ll immediately notice the gorgeous hardwood floors, neutral paint palette, and crisp white trim that create a welcoming and updated feel. The living room is bright and inviting, featuring a decorative fireplace and a large picture window—perfect for showcasing your seasonal décor. The living room is combined with the dining area, flowing seamlessly from the kitchen, making it ideal for hosting family and friends. The eat-in kitchen is full of character and modern updates, including floating shelves, contemporary butcher block counters, portable island, subway tile backsplash, vintage metal cabinets, and stylish lighting and flooring. Just around the corner, you’ll find the massive den/family room, a true showstopper with its wood ceiling beams, rustic flooring, built-in storage, and fireplace. A paned glass door open to the patio, and oversized windows fill the space with natural light—this room is sure to become the heart of the home. All three bedrooms feature hardwood floors and generously sized closets, a rare find in homes of this era. A built-in hall hutch adds charm and functionality, perfect for displaying keepsakes or organizing essentials. The main bath is a standout with its custom tile tub/shower surround, glass tile accent wall, and updated fixtures. A linen closet provides convenient storage. Downstairs, the basement includes a recently finished half bath and a head start on additional living space with stud walls and ceiling already in place. Tons of storage A dedicated office or hobby room with built-in cabinetry and a large closet has served as a non-conforming bedroom. Outside, the gorgeous yard spans over half an acre, backing to SPPS ball fields and the historic Peterstown House. Mature trees divide the space into two distinct areas—perfect for a garden, fire pit, shed, or even your own sports field. The detached 1-car garage with an attached carport offers flexible space for storage or outdoor entertaining. Multiple exits from the home make it easy to enjoy the large brick patio, ideal for relaxing or hosting gatherings. This home is full of surprises and thoughtful details—be sure to check the MLS listing for updates on the roof, HVAC, and water heater.