OFF MARKET

Last listed at $148,900, closed on jul 2017

$233,767

Est. refi paymentEst. refi $1,023/mo

•

1,825

sq ft

404 N Market St, Waterloo, IL 62298

About this home

Beautiful updated 2 bedroom loaded with charm in the heart of Waterloo! This great home sits on Market Street and is just a short walk from all of the amenities and entertainment options in downtown Waterloo. Walk up to this home to find the enclosed front porch/sun room. Step inside to the living room to find the arched entry way and gorgeous stained glass windows. The living room leads into the spacious dining room w/ breakfast/serving bar shared with the kitchen. The well appointed kitchen features tile floors, newer counters & cabinets, & stainless steel refrigerator, oven/range, microwave & dishwasher. Also find on the main level the full hall bathroom & 2 bedrooms each with carpet and their own closet. Step down to the finished lower level to find a sprawling family room, roomy den/office, 3/4 bath/laundry room & unfinished storage area. Other items of note include the large concrete patio spacious back lawn, 2 car detached garage, newer thermal winows, new flooring and more.

Single-familyProperty Type

1935Year Built

7,841 sq ftLot Size

$128Est. Price/Sq.Ft.

2 car garageParking

Listed by Linda Frierdich • Century 21 Advantage

Bought with Karen Cornell • Re/Max Signature Properties

Redfin checked: a minute ago

•Source:MARIS as Distributed by MLS Grid #17047662

Redfin Estimate

$233,767

$85K over list price of $149K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 8.3% higher than the average sale price ($216K) of 6 comparable homes.

SOLD OCT 22, 2026
$285,000
A
3 beds2 baths1,904 sq ft
316 N Market, Waterloo, IL 62298
SOLD SEP 1, 2026
$225,000
B
3 beds2 baths1,413 sq ft
306 S Market St, Waterloo, IL 62298
SOLD MAY 15, 2026
$265,000
C
2 beds2 baths2,088 sq ft
240 N Main St, Waterloo, IL 62298
SOLD JUL 27, 2026
$179,900
D
3 beds2 baths1,596 sq ft
108 Rau Street St, Waterloo, IL 62298
SOLD JUL 14, 2026
$150,000
E
2 beds2 baths1,410 sq ft
539 S Main St, Waterloo, IL 62298
SOLD JUL 31, 2026
$189,900
F
3 beds2 baths1,470 sq ft
203 E Mill St, Waterloo, IL 62298

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Earn from this home

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$1,408/mo

Redfin rental estimate

List your home for rent

Market trends in 62298, IL

Last updated October 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

98.9%

+1.0% MoM

Median sale price

$342K

$5K MoM

Avg. days on market

45d

1 days MoM

Recently sold homes

4 MoM

New listings for sale

NEW 8 HRS AGO
$285,000
3 beds2 baths1,770 sq ft
609 Paula Dr, Waterloo, IL 62298
3D WALKTHROUGH
$560,000
4 beds3 baths2,741 sq ft
476 Hayden Dr, Waterloo, IL 62298
$329,000
3 beds2 baths1,762 sq ft
745 N Market St, Waterloo, IL 62298
$267,500
3 beds1.5 baths2,491 sq ft
902 Evansville Ave, Waterloo, IL 62298
$399,900
3 beds2 baths1,584 sq ft
5842 Deer Hill Rd, Waterloo, IL 62298
COMING SOON
$299,900
2 beds3 baths1,616 sq ft
713 Willow Ln, Waterloo, IL 62298
$30,000
Studio— baths784 sq ft
238 Grand Ave Unit A, Waterloo, IL 62298
OPEN NOV 21, 10AM TO 12PM
$300,000
3 beds2.5 baths3,797 sq ft
5723 Konarick Rd, Waterloo, IL 62298
$345,000
3 beds3 baths2,887 sq ft
715 Legion Dr, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 404 N Market St

Year

Property tax

Land + Additions

Assessment*

2025

$2,582 (+8.4%)

$16,150 + $31,920

$48,070

2024

$2,381 (+0.8%)

$16,150 + $31,920

$48,070

2023

$2,363 (−4.2%)

$15,894 + $30,331

$46,225

2022

$2,467 (−1.9%)

$14,780 + $28,750

$43,530

2021

$2,515 (+6.6%)

$15,020 + $29,690

$44,710

2020

$2,361 (+6.5%)

$10,450 + $34,170

$44,620

2019

$2,217 (+4.3%)

$10,450 + $30,810

$41,260

2018

$2,125 (+3.3%)

$10,450 + $28,220

$38,670

2017

$2,057 (−1.1%)

$8,090 + $28,250

$36,340

2016

$2,081 (−9.2%)

$6,880 + $30,250

$37,130

2015

$2,292 (+17.6%)

$6,880 + $30,250

$37,130

2014

$1,949 (+0.4%)

$8,010 + $32,540

$40,550

2013

$1,941

$8,010 + $28,390

$36,400

Tax history for 404 N Market St

Year

Property tax

Land + Additions

Assessment*

2025

$2,582 (+8.4%)

$16,150 + $31,920

$48,070

2024

$2,381 (+0.8%)

$16,150 + $31,920

$48,070

2023

$2,363 (−4.2%)

$15,894 + $30,331

$46,225

2022

$2,467 (−1.9%)

$14,780 + $28,750

$43,530

2021

$2,515 (+6.6%)

$15,020 + $29,690

$44,710

2020

$2,361 (+6.5%)

$10,450 + $34,170

$44,620

2019

$2,217 (+4.3%)

$10,450 + $30,810

$41,260

2018

$2,125 (+3.3%)

$10,450 + $28,220

$38,670

2017

$2,057 (−1.1%)

$8,090 + $28,250

$36,340

2016

$2,081 (−9.2%)

$6,880 + $30,250

$37,130

2015

$2,292 (+17.6%)

$6,880 + $30,250

$37,130

2014

$1,949 (+0.4%)

$8,010 + $32,540

$40,550

2013

$1,941

$8,010 + $28,390

$36,400

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

7,880 Sq. Ft.

Year renovated

1935

Sq. Ft.

1,144

Year built

1935

Style

Single Family Residential

County

Monroe County

APN

07-24-466-004-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Parking Features: Detached, Garage Door Opener
Garage Spaces: 2
Carport Spaces: 0
Has Garage

Interior

Virtual Tour

Bedroom Information
# of Bedrooms: 2
# of Bedrooms Main: 2

Bathroom Information
# of Full Baths (Total): 2
# of Main Level Bathrooms (Total): 1
# of Main and Upper Bathrooms: 1
Main Level # of Full Bathrooms: 1

Room 1 Information
Room Type: Living Room
Room Dimensions: 14x12
Room Length: 14
Room Width: 12
Room Level: Second or Main

Room 2 Information
Room Type: Dining Room
Room Dimensions: 13x14
Room Length: 13
Room Width: 14
Room Level: Second or Main

Room 3 Information
Room Type: Kitchen
Room Dimensions: 14x10
Room Length: 14
Room Width: 10
Room Level: Second or Main

Room 4 Information
Room Type: Bedroom
Room Dimensions: 11x11
Room Length: 11
Room Width: 11
Room Level: Second or Main

Room 5 Information
Room Type: Bedroom
Room Dimensions: 11x11
Room Length: 11
Room Width: 11
Room Level: Second or Main

Room 6 Information
Room Type: Bathroom
Room Dimensions: 7x6
Room Length: 7
Room Width: 6
Room Level: Second or Main

Room 7 Information
Room Type: Other Room
Room Dimensions: 25x15
Room Length: 25
Room Width: 15
Room Level: First or Lower

Room 8 Information
Room Type: Other Room
Room Dimensions: 7x8
Room Length: 7
Room Width: 8
Room Level: First or Lower

Room 9 Information
Room Type: Den
Room Dimensions: 12x16
Room Length: 12
Room Width: 16
Room Level: First or Lower

Room 10 Information
Room Type: Bathroom
Room Dimensions: 8x12
Room Length: 8
Room Width: 12
Room Level: First or Lower

Basement Information
Basement Features: Full, Partially Finished

Other Rooms Information
# of Rooms: 9

Fireplace Information
Fireplace Features: None

Heating & Cooling
Has Heating
Heating Information: Forced Air
Cooling Information: Electric

Interior Features
Interior Features: Carpets
Window Features: Some Insulated Wndws, Some Stained Glass
Appliances: Dishwasher, Microwave, Electric Oven, Refrigerator

Exterior

Building Information
Construction Materials: Aluminum Siding

Property Information
Ownership Type: Private
Property Type: Residential
Property Sub Type: Residential
Above Grade Finished Area: 984
Above Grade Finished Area Source: Other
Below Grade Finished Area: 841
Below Grade Finished Area Source: Other

Lot Information
Lot Features: Sidewalks, Streetlights
Lot Size Acres: 0.18
Lot Size Dimensions: .18 acres +/-
Lot Size Source: County Records

Financial

Tax Information
Tax Annual Amount: $2,292
Tax Year: 2015

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer

Location

HOA Information
Association Fee Frequency: None

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Directions: IL Rt 3 to N Market

Public facts

Beds: 2
Baths: 3.0
Sq. Ft.: 1,144
Stories: 1.0
Lot Size: 7,880 square feet
Style: Single Family Residential
Year Built: 1935
Year Renovated: 1935
County: Monroe County
APN: 07-24-466-004-000

Home facts updated by county records on Aug 26, 2026

Other

Home Information
Living Area: 1825
Levels: One

Around this home

Schools

K - 12
Preschool & daycare

W J Zahnow Elementary School

Public PreK-1 • Assigned • 0.2mi

Waterloo Junior High School

Public 6-8 • Assigned • 0.2mi

7/10

Waterloo High School

Public 9-12 • Assigned • 1.7mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

2/10 Fire Factor

0.00% chance of being in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$223,000 – $269,000

Sell confidently with a local market expert in Waterloo. 3 minutes to get started.

Nearby similar homes

OPEN NOV 21, 10AM TO 12PM

$300,000

3 beds2.5 baths3,797 sq ft

5723 Konarick Rd, Waterloo, IL 62298

2.5 acres • Finished basement • 30 x 40 pole barn

$475,000

2 beds1.5 baths910 sq ft

5842 Saxtown Rd, Millstadt, IL 62260

Country living • Equestrian amenities • Indoor riding arena

$399,900

3 beds2 baths1,584 sq ft

5842 Deer Hill Rd, Waterloo, IL 62298

All brick ranch • 4.7 wooded acres • New deck

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3 beds4 baths3,406 sq ft

4176 State Route 156, Waterloo, IL 62298

Renovated farmhouse • Vaulted foyer • Updated kitchen

$424,999

4 beds3.5 baths3,069 sq ft

1033 Turtle Dove Trl, Waterloo, IL 62298

Private dock • Lakefront homes • Hardwood floors

$267,500

3 beds1.5 baths2,491 sq ft

902 Evansville Ave, Waterloo, IL 62298

Full brick ranch • Natural light • Breakfast bar

New listings for sale in 62298

NEW 8 HRS AGO

$285,000

3 beds2 baths1,770 sq ft

609 Paula Dr, Waterloo, IL 62298

Updated kitchen • Sunroom addition • Attached basement

3D WALKTHROUGH

$560,000

4 beds3 baths2,741 sq ft

476 Hayden Dr, Waterloo, IL 62298

Large patio • Open concept layout • Center island

$329,000

3 beds2 baths1,762 sq ft

745 N Market St, Waterloo, IL 62298

Full brick ranch • Large sunroom • Small workshop area

$267,500

3 beds1.5 baths2,491 sq ft

902 Evansville Ave, Waterloo, IL 62298

Full brick ranch • Natural light • Breakfast bar

$399,900

3 beds2 baths1,584 sq ft

5842 Deer Hill Rd, Waterloo, IL 62298

All brick ranch • 4.7 wooded acres • New deck

COMING SOON

$299,900

2 beds3 baths1,616 sq ft

713 Willow Ln, Waterloo, IL 62298

Full brick ranch • Corner lot • Main level living

$30,000

Studio— baths784 sq ft

238 Grand Ave Unit A, Waterloo, IL 62298

Storage shed • Manageable lot • Prime location

OPEN NOV 21, 10AM TO 12PM

$300,000

3 beds2.5 baths3,797 sq ft

5723 Konarick Rd, Waterloo, IL 62298

2.5 acres • Finished basement • 30 x 40 pole barn

$345,000

3 beds3 baths2,887 sq ft

715 Legion Dr, Waterloo, IL 62298

Full brick home • Hardwood floors • Large picture window

Home values near 404 N Market St

Data from public records.

Address	Redfin Estimate
500 North Market St, Waterloo, IL 4 Beds \| 2.5 Baths \| 3182 Sq. Ft.	$332,827
324 North Market St, Waterloo, IL 4 Beds \| 2 Baths \| 1584 Sq. Ft.	$227,068
408 North Market St, Waterloo, IL 2 Beds \| 3 Baths \| 884 Sq. Ft.	$212,444
326 North Market St, Waterloo, IL 3 Beds \| 2 Baths \| 1659 Sq. Ft.	$264,814
402 North Market St, Waterloo, IL 3 Beds \| 3 Baths \| 1566 Sq. Ft.	$245,717
266 North Main St, Waterloo, IL 3 Beds \| 3 Baths \| 1221 Sq. Ft.	$245,884
258 North Main St, Waterloo, IL 5 Beds \| 3 Baths \| 1974 Sq. Ft.	$292,560

Address	Redfin Estimate
323 North Market St, Waterloo, IL 3 Beds \| 3 Baths \| 986 Sq. Ft.	$238,086
320 North Market St, Waterloo, IL 3 Beds \| 2 Baths \| 924 Sq. Ft.	$208,755
322 North Market St, Waterloo, IL 3 Beds \| 2 Baths \| 1571 Sq. Ft.	$265,910
400 North Market St, Waterloo, IL 2 Beds \| 2 Baths \| 1147 Sq. Ft.	$210,158
262 North Main St, Waterloo, IL 3 Beds \| 3 Baths \| 966 Sq. Ft.	$225,408
213 Hamacher St, Waterloo, IL 2 Beds \| 4 Baths \| 1350 Sq. Ft.	$279,746
264 North Main St, Waterloo, IL 3 Beds \| 2 Baths \| 1080 Sq. Ft.	$193,557

Address	Redfin Estimate
410 North Market St, Waterloo, IL 3 Beds \| 3 Baths \| 1548 Sq. Ft.	$273,777
325 North Market St, Waterloo, IL 3 Beds \| 2 Baths \| 3450 Sq. Ft.	$341,153
406 North Market St, Waterloo, IL 2 Beds \| 2 Baths \| 912 Sq. Ft.	$181,429
502 North Market St, Waterloo, IL 5 Beds \| 3 Baths \| 2820 Sq. Ft.	$354,437
268 North Main St, Waterloo, IL 3 Beds \| 2 Baths \| 990 Sq. Ft.	$188,373
259 North Main St, Waterloo, IL 2 Beds \| 2 Baths \| 1260 Sq. Ft.	$234,060
257 North Main St, Waterloo, IL 2 Beds \| 2 Baths \| 1040 Sq. Ft.	$214,873

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2017. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 404 N Market St

Tax history for 404 N Market St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 404 N Market St

More real estate resources