Google street view image for 404 S Library St, Waterloo, IL 62298

OFF MARKET

$169,266

•

2 ba

•

896

sq ft

404 S Library St, Waterloo, IL 62298

About this home

404 S Library St is a 896 square foot house on a 9,817 square foot lot with 2 bedrooms and 2 bathrooms. Based on Redfin's Waterloo data, we estimate the home's value is $169,266.

Single-familyProperty Type

1870Year Built

9,817 sq ftLot Size

$189Est. Price/Sq.Ft.

Source:Public Records

Redfin Estimate

$169,266

$1,000 since July

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 6% lower than the average sale price ($180K) of 6 comparable homes.

SOLD JUL 31, 2026
$189,900
A
3 beds2 baths1,470 sq ft
203 E Mill St, Waterloo, IL 62298
SOLD JUL 27, 2026
$179,900
B
3 beds2 baths1,596 sq ft
108 Rau Street St, Waterloo, IL 62298
SOLD JUL 14, 2026
$150,000
C
2 beds2 baths1,410 sq ft
539 S Main St, Waterloo, IL 62298
SOLD AUG 17, 2026
$236,000
D
3 beds2 baths1,600 sq ft
608 S Church St, Waterloo, IL 62298
SOLD SEP 25, 2025
$140,000
E
2 beds2 baths1,086 sq ft
611 S Market St, Waterloo, IL 62298
SOLD AUG 4, 2026
$185,000
F
2 beds1 bath1,031 sq ft
218 Magnolia Ave, Waterloo, IL 62298

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Earn from this home

Rent

$1,334/mo

Redfin rental estimate

List your home for rent

Market trends in 62298, IL

Last updated July 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

97.5%

2.0% MoM

Median sale price

$311K

$19K MoM

Avg. days on market

47d

2 days MoM

Recently sold homes

10 MoM

New listings for sale

FOR SALE BY OWNER
$465,000
3 beds3 baths1,499 sq ft
6730 Cardinal Dr, Waterloo, IL 62298
$114,000
1 bed1 bath777 sq ft
319 S Main St, Waterloo, IL 62298
$300,000
2 beds2 baths2,244 sq ft
411 Washington Dr, Waterloo, IL 62298
$225,000
3 beds2.5 baths1,852 sq ft
610 Laurel Dr, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 404 S Library St

As the MLS and public records start to fill up, we'll list the details here.

Year

Property tax

Land + Additions

Assessment*

2025

$2,937 (+6.3%)

$16,340 + $31,790

$48,130

2024

$2,762 (+6.2%)

$16,340 + $31,790

$48,130

2023

$2,601 (−1.2%)

$16,074 + $30,595

$46,669

2022

$2,631 (+8.2%)

$14,910 + $26,580

$41,490

2021

$2,431 (+2.2%)

$15,130 + $26,160

$41,290

2020

$2,379 (+1.3%)

$11,590 + $25,740

$37,330

2019

$2,347 (+5.5%)

$11,590 + $24,050

$35,640

2018

$2,225 (+2.8%)

$11,590 + $23,200

$34,790

2017

$2,164 (+4.4%)

$8,840 + $23,200

$32,040

2016

$2,073 (+7.9%)

$7,810 + $23,200

$31,010

2015

$1,921 (+22.5%)

$7,810 + $23,200

$31,010

2014

$1,568 (−2.1%)

$9,130 + $19,830

$28,960

2013

$1,601

$9,130 + $15,950

$25,080

Tax history for 404 S Library St

Year

Property tax

Land + Additions

Assessment*

2025

$2,937 (+6.3%)

$16,340 + $31,790

$48,130

2024

$2,762 (+6.2%)

$16,340 + $31,790

$48,130

2023

$2,601 (−1.2%)

$16,074 + $30,595

$46,669

2022

$2,631 (+8.2%)

$14,910 + $26,580

$41,490

2021

$2,431 (+2.2%)

$15,130 + $26,160

$41,290

2020

$2,379 (+1.3%)

$11,590 + $25,740

$37,330

2019

$2,347 (+5.5%)

$11,590 + $24,050

$35,640

2018

$2,225 (+2.8%)

$11,590 + $23,200

$34,790

2017

$2,164 (+4.4%)

$8,840 + $23,200

$32,040

2016

$2,073 (+7.9%)

$7,810 + $23,200

$31,010

2015

$1,921 (+22.5%)

$7,810 + $23,200

$31,010

2014

$1,568 (−2.1%)

$9,130 + $19,830

$28,960

2013

$1,601

$9,130 + $15,950

$25,080

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Zoning

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Interior

Bathroom Information
# of Bathroom Fixtures: 5

Exterior

Exterior Information
Physical Condition: Average
Foundation Type: Unknown With Crawlspace
Exterior Wall: Frame
Building Type: Single Family

Property Information
Subdivision Name: ROSE & OMELVENEYS ADD
Living Sq. Ft: 896
Ground Floor Sq. Ft: 896
Building Sq. Ft: 1,114
# of Stories: 1
Stories Type: 1
Legal Description: LOTS 10B & 12 BLK 21 MARTIN'S ADDN & LOT 11 BLK 8 ROSE & O'MELVENY'S ADDN

Parking & Garage Information
Parking Type: Frame Garage
Garage/Parking Sq. Ft: 432
Garage / Carport Type: Frame

Lot Information
# of Buildings: 1
Land Sq. Ft: 9,817
Legal Lot Number: 10B
Legal Block Number: 21
Acres: 0.23
Depth Footage: 125
Front Footage: 75
Zoning Code: WR3
County Use Description: IMPROVED RESIDENTIAL

Financial

Assessor Information
Assessment Year: 2025

Public facts

Beds: 2
Baths: 2.0
Sq. Ft.: 896
Stories: 1.0
Lot Size: 9,817 square feet
Style: Single Family Residential
Year Built: 1870
Year Renovated: 1870
County: Monroe County
APN: 07-25-406-003-000

Home facts updated by county records on Aug 26, 2026

Around this home

Schools

Rogers Elementary School

Public 2-3 • Assigned • 0.7mi

10/10

Waterloo Junior High School

Public 6-8 • Assigned • 0.7mi

7/10

Waterloo High School

Public 9-12 • Assigned • 1.2mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$161,000 – $195,000

Sell confidently with a local market expert in Waterloo. 3 minutes to get started.

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New listings for sale in 62298

FOR SALE BY OWNER

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Home values near 404 S Library St

Data from public records.

Address	Redfin Estimate
407 South Library St, Waterloo, IL 3 Beds \| 1 Baths \| 1240 Sq. Ft.	$182,687
413 South Library St, Waterloo, IL 2 Beds \| 3 Baths \| 1191 Sq. Ft.	$220,746

Address	Redfin Estimate
414 South Library St, Waterloo, IL 3 Beds \| 4 Baths \| 1062 Sq. Ft.	$233,591
418 South Library St, Waterloo, IL 4 Beds \| 2 Baths \| 1517 Sq. Ft.	$201,267

Address	Redfin Estimate
409 South Library St, Waterloo, IL 3 Beds \| 2 Baths \| 840 Sq. Ft.	$203,306
412 South Library St, Waterloo, IL 3 Beds \| 3 Baths \| 816 Sq. Ft.	$203,317

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 404 S Library St

Tax history for 404 S Library St

Zoning

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 404 S Library St

More real estate resources