OFF MARKET

Last listed at $111,100, CLOSED ON Dec 2017

$182,687

Est. refi paymentEst. refi $863/mo

•

1,240

sq ft

407 S Library, Waterloo, IL 62298

About this home

This super cute home is so much bigger on the inside than it looks and it's located in the heart of Waterloo! 3 beds, 1 bath, 1240 square feet of practical living space. This home has been totally updated with neutral colors, laminate floors, newer carpet and brand new stainless appliances in January. Seller is even including the Washer and Dryer! Enter through the living room (with real plaster, comfy carpeting and ceiling fan. 1st of 3 bedrooms is conveniently located off of the living room. The galley style eat in kitchen has laminate floors and new stainless appliances. Step outside from the kitchen into your privacy fenced backyard with stamped concrete patio and utility shed. A new gate to the parking pads makes back yard access a breeze. The side door leads to the hallway where a central laundry and two large closets make practical use of space. The central bath with tub/shower combo has ceramic tile floor and comfort height vanity. 2 more bedrooms, both with walk in closets

Single-familyProperty Type

1910Year Built

8,276 sq ftLot Size

$147Est. Price/Sq.Ft.

Listed by Tammy Hines • Tammy Mitchell Hines & Co.

Bought with Tammy Hines • Tammy Mitchell Hines & Co.

Redfin checked: 2 minutes ago

•Source:MARIS as Distributed by MLS Grid #17078778

Redfin Estimate

$182,687

$72K over list price of $111K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 12.2% lower than the average sale price ($208K) of 5 comparable homes.

SOLD JUL 10, 2026
$209,900
A
3 beds1 bath1,654 sq ft
401 Park St, Waterloo, IL 62298
SOLD JUL 27, 2026
$179,900
B
3 beds2 baths1,596 sq ft
108 Rau Street St, Waterloo, IL 62298
SOLD AUG 17, 2026
$236,000
C
3 beds2 baths1,600 sq ft
608 S Church St, Waterloo, IL 62298
SOLD JUL 31, 2026
$189,900
D
3 beds2 baths1,470 sq ft
203 E Mill St, Waterloo, IL 62298
SOLD AUG 3, 2026
$224,900
E
3 beds1 bath1,128 sq ft
429 Sunset Dr, Waterloo, IL 62298

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Earn from this home

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$1,397/mo

Redfin rental estimate

List your home for rent

Market trends in 62298, IL

Last updated July 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

97.5%

2.0% MoM

Median sale price

$311K

$19K MoM

Avg. days on market

47d

2 days MoM

Recently sold homes

10 MoM

New listings for sale

COMING SOON
$898,000
4 beds3.5 baths4,100 sq ft
600 Covington Dr, Waterloo, IL 62298
FOR SALE BY OWNER
$465,000
3 beds3 baths1,499 sq ft
6730 Cardinal Dr, Waterloo, IL 62298
$114,000
1 bed1 bath777 sq ft
319 S Main St, Waterloo, IL 62298
$225,000
3 beds2.5 baths1,852 sq ft
610 Laurel Dr, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 407 S Library

Date

Event

Price

Public Records

Dec 12, 2017

Sold

$109,000

$88/sq ft

MARIS as Distributed by MLS Grid #17078778

Dec 12, 2017

Sold

Dec 12, 2017

Pending

—

Nov 6, 2017

Contingent

—

Oct 17, 2017

Price Changed

$111,100

$90/sq ft

Oct 4, 2017

Listed

$114,100

$92/sq ft

Public Records

Jun 6, 2016

Sold

$87,000

$70/sq ft

MARIS as Distributed by MLS Grid #4408751

Jun 6, 2016

Delisted

—

Jun 6, 2016

Sold

May 4, 2016

Listed

—

+19

Great 3 Bedroom, 1 Bath home with Eat-in Kitchen, Carpeted Living Room with Ceramic tile entrance, Full Bath with Linen Closet, Laundry Room with wall cabinets for extra storage, Two 6x6 walk-in closets, Concrete back patio overlooking large side yard and 2-Car Concreted Parking area just off the alley. It's Newly Painted and Carpeted. Spacious Bedrooms are 13x11, 11x12 & 13x9 carpeted. Dishwasher stays with the home. Set in downtown Waterloo, just a 1/2 block from the public library, and just blocks and minutes from the County Court House, City Hall, shopping, restaurants, schools and more.

Public Records

Nov 15, 2005

Sold

$118,000

$95/sq ft

Public Records

Apr 21, 2003

Sold

$74,500

$60/sq ft

Public Records

Feb 9, 1977

Sold

$16,000

$13/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$2,059 (+8.9%)

$16,090 + $23,400

$39,490

2024

$1,890 (+1.1%)

$16,090 + $23,400

$39,490

2023

$1,871 (−4.1%)

$15,831 + $22,104

$37,935

2022

$1,950 (+2.5%)

$14,730 + $20,940

$35,670

2021

$1,903 (+6.7%)

$14,960 + $21,640

$36,600

2020

$1,783 (+3.7%)

$10,140 + $25,080

$35,220

2019

$1,719 (+6.2%)

$10,140 + $22,470

$32,610

2018

$1,618 (+3.5%)

$10,140 + $21,150

$31,290

2017

$1,564 (+0.3%)

$7,880 + $21,160

$29,040

2016

$1,560 (−10.3%)

$6,620 + $22,710

$29,330

2015

$1,739 (+18.5%)

$6,620 + $22,710

$29,330

2014

$1,468 (+0.5%)

$7,700 + $24,520

$32,220

2013

$1,461

$7,700 + $21,180

$28,880

Tax history for 407 S Library

Year

Property tax

Land + Additions

Assessment*

2025

$2,059 (+8.9%)

$16,090 + $23,400

$39,490

2024

$1,890 (+1.1%)

$16,090 + $23,400

$39,490

2023

$1,871 (−4.1%)

$15,831 + $22,104

$37,935

2022

$1,950 (+2.5%)

$14,730 + $20,940

$35,670

2021

$1,903 (+6.7%)

$14,960 + $21,640

$36,600

2020

$1,783 (+3.7%)

$10,140 + $25,080

$35,220

2019

$1,719 (+6.2%)

$10,140 + $22,470

$32,610

2018

$1,618 (+3.5%)

$10,140 + $21,150

$31,290

2017

$1,564 (+0.3%)

$7,880 + $21,160

$29,040

2016

$1,560 (−10.3%)

$6,620 + $22,710

$29,330

2015

$1,739 (+18.5%)

$6,620 + $22,710

$29,330

2014

$1,468 (+0.5%)

$7,700 + $24,520

$32,220

2013

$1,461

$7,700 + $21,180

$28,880

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

8,094 Sq. Ft.

Year renovated

1910

Sq. Ft.

1,240

Year built

1910

Style

Single Family Residential

County

Monroe County

APN

07-25-403-008-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Parking Features: Rear/Side Entry
Carport Spaces: 0

Interior

Virtual Tour

Bedroom Information
# of Bedrooms: 3
# of Bedrooms Main: 3

Bathroom Information
# of Full Baths (Total): 1
# of Main Level Bathrooms (Total): 1
# of Main and Upper Bathrooms: 1
Main Level # of Full Bathrooms: 1

Room 1 Information
Room Type: Living Room
Room Dimensions: 13x13
Room Length: 13
Room Width: 13
Room Level: Second or Main

Room 2 Information
Room Type: Kitchen
Room Dimensions: 16x9
Room Length: 16
Room Width: 9
Room Level: Second or Main

Room 3 Information
Room Type: Laundry
Room Dimensions: 6x5
Room Length: 6
Room Width: 5
Room Level: Second or Main

Room 4 Information
Room Type: Bathroom
Room Dimensions: 9x7
Room Length: 9
Room Width: 7
Room Level: Second or Main

Room 5 Information
Room Type: Bedroom
Room Dimensions: 13x9
Room Length: 13
Room Width: 9
Room Level: Second or Main

Room 6 Information
Room Type: Master Bedroom
Room Dimensions: 13x11
Room Length: 13
Room Width: 11
Room Level: Second or Main

Room 7 Information
Room Type: Bedroom
Room Dimensions: 12x11
Room Length: 12
Room Width: 11
Room Level: Second or Main

Room 8 Information
Room Level: Second or Main

Basement Information
Basement Features: Unfinished

Other Rooms Information
# of Rooms: 7

Heating & Cooling
Has Heating
Heating Information: Forced Air
Cooling Information: Gas

Exterior

Building Information
Construction Materials: Aluminum Siding

Property Information
Ownership Type: Private
Property Type: Residential
Property Sub Type: Residential
Above Grade Finished Area: 1,240
Above Grade Finished Area Source: Public Records

Lot Information
Lot Size Acres: 0.19
Lot Size Dimensions: 0
Lot Size Source: County Records

Financial

Tax Information
Tax Annual Amount: $1,740
Tax Year: 2015

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer

Location

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Directions: West on Park Street to S. Library. Left on Library. Home is 2nd house on the right.
Cross Street: Park Street

Public facts

Beds: 3
Baths: 3.0
Sq. Ft.: 1,240
Stories: 1.0
Lot Size: 8,094 square feet
Style: Single Family Residential
Year Built: 1910
Year Renovated: 1910
County: Monroe County
APN: 07-25-403-008-000

Home facts updated by county records on Aug 26, 2026

Other

Home Information
Living Area: 1240
Levels: One

Around this home

Schools

Rogers Elementary School

Public 2-3 • Assigned • 0.7mi

10/10

Waterloo Junior High School

Public 6-8 • Assigned • 0.7mi

7/10

Waterloo High School

Public 9-12 • Assigned • 1.2mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$174,000 – $211,000

Sell confidently with a local market expert in Waterloo. 3 minutes to get started.

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Home values near 407 S Library

Data from public records.

Address	Redfin Estimate
414 South Library St, Waterloo, IL 3 Beds \| 4 Baths \| 1062 Sq. Ft.	$233,591
412 South Library St, Waterloo, IL 3 Beds \| 3 Baths \| 816 Sq. Ft.	$203,317

Address	Redfin Estimate
409 South Library St, Waterloo, IL 3 Beds \| 2 Baths \| 840 Sq. Ft.	$203,306
410 South Library St, Waterloo, IL 1 Beds \| 2 Baths \| 758 Sq. Ft.	$149,040

Address	Redfin Estimate
413 South Library St, Waterloo, IL 2 Beds \| 3 Baths \| 1191 Sq. Ft.	$220,746
404 South Library St, Waterloo, IL 2 Beds \| 2 Baths \| 896 Sq. Ft.	$169,266

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2017. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 407 S Library

Tax history for 407 S Library

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 407 S Library

More real estate resources