Google street view image for 405 Flower St, Waterloo, IL 62298

OFF MARKET

$268,325

•

3 ba

•

1,152

sq ft

405 Flower St, Waterloo, IL 62298

About this home

405 Flower St is a 1,152 square foot house on a 0.31 acre lot with 5 bedrooms and 3 bathrooms. Based on Redfin's Waterloo data, we estimate the home's value is $268,325.

Single-familyProperty Type

1924Year Built

0.31 acresLot Size

$233Est. Price/Sq.Ft.

Source:Public Records

Redfin Estimate

$268,325

$1,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 23.4% higher than the average sale price ($218K) of 6 comparable homes.

SOLD JUL 31, 2026
$189,900
A
3 beds2 baths1,470 sq ft
203 E Mill St, Waterloo, IL 62298
SOLD AUG 3, 2026
$239,900
B
3 beds3 baths1,311 sq ft
206 Magnolia Ave, Waterloo, IL 62298
SOLD JUN 12, 2026
$209,900
C
3 beds2.5 baths1,204 sq ft
237 N Moore St, Waterloo, IL 62298
SOLD JUL 27, 2026
$179,900
D
3 beds2 baths1,596 sq ft
108 Rau Street St, Waterloo, IL 62298
SOLD APR 29, 2026
$249,900
E
4 beds2 baths1,254 sq ft
412 Park St, Waterloo, IL 62298
SOLD JUL 9, 2026
$235,500
F
4 beds2 baths2,268 sq ft
314 N Church St, Waterloo, IL 62298

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Earn from this home

Sell

$250,838

Est. take-home

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Rent

$1,400/mo

Redfin rental estimate

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Market trends in 62298, IL

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

97.7%

+0.4% MoM

Median sale price

$335K

$28K MoM

Avg. days on market

47d

0 days MoM

Recently sold homes

16 MoM

New listings for sale

NEW 23 HRS AGO
$29,000
2 beds1 bath672 sq ft
4814 Timber Lake Ct, Waterloo, IL 62298
NEW 26 HRS AGO
$275,000
3 beds2 baths2,076 sq ft
708 S Library St, Waterloo, IL 62298
OPEN SUN, 3PM TO 5PM
$525,000
3 beds2 baths1,760 sq ft
4375 Jj Rd, Waterloo, IL 62298
$379,900
3 beds2 baths2,134 sq ft
4609 Fountain Brook Dr, Waterloo, IL 62298
FOR SALE BY OWNER
$499,900
3 beds3 baths1,932 sq ft
207 Vancouver Dr, Waterloo, IL 62298
$485,000
3 beds3 baths2,534 sq ft
6730 Cardinal Dr, Waterloo, IL 62298
$898,000
4 beds3.5 baths4,100 sq ft
600 Covington Dr, Waterloo, IL 62298
$111,000
1 bed1 bath777 sq ft
319 S Main St, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 405 Flower St

As the MLS and public records start to fill up, we'll list the details here.

Year

Property tax

Land + Additions

Assessment*

2025

$4,094 (+6.9%)

$16,940 + $50,160

$67,100

2024

$3,831 (+7.0%)

$16,940 + $50,160

$67,100

2023

$3,580 (+69.5%)

$16,517 + $48,211

$64,728

2022

$2,112 (−39.4%)

$15,290 + $41,820

$57,110

2021

$3,488 (+2.8%)

$13,080 + $20,060

$33,140

2020

$3,394 (+1.6%)

$13,080 + $40,470

$53,550

2019

$3,339 (+34.8%)

$13,080 + $37,770

$50,850

2018

$2,477 (+2.8%)

$13,080 + $36,410

$49,490

2017

$2,409 (+1.0%)

$11,040 + $24,630

$35,670

2016

$2,385 (+0.8%)

$11,040 + $24,630

$35,670

2015

$2,366 (+3.9%)

$11,040 + $24,630

$35,670

2014

$2,277 (−21.8%)

$11,040 + $24,630

$35,670

2013

$2,910

$11,040 + $34,530

$45,570

Tax history for 405 Flower St

Year

Property tax

Land + Additions

Assessment*

2025

$4,094 (+6.9%)

$16,940 + $50,160

$67,100

2024

$3,831 (+7.0%)

$16,940 + $50,160

$67,100

2023

$3,580 (+69.5%)

$16,517 + $48,211

$64,728

2022

$2,112 (−39.4%)

$15,290 + $41,820

$57,110

2021

$3,488 (+2.8%)

$13,080 + $20,060

$33,140

2020

$3,394 (+1.6%)

$13,080 + $40,470

$53,550

2019

$3,339 (+34.8%)

$13,080 + $37,770

$50,850

2018

$2,477 (+2.8%)

$13,080 + $36,410

$49,490

2017

$2,409 (+1.0%)

$11,040 + $24,630

$35,670

2016

$2,385 (+0.8%)

$11,040 + $24,630

$35,670

2015

$2,366 (+3.9%)

$11,040 + $24,630

$35,670

2014

$2,277 (−21.8%)

$11,040 + $24,630

$35,670

2013

$2,910

$11,040 + $34,530

$45,570

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Zoning

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Interior

Bathroom Information
# of Bathroom Fixtures: 8

Heating & Cooling
Air Conditioning Type: Central

Exterior

Exterior Information
Physical Condition: Average
Foundation Type: Unknown With Crawlspace
Exterior Wall: Frame
Building Type: Single Family

Property Information
Subdivision Name: J B MOORES ADD
Living Sq. Ft: 1,152
Ground Floor Sq. Ft: 1,152
Building Sq. Ft: 1,152
# of Stories: 1.5
Stories Type: 1 1/2
Legal Description: LOTS 4 & 5 J B MOORES ADDN

Lot Information
# of Buildings: 1
Land Sq. Ft: 13,367
Legal Lot Number: 4
Acres: 0.31
Depth Footage: 155
Front Footage: 98
Zoning Code: WR3
County Use Description: IMPROVED RESIDENTIAL

Financial

Assessor Information
Assessment Year: 2025

Public facts

Beds: 5
Baths: 3.0
Sq. Ft.: 1,152
Stories: 1.5
Lot Size: 0.31 acres
Style: Single Family Residential
Year Built: 1924
Year Renovated: 1924
County: Monroe County
APN: 07-25-201-019-000

Home facts updated by county records on Aug 26, 2026

Around this home

Schools

W J Zahnow Elementary School

Public PreK-1 • Assigned • 0.6mi

Waterloo Junior High School

Public 6-8 • Assigned • 0.6mi

7/10

Waterloo High School

Public 9-12 • Assigned • 1.5mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$255,000 – $309,000

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Nearby similar homes

NEW 26 HRS AGO

$275,000

3 beds2 baths2,076 sq ft

708 S Library St, Waterloo, IL 62298

$220,000

3 beds1.5 baths2,304 sq ft

609 Willow Ln, Waterloo, IL 62298

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3 beds2 baths3,225 sq ft

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OPEN TODAY, 12PM TO 4PM

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NEW CONSTRUCTION

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New listings for sale in 62298

NEW 23 HRS AGO

$29,000

2 beds1 bath672 sq ft

4814 Timber Lake Ct, Waterloo, IL 62298

NEW 26 HRS AGO

$275,000

3 beds2 baths2,076 sq ft

708 S Library St, Waterloo, IL 62298

OPEN SUN, 3PM TO 5PM

$525,000

3 beds2 baths1,760 sq ft

4375 Jj Rd, Waterloo, IL 62298

$379,900

3 beds2 baths2,134 sq ft

4609 Fountain Brook Dr, Waterloo, IL 62298

FOR SALE BY OWNER

$499,900

3 beds3 baths1,932 sq ft

207 Vancouver Dr, Waterloo, IL 62298

$485,000

3 beds3 baths2,534 sq ft

6730 Cardinal Dr, Waterloo, IL 62298

$898,000

4 beds3.5 baths4,100 sq ft

600 Covington Dr, Waterloo, IL 62298

$111,000

1 bed1 bath777 sq ft

319 S Main St, Waterloo, IL 62298

Home values near 405 Flower St

Data from public records.

Address	Redfin Estimate
308 Flower Street, Waterloo, IL 2 Beds \| 1.5 Baths \| 1011 Sq. Ft.	$182,966
307 Flower Street, Waterloo, IL 3 Beds \| 1 Baths \| 1427 Sq. Ft.	$192,655

Address	Redfin Estimate
313 Flower Street, Waterloo, IL 3 Beds \| 2 Baths \| 844 Sq. Ft.	$184,456
311 Flower Street, Waterloo, IL 2 Beds \| 4 Baths \| 960 Sq. Ft.	$232,005

Address	Redfin Estimate
315 Flower Street, Waterloo, IL 4 Beds \| 4 Baths \| 1523 Sq. Ft.	$228,811
309 Flower Street, Waterloo, IL 2 Beds \| 2 Baths \| 810 Sq. Ft.	$185,919

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 405 Flower St

Tax history for 405 Flower St

Zoning

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 405 Flower St

More real estate resources