Google street view image for 405 S Main St, Waterloo, IL 62298

OFF MARKET

$273,796

•

3 ba

•

1,237

sq ft

405 S Main St, Waterloo, IL 62298

About this home

405 S Main St is a 1,237 square foot house on a 6,313 square foot lot with 3 bedrooms and 3 bathrooms. Based on Redfin's Waterloo data, we estimate the home's value is $273,796.

Single-familyProperty Type

2010Year Built

6,313 sq ftLot Size

$221Est. Price/Sq.Ft.

Source:Public Records

Redfin Estimate

$273,796

$1,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 25.5% higher than the average sale price ($218K) of 5 comparable homes.

SOLD AUG 3, 2026
$239,900
A
3 beds3 baths1,311 sq ft
206 Magnolia Ave, Waterloo, IL 62298
SOLD SEP 1, 2026
$225,000
B
3 beds2 baths1,413 sq ft
306 S Market St, Waterloo, IL 62298
SOLD JUN 12, 2026
$209,900
C
3 beds2.5 baths1,204 sq ft
237 N Moore St, Waterloo, IL 62298
SOLD AUG 17, 2026
$236,000
D
3 beds2 baths1,600 sq ft
608 S Church St, Waterloo, IL 62298
SOLD JUL 27, 2026
$179,900
E
3 beds2 baths1,596 sq ft
108 Rau Street St, Waterloo, IL 62298

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Earn from this home

Sell

$255,995

Est. take-home

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Rent

$1,435/mo

Redfin rental estimate

List your home for rent

Market trends in 62298, IL

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

98.0%

+0.2% MoM

Median sale price

$337K

$5K MoM

Avg. days on market

46d

1 days MoM

Recently sold homes

5 MoM

New listings for sale

COMING SOON
$925,000
6 beds4.5 baths5,900 sq ft
324 Druscilla Ln, Waterloo, IL 62298
COMING SOON
$389,000
4 beds3 baths3,144 sq ft
1307 Rachael Ln, Waterloo, IL 62298
FOR SALE BY OWNER
$1,375,000
— beds— baths— sq ft
Rogers St, Waterloo, IL 62298
OPEN SAT, 11AM TO 1PM
$199,900
3 beds1 bath1,121 sq ft
309 N Moore St, Waterloo, IL 62298
OPEN SUN, 2:30PM TO 4PM
$525,000
4 beds3 baths2,540 sq ft
910 Taylor Dr, Waterloo, IL 62298
$638,000
3 beds4 baths3,406 sq ft
4176 State Route 156, Waterloo, IL 62298
FOR SALE BY OWNER
$795,000
5 beds5 baths1,895 sq ft
207 Links Ln, Waterloo, IL 62298
FOR SALE BY OWNER
$46,900
Studio— baths— sq ft
124 Kurken Dr, Waterloo, IL 62298
$275,000
3 beds2 baths2,076 sq ft
708 S Library St, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 405 S Main St

As the MLS and public records start to fill up, we'll list the details here.

Year

Property tax

Land + Additions

Assessment*

2025

$4,803 (+2.1%)

$15,870 + $68,600

$84,470

2024

$4,705 (+1.5%)

$15,870 + $68,600

$84,470

2023

$4,637 (+2.2%)

$15,662 + $69,819

$85,481

2022

$4,538 (+8.5%)

$14,580 + $59,400

$73,980

2021

$4,184 (+3.3%)

$14,830 + $56,380

$71,210

2020

$4,051 (+4.8%)

$8,960 + $55,280

$64,240

2019

$3,863 (+1.4%)

$8,960 + $51,730

$60,690

2018

$3,809 (+8.3%)

$8,960 + $48,300

$57,260

2017

$3,517 (+6.2%)

$7,110 + $47,750

$54,860

2016

$3,313 (+3.7%)

$5,620 + $43,930

$49,550

2015

$3,194 (+6.3%)

$5,620 + $43,930

$49,550

2014

$3,006 (+3.9%)

$6,500 + $41,640

$48,140

2013

$2,893

$6,500 + $38,810

$45,310

Tax history for 405 S Main St

Year

Property tax

Land + Additions

Assessment*

2025

$4,803 (+2.1%)

$15,870 + $68,600

$84,470

2024

$4,705 (+1.5%)

$15,870 + $68,600

$84,470

2023

$4,637 (+2.2%)

$15,662 + $69,819

$85,481

2022

$4,538 (+8.5%)

$14,580 + $59,400

$73,980

2021

$4,184 (+3.3%)

$14,830 + $56,380

$71,210

2020

$4,051 (+4.8%)

$8,960 + $55,280

$64,240

2019

$3,863 (+1.4%)

$8,960 + $51,730

$60,690

2018

$3,809 (+8.3%)

$8,960 + $48,300

$57,260

2017

$3,517 (+6.2%)

$7,110 + $47,750

$54,860

2016

$3,313 (+3.7%)

$5,620 + $43,930

$49,550

2015

$3,194 (+6.3%)

$5,620 + $43,930

$49,550

2014

$3,006 (+3.9%)

$6,500 + $41,640

$48,140

2013

$2,893

$6,500 + $38,810

$45,310

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Zoning

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Interior

Basement Information
Basement Sq. Ft: 1,237
Basement Type: Full

Bathroom Information
# of Bathroom Fixtures: 8

Heating & Cooling
Air Conditioning Type: Central

Exterior

Exterior Information
Physical Condition: Average
Exterior Wall: Frame
Building Type: Single Family

Property Information
Subdivision Name: JAMES MOORES ADD
Living Sq. Ft: 1,237
Ground Floor Sq. Ft: 1,237
Building Sq. Ft: 2,474
# of Stories: 1
Stories Type: 1
Legal Description: LOT 15A JAMES MOORES ADDN

Parking & Garage Information
Parking Type: Frame Garage
Garage/Parking Sq. Ft: 420
Garage / Carport Type: Frame

Lot Information
# of Buildings: 1
Land Sq. Ft: 6,313
Legal Lot Number: 15A
Acres: 0.14
Depth Footage: 103
Front Footage: 60
Zoning Code: WR3
County Use Description: IMPROVED RESIDENTIAL

Financial

Assessor Information
Assessment Year: 2025

Public facts

Beds: 3
Baths: 3.0
Sq. Ft.: 1,237
Stories: 1.0
Lot Size: 6,313 square feet
Style: Single Family Residential
Year Built: 2010
Year Renovated: 2010
County: Monroe County
APN: 07-25-283-023-000

Home facts updated by county records on Aug 26, 2026

Around this home

Schools

Rogers Elementary School

Public 2-3 • Assigned • 0.5mi

10/10

Waterloo Junior High School

Public 6-8 • Assigned • 0.6mi

7/10

Waterloo High School

Public 9-12 • Assigned • 1.1mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$261,000 – $315,000

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Nearby similar homes

NEW 8 HRS AGO

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FOR SALE BY OWNER

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New listings for sale in 62298

COMING SOON

$925,000

6 beds4.5 baths5,900 sq ft

324 Druscilla Ln, Waterloo, IL 62298

COMING SOON

$389,000

4 beds3 baths3,144 sq ft

1307 Rachael Ln, Waterloo, IL 62298

FOR SALE BY OWNER

$1,375,000

— beds— baths— sq ft

Rogers St, Waterloo, IL 62298

OPEN SAT, 11AM TO 1PM

$199,900

3 beds1 bath1,121 sq ft

309 N Moore St, Waterloo, IL 62298

OPEN SUN, 2:30PM TO 4PM3D WALKTHROUGH

$525,000

4 beds3 baths2,540 sq ft

910 Taylor Dr, Waterloo, IL 62298

$638,000

3 beds4 baths3,406 sq ft

4176 State Route 156, Waterloo, IL 62298

FOR SALE BY OWNER

$795,000

5 beds5 baths1,895 sq ft

207 Links Ln, Waterloo, IL 62298

FOR SALE BY OWNER

$46,900

Studio— baths— sq ft

124 Kurken Dr, Waterloo, IL 62298

$275,000

3 beds2 baths2,076 sq ft

708 S Library St, Waterloo, IL 62298

Home values near 405 S Main St

Data from public records.

Address	Redfin Estimate
411 South Main St, Waterloo, IL 2 Beds \| 2 Baths \| 1675 Sq. Ft.	$223,320
320 South Main St, Waterloo, IL 2 Beds \| 2 Baths \| 1365 Sq. Ft.	$236,896

Address	Redfin Estimate
417 South Main St, Waterloo, IL 2 Beds \| 2 Baths \| 840 Sq. Ft.	$201,342
415 South Main St, Waterloo, IL 3 Beds \| 2 Baths \| 1008 Sq. Ft.	$164,303

Address	Redfin Estimate
330 South Main St, Waterloo, IL 2 Beds \| 2 Baths \| 1098 Sq. Ft.	$155,569
400 South Main St, Waterloo, IL 3 Beds \| 3 Baths \| 1392 Sq. Ft.	$258,915

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 405 S Main St

Tax history for 405 S Main St

Zoning

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 405 S Main St

More real estate resources