This lovely home in the heart of Waterloo is close to downtown and offers incredible curb appeal! Enter the home to the bright and cheery sun room. Through the front door, find a large living room which leads to a very functional eat in kitchen with appliances that stay. The washer and dryer will stay in the main level laundry area as well. Two nice sized bedrooms and a full bathroom complete the main floor. On the lower level, find a large amount of storage as well as a finished bonus room along with a ¾ bath. The home’s attached oversized one car garage is accessible from the alleyway and the asphalt driveway offers additional parking behind the home as well.
Single-familyProperty Type
1981Year Built
$134Est. Price/Sq.Ft.
1 car garageParking
Listed by Emily Westerheide• Coldwell Banker Brown Realtors
Lovely 2 Bedroom home in the heart of Waterloo. New roof in 2015. One car over-sized attached garage (drive behind)with built in shelves that will stay with home, large family room in basement along with 3/4 bath.The basement has a water deferment system and has been dry since it was installed. Lots of additional built in shelving. On the main floor you will enjoy the 15x7 sun room. L-shape eat in kitchen, main floor laundry, several closets and extra storage, 2 Nice sized bedrooms, full bath with tub/shower unit, large living room and a galley style kitchen with appliances and plenty of cabinets. Lots of curb appeal with the cute decorative picket fence. The main floor bath could use some updating. This home has been well cared for, is neat and clean and ready for a new owner to move in and love it.
Year
Property tax
Land + Additions
Assessment*
2025
$3,500 (+8.6%)
$16,030 + $47,080
$63,110
2024
$3,222 (+2.0%)
$16,030 + $47,080
$63,110
2023
$3,160 (+8.5%)
$15,799 + $44,641
$60,440
2022
$2,911 (+16.0%)
$14,690 + $41,550
$56,240
2021
$2,509 (−0.4%)
$14,940 + $36,740
$51,680
2020
$2,519 (+5.3%)
$9,800 + $34,730
$44,530
2019
$2,391 (+1.5%)
$9,800 + $33,830
$43,630
2018
$2,356 (+2.0%)
$9,800 + $31,450
$41,250
2017
$2,309 (+161.3%)
$7,660 + $32,010
$39,670
2016
$884 (+0.8%)
$6,320 + $31,870
$38,190
2015
$877 (+3.9%)
$6,320 + $31,870
$38,190
2014
$844
$7,350 + $30,310
$37,660
2013
$844
$7,350 + $33,760
$41,110
Tax history for 411 S Main
Year
Property tax
Land + Additions
Assessment*
2025
$3,500 (+8.6%)
$16,030 + $47,080
$63,110
2024
$3,222 (+2.0%)
$16,030 + $47,080
$63,110
2023
$3,160 (+8.5%)
$15,799 + $44,641
$60,440
2022
$2,911 (+16.0%)
$14,690 + $41,550
$56,240
2021
$2,509 (−0.4%)
$14,940 + $36,740
$51,680
2020
$2,519 (+5.3%)
$9,800 + $34,730
$44,530
2019
$2,391 (+1.5%)
$9,800 + $33,830
$43,630
2018
$2,356 (+2.0%)
$9,800 + $31,450
$41,250
2017
$2,309 (+161.3%)
$7,660 + $32,010
$39,670
2016
$884 (+0.8%)
$6,320 + $31,870
$38,190
2015
$877 (+3.9%)
$6,320 + $31,870
$38,190
2014
$844
$7,350 + $30,310
$37,660
2013
$844
$7,350 + $33,760
$41,110
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
2
Baths
3
Stories
1
Lot width
—
Lot depth
—
Lot size
7,298 Sq. Ft.
Year renovated
1981
Sq. Ft.
1,080
Year built
1981
Style
Single Family Residential
County
Monroe County
APN
07-25-283-024-000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 26, 2026.
R3
Single-Family Residence Districts
The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.
Permitted uses
Include but are not limited to:
Housing-Single unit
Property details
Parking
Parking Information
Parking Features: Additional Parking
Garage Spaces: 1
Carport Spaces: 0
Has Garage
Interior
Bedroom Information
# of Bedrooms: 2
# of Bedrooms Main: 2
Bathroom Information
# of Full Baths (Total): 2
# of Main Level Bathrooms (Total): 1
# of Main and Upper Bathrooms: 1
Main Level # of Full Bathrooms: 1
Basement Information
Basement Features: Bathroom in LL, Full, Partially Finished
Other Rooms Information
# of Rooms: 5
Heating & Cooling
Has Heating
Heating Information: Forced Air
Cooling Information: Electric
Interior Features
Appliances: Dryer, Microwave, Electric Oven, Refrigerator, Washer
Exterior
Property Information
Ownership Type: Private
Property Type: Residential
Property Sub Type: Residential
Above Grade Finished Area: 1,475
Above Grade Finished Area Source: Public Records
Below Grade Finished Area: 200
Below Grade Finished Area Source: County Records
Lot Information
Lot Features: Sidewalks
Lot Size Dimensions: 69x105x69x107
Financial
Tax Information
Tax Annual Amount: $883
Tax Year: 2016
Utilities
Utility Information
Water Source: Public
Sewer: Public Sewer
Location
School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5
Location Information
Directions: Market Street (route 3) to 4th Street to Main Street
Cross Street: Park Street
Public facts
Beds: 2
Baths: 3.0
Sq. Ft.: 1,080
Stories: 1.0
Lot Size: 7,298 square feet
Style: Single Family Residential
Year Built: 1981
Year Renovated: 1981
County: Monroe County
APN: 07-25-283-024-000
Home facts updated by county records on Aug 26, 2026
Other
Home Information
Living Area: 1675
Levels: One
Around this home
Schools
Rogers Elementary School
Public 2-3 • Assigned • 0.5mi
10/10
Waterloo Junior High School
Public 6-8 • Assigned • 0.6mi
7/10
Waterloo High School
Public 9-12 • Assigned • 1.1mi
6/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
5/10 Heat Factor
7 days above 106° expected this year, 20 days in 30 years
2/10 Wind Factor
1% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Waterloo, IL • 62298
Average low and high temperatures (°F)
38
21
48
28
66
42
71
52
75
57
86
68
90
72
87
66
85
60
74
50
58
41
47
30
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.9 hours in
June and 4.1 hours in December, which is comparable to the
U.S. average for solar exposure.
9.9 hrs
4.1 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$213,000 – $258,000
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