Off market jul 2022 for $160K

$172,412

Est. refi paymentEst. refi $1,227/mo

•

2 ba

•

1,443

sq ft

408 S Church St, Waterloo, IL 62298

About this home

Looking to be right in town at an affordable price? This is it! This 1 1/2 story home features 2 bedrooms, with an additional room that has a nook that was used as a closet for a 3rd bedroom. The bathroom has wood laminate flooring & new carpeting! There is a shed with an attached carport, but no access to carport. Owners used for extra storage. There is a huge kitchen/dining area, appliances included, and main floor master bedroom! Fresh paint, huge main floor laundry room, and nice size backyard for a new deck or patio. There are ramps in doorways & up to the front door for wheelchair accessibility and can be removed if not needed. Selling as-is. Some Accessible Features

Single-familyProperty Type

1880Year Built

6,250 sq ftLot Size

$119Est. Price/Sq.Ft.

Listed by Amy Hank • Century 21 Advantage

Bought with Amy Hank • Century 21 Advantage

Source:MARIS as Distributed by MLS Grid #4015125

Redfin Estimate

$172,412

$12K since sold in July 2022$1,000 since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 14.3% lower than the average sale price ($201K) of 5 comparable homes.

SOLD JUL 14, 2026
$150,000
A
2 beds2 baths1,410 sq ft
539 S Main St, Waterloo, IL 62298
SOLD SEP 1, 2026
$225,000
B
3 beds2 baths1,413 sq ft
306 S Market St, Waterloo, IL 62298
SOLD AUG 4, 2026
$185,000
C
2 beds1 bath1,031 sq ft
218 Magnolia Ave, Waterloo, IL 62298
SOLD AUG 17, 2026
$236,000
D
3 beds2 baths1,600 sq ft
608 S Church St, Waterloo, IL 62298
SOLD JUL 10, 2026
$209,900
E
3 beds1 bath1,654 sq ft
401 Park St, Waterloo, IL 62298

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Earn from this home

Refinance

Est. cash available

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Rent

$1,482/mo

Redfin rental estimate

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Market trends in 62298, IL

Last updated October 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

98.7%

0.3% MoM

Median sale price

$350K

$7K MoM

Avg. days on market

44d

0 days MoM

Recently sold homes

22 MoM

New listings for sale

NEW 23 HRS AGO
$219,900
7 beds3 baths1,532 sq ft
201 Koenigsmark Ave, Waterloo, IL 62298
OPEN SAT, 11AM TO 1PM
$499,000
3 beds3.5 baths4,900 sq ft
6120 Old Baum Church Rd, Waterloo, IL 62298
$285,000
3 beds2 baths1,770 sq ft
609 Paula Dr, Waterloo, IL 62298
3D WALKTHROUGH
$560,000
4 beds3 baths2,741 sq ft
476 Hayden Dr, Waterloo, IL 62298
$329,000
3 beds2 baths1,762 sq ft
745 N Market St, Waterloo, IL 62298
$267,500
3 beds1.5 baths2,491 sq ft
902 Evansville Ave, Waterloo, IL 62298
$399,900
3 beds2 baths1,584 sq ft
5842 Deer Hill Rd, Waterloo, IL 62298
COMING SOON
$299,900
2 beds3 baths1,616 sq ft
713 Willow Ln, Waterloo, IL 62298
OPEN SUN, 3PM TO 4PM
$30,000
Studio— baths784 sq ft
238 Grand Ave Unit A, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 408 S Church St

Date

Event

Price

Public Records

Jul 21, 2022

Sold

$160,000

$111/sq ft

Public Records

Dec 21, 2012

Sold

$60,000

$42/sq ft

Public Records

Nov 9, 2012

Sold

$400,000

$277/sq ft

MARIS as Distributed by MLS Grid #4015125

Nov 9, 2012

Sold

Dec 5, 2011

Listed

$78,500

$54/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$2,787 (+7.9%)

$15,880 + $37,950

$53,830

2024

$2,584 (+7.8%)

$15,880 + $37,950

$53,830

2023

$2,396 (+79.6%)

$15,641 + $36,509

$52,150

2022

$1,334 (−2.1%)

$14,580 + $31,830

$46,410

2021

$1,363 (−2.9%)

$8,900 + $18,030

$26,930

2020

$1,404 (−31.6%)

$8,900 + $18,030

$26,930

2019

$2,051 (+107.6%)

$8,900 + $28,330

$37,230

2018

$988 (+4.0%)

$8,900 + $27,320

$36,220

2017

$951 (+1.8%)

$6,460 + $13,510

$19,970

2016

$934 (+0.9%)

$6,460 + $13,510

$19,970

2015

$926 (+3.8%)

$6,460 + $13,510

$19,970

2014

$892

$6,460 + $13,510

$19,970

2013

$892

$6,460 + $13,510

$19,970

Tax history for 408 S Church St

Year

Property tax

Land + Additions

Assessment*

2025

$2,787 (+7.9%)

$15,880 + $37,950

$53,830

2024

$2,584 (+7.8%)

$15,880 + $37,950

$53,830

2023

$2,396 (+79.6%)

$15,641 + $36,509

$52,150

2022

$1,334 (−2.1%)

$14,580 + $31,830

$46,410

2021

$1,363 (−2.9%)

$8,900 + $18,030

$26,930

2020

$1,404 (−31.6%)

$8,900 + $18,030

$26,930

2019

$2,051 (+107.6%)

$8,900 + $28,330

$37,230

2018

$988 (+4.0%)

$8,900 + $27,320

$36,220

2017

$951 (+1.8%)

$6,460 + $13,510

$19,970

2016

$934 (+0.9%)

$6,460 + $13,510

$19,970

2015

$926 (+3.8%)

$6,460 + $13,510

$19,970

2014

$892

$6,460 + $13,510

$19,970

2013

$892

$6,460 + $13,510

$19,970

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Zoning

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Interior

Bathroom Information
# of Bathroom Fixtures: 5

Heating & Cooling
Air Conditioning Type: Central

Exterior

Exterior Information
Physical Condition: Average
Foundation Type: Unknown With Crawlspace
Exterior Wall: Frame
Building Type: Single Family

Property Information
Subdivision Name: SOUTH OUTLOTS
Living Sq. Ft: 1,443
Ground Floor Sq. Ft: 1,119
Building Sq. Ft: 1,443
# of Stories: 1
Stories Type: 1
Legal Description: LOT 9 SOUTH OUTLOTS SEC 25

Lot Information
# of Buildings: 1
Land Sq. Ft: 6,250
Legal Lot Number: 9
Acres: 0.14
Depth Footage: 125
Front Footage: 50
Zoning Code: WR3
County Use Description: IMPROVED RESIDENTIAL

Financial

Assessor Information
Assessment Year: 2025

Public facts

Beds: 2
Baths: 2.0
Sq. Ft.: 1,443
Stories: 1.0
Lot Size: 6,250 square feet
Style: Single Family Residential
Year Built: 1880
Year Renovated: 1880
County: Monroe County
APN: 07-25-283-006-000

Home facts updated by county records on Aug 26, 2026

Around this home

Schools

K - 12
Preschool & daycare

Rogers Elementary School

Public 2-3 • Assigned • 0.6mi

10/10

Waterloo Junior High School

Public 6-8 • Assigned • 0.6mi

7/10

Waterloo High School

Public 9-12 • Assigned • 1.1mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$164,000 – $199,000

Sell confidently with a local market expert in Waterloo. 3 minutes to get started.

Nearby similar homes

OPEN SAT, 11AM TO 1PM

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New listings for sale in 62298

NEW 23 HRS AGO

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Downtown amenities • Unique layout • Additional storage

OPEN SAT, 11AM TO 1PM

$499,000

3 beds3.5 baths4,900 sq ft

6120 Old Baum Church Rd, Waterloo, IL 62298

Custom built • Architectural detail • Oversized windows

$285,000

3 beds2 baths1,770 sq ft

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Updated kitchen • Sunroom addition • Attached basement

3D WALKTHROUGH

$560,000

4 beds3 baths2,741 sq ft

476 Hayden Dr, Waterloo, IL 62298

Large patio • Open concept layout • Center island

$329,000

3 beds2 baths1,762 sq ft

745 N Market St, Waterloo, IL 62298

Full brick ranch • Large sunroom • Small workshop area

$267,500

3 beds1.5 baths2,491 sq ft

902 Evansville Ave, Waterloo, IL 62298

Full brick ranch • Natural light • Breakfast bar

$399,900

3 beds2 baths1,584 sq ft

5842 Deer Hill Rd, Waterloo, IL 62298

All brick ranch • 4.7 wooded acres • New deck

COMING SOON

$299,900

2 beds3 baths1,616 sq ft

713 Willow Ln, Waterloo, IL 62298

Full brick ranch • Corner lot • Main level living

OPEN SUN, 3PM TO 4PM

$30,000

Studio— baths784 sq ft

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Storage shed • Manageable lot • Prime location

Home values near 408 S Church St

Data from public records.

Address	Redfin Estimate
414 S Church Street, Waterloo, IL 3 Beds \| 1 Baths \| 1270 Sq. Ft.	$149,501
401 S Church Street, Waterloo, IL 3 Beds \| 2 Baths \| 2146 Sq. Ft.	$234,864
413 S Church Street, Waterloo, IL 3 Beds \| 2 Baths \| 888 Sq. Ft.	$159,762
418 S Church Street, Waterloo, IL 2 Beds \| 3 Baths \| 954 Sq. Ft.	$220,580
312 S Church Street, Waterloo, IL 5 Beds \| 3 Baths \| 2742 Sq. Ft.	$280,784
410 S Church Street, Waterloo, IL 1 Beds \| 1 Baths \| 512 Sq. Ft.	$153,781
417 S Main Street, Waterloo, IL 2 Beds \| 2 Baths \| 840 Sq. Ft.	$202,032

Address	Redfin Estimate
400 S Church Street, Waterloo, IL 4 Beds \| 1.5 Baths \| 1696 Sq. Ft.	$252,215
421 S Church Street, Waterloo, IL 3 Beds \| 1.5 Baths \| 1110 Sq. Ft.	$259,343
415 S Church Street, Waterloo, IL 3 Beds \| 3 Baths \| 1577 Sq. Ft.	$267,140
411 S Church Street, Waterloo, IL 2 Beds \| 2 Baths \| 1344 Sq. Ft.	$203,868
402 S Church Street, Waterloo, IL 4 Beds \| 2 Baths \| 1407 Sq. Ft.	$236,603
500 S Church Street, Waterloo, IL 3 Beds \| 2 Baths \| 1818 Sq. Ft.	$269,620
107 Elm Street, Waterloo, IL 1 Beds \| 2 Baths \| 1020 Sq. Ft.	$160,150

Address	Redfin Estimate
423 S Church Street, Waterloo, IL 2 Beds \| 1 Baths \| 1228 Sq. Ft.	$237,879
409 S Church Street, Waterloo, IL 2 Beds \| 1 Baths \| 1142 Sq. Ft.	$157,833
403 S Church Street, Waterloo, IL 3 Beds \| 2 Baths \| 1817 Sq. Ft.	$267,443
405 S Church Street, Waterloo, IL 4 Beds \| 3 Baths \| 992 Sq. Ft.	$260,961
404 S Church Street, Waterloo, IL 2 Beds \| 1 Baths \| 864 Sq. Ft.	$184,348
411 S Main Street, Waterloo, IL 2 Beds \| 2 Baths \| 1675 Sq. Ft.	$222,893
206 Park Street, Waterloo, IL 2 Beds \| 2 Baths \| 960 Sq. Ft.	$177,933

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 408 S Church St

Tax history for 408 S Church St

Zoning

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 408 S Church St

More real estate resources