Last listed at $160,000, CLOSED ON Jul 2020

$216,245

Est. refi paymentEst. refi $1,253/mo

•

2,171

sq ft

428 N Library St, Waterloo, IL 62298

About this home

Single-familyProperty Type

1950Year Built

0.51 acresLot Size

$100Est. Price/Sq.Ft.

1 car garageParking

Listed by Kristie Moore • Strano & Associates

Bought with Kristie Moore • Strano & Associates

Redfin checked: 2 minutes ago

•Source:MARIS as Distributed by MLS Grid #20045662

Redfin Estimate

$216,245

$56K over list price of $160K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 28.5% lower than the average sale price ($302K) of 6 comparable homes.

SOLD JUL 9, 2026
$235,500
A
4 beds2 baths2,268 sq ft
314 N Church St, Waterloo, IL 62298
SOLD FEB 10, 2026
$375,000
B
4 beds2.5 baths2,378 sq ft
611 N Market St, Waterloo, IL 62298
SOLD AUG 3, 2026
$239,900
C
3 beds3 baths1,311 sq ft
206 Magnolia Ave, Waterloo, IL 62298
SOLD JUL 10, 2026
$259,000
D
3 beds1 bath1,690 sq ft
700 Waterloo Dr, Waterloo, IL 62298
SOLD FEB 25, 2026
$389,900
E
3 beds3 baths1,803 sq ft
517 Grand Ave, Waterloo, IL 62298
SOLD JUN 10, 2026
$315,000
F
4 beds3.5 baths2,394 sq ft
113 Jefferson Dr, Waterloo, IL 62298

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Earn from this home

Sell

$201,748

Est. take-home

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Est. cash available

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Rent

$1,741/mo

Redfin rental estimate

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Market trends in 62298, IL

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

97.5%

2.0% MoM

Median sale price

$311K

$19K MoM

Avg. days on market

47d

2 days MoM

Recently sold homes

10 MoM

New listings for sale

FOR SALE BY OWNER
$499,900
3 beds3 baths1,932 sq ft
207 Vancouver Dr, Waterloo, IL 62298
$485,000
3 beds3 baths2,534 sq ft
6730 Cardinal Dr, Waterloo, IL 62298
$898,000
4 beds3.5 baths4,100 sq ft
600 Covington Dr, Waterloo, IL 62298
$111,000
1 bed1 bath777 sq ft
319 S Main St, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 428 N Library St

Date

Event

Price

MARIS as Distributed by MLS Grid #20045662

Jul 9, 2020

Listed

$160,000

$74/sq ft

Public Records

Jul 9, 2020

Sold

$160,000

$74/sq ft

MARIS as Distributed by MLS Grid #1

Sep 25, 2019

Price Changed

$175,000

$81/sq ft

MARIS as Distributed by MLS Grid #16085170

Dec 27, 2016

Listed

$210,000

$97/sq ft

Dec 27, 2016

Sold

Public Records

Dec 27, 2016

Sold

$210,000

$97/sq ft

Public Records

Aug 1, 1987

Sold

$76,000

$35/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$4,261 (+2.5%)

$18,340 + $57,240

$75,580

2024

$4,155 (+0.7%)

$18,340 + $57,240

$75,580

2023

$4,127 (+1.6%)

$17,658 + $58,540

$76,198

2022

$4,064 (−3.6%)

$16,200 + $55,470

$71,670

2021

$4,218 (−1.4%)

$16,350 + $53,420

$69,770

2020

$4,278 (+8.4%)

$13,910 + $56,850

$70,760

2019

$3,945 (−0.3%)

$13,910 + $56,080

$69,990

2018

$3,959 (+3.0%)

$13,910 + $50,380

$64,290

2017

$3,842 (−1.9%)

$12,350 + $50,400

$62,750

2016

$3,918 (+9.7%)

$12,060 + $52,540

$64,600

2015

$3,571 (+3.1%)

$12,060 + $52,540

$64,600

2014

$3,462 (+0.4%)

$13,540 + $46,290

$59,830

2013

$3,448

$13,540 + $46,450

$59,990

Tax history for 428 N Library St

Year

Property tax

Land + Additions

Assessment*

2025

$4,261 (+2.5%)

$18,340 + $57,240

$75,580

2024

$4,155 (+0.7%)

$18,340 + $57,240

$75,580

2023

$4,127 (+1.6%)

$17,658 + $58,540

$76,198

2022

$4,064 (−3.6%)

$16,200 + $55,470

$71,670

2021

$4,218 (−1.4%)

$16,350 + $53,420

$69,770

2020

$4,278 (+8.4%)

$13,910 + $56,850

$70,760

2019

$3,945 (−0.3%)

$13,910 + $56,080

$69,990

2018

$3,959 (+3.0%)

$13,910 + $50,380

$64,290

2017

$3,842 (−1.9%)

$12,350 + $50,400

$62,750

2016

$3,918 (+9.7%)

$12,060 + $52,540

$64,600

2015

$3,571 (+3.1%)

$12,060 + $52,540

$64,600

2014

$3,462 (+0.4%)

$13,540 + $46,290

$59,830

2013

$3,448

$13,540 + $46,450

$59,990

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.51 Acres

Year renovated

1950

Sq. Ft.

2,171

Year built

1950

Style

Single Family Residential

County

Monroe County

APN

07-24-449-008-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Covered Spaces: 1
Parking Features: Detached
Garage Spaces: 1
Carport Spaces: 0
Has Garage

Interior

Bedroom Information
# of Bedrooms: 4
# of Bedrooms Main: 2

Bathroom Information
# of Full Baths (Total): 3
# of Main Level Bathrooms (Total): 2
# of Main and Upper Bathrooms: 3
Main Level # of Full Bathrooms: 2

Basement Information
Has Basement
Basement Features: Full, Partially Finished, Walk-Out Access

Other Rooms Information
# of Rooms: 11

Fireplace Information
Has Fireplace
# of Fireplaces: 1
Fireplace Features: Full Masonry

Heating & Cooling
Has Heating
Heating Information: Forced Air
Cooling Information: Electric

Exterior

Building Information
Construction Materials: Vinyl Siding

Property Information
Ownership Type: Private
Property Type: Residential
Property Sub Type: Residential
Above Grade Finished Area: 2,171
Above Grade Finished Area Source: Public Records

Lot Information
Lot Size Acres: 0.51
Lot Size Dimensions: 91x309
Lot Size Source: County Records

Financial

Tax Information
Tax Annual Amount: $3,659
Tax Year: 2018

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer

Location

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Directions: Rte 3 South to Left on Columbia Ave. to Right on N. Library St.

Public facts

Beds: 4
Baths: 4.0
Sq. Ft.: 2,171
Stories: 1.0
Lot Size: 0.51 acres
Style: Single Family Residential
Year Built: 1950
Year Renovated: 1950
County: Monroe County
APN: 07-24-449-008-000

Home facts updated by county records on Aug 26, 2026

Other

Home Information
Living Area: 2171
Levels: One and One Half

Around this home

Schools

W J Zahnow Elementary School

Public PreK-1 • Assigned • 0.4mi

Waterloo Junior High School

Public 6-8 • Assigned • 0.4mi

7/10

Waterloo High School

Public 9-12 • Assigned • 1.8mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 19 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$206,000 – $249,000

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Nearby similar homes

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New listings for sale in 62298

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$499,900

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4 beds3.5 baths4,100 sq ft

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Home values near 428 N Library St

Data from public records.

Address	Redfin Estimate
440 N Library Street, Waterloo, IL 2 Beds \| 2 Baths \| 955 Sq. Ft.	$194,026
424 N Library Street, Waterloo, IL 4 Beds \| 2.5 Baths \| 1656 Sq. Ft.	$283,376

Address	Redfin Estimate
425 N Library Street, Waterloo, IL 3 Beds \| 2 Baths \| 1425 Sq. Ft.	$250,447
432 N Library Street, Waterloo, IL 3 Beds \| 1 Baths \| 1280 Sq. Ft.	$223,843

Address	Redfin Estimate
420 N Library Street, Waterloo, IL 2 Beds \| 1 Baths \| 1251 Sq. Ft.	$217,757
450 N Library Street, Waterloo, IL 2 Beds \| 3 Baths \| 875 Sq. Ft.	$198,816

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2020. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 428 N Library St

Tax history for 428 N Library St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 428 N Library St

More real estate resources