SOLD APR 17, 2026

Last listed at $379,900, closed on apr 2026

$416,099

Est. refi paymentEst. refi $2,964/mo

•

2,763

sq ft

432 Mockingbird Ln, Waterloo, IL 62298

About this home

Welcome home to 432 Mockingbird Lane, Waterloo, IL! This well-maintained house offers the perfect mix of comfort and convenience. Step inside to an inviting floorplan designed for everyday living and entertaining. A cozy gas fireplace anchors the spacious living room with a vaulted ceiling and opens to the kitchen, which features extensive cabinets and counter space. The main floor also includes a large primary suite with ample closets and an en suite bath—an ideal retreat for rest and relaxation. You will also find two additional, generously sized bedrooms and a hall bath. The partially finished lower level is made for entertaining. Currently set up as a home theater, the pedestal to elevate seating can be moved to use the space however you like. A wet bar, bathroom, fourth bedroom, and bonus room complete the space. Outside, enjoy a nicely landscaped front yard and a large backyard—a perfect place to relax, garden, play, or host gatherings. As a member of the Westfalen Lake Homeowner Association, you have access to the lake and community clubhouse.

Single-familyProperty Type

2017Year Built

0.38 acresLot Size

$151Est. Price/Sq.Ft.

2 car garageParking

Listed by Don Carrington • Worth Clark Realty

Listed by Caitlin Brinkmann • Worth Clark Realty

Bought with Monica Schmidt • eXp Realty

Redfin checked: a few seconds ago

•Source:MARIS as Distributed by MLS Grid #26011724

Redfin Estimate

$416,099

$36K over list price of $380K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 7.7% higher than the average sale price ($386K) of 6 comparable homes.

SOLD JUL 23, 2026
$390,000
A
3 beds3 baths3,257 sq ft
1042 Illinois Ave, Waterloo, IL 62298
SOLD JUL 9, 2026
$439,900
B
4 beds3 baths3,271 sq ft
1018 Creekside Dr, Waterloo, IL 62298
SOLD JUL 23, 2026
$375,000
C
4 beds3 baths3,014 sq ft
421 Hartmann Ln, Waterloo, IL 62298
SOLD SEP 16, 2026
$385,000
D
4 beds3 baths2,509 sq ft
1504 Rachael Ln, Waterloo, IL 62298
SOLD MAR 4, 2026
$399,000
E
4 beds3 baths2,536 sq ft
425 Mockingbird Ln, Waterloo, IL 62298
SOLD JUL 15, 2026
$330,000
F
4 beds3 baths2,845 sq ft
454 Mary Dr, Waterloo, IL 62298

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Earn from this home

Sell

$390,130

Est. take-home

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Refinance

Est. cash available

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Rent

$1,583/mo

Redfin rental estimate

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Market trends in 62298, IL

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

98.9%

+1.0% MoM

Median sale price

$342K

$5K MoM

Avg. days on market

45d

1 days MoM

Recently sold homes

4 MoM

New listings for sale

COMING SOON
$560,000
4 beds3 baths2,741 sq ft
476 Hayden Dr, Waterloo, IL 62298
FOR SALE BY OWNER
$380,000
3 beds2 baths1,849 sq ft
107 Kurken Dr, Waterloo, IL 62298
$495,000
4 beds2.5 baths1,895 sq ft
8329 Andy Rd, Waterloo, IL 62298
$424,999
4 beds3.5 baths3,069 sq ft
1033 Turtle Dove Trl, Waterloo, IL 62298
$499,000
4 beds3 baths3,068 sq ft
6107 Briar Trl, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 432 Mockingbird Ln

Date

Event

Price

Public Records

Apr 20, 2026

Sold

$379,900

$137/sq ft

MARIS as Distributed by MLS Grid #26011724

Apr 17, 2026

Sold

Mar 17, 2026

Contingent

—

Mar 6, 2026

Listed

$379,900

$137/sq ft

Mar 2, 2026

Coming Soon

$379,900

$137/sq ft

MARIS as Distributed by MLS Grid #17074778

Nov 27, 2017

Sold

Oct 31, 2017

Contingent

—

Sep 20, 2017

Listed

$217,000

$79/sq ft

+40

FABULOUS new home in great neighborhood for the first time home buyer or anyone that wants new and fresh. This home has 3 bedrooms, 2 full baths and includes a standard 2 car garage. Front elevation features decorative brick veneer with siding and a covered front porch. Foyer entry, vaulted living room w/gas fireplace, dining room, eat-in kitchen with breakfast bar, granite counter tops and appliances. Master suite in the back of home, luxury bath w/separate shower, adult height vanity w/double sinks, deep soaking tub and full walk-in closet. The two additional bedrooms have nice sized closets and fresh carpet. Main floor laundry & neutral décor throughout. The full LL is roughed in for a bathroom and offers a full size egress window so you can finish and have a true extra bedroom. Architectural shingles, brick mailbox, builder 1 year warranty and so much more! This home qualifies for USDA financing w/no money down. Ready for a quick closing for your home buyer. ECD November 2017

MARIS as Distributed by MLS Grid #4307275

May 29, 2014

Listed

$32,000

$12/sq ft

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Year

Property tax

Land + Additions

Assessment*

2025

$6,316

$17,490 + $102,550

$120,040

2024

$6,316 (+11.4%)

$17,490 + $102,550

$120,040

2023

$5,668 (+0.5%)

$16,961 + $95,735

$112,696

2022

$5,639 (+3.4%)

$15,670 + $80,580

$96,250

2021

$5,454 (+4.4%)

$15,840 + $78,640

$94,480

2020

$5,226 (+7.6%)

$13,410 + $76,330

$89,740

2019

$4,858 (+2.3%)

$13,410 + $70,780

$84,190

2018

$4,747 (+12,673.8%)

$13,410 + $64,410

$77,820

2017

$37 (+1.0%)

$11,040 + $63,060

$74,100

2016

$37 (+2.2%)

$550

2015

$36 (+2.9%)

$550

2014

$35

$550

2013

$35

$550

Tax history for 432 Mockingbird Ln

Year

Property tax

Land + Additions

Assessment*

2025

$6,316

$17,490 + $102,550

$120,040

2024

$6,316 (+11.4%)

$17,490 + $102,550

$120,040

2023

$5,668 (+0.5%)

$16,961 + $95,735

$112,696

2022

$5,639 (+3.4%)

$15,670 + $80,580

$96,250

2021

$5,454 (+4.4%)

$15,840 + $78,640

$94,480

2020

$5,226 (+7.6%)

$13,410 + $76,330

$89,740

2019

$4,858 (+2.3%)

$13,410 + $70,780

$84,190

2018

$4,747 (+12,673.8%)

$13,410 + $64,410

$77,820

2017

$37 (+1.0%)

$11,040 + $63,060

$74,100

2016

$37 (+2.2%)

$550

2015

$36 (+2.9%)

$550

2014

$35

$550

2013

$35

$550

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.38 Acres

Year renovated

2017

Sq. Ft.

1,646

Year built

2017

Style

Single Family Residential

County

Monroe County

APN

07-26-201-107-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Garage Spaces: 2
Has Attached Garage
Has Garage

Interior

Bedroom Information
# of Bedrooms: 4
# of Bedrooms Main: 3
Main And Upper Level Bedrooms: 3
Upper Level Bedrooms: 0
Lower Level Bedrooms: 1

Bathroom Information
# of Full Baths (Total): 3
Main Level Bathrooms Half: 0
Main Level Bathrooms Full: 2
Main And Upper Level Bathrooms: 2
Upper Level Bathrooms Half: 0
Upper Level Bathrooms Full: 0
Lower Level Bathrooms Half: 0
Lower Level Bathrooms Full: 1

Basement Information
Has Basement
Basement Features: 8 ft + Pour, Bathroom, Egress Window, Partially Finished, Sleeping Area, Storage Space, Sump Pump

Other Rooms Information
Room Count: 0
# of Rooms: 10

Fireplace Information
Has Fireplace
# of Fireplaces: 1

Heating & Cooling
Heating Information: Forced Air, Natural Gas
Cooling Information: Ceiling Fan(s), Central Air

Exterior

Building Information
Construction Materials: Brick Veneer, Frame, Vinyl Siding

Pool Information
Pool YN: 0

Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Above Grade Finished Area: 1,663
Above Grade Finished Area Source: Builder
Below Grade Finished Area: 1,100
Below Grade Finished Area Source: Estimated

Lot Information
Lot Features: Back Yard, Front Yard, Garden, Level, Rectangular Lot
Lot Size Acres: 0.38
Lot Size Source: Public Records

Financial

Tax Information
Tax Annual Amount: $6,316
Tax Year: 2024

Lease / Rent Details
Lease Considered YN: No

Financial Information
Second Mortgage YN: 0

Utilities

Utility Information
Water Source: Public
Electric: 220 Volts
Sewer: Public Sewer
Utilities: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

Location

HOA Information
Association Name: Westfalen Lake
Has HOA
Association Amenities: Clubhouse, Common Ground, Lake
Association Fee: $200
Association Fee Frequency: Annually
Association Fee Includes: Clubhouse, Common Area Maintenance

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Address Line: 432 Mockingbird LN, WTRL IL 62298

Public facts

Beds: 3
Baths: 4.0
Sq. Ft.: 1,646
Stories: 1.0
Lot Size: 0.38 acres
Style: Single Family Residential
Year Built: 2017
Year Renovated: 2017
County: Monroe County
APN: 07-26-201-107-000

Home facts updated by county records on Aug 26, 2026

Other

Listing Information
Auction YN: 0
Home Warranty YN: No
Seller Consider Concession YN: 1
Seller Paid Repairs Amount: 630.00

Home Information
Living Area: 2763
Living Area Source: Estimated
Living Area Srch Sq Ft: 2763.00
Living Area Unknown YN: 0
Above Grade Finished Area Srch Sq Ft: 1663.00
Below Grade Finished Area Srch Sq Ft: 1100.00
Public Records
Levels: One

Around this home

Schools

W J Zahnow Elementary School

Public PreK-1 • Assigned • 1.3mi

Waterloo Junior High School

Public 6-8 • Assigned • 1.3mi

7/10

Waterloo High School

Public 9-12 • Assigned • 2.2mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.15% chance of being in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

2% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

94/ 100

Exceptional sunlight

Sunscore

This home receives average direct sun exposure in Waterloo. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

10.4 hrs

6.7 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$396,000 – $479,000

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NEW CONSTRUCTION

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New listings for sale in 62298

COMING SOON3D WALKTHROUGH

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Home values near 432 Mockingbird Ln

Data from public records.

Address	Redfin Estimate
437 Mockingbird Ln, Waterloo, IL 3 Beds \| 2 Baths \| 1990 Sq. Ft.	$369,465
449 Mockingbird Ln, Waterloo, IL 3 Beds \| 4 Baths \| 1966 Sq. Ft.	$380,423

Address	Redfin Estimate
433 Mockingbird Ln, Waterloo, IL 3 Beds \| 2 Baths \| 1721 Sq. Ft.	$344,478
425 Mockingbird Ln, Waterloo, IL 4 Beds \| 3 Baths \| 2536 Sq. Ft.	$407,864

Address	Redfin Estimate
441 Mockingbird Ln, Waterloo, IL 3 Beds \| 4 Baths \| 1614 Sq. Ft.	$380,161
445 Mockingbird Ln, Waterloo, IL 4 Beds \| 3 Baths \| 3446 Sq. Ft.	$479,145

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2026. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 432 Mockingbird Ln

Tax history for 432 Mockingbird Ln

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 432 Mockingbird Ln

More real estate resources