OFF MARKET

Last listed at $63,100, CLOSED ON Dec 2015

$255,228

•

1,564

sq ft

5120 Kern Rd, Waterloo, IL 62298

About this home

The sellers have accepted an offer, we are just waiting for the signed contract. PRICE REDUCTION......Enjoy Country Living in this Spacious 3 Bedroom home on 3+ acres. Features include a Large Living Room, Dining room with Sliding Doors opening up to the large back yard, Kitchen with Ample Cabinets and Counter Space, Spacious bedrooms with large Closets and Much More....Outbuildings include a barn for extra storage space and detached garage.. Buyer to verify all MLS data including but not limited to sq. ft., measurements, features, lot size, taxes/exemptions, schools and etc. Property is Sold AS IS. Heat and Sewer System unknown. Buyer's fee is $625.00 or 4.5% of Bid Amount - Whichever is Greater. Earnest Money required is 3% of the Bid Amount.

Single-familyProperty Type

1976Year Built

3.48 acresLot Size

$163Est. Price/Sq.Ft.

1 car garageParking

Listed by Cindy Cannon • Chuck Baer Realty, Inc.

Bought with Beth Luhr • Coldwell Banker Nester Realty

Redfin checked: 2 minutes ago

•Source:MARIS as Distributed by MLS Grid #4414482

Redfin Estimate

$255,228

$192K over list price of $63K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 15.9% lower than the average sale price ($304K) of 5 comparable homes.

SOLD JUN 26, 2026
$279,000
A
3 beds1.5 baths1,638 sq ft
5268 State Route 156, Waterloo, IL 62298
SOLD MAY 14, 2026
$379,000
B
3 beds2 baths1,818 sq ft
5919 Rachel Dr, Waterloo, IL 62298
SOLD JUL 2, 2026
$329,900
C
3 beds2 baths1,500 sq ft
535 Shamrock Dr, Waterloo, IL 62298
SOLD JUN 1, 2026
$229,900
D
3 beds2 baths1,318 sq ft
627 Mark Dr, Waterloo, IL 62298
SOLD JUL 9, 2026
$300,000
E
3 beds2 baths1,318 sq ft
409 Hartman Ln, Waterloo, IL 62298

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Earn from this home

Rent

$1,497/mo

Redfin rental estimate

List your home for rent

Market trends in 62298, IL

Last updated July 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

97.5%

2.0% MoM

Median sale price

$311K

$19K MoM

Avg. days on market

47d

2 days MoM

Recently sold homes

10 MoM

New listings for sale

FOR SALE BY OWNER
$465,000
3 beds3 baths1,499 sq ft
6730 Cardinal Dr, Waterloo, IL 62298
$114,000
1 bed1 bath777 sq ft
319 S Main St, Waterloo, IL 62298
$300,000
2 beds2 baths2,244 sq ft
411 Washington Dr, Waterloo, IL 62298
$255,000
3 beds2.5 baths1,852 sq ft
610 Laurel Dr, Waterloo, IL 62298
OPEN SUN, 1PM TO 3PM
$575,000
3 beds3.5 baths4,900 sq ft
6120 Old Baum Church Rd, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 5120 Kern Rd

Year

Property tax

Land + Additions

Assessment*

2025

$3,183 (−3.6%)

$14,390 + $45,390

$59,780

2024

$3,303 (−0.7%)

$14,390 + $45,390

$59,780

2023

$3,325 (+13.2%)

$15,197 + $48,676

$63,873

2022

$2,938 (−1.2%)

$14,390 + $46,780

$61,170

2021

$2,974 (−1.6%)

$14,390 + $39,600

$53,990

2020

$3,024 (+12.3%)

$14,390 + $39,040

$53,430

2019

$2,693 (+3.8%)

$14,390 + $38,480

$52,870

2018

$2,594 (+2.3%)

$14,390 + $32,750

$47,140

2017

$2,537 (−3.9%)

$14,390 + $30,020

$44,410

2016

$2,640 (+42.9%)

$14,390 + $32,490

$46,880

2015

$1,847 (+3.1%)

$14,390 + $32,490

$46,880

2014

$1,792 (−1.1%)

$14,390 + $25,220

$39,610

2013

$1,812

$14,390 + $25,900

$40,290

Tax history for 5120 Kern Rd

Year

Property tax

Land + Additions

Assessment*

2025

$3,183 (−3.6%)

$14,390 + $45,390

$59,780

2024

$3,303 (−0.7%)

$14,390 + $45,390

$59,780

2023

$3,325 (+13.2%)

$15,197 + $48,676

$63,873

2022

$2,938 (−1.2%)

$14,390 + $46,780

$61,170

2021

$2,974 (−1.6%)

$14,390 + $39,600

$53,990

2020

$3,024 (+12.3%)

$14,390 + $39,040

$53,430

2019

$2,693 (+3.8%)

$14,390 + $38,480

$52,870

2018

$2,594 (+2.3%)

$14,390 + $32,750

$47,140

2017

$2,537 (−3.9%)

$14,390 + $30,020

$44,410

2016

$2,640 (+42.9%)

$14,390 + $32,490

$46,880

2015

$1,847 (+3.1%)

$14,390 + $32,490

$46,880

2014

$1,792 (−1.1%)

$14,390 + $25,220

$39,610

2013

$1,812

$14,390 + $25,900

$40,290

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

3.48 Acres

Year renovated

1976

Sq. Ft.

1,564

Year built

1976

Style

Single Family Residential

County

Monroe County

APN

11-21-200-003-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Agricultural District

The Agricultural District of Monroe County encompasses areas where soil, water, vegetal, and topographical resources generally provide conditions well suited to the raising of crops and domestic animals. The district is designed to prevent the intrusion of nonagricultural land use and development which would hinder agricultural pursuits by reason of congestion on public roads, chemical and biological pollution of air and water, environmental conditions, soil erosion, and the depletion of natural cover causing runoff of storm water onto and across agricultural land. The district is designed to protect and preserve the areas of high agricultural productivity and is intended to preserve conditions suitable to agricultural purposes. Anyone applying for a permit for a residence in this Agriculture Zoned District must sign a certificate that they are aware that there might be a sight, smell, or sound of agriculture business in the area.

Permitted uses

Include but are not limited to:

Agriculture
Dairy
Greenhouse / nursery
Livestock production
Housing-Single unit
Housing-Other
Public service
Recreation
Agriculture-Cropland
Housing-Mobile home park

Property details

Parking

Parking Information
Parking Features: Detached
Garage Spaces: 1
Has Garage

Interior

Bedroom Information
# of Bedrooms: 3
# of Bedrooms Main: 3

Bathroom Information
# of Full Baths (Total): 2
# of Main Level Bathrooms (Total): 1
Main Level # of Full Bathrooms: 1

Room 1 Information
Room Type: Bathroom
Room Length: 5
Room Width: 6
Room Level: Second or Main

Room 2 Information
Room Type: Bedroom
Room Length: 11
Room Width: 18
Room Level: Second or Main

Room 3 Information
Room Type: Bedroom
Room Length: 16
Room Width: 10
Room Level: Second or Main

Room 4 Information
Room Type: Dining Room
Room Length: 11
Room Width: 11
Room Level: Second or Main

Room 5 Information
Room Type: Kitchen
Room Length: 11
Room Width: 11
Room Level: Second or Main

Room 6 Information
Room Type: Other Room
Room Length: 8
Room Width: 5
Room Level: Second or Main

Room 7 Information
Room Type: Bedroom
Room Length: 11
Room Width: 11
Room Level: Second or Main

Room 8 Information
Room Type: Living Room
Room Length: 22
Room Width: 11
Room Level: Second or Main

Room 9 Information
Room Type: Other Room
Room Length: 11
Room Width: 6
Room Level: Second or Main

Basement Information
Basement Features: Slab

Heating & Cooling
Has Heating
Heating Information: Other
Cooling Information: Central Air

Exterior

Building Information
Construction Materials: Vinyl Siding
Roof: Asphalt

Property Information
Ownership Type: Bank
Property Type: Residential
Property Sub Type: Residential
Above Grade Finished Area: 1,564

Lot Information
Lot Size Acres: 3.48
Lot Size Dimensions: 635 x 448 x 607 x 198

Financial

Tax Information
Tax Annual Amount: $1,793
Tax Year: 2014

Utilities

Utility Information
Water Source: Other
Sewer: Public Sewer

Location

HOA Information
Association Amenities: Patio

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Directions: IL-3 to Kern Rd
Cross Street: IL-3

Public facts

Beds: 3
Baths: 3.0
Sq. Ft.: 1,564
Stories: 1.0
Lot Size: 3.48 acres
Style: Single Family Residential
Year Built: 1976
Year Renovated: 1976
County: Monroe County
APN: 11-21-200-003-000

Home facts updated by county records on Aug 26, 2026

Other

Home Information
Living Area: 1564
Levels: One

Around this home

Schools
Places
Transit

Gardner Elementary School

Public 4-5 • Assigned • 5.5mi

6/10

Waterloo Junior High School

Public 6-8 • Assigned • 5.9mi

7/10

Waterloo High School

Public 9-12 • Assigned • 4.4mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 107° expected this year, 20 days in 30 years

2/10 Wind Factor

2% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$243,000 – $294,000

Sell confidently with a local market expert in Waterloo. 3 minutes to get started.

Nearby similar homes

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New listings for sale in 62298

FOR SALE BY OWNER

$465,000

3 beds3 baths1,499 sq ft

6730 Cardinal Dr, Waterloo, IL 62298

$114,000

1 bed1 bath777 sq ft

319 S Main St, Waterloo, IL 62298

$300,000

2 beds2 baths2,244 sq ft

411 Washington Dr, Waterloo, IL 62298

$255,000

3 beds2.5 baths1,852 sq ft

610 Laurel Dr, Waterloo, IL 62298

OPEN SUN, 1PM TO 3PM

$575,000

3 beds3.5 baths4,900 sq ft

6120 Old Baum Church Rd, Waterloo, IL 62298

Home values near 5120 Kern Rd

Data from public records.

Address	Redfin Estimate
5168 Kern Road, Waterloo, IL 2 Beds \| 1 Baths \| 744 Sq. Ft.	$120,146
5000 Sportsman Road, Waterloo, IL 3 Beds \| 3 Baths \| 1460 Sq. Ft.	$382,882

Address	Redfin Estimate
5174 State Route 3, Waterloo, IL 4 Beds \| 3 Baths \| 1306 Sq. Ft.	$345,077
5157 State Route 3, Waterloo, IL 3 Beds \| 1 Baths \| 1984 Sq. Ft.	$308,688

Address	Redfin Estimate
4926 Sportsman Road, Waterloo, IL 2 Beds \| 3 Baths \| 1440 Sq. Ft.	$155,806
5039 Sportsman Road, Waterloo, IL 2 Beds \| 1.5 Baths \| 1040 Sq. Ft.	$314,070

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2015. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 5120 Kern Rd

Tax history for 5120 Kern Rd

Public record

Property details

Around this home

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 5120 Kern Rd

More real estate resources