OFF MARKET

Last listed at $245,000, CLOSED ON Jul 2021

$307,600

Est. refi paymentEst. refi $1,788/mo

•

1,984

sq ft

5157 State Route 3, Waterloo, IL 62298

About this home

You will love this country home on 2 acres in Waterloo School District! This property showcases a large stocked pond, a 2 car detached garage, a charming sunroom and an over-sized covered back patio. Step inside and find an updated home that provides almost 2,000 finished square feet. The main level features two living spaces, a kitchen and laundry room, 3 bedrooms, and one full bathroom. The roof was replaced in 2016 and the HVAC system was replaced approx. 10 years ago. Schedule your showing today before it's too late!

Single-familyProperty Type

1992Year Built

2 acresLot Size

$155Est. Price/Sq.Ft.

2 car garageParking

Listed by Monica Schmidt • Century 21 Advantage

Bought with Jeremy Baldridge • Worth Clark Realty

Redfin checked: a minute ago

•Source:MARIS as Distributed by MLS Grid #21025706

Redfin Estimate

$307,600

$63K over list price of $245K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 5.5% lower than the average sale price ($325K) of 5 comparable homes.

SOLD MAY 14, 2026
$379,000
A
3 beds2 baths1,818 sq ft
5919 Rachel Dr, Waterloo, IL 62298
SOLD JUN 26, 2026
$279,000
B
3 beds1.5 baths1,638 sq ft
5268 State Route 156, Waterloo, IL 62298
SOLD JUL 31, 2026
$339,900
C
3 beds3 baths2,290 sq ft
4608 Vandebrook Dr, Waterloo, IL 62298
SOLD MAY 27, 2026
$299,000
D
3 beds2.5 baths1,939 sq ft
1009 Raymond Dr, Red Bud, IL 62278
SOLD JUL 2, 2026
$329,900
E
3 beds2 baths1,500 sq ft
535 Shamrock Dr, Waterloo, IL 62298

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Earn from this home

Refinance

Est. cash available

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Rent

$1,539/mo

Redfin rental estimate

List your home for rent

Market trends in 62298, IL

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

98.0%

+0.2% MoM

Median sale price

$337K

$5K MoM

Avg. days on market

46d

1 days MoM

Recently sold homes

5 MoM

New listings for sale

COMING SOON
$389,000
4 beds3 baths3,144 sq ft
1307 Rachael Ln, Waterloo, IL 62298
FOR SALE BY OWNER
$1,375,000
— beds— baths— sq ft
Rogers St, Waterloo, IL 62298
OPEN SAT, 11AM TO 1PM
$199,900
3 beds1 bath1,121 sq ft
309 N Moore St, Waterloo, IL 62298
OPEN SUN, 2:30PM TO 4PM
$525,000
4 beds3 baths2,540 sq ft
910 Taylor Dr, Waterloo, IL 62298
$264,900
3 beds2 baths2,236 sq ft
523 Mary Dr, Waterloo, IL 62298
$638,000
3 beds4 baths3,406 sq ft
4176 State Route 156, Waterloo, IL 62298
FOR SALE BY OWNER
$795,000
5 beds5 baths1,895 sq ft
207 Links Ln, Waterloo, IL 62298
FOR SALE BY OWNER
$46,900
Studio— baths— sq ft
124 Kurken Dr, Waterloo, IL 62298
$275,000
3 beds2 baths2,076 sq ft
708 S Library St, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 5157 State Route 3

Year

Property tax

Land + Additions

Assessment*

2025

$4,173 (−3.5%)

$10,480 + $66,100

$76,580

2024

$4,324 (+1.7%)

$10,480 + $66,100

$76,580

2023

$4,250 (+15.3%)

$11,068 + $70,695

$81,763

2022

$3,685 (+5.5%)

$10,480 + $66,090

$76,570

2021

$3,492 (+18.2%)

$10,480 + $55,720

$66,200

2018

$2,956 (+2.5%)

$10,480 + $48,220

$58,700

2017

$2,884 (+4.0%)

$10,480 + $44,100

$54,580

2016

$2,773 (+36.1%)

$10,480 + $43,460

$53,940

2015

$2,037 (+3.1%)

$10,480 + $43,460

$53,940

2014

$1,976 (−13.4%)

$10,480 + $32,070

$42,550

2013

$2,283

$10,480 + $32,420

$42,900

Tax history for 5157 State Route 3

Year

Property tax

Land + Additions

Assessment*

2025

$4,173 (−3.5%)

$10,480 + $66,100

$76,580

2024

$4,324 (+1.7%)

$10,480 + $66,100

$76,580

2023

$4,250 (+15.3%)

$11,068 + $70,695

$81,763

2022

$3,685 (+5.5%)

$10,480 + $66,090

$76,570

2021

$3,492 (+18.2%)

$10,480 + $55,720

$66,200

2018

$2,956 (+2.5%)

$10,480 + $48,220

$58,700

2017

$2,884 (+4.0%)

$10,480 + $44,100

$54,580

2016

$2,773 (+36.1%)

$10,480 + $43,460

$53,940

2015

$2,037 (+3.1%)

$10,480 + $43,460

$53,940

2014

$1,976 (−13.4%)

$10,480 + $32,070

$42,550

2013

$2,283

$10,480 + $32,420

$42,900

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

2 Acres

Year renovated

1992

Sq. Ft.

1,792

Year built

1992

Style

Single Family Residential

County

Monroe County

APN

11-22-100-003-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Agricultural District

The Agricultural District of Monroe County encompasses areas where soil, water, vegetal, and topographical resources generally provide conditions well suited to the raising of crops and domestic animals. The district is designed to prevent the intrusion of nonagricultural land use and development which would hinder agricultural pursuits by reason of congestion on public roads, chemical and biological pollution of air and water, environmental conditions, soil erosion, and the depletion of natural cover causing runoff of storm water onto and across agricultural land. The district is designed to protect and preserve the areas of high agricultural productivity and is intended to preserve conditions suitable to agricultural purposes. Anyone applying for a permit for a residence in this Agriculture Zoned District must sign a certificate that they are aware that there might be a sight, smell, or sound of agriculture business in the area.

Permitted uses

Include but are not limited to:

Agriculture
Dairy
Greenhouse / nursery
Livestock production
Housing-Single unit
Housing-Other
Public service
Recreation
Agriculture-Cropland
Housing-Mobile home park

Property details

Parking

Parking Information
Parking Total: 2
Parking Features: Detached
Garage Spaces: 2
Carport Spaces: 0
Has Garage

Interior

Bedroom Information
# of Bedrooms: 3
# of Bedrooms Main: 3
Main And Upper Level Bedrooms: 3
Upper Level Bedrooms: 0
Lower Level Bedrooms: 0

Bathroom Information
# of Full Baths (Total): 1
Main Level Bathrooms Half: 0
Main Level Bathrooms Full: 1
Main And Upper Level Bathrooms: 1
Upper Level Bathrooms Half: 0
Upper Level Bathrooms Full: 0
Lower Level Bathrooms Half: 0
Lower Level Bathrooms Full: 0

Room 1 Information
Room Type: Kitchen
Room Dimensions: 15x11
Room Length: 15
Room Width: 11
Room Level: Main

Room 2 Information
Room Type: Living Room
Room Dimensions: 25x12
Room Length: 25
Room Width: 12
Room Level: Main

Room 3 Information
Room Type: Family Room
Room Dimensions: 15x14
Room Length: 15
Room Width: 14
Room Level: Main

Room 4 Information
Room Dimensions: 21x17
Room Length: 21
Room Width: 17
Room Level: Main

Room 5 Information
Room Type: Bathroom
Room Dimensions: 11x5
Room Length: 11
Room Width: 5
Room Level: Main

Room 6 Information
Room Dimensions: 11x11
Room Length: 11
Room Width: 11
Room Level: Main

Room 7 Information
Room Dimensions: 10x10
Room Length: 10
Room Width: 10
Room Level: Main

Room 8 Information
Room Dimensions: 9x11
Room Length: 9
Room Width: 11
Room Level: Main

Room 9 Information
Room Type: Recreation Room
Room Dimensions: 18x12
Room Length: 18
Room Width: 12
Room Level: Lower

Room 10 Information
Room Type: Laundry
Room Dimensions: 5x7
Room Length: 5
Room Width: 7
Room Level: Main

Room 11 Information
Room Dimensions: 15x8
Room Length: 15
Room Width: 8
Room Level: Main

Laundry Room Information
Laundry Features: Main Level

Basement Information
Has Basement
Basement Features: Partial

Other Rooms Information
Room Count: 11
# of Rooms: 8

Fireplace Information
Has Fireplace
# of Fireplaces: 1
Fireplace Features: Living Room, Wood Burning, Recreation Room

Heating & Cooling
Heating Information: Forced Air, Electric, Propane
Cooling Information: Central Air, Electric

Interior Features
Appliances: Microwave, Gas Range, Gas Oven, Refrigerator, Propane Water Heater

Exterior

Building Information
Construction Materials: Vinyl Siding

Exterior Features
Patio And Porch Features: Patio, Glass Enclosed, Porch

Pool Information
Pool YN: 0

Property Information
Ownership Type: Owner by Contract
Property Type: Residential
Property Sub Type: Single Family Residence
Other Structures: Equipment Shed
Above Grade Finished Area: 1,792
Above Grade Finished Area Units: Square Feet
Above Grade Finished Area Source: Assessor
Below Grade Finished Area: 192
Below Grade Finished Area Units: Square Feet
Below Grade Finished Area Source: Assessor

Lot Information
Lot Features: Adjoins Wooded Area, Views, Waterfront
Lot Size Area: 2
Lot Size Units: Acres
Lot Size Acres: 2
Lot Size Dimensions: 2 acres
Lot Size Source: Public Records
Lot Size Area Unknown YN: 0
Road Surface Type: Gravel

Financial

Tax Information
Tax Annual Amount: $2,956
Tax Annual Amount Description: Homestead Senior,Owner Occupied
Tax Year: 2018

Utilities

Utility Information
Water Source: Well
Sewer: Septic Tank

Location

Multi-Unit Information
Unit Count: 0

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Address Line: 5157 State Route 3, Waterloo IL 62298

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: 1,792
Stories: 1.0
Lot Size: 2 acres
Style: Single Family Residential
Year Built: 1992
Year Renovated: 1992
County: Monroe County
APN: 11-22-100-003-000

Home facts updated by county records on Aug 26, 2026

Other

Listing Information
Transaction Type: Sale
Possible Buyer Fees YN: 0
Seller Paid Repairs Amount: 0.00

Home Information
Living Area: 1984
Living Area Units: Square Feet
Living Area Source: Assessor
Living Area Srch Sq Ft: 1984.00
Living Area Unknown YN: 0
Above Grade Finished Area Srch Sq Ft: 1792.00
Below Grade Finished Area Srch Sq Ft: 192.00
Foundation Details: Slab
Levels: One

Around this home

Schools

Gardner Elementary School

Public 4-5 • Assigned • 5.8mi

6/10

Waterloo Junior High School

Public 6-8 • Assigned • 6.2mi

7/10

Waterloo High School

Public 9-12 • Assigned • 4.7mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 107° expected this year, 20 days in 30 years

2/10 Wind Factor

2% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$293,000 – $354,000

Sell confidently with a local market expert in Waterloo. 3 minutes to get started.

Nearby similar homes

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New listings for sale in 62298

COMING SOON

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1307 Rachael Ln, Waterloo, IL 62298

FOR SALE BY OWNER

$1,375,000

— beds— baths— sq ft

Rogers St, Waterloo, IL 62298

OPEN SAT, 11AM TO 1PM

$199,900

3 beds1 bath1,121 sq ft

309 N Moore St, Waterloo, IL 62298

OPEN SUN, 2:30PM TO 4PM

$525,000

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910 Taylor Dr, Waterloo, IL 62298

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FOR SALE BY OWNER

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FOR SALE BY OWNER

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Home values near 5157 State Route 3

Data from public records.

Address	Redfin Estimate
5145 State Route 3, Waterloo, IL 2 Beds \| 1 Baths \| 903 Sq. Ft.	$167,830
5151 State Route 3, Waterloo, IL 4 Beds \| 3 Baths \| 1426 Sq. Ft.	$249,589

Address	Redfin Estimate
5174 State Route 3, Waterloo, IL 4 Beds \| 3 Baths \| 1306 Sq. Ft.	$357,412
5133 State Route 3, Waterloo, IL 4 Beds \| 3 Baths \| 2055 Sq. Ft.	$270,004

Address	Redfin Estimate
5163 State Route 3, Waterloo, IL 3 Beds \| 1.5 Baths \| 1321 Sq. Ft.	$242,965
5258 State Route 3, Waterloo, IL 3 Beds \| 3 Baths \| 1672 Sq. Ft.	$283,327

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2021. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 5157 State Route 3

Tax history for 5157 State Route 3

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 5157 State Route 3

More real estate resources