OFF MARKET

Last listed at $146,500, CLOSED ON Jul 2016

$249,069

Est. refi paymentEst. refi $863/mo

•

1,738

sq ft

514 S Library St S, Waterloo, IL 62298

About this home

Absolutely adorable and nicely updated/well maintained 3 Bedroom, 2 Bath 1.5 story home with lots of space. This home has beautiful high end laminate floors in the living room as you enter and they extend into the master bedroom. There is a full bath off the master bedroom. Kitchen has beautiful wood floors, oak raised panel extra tall cabinets with crown molding. There are lights above and below the cabinets. There is plenty of cabinet space including a nice pantry. Off the kitchen is an office area that has the steps to the upper level which has a large bedroom and a storage room. Main level also offers a laundry room & 3/4 bath that attaches to bedroom 2 which has a vaulted ceiling. The dining area/multi purpose room also has a vaulted ceiling w/ plant shelf, octagonal window & door that leads to a patio w/ privacy wall & a cute backyard. This home also has an oversized 2 car attached garage. This home is ready to move into!!

Single-familyProperty Type

1908Year Built

$143Est. Price/Sq.Ft.

2 car garageParking

Listed by Tammy Hines • Tammy Mitchell Hines & Co.

Bought with Angie Mertz • Strano & Associates

Redfin checked: 2 minutes ago

•Source:MARIS as Distributed by MLS Grid #4502166

Redfin Estimate

$249,069

$103K over list price of $147K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 15.4% higher than the average sale price ($216K) of 6 comparable homes.

SOLD AUG 17, 2026
$236,000
A
3 beds2 baths1,600 sq ft
608 S Church St, Waterloo, IL 62298
SOLD JUL 31, 2026
$189,900
B
3 beds2 baths1,470 sq ft
203 E Mill St, Waterloo, IL 62298
SOLD JUL 27, 2026
$179,900
C
3 beds2 baths1,596 sq ft
108 Rau Street St, Waterloo, IL 62298
SOLD MAY 7, 2026
$229,900
D
3 beds2 baths1,829 sq ft
705 Leo St, Waterloo, IL 62298
SOLD JUL 10, 2026
$209,900
E
3 beds1 bath1,654 sq ft
401 Park St, Waterloo, IL 62298
SOLD JUN 1, 2026
$249,900
F
3 beds2.5 baths2,090 sq ft
308 Walnut St, Waterloo, IL 62298

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Earn from this home

Sell

$232,688

Est. take-home

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Refinance

Est. cash available

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Rent

$1,519/mo

Redfin rental estimate

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Market trends in 62298, IL

Last updated July 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

97.5%

2.0% MoM

Median sale price

$311K

$19K MoM

Avg. days on market

47d

2 days MoM

Recently sold homes

10 MoM

New listings for sale

NEW 3 HRS AGO
$485,000
3 beds3 baths2,534 sq ft
6730 Cardinal Dr, Waterloo, IL 62298
NEW 11 HRS AGO
$898,000
4 beds3.5 baths4,100 sq ft
600 Covington Dr, Waterloo, IL 62298
$114,000
1 bed1 bath777 sq ft
319 S Main St, Waterloo, IL 62298
$225,000
3 beds2.5 baths1,852 sq ft
610 Laurel Dr, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 514 S Library St S

Year

Property tax

Land + Additions

Assessment*

2025

$1,932 (−1.2%)

$16,390 + $47,160

$63,550

2024

$1,955 (−2.8%)

$16,390 + $47,160

$63,550

2023

$2,010 (−4.5%)

$16,074 + $45,676

$61,750

2022

$2,104 (−2.2%)

$14,930 + $39,940

$54,870

2021

$2,151 (−0.6%)

$15,150 + $39,400

$54,550

2020

$2,164 (+0.2%)

$11,700 + $38,840

$50,540

2019

$2,159 (−7.2%)

$11,700 + $36,200

$47,900

2018

$2,326 (+3.5%)

$11,700 + $35,060

$46,760

2017

$2,247 (+3.2%)

$8,910 + $35,110

$44,020

2016

$2,178 (+3.5%)

$7,890 + $35,200

$43,090

2015

$2,104 (−6.7%)

$7,890 + $35,200

$43,090

2014

$2,255

$9,220 + $30,500

$39,720

2013

$2,256

$9,220 + $34,110

$43,330

Tax history for 514 S Library St S

Year

Property tax

Land + Additions

Assessment*

2025

$1,932 (−1.2%)

$16,390 + $47,160

$63,550

2024

$1,955 (−2.8%)

$16,390 + $47,160

$63,550

2023

$2,010 (−4.5%)

$16,074 + $45,676

$61,750

2022

$2,104 (−2.2%)

$14,930 + $39,940

$54,870

2021

$2,151 (−0.6%)

$15,150 + $39,400

$54,550

2020

$2,164 (+0.2%)

$11,700 + $38,840

$50,540

2019

$2,159 (−7.2%)

$11,700 + $36,200

$47,900

2018

$2,326 (+3.5%)

$11,700 + $35,060

$46,760

2017

$2,247 (+3.2%)

$8,910 + $35,110

$44,020

2016

$2,178 (+3.5%)

$7,890 + $35,200

$43,090

2015

$2,104 (−6.7%)

$7,890 + $35,200

$43,090

2014

$2,255

$9,220 + $30,500

$39,720

2013

$2,256

$9,220 + $34,110

$43,330

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

9,885 Sq. Ft.

Year renovated

1908

Sq. Ft.

1,715

Year built

1908

Style

Single Family Residential

County

Monroe County

APN

07-25-407-018-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Parking Total: 2
Parking Features: Attached, Garage
Garage Spaces: 2
Has Attached Garage
Has Garage

Interior

Virtual Tour

Bedroom Information
# of Bedrooms: 3
# of Bedrooms Main: 2
Main And Upper Level Bedrooms: 3
Upper Level Bedrooms: 1
Lower Level Bedrooms: 0

Bathroom Information
# of Full Baths (Total): 2
Main Level Bathrooms Full: 1

Room 1 Information
Room Type: Bedroom
Room Length: 21
Room Width: 13
Room Level: Upper

Room 2 Information
Room Type: Kitchen
Room Length: 15
Room Width: 10
Room Level: Main

Room 3 Information
Room Description: MST Bath Full
Room Length: 12
Room Width: 6
Room Level: Main

Room 4 Information
Room Type: Bedroom
Room Length: 15
Room Width: 12
Room Level: Main

Room 5 Information
Room Type: Dining Room
Room Length: 15
Room Width: 13
Room Level: Main

Room 6 Information
Room Type: Living Room
Room Length: 15
Room Width: 14
Room Level: Main

Room 7 Information
Room Type: Bedroom
Room Length: 15
Room Width: 13
Room Level: Main

Room 8 Information
Room Description: MST Bath Full
Room Length: 10
Room Width: 5
Room Level: Main

Room 9 Information
Room Type: Bathroom
Room Length: 6
Room Width: 6
Room Level: Main

Room 10 Information
Room Description: MST Bath Full
Room Length: 10
Room Width: 9
Room Level: Main

Basement Information
Has Basement
Basement Features: Partial

Other Rooms Information
Room Count: 10

Heating & Cooling
Heating Information: Natural Gas, Forced Air
Cooling Information: Central Air

Interior Features
Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator

Exterior

Building Information
Construction Materials: Vinyl Siding
Roof: Metal

Exterior Features
Patio And Porch Features: Patio

Pool Information
Pool YN: 0

Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Above Grade Finished Area: 1,738
Above Grade Finished Area Units: Square Feet

Lot Information
Lot Size Units: Acres
Lot Size Dimensions: 95x130x34x35x65x55
Road Surface Type: Concrete

Financial

Tax Information
Tax Annual Amount: $2,256
Tax Year: 2014

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer

Location

Multi-Unit Information
Unit Count: 0

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Directions: Park Street to South Library. House on left.
Address Line: 514 South Library St South, Waterloo IL 62298

Public facts

Beds: 2
Baths: 3.0
Sq. Ft.: 1,715
Stories: 1.0
Lot Size: 9,885 square feet
Style: Single Family Residential
Year Built: 1908
Year Renovated: 1908
County: Monroe County
APN: 07-25-407-018-000

Home facts updated by county records on Aug 26, 2026

Other

Listing Information
Seller Paid Repairs Amount: 0.00

Home Information
Living Area: 1738
Living Area Units: Square Feet
Living Area Srch Sq Ft: 1738.00
Above Grade Finished Area Srch Sq Ft: 1738.00
Below Grade Finished Area Srch Sq Ft: 0.00
Levels: One and One Half

Around this home

Schools

Gardner Elementary School

Public 4-5 • Assigned • 0.7mi

6/10

Waterloo Junior High School

Public 6-8 • Assigned • 0.8mi

7/10

Waterloo High School

Public 9-12 • Assigned • 1.0mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$237,000 – $287,000

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Nearby similar homes

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New listings for sale in 62298

NEW 3 HRS AGO

$485,000

3 beds3 baths2,534 sq ft

6730 Cardinal Dr, Waterloo, IL 62298

NEW 11 HRS AGO

$898,000

4 beds3.5 baths4,100 sq ft

600 Covington Dr, Waterloo, IL 62298

$114,000

1 bed1 bath777 sq ft

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$225,000

3 beds2.5 baths1,852 sq ft

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Home values near 514 S Library St S

Data from public records.

Address	Redfin Estimate
510 S Library Street, Waterloo, IL 3 Beds \| 2.5 Baths \| 1500 Sq. Ft.	$222,879
606 S Library Street, Waterloo, IL 2 Beds \| 2 Baths \| 720 Sq. Ft.	$176,864

Address	Redfin Estimate
504 S Library Street, Waterloo, IL 2 Beds \| 1 Baths \| 1044 Sq. Ft.	$228,284
602 S Library Street, Waterloo, IL 3 Beds \| 2 Baths \| 868 Sq. Ft.	$185,571

Address	Redfin Estimate
600 S Library Street, Waterloo, IL 3 Beds \| 3 Baths \| 896 Sq. Ft.	$204,485
604 S Library Street, Waterloo, IL 3 Beds \| 3 Baths \| 952 Sq. Ft.	$224,477

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2016. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 514 S Library St S

Tax history for 514 S Library St S

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 514 S Library St S

More real estate resources