OFF MARKET

Last listed at $250,000, CLOSED ON Apr 2022

$292,585

Est. refi paymentEst. refi $1,968/mo

•

2,100

sq ft

809 James St, Waterloo, IL 62298

About this home

Don't miss your opportunity to make this house your HOME. This FULL Brick bi-level home is situated on a large fully fenced & flat lot in a GREAT neighborhood; close to schools, entertainment & historic downtown Waterloo, what's not to love. Over 2100 finished sqft that features 4 generous sized bedrooms, 2 full baths & even more living space in the lower level. Fall in love w/the nice sized living room w/brick wood burning fireplace that flows into the the huge eat in kitchen boasting loads of cabinets, ample counter space and door leading to the oversized deck where you will watch the beautiful sunsets. Step down to the lower level and you'll find a gigantic family/game room area that's perfect to get together with guests, den/office that could be used as a 5th bedroom and the 2nd full bath. Ample parking and storage in the 25 x18 2 car garage with workshop area. Freshly painted, newer windows, low maintenance landscaping make this home Move In Ready for you to Live Where You Love!

Single-familyProperty Type

1967Year Built

0.28 acresLot Size

$139Est. Price/Sq.Ft.

2 car garageParking

Listed by Mandy McGuire • Keller Williams Pinnacle

Bought with Joseph LoPiccolo • American Realty Group

Redfin checked: a minute ago

•Source:MARIS as Distributed by MLS Grid #21083944

Redfin Estimate

$292,585

$43K over list price of $250K

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 3% lower than the average sale price ($302K) of 6 comparable homes.

SOLD JUL 27, 2026
$179,900
A
3 beds2 baths1,596 sq ft
108 Rau Street St, Waterloo, IL 62298
SOLD JUL 16, 2026
$320,000
B
3 beds2 baths2,437 sq ft
6 Dwight St, Waterloo, IL 62298
SOLD JUL 9, 2026
$235,500
C
4 beds2 baths2,268 sq ft
314 N Church St, Waterloo, IL 62298
SOLD JUN 22, 2026
$360,000
D
4 beds2 baths2,148 sq ft
1041 W Fallen Lake Dr, Waterloo, IL 62298
SOLD JUL 1, 2026
$400,000
E
3 beds2 baths1,880 sq ft
400 Mockingbird Ln, Waterloo, IL 62298
SOLD JAN 22, 2026
$315,000
F
4 beds2 baths1,998 sq ft
101 Jefferson Dr, Waterloo, IL 62298

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Earn from this home

Sell

$273,706

Est. take-home

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Refinance

Est. cash available

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Rent

$1,480/mo

Redfin rental estimate

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Market trends in 62298, IL

Last updated July 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

97.5%

2.0% MoM

Median sale price

$311K

$19K MoM

Avg. days on market

47d

2 days MoM

Recently sold homes

10 MoM

New listings for sale

FOR SALE BY OWNER
$499,900
3 beds3 baths1,932 sq ft
207 Vancouver Dr, Waterloo, IL 62298
NEW 24 HRS AGO
$485,000
3 beds3 baths2,534 sq ft
6730 Cardinal Dr, Waterloo, IL 62298
$898,000
4 beds3.5 baths4,100 sq ft
600 Covington Dr, Waterloo, IL 62298
$111,000
1 bed1 bath777 sq ft
319 S Main St, Waterloo, IL 62298
$225,000
3 beds2.5 baths1,852 sq ft
610 Laurel Dr, Waterloo, IL 62298
See all

Provided by Redfin

Sale history for 809 James St

Date

Event

Price

Public Records

Apr 19, 2022

Sold

$260,000

$124/sq ft

MARIS as Distributed by MLS Grid #21083944

Apr 19, 2022

Pending

—

Mar 9, 2022

Contingent

—

Mar 9, 2022

Price Changed

$250,000

$119/sq ft

Mar 2, 2022

Listed

$209,900

$100/sq ft

Feb 28, 2022

Price Changed

$209,900

$100/sq ft

Feb 21, 2022

Price Changed

$200,000

$95/sq ft

Feb 14, 2022

Coming Soon

$199,900

$95/sq ft

Public Records

Mar 4, 2013

Sold

$141,000

$67/sq ft

MARIS as Distributed by MLS Grid #4202802

Mar 1, 2013

Listed

$139,900

$67/sq ft

Feb 28, 2013

Sold

Public Records

Feb 25, 2002

Sold

$124,000

$59/sq ft

Public Records

Aug 1, 1997

Sold

$112,000

$53/sq ft

Public Records

Mar 1, 1996

Sold

$112,500

$54/sq ft

Public Records

Oct 1, 1982

Sold

$60,000

$29/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$3,908 (+9.7%)

$16,840 + $52,950

$69,790

2024

$3,561 (+6.6%)

$16,840 + $52,950

$69,790

2023

$3,340 (+15.6%)

$16,454 + $49,700

$66,154

2022

$2,890 (+7.6%)

$15,240 + $43,880

$59,120

2021

$2,686 (−1.3%)

$15,450 + $35,900

$51,350

2020

$2,720 (+4.1%)

$13,050 + $34,190

$47,240

2019

$2,613 (+109.8%)

$13,050 + $33,600

$46,650

2018

$1,246 (−49.1%)

$13,050 + $31,500

$44,550

2017

$2,448 (−0.3%)

$10,110 + $31,510

$41,620

2016

$2,454 (−1.4%)

$9,390 + $33,320

$42,710

2015

$2,488 (+6.0%)

$9,390 + $33,320

$42,710

2014

$2,347 (+5.3%)

$10,910 + $32,600

$43,510

2013

$2,228

$10,910 + $29,010

$39,920

Tax history for 809 James St

Year

Property tax

Land + Additions

Assessment*

2025

$3,908 (+9.7%)

$16,840 + $52,950

$69,790

2024

$3,561 (+6.6%)

$16,840 + $52,950

$69,790

2023

$3,340 (+15.6%)

$16,454 + $49,700

$66,154

2022

$2,890 (+7.6%)

$15,240 + $43,880

$59,120

2021

$2,686 (−1.3%)

$15,450 + $35,900

$51,350

2020

$2,720 (+4.1%)

$13,050 + $34,190

$47,240

2019

$2,613 (+109.8%)

$13,050 + $33,600

$46,650

2018

$1,246 (−49.1%)

$13,050 + $31,500

$44,550

2017

$2,448 (−0.3%)

$10,110 + $31,510

$41,620

2016

$2,454 (−1.4%)

$9,390 + $33,320

$42,710

2015

$2,488 (+6.0%)

$9,390 + $33,320

$42,710

2014

$2,347 (+5.3%)

$10,910 + $32,600

$43,510

2013

$2,228

$10,910 + $29,010

$39,920

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

—

Lot width

—

Lot depth

—

Lot size

0.28 Acres

Year renovated

1967

Sq. Ft.

1,400

Year built

1967

Style

Single Family Residential

County

Monroe County

APN

07-24-249-001-000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Single-Family Residence Districts

The Single-Family Residence Districts, as differentiated herein, and the district locations as depicted on the Zone District Map, reflect the wide variety of physical and social characteristics found in Waterloo, to the extent that the range of such conditions and characteristics can be divided into meaningful categories. It is the purpose of these regulations to encourage the creation and maintenance of stable and enduring residential areas by establishing limitations on the use and character of development so as to take advantage of, or to avoid conflict with, natural topography, existing development, arrangements and locations of existing or planned community facilities and social needs of the city.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Parking Total: 2
Parking Features: Attached, Basement, Garage, Garage Door Opener, Off Street
Garage Spaces: 2
Carport Spaces: 0
Has Attached Garage
Has Garage

Interior

Bedroom Information
# of Bedrooms: 4
# of Bedrooms Main: 0
Main And Upper Level Bedrooms: 4
Upper Level Bedrooms: 4
Lower Level Bedrooms: 0

Bathroom Information
# of Full Baths (Total): 2
Main Level Bathrooms Half: 0
Main Level Bathrooms Full: 0
Main And Upper Level Bathrooms: 1
Upper Level Bathrooms Half: 0
Upper Level Bathrooms Full: 1
Lower Level Bathrooms Half: 0
Lower Level Bathrooms Full: 1

Room 1 Information
Room Type: Living Room
Room Dimensions: 12x15
Room Length: 12
Room Width: 15
Room Level: Upper

Room 2 Information
Room Type: Kitchen
Room Dimensions: 18x13
Room Length: 18
Room Width: 13
Room Level: Upper

Room 3 Information
Room Dimensions: 12x15
Room Length: 12
Room Width: 15
Room Level: Upper

Room 4 Information
Room Dimensions: 13x10
Room Length: 13
Room Width: 10
Room Level: Upper

Room 5 Information
Room Dimensions: 10x9
Room Length: 10
Room Width: 9
Room Level: Upper

Room 6 Information
Room Dimensions: 10x9
Room Length: 10
Room Width: 9
Room Level: Upper

Room 7 Information
Room Type: Bathroom
Room Dimensions: 9x6
Room Length: 9
Room Width: 6
Room Level: Upper

Room 8 Information
Room Type: Family Room
Room Dimensions: 17x14
Room Length: 17
Room Width: 14
Room Level: Lower

Room 9 Information
Room Type: Den
Room Dimensions: 15x9
Room Length: 15
Room Width: 9
Room Level: Lower

Room 10 Information
Room Type: Bathroom
Room Dimensions: 7x10
Room Length: 7
Room Width: 10
Room Level: Lower

Room 11 Information
Room Type: Laundry
Room Level: Lower

Basement Information
Has Basement
Basement Features: Bathroom, Walk-Out Access

Other Rooms Information
Room Count: 11
# of Rooms: 10

Fireplace Information
Has Fireplace
# of Fireplaces: 1
Fireplace Features: Living Room, Recreation Room, Masonry

Heating & Cooling
Heating Information: Forced Air, Natural Gas
Cooling Information: Central Air, Electric

Interior Features
Floor Plan: Possible Extra Bed
Interior Features: Eat-in Kitchen, Kitchen/Dining Room Combo
Window Features: Insulated Windows, Tilt-In Windows, Window Treatments
Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator, Gas Water Heater

Exterior

Building Information
Construction Materials: Brick Veneer

Exterior Features
Patio And Porch Features: Deck

Pool Information
Pool YN: 0

Property Information
Ownership Type: Private
Property Type: Residential
Property Sub Type: Single Family Residence
Above Grade Finished Area: 1,400
Above Grade Finished Area Units: Square Feet
Above Grade Finished Area Source: Assessor
Below Grade Finished Area: 700
Below Grade Finished Area Units: Square Feet
Below Grade Finished Area Source: Assessor

Lot Information
Lot Features: Adjoins Open Ground, Level
Lot Size Area: 0.28
Lot Size Units: Acres
Lot Size Acres: 0.28
Lot Size Dimensions: 101' x 125' x 100' x 125'
Lot Size Source: Public Records
Lot Size Area Unknown YN: 0
Road Surface Type: Gravel

Financial

Tax Information
Tax Annual Amount: $2,720
Tax Annual Amount Description: Owner Occupied
Tax Year: 2020

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer

Location

Multi-Unit Information
Unit Count: 0

School Information
Elementary School: WATERLOO DIST 5
Middle Or Junior High School: WATERLOO DIST 5
High School: Waterloo
High School District: Waterloo DIST 5

Location Information
Directions: Rt 3 - Kolmer Ave - Right on James St
Address Line: 809 James St, Waterloo IL 62298

Public facts

Beds: 3
Baths: 3.0
Sq. Ft.: 1,400
Stories: —
Lot Size: 0.28 acres
Style: Single Family Residential
Year Built: 1967
Year Renovated: 1967
County: Monroe County
APN: 07-24-249-001-000

Home facts updated by county records on Aug 26, 2026

Other

Listing Information
Home Warranty YN: Yes
Transaction Type: Sale
Possible Buyer Fees YN: 0
Seller Paid Repairs Amount: 0.00

Listing Date Information
Expected Active Date: 2022-03-04

Home Information
Living Area: 2100
Living Area Units: Square Feet
Living Area Source: Assessor
Living Area Srch Sq Ft: 2100.00
Living Area Unknown YN: 0
Above Grade Finished Area Srch Sq Ft: 1400.00
Below Grade Finished Area Srch Sq Ft: 700.00
Levels: Two, Multi/Split
Security Features: Smoke Detector(s)

Around this home

Schools

W J Zahnow Elementary School

Public PreK-1 • Assigned • 0.5mi

Waterloo Junior High School

Public 6-8 • Assigned • 0.6mi

7/10

Waterloo High School

Public 9-12 • Assigned • 2.2mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IL • 62298

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.9 hours in June and 4.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.9 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$278,000 – $337,000

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Nearby similar homes

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FOR SALE BY OWNER

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904 Sheridan Ln, Waterloo, IL 62298

New listings for sale in 62298

FOR SALE BY OWNER

$499,900

3 beds3 baths1,932 sq ft

207 Vancouver Dr, Waterloo, IL 62298

NEW 24 HRS AGO

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3 beds3 baths2,534 sq ft

6730 Cardinal Dr, Waterloo, IL 62298

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4 beds3.5 baths4,100 sq ft

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$111,000

1 bed1 bath777 sq ft

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3 beds2.5 baths1,852 sq ft

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Home values near 809 James St

Data from public records.

Address	Redfin Estimate
807 James St, Waterloo, IL 3 Beds \| 3 Baths \| 1269 Sq. Ft.	$292,069
801 James St, Waterloo, IL 2 Beds \| 3 Baths \| 1453 Sq. Ft.	$308,088

Address	Redfin Estimate
811 James St, Waterloo, IL 3 Beds \| 4 Baths \| 1566 Sq. Ft.	$348,235
909 James St, Waterloo, IL 3 Beds \| 4 Baths \| 1180 Sq. Ft.	$349,098

Address	Redfin Estimate
808 James St, Waterloo, IL 3 Beds \| 1.5 Baths \| 1760 Sq. Ft.	$235,538
806 James St, Waterloo, IL 3 Beds \| 2 Baths \| 2240 Sq. Ft.	$285,425

Property information provided by MARIS as Distributed by MLS Grid when last listed in 2022. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 62298, IL

Sale history for 809 James St

Tax history for 809 James St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 62298

Home values near 809 James St

More real estate resources