OFF MARKET

Off Market Feb 2025 for $550K

$602,158

Est. refi paymentEst. refi $3,693/mo

•

3,165

sq ft

1904 Cardinal Harbour Rd, Prospect, KY 40059

About this home

Public Remarks: Recently Updated 4 bedroom, 3.5 bath sprawling multi-level home on a 1.21 acre corner lot in Cardinal Harbour. The spacious family room is perfect for entertaining with a cozy Buck Stove fireplace insert with a field stone fireplace. The custom kitchen has been expanded with loads of premium cabinets and features granite countertops, stainless steel appliances, and a granite center island with cooktop. Near that is the formal dining room. The first-floor suite features a massive primary bedroom with a vaulted ceiling, a large walk-in closet, and a spacious en-suite primary bath, featuring spa tub and walk-in shower. French doors lead to a private deck. Upstairs there are 3 bedrooms and 2 full baths (one bedroom has ensuite full bath). The finished basement offers another family room/ playroom / office, and storage. There is an extra deep two-car attached garage. Out back features a large fenced in yard with a newly installed patio and half-court basketball court. Recent updates also include new windows & doors throughout, new HVAC system and a new water heater. Home is not in the flood zone! Enjoy summertime with a community clubhouse and pool just steps away. Other amenities in Cardinal Harbour include 85 acres of landscaped common grounds, two fishing lakes, horse stables, state of the art tennis courts and a storage area for boats or RV's. Quiet area with award-winning Oldham County schools nearby. Schedule your private showing today!

Single-familyProperty Type

1976Year Built

1.21 acresLot Size

$190Est. Price/Sq.Ft.

2 car garageParking

Listed by Nick Schweitzer • RE/MAX Premier Properties

Bought with Hannah Wittenberg • Semonin Realtors

Redfin checked: a minute ago

•Source:Metro Search MLS #1680229

Redfin Estimate

$602,158

$52K since sold in February 2025$17K since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 7.6% higher than the average sale price ($560K) of 6 comparable homes.

SOLD SEP 11, 2026
$600,000
A
4 beds2.5 baths3,744 sq ft
13801 Lakewoods Ct, Prospect, KY 40059
R & Y Realty Group
SOLD JUL 8, 2026
$560,000
B
4 beds2.5 baths3,523 sq ft
13708 Mockingbird Dr, Prospect, KY 40059
Polo Real Estate Group LLC
SOLD SEP 1, 2026
$680,000
C
4 beds3 baths3,940 sq ft
1302 Old Taylor Trl, Goshen, KY 40026
Keller Williams Collective
SOLD JUN 15, 2026
$625,000
D
4 beds3 baths3,412 sq ft
10804 Taylor Lake Rd, Goshen, KY 40026
RE/MAX Results
SOLD SEP 11, 2026
$381,000
E
3 beds3 baths2,000 sq ft
1938 Cardinal Harbour Rd, Prospect, KY 40059
1 Percent Lists Purple Door
SOLD JUN 12, 2026
$512,900
F
3 beds3 baths3,002 sq ft
13005 Lost Trl, Goshen, KY 40026
Finely Crafted Realty LLC

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Earn from this home

Sell

$137,509

Est. take-home

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Refinance

Est. cash available

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Rent

$3,561/mo

Redfin rental estimate

List your home for rent

Market trends in 40059, KY

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

98.1%

0.3% MoM

Median sale price

$737K

$13K MoM

Avg. days on market

41d

5 days MoM

Recently sold homes

143

2 MoM

New listings for sale

NEW 3 HRS AGO
$765,000
3 beds3.5 baths4,482 sq ft
6205 River Rd, Prospect, KY 40059
Schuler Bauer Real Estate Services ERA Powered
NEW 6 HRS AGO
$525,000
4 beds3 baths4,186 sq ft
6300 Shadow Wood Ct, Prospect, KY 40059
White Picket Real Estate
NEW 7 HRS AGO
$1,386,000
5 beds4.5 baths4,634 sq ft
6429 Stonecrop Dr, Prospect, KY 40059
Norton Commons Realty
NEW 9 HRS AGO
$999,900
5 beds4.5 baths5,577 sq ft
8618 Westover Dr, Prospect, KY 40059
Lenihan Sotheby's Int'l Realty
NEW 29 HRS AGO
$439,900
4 beds3 baths2,585 sq ft
4010 Hayfield Way, Prospect, KY 40059
Keller Williams Collective
NEW 1 DAY AGO
$1,595,000
5 beds3.5 baths6,350 sq ft
11732 Paramont Way, Prospect, KY 40059
Trueblood Real Estate
OPEN SUN, 2PM TO 4PM
$525,000
4 beds2.5 baths2,808 sq ft
14417 Spring Dr, Prospect, KY 40059
Nest Realty
$3,995,000
6 beds7.5 baths12,322 sq ft
5705 Harrods Glen Dr, Prospect, KY 40059
Lenihan Sotheby's Int'l Realty
$750,000
4 beds3.5 baths4,180 sq ft
7806 Spring Farm Pointe Pl, Prospect, KY 40059
Real Estate Go To
$499,000
5 beds3.5 baths3,942 sq ft
6302 Rockingham Ct, Prospect, KY 40059
Caperton Realty
See all

Provided by Redfin

Sale history for 1904 Cardinal Harbour Rd

Date

Event

Price

Metro Search MLS #1680229

Feb 28, 2025

Sold

$550,000

$174/sq ft

Feb 21, 2025

Contingent

—

Feb 20, 2025

Listed

$550,000

$174/sq ft

Metro Search MLS #1675896

Dec 17, 2024

Listing Removed

—

Dec 3, 2024

Listed

$550,000

$174/sq ft

Metro Search MLS #1492067

Jan 25, 2018

Sold

$304,000

$96/sq ft

Dec 29, 2017

Pending

—

Dec 8, 2017

Listed

$314,000

$99/sq ft

+38

Public Remarks

Wonderful 4 bedroom 3.5 bath multi-level sprawling ranch on 1.21 acre corner estate lot with mature landscaping in Cardinal Harbour. Approximately 2977 total square feet of living area; 2727 square feet, plus an additional 250 square foot theater room in finished lower level. Spacious L-shaped family room is perfect for entertaining with a built-in wet bar and cozy Buck Stove fireplace insert with a field stone fireplace. First floor laundry area. Custom kitchen has been expanded with loads of premium cabinets and features Corian countertops with integrated sink, plus a granite center island with cooktop. Formal dining room. Stunning views from every window in the home. First floor owner's suite features a massive master bedroom with vaulted ceiling, an extra large walk-in closet, and a spacious en-suite master bath, featuring spa tub and walk-in shower. French doors lead to a private deck. Upstairs there are 3 bedrooms and 2 full baths (one bedroom has en suite full bath). Extra deep two-car attached garage is finished with drywall ceiling and walls and features a pull down storage area and Pella windows. Enjoy summertime with a community clubhouse and pool just steps away. Other amenities in Cardinal Harbour include 85 acres of landscaped common grounds, two fishing lakes, horse stables, state of the art tennis courts and a storage area for boats or RV's. Best of all, this home includes a deeded boat dock on the Ohio River, and a private boat ramp. Walk to your boat and enjoy summer evenings cruising the river every day! No slip rent; you own the boat slip! Quiet area with award-winning Oldham County elementary, middle and North Oldham High School campuses within three miles. Creasey-Mahan Nature Preserve and Oldham County Public library are just a couple miles up the road from this property. Great opportunity to own a unique property at your price. Won't last long!

Public Records

May 12, 2009

Sold

$220,000

$70/sq ft

Metro Search MLS #1205095

Jul 19, 2008

Listing Removed

—

May 19, 2008

Listed

$329,000

$104/sq ft

Metro Search MLS #1191996

Apr 17, 2008

Listing Removed

—

Jan 17, 2008

Listed

$329,000

$104/sq ft

Metro Search MLS #1184863

Jan 16, 2008

Listing Removed

—

Oct 25, 2007

Listed

$359,900

$114/sq ft

Metro Search MLS #1162826

Oct 23, 2007

Listing Removed

—

Apr 23, 2007

Listed

$359,900

$114/sq ft

Metro Search MLS #1147696

Apr 20, 2007

Listing Removed

—

Nov 22, 2006

Listed

$368,000

$116/sq ft

Metro Search MLS #1136262

Nov 10, 2006

Listing Removed

—

Aug 3, 2006

Listed

$379,000

$120/sq ft

Metro Search MLS #207492

May 8, 2001

Listing Removed

—

Apr 17, 2001

Listed

$249,900

$79/sq ft

Metro Search MLS #914477

Oct 25, 1999

Sold

$153,500

$48/sq ft

Aug 17, 1999

Listed

$159,000

$50/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$6,264 (+48.1%)

$70,000 + $435,000

$505,000

2024

$4,230 (+11.2%)

$70,000 + $435,000

$505,000

2023

$3,806 (+0.8%)

$70,000 + $270,000

$340,000

2022

$3,776 (+0.6%)

$70,000 + $234,000

$304,000

2021

$3,752 (−0.2%)

$70,000 + $234,000

$304,000

2020

$3,761 (+0.9%)

$70,000 + $234,000

$304,000

2019

$3,726 (+15.6%)

$70,000 + $234,000

$304,000

2018

$3,223 (+0.7%)

$70,000 + $234,000

$304,000

2017

$3,201 (+1.6%)

$70,000 + $192,500

$262,500

2016

$3,150 (+0.3%)

$70,000 + $192,500

$262,500

2015

$3,140 (+6.3%)

2013

$2,954

$70,000 + $192,500

$262,500

Tax history for 1904 Cardinal Harbour Rd

Year

Property tax

Land + Additions

Assessment*

2025

$6,264 (+48.1%)

$70,000 + $435,000

$505,000

2024

$4,230 (+11.2%)

$70,000 + $435,000

$505,000

2023

$3,806 (+0.8%)

$70,000 + $270,000

$340,000

2022

$3,776 (+0.6%)

$70,000 + $234,000

$304,000

2021

$3,752 (−0.2%)

$70,000 + $234,000

$304,000

2020

$3,761 (+0.9%)

$70,000 + $234,000

$304,000

2019

$3,726 (+15.6%)

$70,000 + $234,000

$304,000

2018

$3,223 (+0.7%)

$70,000 + $234,000

$304,000

2017

$3,201 (+1.6%)

$70,000 + $192,500

$262,500

2016

$3,150 (+0.3%)

$70,000 + $192,500

$262,500

2015

$3,140 (+6.3%)

2013

$2,954

$70,000 + $192,500

$262,500

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning
Permits

Beds

—

Baths

—

Stories

—

Lot width

—

Lot depth

—

Lot size

1.21 Acres

Year renovated

—

Sq. Ft.

—

Year built

—

Style

Single Family Residential

County

Oldham County

APN

04-02B-04-171

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 29, 2026.

R-2

Residential District

The purpose of the R-2 Residential District is to allow, preserve and protect the character of low density, detached single-family areas and neighborhoods at densities up to 3.63 dwelling units per acre

Permitted uses

Include but are not limited to:

Agriculture
Community / recreation center
Religious facility
Housing-Single unit
Housing-Senior
Infrastructure
Public service
Educational/school
Park & open space

Property details

Parking

Parking Information
Garage Spaces: 2.0
Parking Features: Attached, Driveway

Interior

Bedroom Information
Bedrooms Total: 4
First Floor PBR: Yes
Primary Bedroom Level: Second
# Upper Floor Bedrooms: 3.0
# 2nd Floor Bedrooms: 1.0
# 1st Floor Bedrooms: 0.0
# Basement Bedrooms: 0.0
Primary Bedroom: Yes

Bathroom Information
Bathrooms Full: 3
Bathrooms Half: 1

Kitchen & Dining Information
Dining Room: Yes
Dining Room Level: Second
Kitchen: Yes
Kitchen Level: Second

Interior Features
# of Rooms: 9
# of Closets: 10
# of Fireplaces: 1
Fireplaces Total: 1
Fireplaces: Level 1: 1
Fireplace: Yes

Living Areas
Family Room: Yes
Family Room Level: First

Other Room Information
# of Rooms: 9
Rooms Total: 9
Basement Y/N: Yes
Basement: Partially Finished
Bedroom: Yes
Bedroom Level: Third
Dining Room: Yes
Dining Room Level: Second
Fireplaces Total: 1
Kitchen: Yes
Kitchen Level: Second
Laundry: Yes
Laundry Level: First
First Floor Laundry: Yes
Primary Bedroom: Yes
Primary Bedroom Level: Second

Room 1 Information
Room 1 Level: First
Room 1 Type: Family Room

Room 2 Information
Room 2 Level: First
Room 2 Type: Laundry

Room 3 Information
Room 3 Level: Second
Room 3 Type: Kitchen

Room 4 Information
Room 4 Level: Second
Room 4 Type: Dining Room

Room 5 Information
Room 5 Level: Second
Room 5 Type: Primary Bedroom

Room 6 Information
Room 6 Level: Third
Room 6 Type: Bedroom

Room 7 Information
Room 7 Level: Third
Room 7 Type: Bedroom

Room 8 Information
Room 8 Level: Third
Room 8 Type: Bedroom

Room 9 Information
Room 9 Level: Basement
Room 9 Type: Family Room

Exterior

Land Information
Fencing: Full, Wood
Fencing: Full: Yes
Fencing: Wood: Yes

Lot Description
Lot Features: Cleared, Level
Lot Size Acres: 1.21
Lot Size Area: 1.21
Lot Size Units: Acres
Cleared: Yes
Corner: Yes
Level: Yes

Property Information
Property Sub Type: Single Family Residence
Residential
Architectural Style: Tri-Level

Subdivision / Condo Amenities
Subdivision Name: CARDINAL HARBOUR

Building Information
Building Area Source: Appraiser
Building Area Total: 2725.0
Stories: 3
Year Built: 1976
Roof: Shingle
Foundation Details: Poured Concrete
Construction Materials: Wood Frame, Stone
Above Grade Finished: 2,725
Below Grade Finished: 440
Below Grade Unfin: 50
Living Area: 3165.0

Financial

Tax Information
Tax Block: sec 4
Tax Lot: 171

Utilities

Utility Information
# of HVAC Units: 1
# of HVAC Units: 1
Utilities: Electricity Connected

Heating
Heating Y/N: Yes
Heating: Natural Gas

Cooling
Cooling Y/N: Yes
Cooling: Central Air

Location

HOA Information
Association Fee: 1400.0
Association Y/N: Yes

Neighborhood Information
Subdivision Name: CARDINAL HARBOUR

School Information
High School District: Oldham
School District: Oldham

Location Information
Directions: US 42 to Hwy 1793. Right on Rose Island Road. Left into Cardinal Harbour Rd (house on left across from clubhouse).

Public facts

Beds: —
Baths: —
Sq. Ft.: —
Stories: —
Lot Size: 1.21 acres
Style: Single Family Residential
Year Built: —
Year Renovated: —
County: Oldham County
APN: 04-02B-04-171

Home facts updated by county records on Jul 29, 2026

Other

Listing Date Information
Documents Change Timestamp: 2025-03-31T05:17:15Z

Around this home

Schools

Harmony Elementary School

Public K-5 • Assigned • 2.2mi

8/10

North Oldham Middle School

Public 6-8 • Assigned • 2.1mi

9/10

North Oldham High School

Public 9-12 • Assigned • 2.1mi

10/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

8/10 Flood Factor

Estimated 74-82% chance of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 105° expected this year, 20 days in 30 years

2/10 Wind Factor

2% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 4 days in 30 years

Provided by First Street

Historical weather

Prospect, KY • 40059

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.4 hours in June and 3.6 hours in December, placing it below the U.S. average for solar exposure.

9.4 hrs

3.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$573,000 – $693,000

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NEW 1 DAY AGO3D WALKTHROUGH

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Trueblood Real Estate

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Real Estate Go To

Home values near 1904 Cardinal Harbour Rd

Data from public records.

Address	Redfin Estimate
1901 Cardinal Harbour Road, Prospect, KY 3 Beds \| 2.5 Baths \| 1916 Sq. Ft.	$412,441
1908 Oriole Place, Prospect, KY 3 Beds \| 2 Baths \| 2069 Sq. Ft.	$440,993

Address	Redfin Estimate
1937 Cardinal Harbour Road, Prospect, KY 4 Beds \| 3.5 Baths \| 2950 Sq. Ft.	$538,983
1911 Landing Road, Prospect, KY 3 Beds \| 3.5 Baths \| 3100 Sq. Ft.	$590,056

Address	Redfin Estimate
1903 Cardinal Harbour Road, Prospect, KY 7 Beds \| 4.5 Baths \| 3750 Sq. Ft.	$410,081
13801 Landing Court, Prospect, KY 3 Beds \| 2 Baths \| 3090 Sq. Ft.	$453,172

Property information provided by Metro Search MLS when last listed in 2025. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 40059, KY

Sale history for 1904 Cardinal Harbour Rd

Tax history for 1904 Cardinal Harbour Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 40059

Home values near 1904 Cardinal Harbour Rd

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