OFF MARKET

Off market aug 2024 for $426K

$476,008

Est. refi paymentEst. refi $2,925/mo

•

2,179

sq ft

1908 N Rose Island Rd, Prospect, KY 40059

About this home

Public Remarks: Spacious 3 bedroom, 2 full bath ranch on 1.49 acres in Cardinal Harbour! Step into the welcoming, light filled entry that leads to the large great room with windows across the back giving you a great view of the large, fenced yard. Off the great room you'll find a den that leads to a large screened in porch and deck providing plenty of outdoor entertaining space. The formal dining room and remodeled eat in kitchen offer plenty of space for large family meals. The opposite end of the home has the large primary bedroom with 2 walk-in closets and a remodeled primary bath with step in shower. 2 additional nice sized bedrooms and a full bath complete the home. Outside you'll enjoy the lush landscaping and privacy that will make you feel like you're in the country! You'll also have access to all the Cardinal Harbour amenities including clubhouse, pool, horse stables, private boat ramp and much more! This well-maintained oasis is available for the first time in over 20 years and offers 1 floor living and Oldham County schools! Make your appointment today!

Single-familyProperty Type

1986Year Built

1.49 acresLot Size

$218Est. Price/Sq.Ft.

2 car garageParking

Listed by Keith Curran • Semonin Realtors

Bought with Laine Bowling, Kentucky + Indiana REALTOR Bowling • EXP Realty LLC

Redfin checked: 5 minutes ago

•Source:Metro Search MLS #1665262

Redfin Estimate

$476,008

$50K since sold in August 2024$7,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 21.5% higher than the average sale price ($392K) of 6 comparable homes.

SOLD OCT 1, 2026
$369,900
A
3 beds2 baths1,736 sq ft
1209 Pheasant Ridge Rd, Goshen, KY 40026
White Picket Real Estate
SOLD SEP 11, 2026
$381,000
B
3 beds3 baths2,000 sq ft
1938 Cardinal Harbour Rd, Prospect, KY 40059
1 Percent Lists Purple Door
SOLD AUG 4, 2026
$410,000
C
3 beds2 baths2,190 sq ft
1220 Nightingale Ln, Goshen, KY 40026
Totally About Houses
SOLD OCT 8, 2026
$390,000
D
3 beds2 baths2,200 sq ft
1225 Hollendale Way, Goshen, KY 40026
Real Broker, LLC
SOLD AUG 7, 2026
$400,000
E
3 beds2 baths1,703 sq ft
13309 Settlers Point Trl, Goshen, KY 40026
Semonin Realtors
SOLD JUL 27, 2026
$400,000
F
3 beds3 baths2,273 sq ft
13202 Settlers Point Trl, Goshen, KY 40026
RealtyWorks LLC

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Earn from this home

Sell

$119,600

Est. take-home

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Refinance

Est. cash available

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Rent

$3,011/mo

Redfin rental estimate

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Market trends in 40059, KY

Last updated September 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-List Price

98.2%

+0.4% MoM

Median sale price

$715K

$18K MoM

Avg. days on market

48d

7 days MoM

Recently sold homes

127

14 MoM

New listings for sale

NEW 28 MINS AGO
$435,000
4 beds2.5 baths2,771 sq ft
9206 Newbury Ct, Prospect, KY 40059
NEW 1 HR AGO
$1,475,000
5 beds4.5 baths6,968 sq ft
12039 Hunting Crest Dr, Prospect, KY 40059
Semonin Realtors
COMING SOON
$1,998,000
4 beds4 baths4,718 sq ft
11500 River Beauty Loop, Prospect, KY 40059
Keller Williams Collective
NEW 25 HRS AGO
$975,000
4 beds3.5 baths3,732 sq ft
3124 English Way, Prospect, KY 40059
The Brokerage
NEW 27 HRS AGO
$223,900
2 beds1.5 baths1,336 sq ft
5608 Harrods Cv, Prospect, KY 40059
Keller Williams Collective
NEW 27 HRS AGO
$750,000
4 beds4.5 baths5,176 sq ft
6524 Harrods View Cir, Prospect, KY 40059
Coldwell Banker McMahan
3D WALKTHROUGH
$840,000
5 beds4.5 baths4,807 sq ft
12805 Deer Cross Dr, Prospect, KY 40059
Semonin Realtors
OPEN SAT, 12PM TO 2PM
$399,000
3 beds3 baths1,872 sq ft
13917 Harbour Pl, Prospect, KY 40059
Lenihan Sotheby's Int'l Realty
$630,000
3 beds2 baths3,280 sq ft
7241 Fox Harbor Rd, Prospect, KY 40059
EXP Realty LLC
OPEN SUN, 2PM TO 4PM
$550,000
4 beds2.5 baths2,620 sq ft
13323 Creekview Rd, Prospect, KY 40059
Keller Williams Collective
See all

Provided by Redfin

Sale history for 1908 N Rose Island Rd

Date

Event

Price

Metro Search MLS #1665262

Aug 14, 2024

Sold

$426,000

$196/sq ft

Jul 15, 2024

Pending

—

Jul 11, 2024

Listed

$375,000

$172/sq ft

Metro Search MLS #1011027

May 21, 2003

Sold

$192,000

$88/sq ft

Sep 17, 2002

Listed

$199,900

$92/sq ft

Public Remarks

LOVELY RANCH ON 1.487 ACRES. BEAUTIFULLY LANDSCAPED, LOTS OF UPDATES INCLUDING NEW ROOF, NEW HEATING AND AIR CONDITIONING, WATER HEATER. EAT-IN KITCHEN WITH NEW APPLIANCES, CONTOURED GREAT ROOM, OPEN TO SITTING ROOM OR OFFICE. NEW SCREENED-IN PORCH TO DECK, OWNER'S SUITE WITH 2 WALK-IN CLOSETS, INVISIBLE FENCING, COVERED STORAGE, 1 YEAR COLDWELL BANKER HOME PROTECTION PLAN. POOL, BOAT RAMP, STORAGE, CLUBHOUSE AVAILABLE.

Metro Search MLS #307277

Sep 12, 2002

Listing Removed

—

Apr 12, 2002

Listed

$199,999

$92/sq ft

Metro Search MLS #906980

Sep 10, 1999

Sold

$185,000

$85/sq ft

Apr 22, 1999

Listed

$189,900

$87/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$5,292 (+63.8%)

$70,000 + $356,000

$426,000

2024

$3,230 (+17.9%)

$70,000 + $356,000

$426,000

2023

$2,739 (−1.7%)

$70,000 + $235,000

$305,000

2022

$2,785 (+0.6%)

$70,000 + $194,000

$264,000

2021

$2,767 (−0.8%)

$70,000 + $194,000

$264,000

2020

$2,789 (+0.9%)

$70,000 + $194,000

$264,000

2019

$2,763 (−0.8%)

$70,000 + $194,000

$264,000

2018

$2,784 (+0.7%)

$70,000 + $194,000

$264,000

2017

$2,765 (+1.3%)

$70,000 + $194,000

$264,000

2016

$2,730 (−13.6%)

$70,000 + $194,000

$264,000

2015

$3,158 (+6.3%)

2013

$2,971

$70,000 + $194,000

$264,000

Tax history for 1908 N Rose Island Rd

Year

Property tax

Land + Additions

Assessment*

2025

$5,292 (+63.8%)

$70,000 + $356,000

$426,000

2024

$3,230 (+17.9%)

$70,000 + $356,000

$426,000

2023

$2,739 (−1.7%)

$70,000 + $235,000

$305,000

2022

$2,785 (+0.6%)

$70,000 + $194,000

$264,000

2021

$2,767 (−0.8%)

$70,000 + $194,000

$264,000

2020

$2,789 (+0.9%)

$70,000 + $194,000

$264,000

2019

$2,763 (−0.8%)

$70,000 + $194,000

$264,000

2018

$2,784 (+0.7%)

$70,000 + $194,000

$264,000

2017

$2,765 (+1.3%)

$70,000 + $194,000

$264,000

2016

$2,730 (−13.6%)

$70,000 + $194,000

$264,000

2015

$3,158 (+6.3%)

2013

$2,971

$70,000 + $194,000

$264,000

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

—

Baths

—

Stories

—

Lot width

—

Lot depth

—

Lot size

1.49 Acres

Year renovated

—

Sq. Ft.

—

Year built

—

Style

Single Family Residential

County

Oldham County

APN

04-02B-04-175

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 16, 2026.

R-2

Residential District

The purpose of the R-2 Residential District is to allow, preserve and protect the character of low density, detached single-family areas and neighborhoods at densities up to 3.63 dwelling units per acre

Permitted uses

Include but are not limited to:

Agriculture
Community / recreation center
Religious facility
Housing-Single unit
Housing-Senior
Infrastructure
Public service
Educational/school
Park & open space

Property details

Parking

Parking Information
Garage Spaces: 2.0
Parking Features: Entry Side

Interior

Bedroom Information
Bedrooms Total: 3
First Floor PBR: Yes
Primary Bedroom Level: First
# Upper Floor Bedrooms: 0.0
# 2nd Floor Bedrooms: 0.0
# 1st Floor Bedrooms: 3
# Basement Bedrooms: 0.0
Primary Bedroom: Yes

Bathroom Information
Bathrooms Full: 2
Bathrooms Half: 0
Primary Bathroom Level: First
Full Bathroom: Yes
Full Bathroom Level: First
Primary Bathroom: Yes

Kitchen & Dining Information
Dining Area: Yes
Dining Area Level: First
Dining Room: Yes
Dining Room Level: First
Kitchen: Yes
Kitchen Level: First

Interior Features
# of Rooms: 8
# of Closets: 13

Living Areas
Living Room: Yes
Living Room Level: First

Den & Office Information
Den: Yes
Den Level: First

Other Room Information
# of Rooms: 8
Rooms Total: 12
Basement: None
Bedroom: Yes
Bedroom Level: First
Dining Area: Yes
Dining Area Level: First
Dining Room: Yes
Dining Room Level: First
Fireplaces Total: 0
Foyer: Yes
Foyer Level: First
Full Bathroom: Yes
Full Bathroom Level: First
Kitchen: Yes
Kitchen Level: First
Laundry: Yes
Laundry Level: First
First Floor Laundry: Yes
Primary Bathroom: Yes
Primary Bathroom Level: First
Primary Bedroom: Yes
Primary Bedroom Level: First

Room 1 Information
Room 1 Level: First
Room 1 Type: Foyer

Room 2 Information
Room 2 Level: First
Room 2 Type: Living Room

Room 3 Information
Room 3 Level: First
Room 3 Type: Primary Bedroom

Room 4 Information
Room 4 Level: First
Room 4 Type: Primary Bathroom

Room 5 Information
Room 5 Level: First
Room 5 Type: Bedroom

Room 6 Information
Room 6 Level: First
Room 6 Type: Bedroom

Room 7 Information
Room 7 Level: First
Room 7 Type: Full Bathroom

Room 8 Information
Room 8 Level: First
Room 8 Type: Dining Room

Room 9 Information
Room 9 Level: First
Room 9 Type: Dining Area

Room 10 Information
Room 10 Level: First
Room 10 Type: Kitchen

Room 11 Information
Room 11 Level: First
Room 11 Type: Den

Room 12 Information
Room 12 Level: First
Room 12 Type: Laundry

Exterior

Exterior Features
Exterior Features: Tennis Court

Land Information
Fencing: Split Rail: Yes

Lot Description
Lot Features: Level
Lot Size Acres: 1.49
Lot Size Area: 1.49
Lot Size Units: Acres
Level: Yes

Property Information
Property Sub Type: Single Family Residence
Residential

Subdivision / Condo Amenities
Subdivision Name: CARDINAL HARBOUR

Building Information
Building Area Source: Appraiser
Building Area Total: 2179.0
Stories: 1
Year Built: 1986
Roof: Shingle
Foundation Details: Crawl Space
Construction Materials: Wood Frame
Above Grade Finished: 2,179
Living Area: 2179.0

Financial

Tax Information
Tax Block: Sec 4
Tax Lot: 175

Utilities

Utility Information
Utilities: Electricity Connected

Heating
Heating Y/N: Yes
Heating: Electric, Heat Pump

Cooling
Cooling Y/N: Yes
Cooling: Central Air, Heat Pump

Location

HOA Information
Association Fee: 1400.0
Association Y/N: Yes
Clubhouse, Other, Pool

Neighborhood Information
Subdivision Name: CARDINAL HARBOUR

School Information
High School District: Oldham
School District: Oldham

Location Information
Directions: US 42 North, left on Rose Island house is approximately 4 miles on left or US 42 N to left on KY 1793, right on N Rose Island, house on left

Public facts

Beds: —
Baths: —
Sq. Ft.: —
Stories: —
Lot Size: 1.49 acres
Style: Single Family Residential
Year Built: —
Year Renovated: —
County: Oldham County
APN: 04-02B-04-175

Home facts updated by county records on Oct 16, 2026

Around this home

Schools

Harmony Elementary School

Public K-5 • Assigned • 2.1mi

8/10

North Oldham Middle School

Public 6-8 • Assigned • 1.9mi

9/10

North Oldham High School

Public 9-12 • Assigned • 2.0mi

10/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

10/10 Flood Factor

Estimated 80%+ chance of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 105° expected this year, 20 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 4 days in 30 years

Provided by First Street

Historical weather

Prospect, KY • 40059

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.4 hours in June and 3.6 hours in December, placing it below the U.S. average for solar exposure.

9.4 hrs

3.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$453,000 – $548,000

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Home values near 1908 N Rose Island Rd

Data from public records.

Address	Redfin Estimate
1912 North Rose Island Rd, Prospect, KY 3 Beds \| 2.5 Baths \| 2253 Sq. Ft.	$426,904
1910 North Rose Island Rd, Prospect, KY 4 Beds \| 3 Baths \| 2903 Sq. Ft.	$516,318

Address	Redfin Estimate
1904 North Rose Island Rd, Prospect, KY 4 Beds \| 2.5 Baths \| 3400 Sq. Ft.	$597,052
1818 Rivers Landing Dr, Prospect, KY 3 Beds \| 2.5 Baths \| 3074 Sq. Ft.	$574,752

Address	Redfin Estimate
1902 North Rose Island Rd, Prospect, KY 3 Beds \| 2.5 Baths \| 3330 Sq. Ft.	$542,401
1908 Oriole Pl, Prospect, KY 3 Beds \| 2 Baths \| 2069 Sq. Ft.	$446,026

Property information provided by Metro Search MLS when last listed in 2024. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 40059, KY

Sale history for 1908 N Rose Island Rd

Tax history for 1908 N Rose Island Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 40059

Home values near 1908 N Rose Island Rd

More real estate resources