Public Remarks: Charming home in Cardinal Harbour! With 4 bedrooms and 3 full baths, there is plenty of space to enjoy time with family and friends in this one-story home with finished walkout lower level that is perfectly situated on a spacious 1.47-acre lot. This home features on the main level a great room, formal dining room, eat-in kitchen, owner’s suite with en-suite bath, bedroom, full bath, and laundry room. The finished walkout lower level offers a family room, office, 2 bedrooms, full bath, and 2 car garage. Enjoy grilling out on the deck or on the covered patio. The picturesque backyard is a perfect place for outdoor activities. This home has it all! Entrance foyer with hardwood floor opens to a fantastic great room with wood vaulted ceiling, ceiling fan, brick fireplace, built-in bookshelves & cabinets, and lovely views to both front and back of home. The formal dining room features vaulted ceiling, chair rail, chandelier, and hardwood floors. The light-filled eat-in kitchen comes with a full complement of appliances, prep island, appliance garage, and access to the deck. There is a first floor master bedroom with vaulted ceiling, ceiling fan, en-suite bath, walk-in closet, and separate access to deck. The attached bath includes a whirlpool tub, 2 walk-in closets, double sinks and separate shower. The second bedroom on the main level adjoins the full hallway bath. There is a conveniently located laundry room on the main level. The finished walkout lower level offers abundant natural light through daylight windows, and porcelain tile flooring. Here you will also find a large family room, office, 2 bedrooms, and bath. Discover the covered patio through the atrium door. There is also access to the 2 car garage from the lower level. The outdoor possibilities are endless with the spacious 1.47 acre lot. Cardinal Harbour amenities include boat dock space, ramp, boat storage, pool, tennis, horse barn stalls, clubhouse, and 85 acres of "park" areas. All this and minutes to shopping, dining, interstates, and award winning North Oldham County Schools.
Single-familyProperty Type
1987Year Built
1.47 acresLot Size
$178Est. Price/Sq.Ft.
2 car garageParking
Listed by The Weil Team• Coldwell Banker McMahan
Bought with David Hartlage• RE/MAX Properties East
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
—
Baths
—
Stories
—
Lot width
—
Lot depth
—
Lot size
1.47 Acres
Year renovated
—
Sq. Ft.
—
Year built
—
Style
Single Family Residential
County
Oldham County
APN
04-02B-04-174
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Oct 16, 2026.
R-2
Residential District
The purpose of the R-2 Residential District is to allow, preserve and protect the character of low density, detached single-family areas and neighborhoods at densities up to 3.63 dwelling units per acre
Permitted uses
Include but are not limited to:
Agriculture
Community / recreation center
Religious facility
Housing-Single unit
Housing-Senior
Infrastructure
Public service
Educational/school
Park & open space
Property details
Parking
Parking Information
Garage Spaces: 2.0
Parking Features: Entry Rear, Lower Level
Interior
Virtual Tour Information
Virtual Tour Information
Bedroom Information
Bedrooms Total: 4
First Floor PBR: Yes
Primary Bedroom Level: First
# Upper Floor Bedrooms: 0.0
# 2nd Floor Bedrooms: 0.0
# 1st Floor Bedrooms: 2
# Basement Bedrooms: 2
Primary Bedroom: Yes
Bathroom Information
Bathrooms Full: 3
Bathrooms Half: 0
Primary Bathroom Level: First
Full Bathroom: Yes
Full Bathroom Level: Basement
Primary Bathroom: Yes
Kitchen & Dining Information
Dining Room: Yes
Dining Room Level: First
Kitchen: Yes
Kitchen Level: First
Interior Features
# of Rooms: 9
# of Closets: 13
# of Fireplaces: 1
Fireplaces Total: 1
Fireplaces: Level 1: 1
Fireplace: Yes
Living Areas
Family Room: Yes
Family Room Level: Basement
Great Room: Yes
Great Room Level: First
Other Room Information
# of Rooms: 9
Rooms Total: 13
Basement Y/N: Yes
Basement: Walkout Finished
Bedroom: Yes
Bedroom Level: Basement
Closets: Basement: 4
Dining Room: Yes
Dining Room Level: First
Fireplaces Total: 1
Full Bathroom: Yes
Full Bathroom Level: Basement
Kitchen: Yes
Kitchen Level: First
Laundry: Yes
Laundry Level: First
Other: Yes
Other Level: Basement
Primary Bathroom: Yes
Primary Bathroom Level: First
Primary Bedroom: Yes
Primary Bedroom Level: First
Room 1 Information
Room 1 Level: First
Room 1 Type: Great Room
Room 2 Information
Room 2 Description: Formal
Room 2 Level: First
Room 2 Type: Dining Room
Room 3 Information
Room 3 Description: Eat in Kitchen
Room 3 Level: First
Room 3 Type: Kitchen
Room 4 Information
Room 4 Level: First
Room 4 Type: Primary Bedroom
Room 5 Information
Room 5 Level: First
Room 5 Type: Primary Bathroom
Room 6 Information
Room 6 Level: First
Room 6 Type: Bedroom
Room 7 Information
Room 7 Level: First
Room 7 Type: Full Bathroom
Room 8 Information
Room 8 Level: First
Room 8 Type: Laundry
Room 9 Information
Room 9 Level: Basement
Room 9 Type: Family Room
Room 10 Information
Room 10 Level: Basement
Room 10 Type: Bedroom
Room 11 Information
Room 11 Description: Flex
Room 11 Level: Basement
Room 11 Type: Other
Room 12 Information
Room 12 Level: Basement
Room 12 Type: Bedroom
Room 13 Information
Room 13 Level: Basement
Room 13 Type: Full Bathroom
Exterior
Exterior Features
Exterior Features: See Remarks, Tennis Court
Lot Description
Lot Features: Covt/Restr, See Remarks, Cleared, Level
Lot Size Acres: 1.47
Lot Size Area: 1.47
Lot Size Units: Acres
Cleared: Yes
Covt Restr: Yes
Level: Yes
See Remarks: Yes
Property Information
Property Sub Type: Single Family Residence
Residential
Architectural Style: Ranch
Subdivision / Condo Amenities
Subdivision Name: CARDINAL HARBOUR
Building Information
Building Area Total: 1900.0
Stories: 1
Year Built: 1987
Roof: Shingle
Foundation Details: Poured Concrete
Construction Materials: Stone
Above Grade Finished: 1,900
Below Grade Finished: 1,003
Living Area: 2903.0
Financial
Tax Information
Tax Block: Sec 4
Tax Lot: 174
Utilities
Utility Information
Utilities: Electricity Connected, Fuel:Natural
Heating
Heating Y/N: Yes
Heating: Electric, Forced Air, Heat Pump
Cooling
Cooling Y/N: Yes
Cooling: Central Air, Heat Pump
Location
Multi-Unit Information
Dock: Yes
HOA Information
Association Fee: 900.0
Association Y/N: Yes
Clubhouse, Pool
Neighborhood Information
Subdivision Name: CARDINAL HARBOUR
School Information
High School District: Oldham
School District: Oldham
Location Information
Directions: Hwy 42 East, left on Rose Island Rd to property. Or Hwy. 42 east, left on Hwy 1793, right on N Rose Island Rd.
Public facts
Beds: —
Baths: —
Sq. Ft.: —
Stories: —
Lot Size: 1.47 acres
Style: Single Family Residential
Year Built: —
Year Renovated: —
County: Oldham County
APN: 04-02B-04-174
Home facts updated by county records on Oct 16, 2026
Around this home
Schools
Harmony Elementary School
Public K-5 • Assigned • 2.1mi
8/10
North Oldham Middle School
Public 6-8 • Assigned • 2.0mi
9/10
North Oldham High School
Public 9-12 • Assigned • 2.0mi
10/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
10/10 Flood Factor
Estimated 80%+ chance of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
5/10 Heat Factor
7 days above 105° expected this year, 20 days in 30 years
2/10 Wind Factor
2% chance of strong winds in next 30 years
3/10 Air Factor
2 unhealthy days expected this year, 4 days in 30 years
Provided by First Street
Historical weather
Prospect, KY • 40059
Average low and high temperatures (°F)
37
21
47
29
65
42
72
51
74
56
85
67
89
72
85
65
83
58
72
49
58
41
46
33
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.4 hours in
June and 3.6 hours in December, placing it below the
U.S. average for solar exposure.
9.4 hrs
3.6 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$491,000 – $594,000
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