OFF MARKET

Off market aug 2012 for $318K

$597,052

Est. refi paymentEst. refi $2,080/mo

•

3,400

sq ft

1904 Rose Island Rd, Prospect, KY 40059

About this home

Public Remarks: This beautiful Tudor Style Home with clipped gable roof, vinyl half circle clapboard above the brick, half -timbered with stucco makes this a very unique home with cottage appeal on one and one-half acre. Shows better than any home listed in this area and price range. Formal living room, dining room, breakfast room and gathering room in very large updated kitchen with hickory cabinets and granite countertops. Large vaulted family room with stone fireplace and adjoining sunroom. Nice master, his and her closets, separate bath and large shower. Laundry room is upstairs. Located in North Oldham School District, lots of awards. River front community with 85 acres of common ground, club house, swimming pool, tennis & basketball courts. Horse barn and pasture land. Own boat ramp and boat storage. Be on vacation all the time.

Single-familyProperty Type

1.5 acresLot Size

$176Est. Price/Sq.Ft.

2 car garageParking

Listed by Deanie Dean • Semonin Realtors

Bought with John Congleton • Schuler Bauer R. E. Services

Redfin checked: 3 minutes ago

•Source:Metro Search MLS #1331819

Redfin Estimate

$597,052

$279K since sold in August 2012$2,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 7.6% higher than the average sale price ($555K) of 6 comparable homes.

SOLD SEP 11, 2026
$600,000
A
4 beds2.5 baths3,744 sq ft
13801 Lakewoods Ct, Prospect, KY 40059
R & Y Realty Group
SOLD JUL 8, 2026
$560,000
B
4 beds2.5 baths3,523 sq ft
13708 Mockingbird Dr, Prospect, KY 40059
Polo Real Estate Group LLC
SOLD SEP 1, 2026
$680,000
C
4 beds3 baths3,940 sq ft
1302 Old Taylor Trl, Goshen, KY 40026
Keller Williams Collective
SOLD SEP 16, 2026
$495,000
D
4 beds3 baths2,990 sq ft
1600 Saratoga Trce, Goshen, KY 40026
Coldwell Banker McMahan
SOLD OCT 1, 2026
$369,900
E
3 beds2 baths1,736 sq ft
1209 Pheasant Ridge Rd, Goshen, KY 40026
White Picket Real Estate
SOLD JUN 15, 2026
$625,000
F
4 beds3 baths3,412 sq ft
10804 Taylor Lake Rd, Goshen, KY 40026
RE/MAX Results

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Earn from this home

Sell

$390,696

Est. take-home

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Refinance

Est. cash available

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Rent

$3,216/mo

Redfin rental estimate

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Market trends in 40059, KY

Last updated September 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-List Price

98.2%

+0.4% MoM

Median sale price

$715K

$18K MoM

Avg. days on market

48d

7 days MoM

Recently sold homes

127

14 MoM

New listings for sale

OPEN SUN, 2PM TO 4PM
$865,000
5 beds4.5 baths3,166 sq ft
6415 Mistflower Cir, Prospect, KY 40059
simpler.realestate
NEW 12 HRS AGO
$435,000
4 beds2.5 baths2,771 sq ft
9206 Newbury Ct, Prospect, KY 40059
Family Realty LLC
NEW 13 HRS AGO
$1,475,000
5 beds4.5 baths6,968 sq ft
12039 Hunting Crest Dr, Prospect, KY 40059
Semonin Realtors
COMING SOON
$1,998,000
4 beds4 baths4,718 sq ft
11500 River Beauty Loop, Prospect, KY 40059
Keller Williams Collective
NEW 1 DAY AGO
$975,000
4 beds3.5 baths3,732 sq ft
3124 English Way, Prospect, KY 40059
The Brokerage
NEW 1 DAY AGO
$223,900
2 beds1.5 baths1,336 sq ft
5608 Harrods Cv, Prospect, KY 40059
Keller Williams Collective
NEW 1 DAY AGO
$750,000
4 beds4.5 baths5,176 sq ft
6524 Harrods View Cir, Prospect, KY 40059
Coldwell Banker McMahan
OPEN SUN, 2PM TO 4PM
$840,000
5 beds4.5 baths4,807 sq ft
12805 Deer Cross Dr, Prospect, KY 40059
Semonin Realtors
OPEN TODAY, 12PM TO 2PM
$399,000
3 beds3 baths1,872 sq ft
13917 Harbour Pl, Prospect, KY 40059
Lenihan Sotheby's Int'l Realty
$630,000
3 beds2 baths3,280 sq ft
7241 Fox Harbor Rd, Prospect, KY 40059
EXP Realty LLC
See all

Provided by Redfin

Sale history for 1904 Rose Island Rd

Date

Event

Price

Metro Search MLS #1331819

Aug 15, 2012

Sold

$318,500

$94/sq ft

Mar 8, 2012

Listed

$324,900

$96/sq ft

Metro Search MLS #1226211

Jul 7, 2009

Sold

$298,500

$88/sq ft

Jan 5, 2009

Listed

$314,900

$93/sq ft

Public Remarks

LOCATED ON COUNTRY ROAD WITH AMENDITIES-POOL, TENNIS, HORSEBARN, CLUBHOUSE AND BOAT DOCK, 2 HVAC UNITS, TOTALLY NEW MASTER BATH, HUGE KITCHEN WITH MAPLE CABINETS AND GTANITE TOPS, LARGE FAMILY ROOM, NEW LEADED GLASS FRONT DOOR AND SIDE LITES, WOOD ENTRY, CERAMIC KITCHEN WITH BREAKFAST BAR, RECESSED LIGHTS, LARGE BEDROOMS, LARGE ALL ACROSS THE BACK OF HOME, 2 LAUNDRY AREAS, OFFICE OR SUNROOM ON 1ST FLOOR, NEW CONCRETE, PAINT, CARPET AND HARDWOOD FOYER, SEPARATE SHOWER AND WHIRLPOOL IN MASTER BATH, NEW LANDSCAPING AND GARAGE DOORS, FINISHED BASEMENT, HOME SITS BACK OFF THE ROAD AND CLOSE TO THE NEW DEVELOPMENT WITH THE LAKE.

Metro Search MLS #1207803

Dec 12, 2008

Listing Removed

—

Jun 12, 2008

Listed

$304,900

$90/sq ft

Metro Search MLS #1185228

May 28, 2008

Listing Removed

—

Oct 28, 2007

Listed

$319,900

$94/sq ft

Metro Search MLS #1162160

Oct 30, 2007

Listing Removed

—

Apr 17, 2007

Listed

$349,900

$103/sq ft

Metro Search MLS #1144649

Apr 17, 2007

Listing Removed

—

Oct 18, 2006

Listed

$349,900

$103/sq ft

Public Records

May 19, 2006

Sold

$270,000

$79/sq ft

Metro Search MLS #1097493

Oct 10, 2005

Listing Removed

—

Jul 28, 2005

Listed

$289,900

$85/sq ft

Metro Search MLS #1083972

Jun 24, 2005

Listing Removed

—

Mar 23, 2005

Listed

$299,985

$88/sq ft

Metro Search MLS #120489

Mar 16, 2001

Sold

$191,950

$56/sq ft

Oct 27, 2000

Listed

$195,900

$58/sq ft

Metro Search MLS #107085

Oct 31, 2000

Listing Removed

—

Apr 14, 2000

Listed

$195,900

$58/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$4,849

$80,000 + $310,000

$390,000

2024

$4,845 (+10.8%)

$80,000 + $310,000

$390,000

2023

$4,374 (+0.7%)

$80,000 + $310,000

$390,000

2022

$4,342 (+0.6%)

$80,000 + $270,000

$350,000

2021

$4,314 (−0.2%)

$80,000 + $270,000

$350,000

2020

$4,325 (+10.8%)

$80,000 + $270,000

$350,000

2019

$3,902

$80,000 + $270,000

$350,000

2018

$3,903 (+2.3%)

$70,000 + $248,500

$318,500

2016

$3,815 (+0.3%)

$70,000 + $248,500

$318,500

2015

$3,802 (+6.1%)

2013

$3,584

$70,000 + $248,500

$318,500

Tax history for 1904 Rose Island Rd

Year

Property tax

Land + Additions

Assessment*

2025

$4,849

$80,000 + $310,000

$390,000

2024

$4,845 (+10.8%)

$80,000 + $310,000

$390,000

2023

$4,374 (+0.7%)

$80,000 + $310,000

$390,000

2022

$4,342 (+0.6%)

$80,000 + $270,000

$350,000

2021

$4,314 (−0.2%)

$80,000 + $270,000

$350,000

2020

$4,325 (+10.8%)

$80,000 + $270,000

$350,000

2019

$3,902

$80,000 + $270,000

$350,000

2018

$3,903 (+2.3%)

$70,000 + $248,500

$318,500

2016

$3,815 (+0.3%)

$70,000 + $248,500

$318,500

2015

$3,802 (+6.1%)

2013

$3,584

$70,000 + $248,500

$318,500

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning
Permits

Beds

—

Baths

—

Stories

—

Lot width

—

Lot depth

—

Lot size

1.5 Acres

Year renovated

—

Sq. Ft.

—

Year built

—

Style

Single Family Residential

County

Oldham County

APN

04-02B-04-177

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 16, 2026.

R-2

Residential District

The purpose of the R-2 Residential District is to allow, preserve and protect the character of low density, detached single-family areas and neighborhoods at densities up to 3.63 dwelling units per acre

Permitted uses

Include but are not limited to:

Agriculture
Community / recreation center
Religious facility
Housing-Single unit
Housing-Senior
Infrastructure
Public service
Educational/school
Park & open space

Property details

Parking

Parking Information
Garage Spaces: 2.0
Parking Features: Attached

Interior

Virtual Tour Information

Virtual Tour Information

Bedroom Information
Bedrooms Total: 4
First Floor PBR: No
Primary Bedroom Level: Second
# Upper Floor Bedrooms: 0.0
# 2nd Floor Bedrooms: 4.0
# 1st Floor Bedrooms: 0.0
# Basement Bedrooms: 0.0
Primary Bedroom: Yes

Bathroom Information
Bathrooms Full: 2
Bathrooms Half: 1
Primary Bathroom Level: Second
Full Bathroom: Yes
Full Bathroom Level: Second
Half Bathroom: Yes
Half Bathroom Level: First
Primary Bathroom: Yes

Kitchen & Dining Information
Dining Area: Yes
Dining Area Level: First
Dining Room: Yes
Dining Room Level: First
Kitchen: Yes
Kitchen Level: First

Interior Features
# of Rooms: 10
# of Closets: 11
# of Fireplaces: 1
Fireplaces Total: 1
Fireplaces: Level 1: 1
Fireplace: Yes

Living Areas
Family Room: Yes
Family Room Level: First
Living Room: Yes
Living Room Level: First

Other Room Information
# of Rooms: 10
Rooms Total: 17
Basement Y/N: Yes
Basement: Partially Finished
Bedroom: Yes
Bedroom Level: Second
Closets: Basement: 0
Dining Area: Yes
Dining Area Level: First
Dining Room: Yes
Dining Room Level: First
Fireplaces Total: 1
Full Bathroom: Yes
Full Bathroom Level: Second
Half Bathroom: Yes
Half Bathroom Level: First
Kitchen: Yes
Kitchen Level: First
Laundry: Yes
Laundry Level: Second
Other: Yes
Other Level: First
Primary Bathroom: Yes
Primary Bathroom Level: Second
Primary Bedroom: Yes
Primary Bedroom Level: Second

Room 1 Information
Room 1 Level: First
Room 1 Type: Living Room

Room 2 Information
Room 2 Level: First
Room 2 Type: Family Room

Room 3 Information
Room 3 Level: First
Room 3 Type: Family Room

Room 4 Information
Room 4 Description: Eat in Kitchen
Room 4 Level: First
Room 4 Type: Kitchen

Room 5 Information
Room 5 Level: First
Room 5 Type: Dining Area

Room 6 Information
Room 6 Description: Formal
Room 6 Level: First
Room 6 Type: Dining Room

Room 7 Information
Room 7 Level: First
Room 7 Type: Half Bathroom

Room 8 Information
Room 8 Level: First
Room 8 Type: Other

Room 9 Information
Room 9 Level: Second
Room 9 Type: Primary Bedroom

Room 10 Information
Room 10 Level: Second
Room 10 Type: Bedroom

Room 11 Information
Room 11 Level: Second
Room 11 Type: Bedroom

Room 12 Information
Room 12 Level: Second
Room 12 Type: Bedroom

Room 13 Information
Room 13 Level: Second
Room 13 Type: Primary Bathroom

Room 14 Information
Room 14 Level: Second
Room 14 Type: Full Bathroom

Room 15 Information
Room 15 Level: Second
Room 15 Type: Laundry

Room 16 Information
Room 16 Level: Basement
Room 16 Type: Family Room

Room 17 Information
Room 17 Level: Basement
Room 17 Type: Other

Exterior

Exterior Features
Exterior Features: Tennis Court, Deck

Land Information
Fencing: None
Fencing: None: Yes

Lot Description
Lot Features: Cleared, Level
Lot Size Acres: 1.5
Lot Size Area: 1.5
Lot Size Units: Acres
Lot Size Dimensions:
Cleared: Yes
Level: Yes

Property Information
Property Sub Type: Single Family Residence
Residential

Subdivision / Condo Amenities
Pets Allowed per Restrictions: Yes
Subdivision Name: CARDINAL HARBOUR

Building Information
Building Area Source: List Agent
Building Area Total: 2850.0
Stories: 2
Roof: Shingle
Construction Materials: Wood Frame, Brick
Above Grade Finished: 2,850
Below Grade Finished: 550
Living Area: 3400.0

Financial

Tax Information
Tax Block: 0
Tax Lot: 117

Utilities

Utility Information
Utilities: Electricity Connected, Public Sewer, Public Water

Heating
Heating Y/N: Yes
Heating: Electric, Forced Air

Cooling
Cooling Y/N: Yes
Cooling: Central Air

Location

Multi-Unit Information
Dock: Yes

HOA Information
Association Y/N: Yes
Clubhouse, Other, Pool

Neighborhood Information
Subdivision Name: CARDINAL HARBOUR

School Information
High School District: Oldham
School District: Oldham

Location Information
Directions: Hwy. 42 thru Prospect, left at light Hwy. 1793, take right on Rose Island Road home on left.

Public facts

Beds: —
Baths: —
Sq. Ft.: —
Stories: —
Lot Size: 1.5 acres
Style: Single Family Residential
Year Built: —
Year Renovated: —
County: Oldham County
APN: 04-02B-04-177

Home facts updated by county records on Oct 16, 2026

Around this home

Schools

Harmony Elementary School

Public K-5 • Assigned • 2.1mi

8/10

North Oldham Middle School

Public 6-8 • Assigned • 1.9mi

9/10

North Oldham High School

Public 9-12 • Assigned • 2.0mi

10/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

10/10 Flood Factor

Estimated 80%+ chance of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 105° expected this year, 20 days in 30 years

2/10 Wind Factor

2% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 4 days in 30 years

Provided by First Street

Historical weather

Prospect, KY • 40059

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.4 hours in June and 3.6 hours in December, placing it below the U.S. average for solar exposure.

9.4 hrs

3.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$568,000 – $687,000

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Listing provided by Zillow

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Semonin Realtors

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Home values near 1904 Rose Island Rd

Data from public records.

Address	Redfin Estimate
1912 N Rose Island Road, Prospect, KY 3 Beds \| 2.5 Baths \| 2253 Sq. Ft.	$426,904
1910 N Rose Island Road, Prospect, KY 4 Beds \| 3 Baths \| 2903 Sq. Ft.	$516,318

Address	Redfin Estimate
1902 N Rose Island Road, Prospect, KY 3 Beds \| 2.5 Baths \| 3330 Sq. Ft.	$542,401
1818 Rivers Landing Drive, Prospect, KY 3 Beds \| 2.5 Baths \| 3074 Sq. Ft.	$574,752

Address	Redfin Estimate
1908 N Rose Island Road, Prospect, KY 3 Beds \| 2 Baths \| 2179 Sq. Ft.	$476,008
1908 Oriole Place, Prospect, KY 3 Beds \| 2 Baths \| 2069 Sq. Ft.	$446,026

Property information provided by Metro Search MLS when last listed in 2012. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 40059, KY

Sale history for 1904 Rose Island Rd

Tax history for 1904 Rose Island Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 40059

Home values near 1904 Rose Island Rd

More real estate resources