Charming cottage retreat with lake views and deeded rights to beautiful Hamilton Reservoir a fully recreational lake in Holland. Nestled on a rare double lot, this adorable 3-bedroom home is full of warmth, character, and endless potential. Whether you’re looking for a cozy seasonal getaway or possibly a year-round residence, or future investment opportunity, this property offers the perfect blend of charm and lifestyle. Enjoy relaxing mornings on the deck overlooking the lake, evenings on the shared deeded beach, and all the beauty of reservoir living without the waterfront taxes. Inside you’ll find a quaint cottage feel with inviting spaces ready for your personal touches and updates. The spacious double lot provides added privacy, outdoor entertaining space, expansion possibilities, or room for extra parking and recreation. A wonderful opportunity to own a slice of lake life and create lasting memories at Hamilton Reservoir! Easy access to 84 and to Sturbridge's many amenities.
Single-familyProperty Type
1965Year Built
0.44 acresLot Size
$327Price/Sq.Ft.
2 spacesParking
Listed by Gwendolyn Levine• Executive Real Estate, Inc.
Est. $1,840 per month, based on comparable rentals
Sale and tax history for 49&0 Over The Top
Sale History
Tax History
Date
Event
Price
MLS PIN #73516060
Jun 17, 2026
Sold
$281,000
$327/sq ft
Jun 1, 2026
Pending
—
May 18, 2026
Contingent
—
May 11, 2026
Listed
$264,900
$308/sq ft
MLS PIN #72971292
Jun 7, 2022
Sold
$226,000
$263/sq ft
Apr 25, 2022
Listed
$199,000
$231/sq ft
+19
Views, views, views of fully recreational Hamilton Reservoir! Year round cottage offering deeded lake rights, and included in the sale is an additional adjoining land lot (Over the Top Rd) ready for you to come and make your lake life dreams a reality! Beautiful wood paneling, newer windows, and a 480 sf heated and partially finished basement space with walk-out. Property being sold AS-IS. Bring your tools and imagination... just in time to enjoy the season! BEST & FINAL OFFERS DUE BY MONDAY 5/2 at 5 pm.
Waterfront Features: Lake/Pond, Walk to, Beach Ownership(Deeded Rights)
Road Frontage Type: Public
Financial
Tax Information
Tax Annual Amount: $3,147.06
Tax Year: 2025
Utilities
Utility Information
Sewer: Private Sewer
Water Source: Private
Electric: Circuit Breakers
Heating & Cooling
Has Heating
Heating: Electric Baseboard
Location
Location Information
Directions: gps
UnparsedAddress: 49&0 Over The Top, Holland MA 01521
Community Information
Senior CommunityYN: No
Community Features: Walk/Jog Trails, Laundromat, Bike Path, Conservation Area, Highway Access, Public School
Public facts
Beds: 4
Baths: 1.5
Sq. Ft.: 860
Stories: 1.0
Lot Size: 6,534 square feet
Style: Single Family Residential
Year Built: 1965
Year Renovated: —
County: Hampden County
APN: 3452289
Home facts updated by county records on Feb 6, 2023
Other
Listing Information
StandardStatus: Closed
Around this home
Schools
Holland Elementary School
Public PreK-6 • Assigned • 0.5mi
7/10
Tantasqua Regional Junior High School
Public 7-8 • Assigned • 6.9mi
5/10
Tantasqua Regional Senior High School
Public 9-12 • Assigned • 6.9mi
8/10
Provided by GreatSchools
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
3/10 Heat Factor
7 days above 92° expected this year, 16 days in 30 years
6/10 Wind Factor
27% chance of strong winds in next 30 years
3/10 Air Factor
2 unhealthy days expected this year, 4 days in 30 years
Provided by First Street
Historical weather
Holland, MA • 01521
Average low and high temperatures (°F)
30
16
33
18
50
29
59
38
67
48
79
58
81
63
78
56
73
53
62
43
49
34
36
21
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
85/ 100
Very good sunlight
Sunscore
This home ranks in the top 17% for direct sun exposure in Holland. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
8.5 hrs
4.4 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$359,000 – $434,000
Sell confidently with a local market expert in Holland.