OFF MARKET

Off Market Jul 2022 for $699K

$781,778

Est. refi paymentEst. refi $4,565/mo

•

1,842

sq ft

1097 River Bay Rd, Annapolis, MD 21409

About this home

This rare 1.37 Acre Water View Property in Cape St Claire provides a great opportunity and endless potential for the future owner. The 4 bedroom 2 bath Cape Cod is situated on 1 of the 2 lots included in this sale. For ease the two separate lots are being sold together under one tax id and combined equal a HUGE 1.37 acres which is almost unheard of in this area. There are multiple water views of the Magothy River from the home and property. The home has been maintained with love and offers 2 main level bedrooms and full bath. Water views are available from the living and dining rooms. The best river views are from the screened in porch. Upstairs you will find 2 additional bedrooms and another full bathroom. The lower level features a large utility room and a recreation room with a wet bar. Across the breezeway there is a large 2 car garage with a loft for tons of storage. All this in the amenity rich Cape St Claire! Bring your imagination!

Single-familyProperty Type

1952Year Built

1.38 acresLot Size

$424Est. Price/Sq.Ft.

2 car garageParking

Listed by Lesley Bramer • Coldwell Banker Realty

•410-721-0103 (broker)

•khylah.settle@cbmove.com (broker)

Bought with Laura Gayvert • Coldwell Banker Realty

•410-721-0103 (broker)

•khylah.settle@cbmove.com (broker)

Redfin checked: 3 minutes ago

•Source:BRIGHT MLS #MDAA2034202

Redfin Estimate

$781,778

$83K since sold in July 2022$0 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 46.7% higher than the average sale price ($533K) of 6 comparable homes.

SOLD APR 24, 2026
$550,000
A
4 beds2 baths1,854 sq ft
1090 Broadview Dr, Annapolis, MD 21409
SOLD FEB 9, 2026
$525,000
B
4 beds2 baths1,728 sq ft
1031 Lake Claire Dr, Annapolis, MD 21409
SOLD APR 15, 2026
1045 Saint Margarets Dr, Annapolis, MD 21409
$525,000
C
4 beds2 baths1,678 sq ft
1045 Saint Margarets Dr, Annapolis, MD 21409
SOLD MAR 31, 2026
$530,000
D
4 beds2 baths1,643 sq ft
1162 Saint George Dr, Annapolis, MD 21409
SOLD MAR 27, 2026
$581,500
E
4 beds2 baths2,066 sq ft
1107 Crestview Dr, Annapolis, MD 21409
SOLD JUN 22, 2026
$485,000
F
4 beds2 baths2,212 sq ft
1122 Crestview Dr, Annapolis, MD 21409

Claim this home to receive a free report every month with insights on the changing estimate.

Earn from this home

Sell

$218,819

Est. take-home

List your home with Redfin and save $7,818

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$4,400/mo

Redfin rental estimate

List your home for rent

Market trends in 21409, MD

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

100.1%

0.2% MoM

Median sale price

$652K

$22K MoM

Avg. days on market

31d

6 days MoM

Recently sold homes

7 MoM

New listings for sale

NEW 1 HR AGO
$439,800
2 beds2 baths1,210 sq ft
78 Old Mill Bottom Rd N #209, Annapolis, MD 21409
(703) 242-0005
LISTED BY REDFIN
$575,000
4 beds2 baths1,828 sq ft
1178 Glenwood Dl, Annapolis, MD 21409
NEW 18 HRS AGO
$414,900
3 beds3 baths1,672 sq ft
311 Sloping Woods Ct, Annapolis, MD 21409
(410) 263-8686
$419,900
3 beds2.5 baths1,800 sq ft
1740 Woodtree Cir, Annapolis, MD 21409
(410) 729-7700
$999,900
3 beds3 baths2,460 sq ft
19 W Severn Ridge Rd, Annapolis, MD 21409
(443) 292-6767
$419,900
4 beds1.5 baths1,872 sq ft
1660 Secretariat Dr, Annapolis, MD 21409
(410) 987-9770
COMING SOON
218 Wintergull Ln, Annapolis, MD 21409
$549,000
4 beds3.5 baths2,024 sq ft
218 Wintergull Ln, Annapolis, MD 21409
(410) 647-8000
$540,000
4 beds2 baths1,926 sq ft
1164 Latrobe Dr, Annapolis, MD 21409
(410) 224-3600
$669,000
3 beds3.5 baths2,980 sq ft
525 Deep Creek Vw, Annapolis, MD 21409
(888) 860-7369
See all

Provided by Redfin

Sale history for 1097 River Bay Rd

Year

Property tax

Land + Additions

Assessment*

2025

$7,020 (−2.7%)

2024

$7,211 (+1.5%)

2023

$7,104 (+41.9%)

$437,000 + $150,900

$587,900

2022

$5,006 (+0.9%)

$437,000 + $150,900

$587,900

2021

$4,960 (+5.2%)

$437,000 + $150,900

$587,900

2020

$4,714 (+4.6%)

$437,000 + $152,000

$589,000

2019

$4,507 (+8.1%)

2018

$4,171 (+3.8%)

$345,000 + $136,700

$481,700

2017

$4,020 (+8.7%)

2016

$3,697 (+0.3%)

$267,000 + $150,900

$417,900

2015

$3,686 (+1.3%)

$267,000 + $150,900

$417,900

2014

$3,638 (+3.6%)

2013

$3,511 (+3.1%)

2012

$3,406 (+4.8%)

2011

$3,250

2010

$3,250 (−2.7%)

2009

$3,342

Tax history for 1097 River Bay Rd

Year

Property tax

Land + Additions

Assessment*

2025

$7,020 (−2.7%)

2024

$7,211 (+1.5%)

2023

$7,104 (+41.9%)

$437,000 + $150,900

$587,900

2022

$5,006 (+0.9%)

$437,000 + $150,900

$587,900

2021

$4,960 (+5.2%)

$437,000 + $150,900

$587,900

2020

$4,714 (+4.6%)

$437,000 + $152,000

$589,000

2019

$4,507 (+8.1%)

2018

$4,171 (+3.8%)

$345,000 + $136,700

$481,700

2017

$4,020 (+8.7%)

2016

$3,697 (+0.3%)

$267,000 + $150,900

$417,900

2015

$3,686 (+1.3%)

$267,000 + $150,900

$417,900

2014

$3,638 (+3.6%)

2013

$3,511 (+3.1%)

2012

$3,406 (+4.8%)

2011

$3,250

2010

$3,250 (−2.7%)

2009

$3,342

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Permits

Beds

—

Baths

Stories

1.5

Lot width

—

Lot depth

—

Lot size

1.38 Acres

Year renovated

—

Sq. Ft.

2,074

Year built

1952

Style

Single Family Residential

County

Anne Arundel County

APN

03 16513216000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 17, 2026.

Property details

Parking

Parking Information
# of Detached Garage Spaces: 2
Garage Features: Additional Storage Area
# of Total Garage and Parking Spaces: 2
Has Garage
# of Garage Spaces: 2
Detached Garage

Interior

Virtual Tour

Bedroom Information
# of Bedrooms On 1st Upper Level: 2
# of Bedrooms On Main Level: 2

Bathroom Information
# of Bathrooms (Full) On 1st Upper Level: 1
# of Bathrooms (Full) On Main Level: 1
# of Bathrooms (Full) On All Upper Levels: 1
# of Bathrooms (Full): 2

Interior Information
Living Area Sq.Ft. Source: Assessor

Room Information
Living Room, Dining Room, Kitchen, Recreation Room, Utility Room

Fireplace Information
Has Fireplace
# of Fireplaces: 1
Wood

Basement Information
Basement: Yes
Partially Finished, Walkout Stairs

Exterior

Property Information
Total Below Grade Sq. Ft.: 992
Accessibility Features: Ramp - Main Level
Improvement Assessed Value: $150,900
Ownership Interest: Fee Simple
Year Built Source: Assessor

Building Information
Construction Materials: Wood Siding
Foundation Details: Slab
Other Structures: Above Grade, Below Grade
Structure Type: Detached

Pool Information
Community Pool

Lot Information
Has Water View
Tidal Water: No

Land Information
Land Assessed Value: $437,000

Above Grade Information
Finished Sq.Ft.: 1,442
Finished Sq.Ft. Source: Assessor

Below Grade Information
Unfinished Sq.Ft.: 592
Unfinished Sq.Ft. Source: Assessor
Finished Sq.Ft.: 400
Finished Sq.Ft. Source: Assessor

Financial

Tax Information
County Tax: $6,155
Tax Assessed Value: $587,900
Tax Year: 2022
Tax Annual Amount: $6,496

Assessments Information
Year Assessed: 2022

Utilities

Utilities Information
Central Air
Cooling Type: Central A/C
Cooling Fuel: Electric
Baseboard - Hot Water
Heating Fuel: Oil
Hot Water: Oil
Sewer Septic: Public Sewer
Water Source: Well

Location

Homeowners Association Information
HOA/Condo/Coop Fee Includes: Common Area Maintenance
HOA/Condo/Coop Amenities: Beach, Boat Ramp, Community Center, Tot Lots/Playground
HOA Fee: $20
HOA Fee Frequency: Annually

School Information
Elementary School: CAPE ST. CLAIRE
Middle Or Junior School: MAGOTHY RIVER
High School: BROADNECK
School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
Elementary School Source: 3rd Party
Middle School Source: 3rd Party
High School Source: 3rd Party
School District Source: 3rd Party

Location Information
Outside City Limits
Directions: Cape St Claire Rd to River Bay Rd. Left on River bay. Home is on your right.

Public facts

Beds: —
Baths: 2.0
Sq. Ft.: 2,074
Stories: 1.5
Lot Size: 1.38 acres
Style: Single Family Residential
Year Built: 1952
Year Renovated: —
County: Anne Arundel County
APN: 03 16513216000

Home facts updated by county records on Jul 17, 2026

Around this home

Schools

Cape St. Claire Elementary School

Public PreK-5 • Assigned • 0.9mi

8/10

Magothy River Middle School

Public 6-8 • Assigned • 3.7mi

10/10

Broadneck High School

Public 9-12 • Assigned • 0.9mi

9/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

8/10 Heat Factor

7 days above 104° expected this year, 15 days in 30 years

6/10 Wind Factor

69% chance of strong winds in next 30 years

3/10 Air Factor

3 unhealthy days expected this year, 4 days in 30 years

Provided by First Street

Historical weather

Annapolis, MD • 21409

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.3 hours in June and 4.6 hours in December, which is comparable to the U.S. average for solar exposure.

9.3 hrs

4.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$743,000 – $900,000

Reach more buyers when you sell with Redfin. Save up to $7,818 in fees. 3 minutes to get started.

Get a free, detailed breakdown of how we calculated your estimate.

Nearby similar homes

$419,900

4 beds1.5 baths1,872 sq ft

1660 Secretariat Dr, Annapolis, MD 21409

(410) 987-9770

$599,000

4 beds2.5 baths2,274 sq ft

1075 Sun Valley Dr, Annapolis, MD 21409

(410) 260-2800

NEW CONSTRUCTION

$896,000

4 beds2.5 baths2,700 sq ft

1217 Hampton Rd, Annapolis, MD 21409

(410) 849-9008

$949,900

6 beds4.5 baths5,011 sq ft

605 Lighthouse Landing Ln, Annapolis, MD 21409

(866) 987-3937

VIDEO TOUR

$6,995,000

7 beds5.5 baths9,024 sq ft

1524 Cedar Lane Farm Rd, Annapolis, MD 21409

(410) 280-5600

$850,000

5 beds4 baths3,120 sq ft

934 Shore Acres Rd, Arnold, MD 21012

(410) 486-4504

New listings for sale in 21409

NEW 1 HR AGO

$439,800

2 beds2 baths1,210 sq ft

78 Old Mill Bottom Rd N #209, Annapolis, MD 21409

(703) 242-0005

LISTED BY REDFIN

$575,000

4 beds2 baths1,828 sq ft

1178 Glenwood Dl, Annapolis, MD 21409

NEW 18 HRS AGO

$414,900

3 beds3 baths1,672 sq ft

311 Sloping Woods Ct, Annapolis, MD 21409

(410) 263-8686

$419,900

3 beds2.5 baths1,800 sq ft

1740 Woodtree Cir, Annapolis, MD 21409

(410) 729-7700

$999,900

3 beds3 baths2,460 sq ft

19 W Severn Ridge Rd, Annapolis, MD 21409

(443) 292-6767

$419,900

4 beds1.5 baths1,872 sq ft

1660 Secretariat Dr, Annapolis, MD 21409

(410) 987-9770

COMING SOON

$549,000

4 beds3.5 baths2,024 sq ft

218 Wintergull Ln, Annapolis, MD 21409

(410) 647-8000

$540,000

4 beds2 baths1,926 sq ft

1164 Latrobe Dr, Annapolis, MD 21409

(410) 224-3600

$669,000

3 beds3.5 baths2,980 sq ft

525 Deep Creek Vw, Annapolis, MD 21409

(888) 860-7369

Home values near 1097 River Bay Rd

Data from public records.

Address	Redfin Estimate
1086 River Bay Road, Annapolis, MD 5 Beds \| 5.5 Baths \| 5488 Sq. Ft.	$3,408,167
1100 River Bay Road, Annapolis, MD 5 Beds \| 3 Baths \| 2504 Sq. Ft.	$1,930,686

Address	Redfin Estimate
1090 River Bay Road, Annapolis, MD 4 Beds \| 3.5 Baths \| 2476 Sq. Ft.	$2,188,149
1098 River Bay Road, Annapolis, MD - Beds \| 1.5 Baths \| 1421 Sq. Ft.	$1,030,078

Address	Redfin Estimate
1096 River Bay Road, Annapolis, MD 3 Beds \| 1 Baths \| 2224 Sq. Ft.	$1,383,303
1093 River Bay Road, Annapolis, MD - Beds \| 3.5 Baths \| 2733 Sq. Ft.	$842,809

Property information provided by BRIGHT MLS when last listed in 2022. This data may not match . Learn more.

Download the Redfin App on the Apple App Store

Download the Redfin App from the Google Play Store

Join us

Become an Agent

Get referrals

Careers

Find homes faster

About us

Find us

Subsidiaries

Affiliated Business

Countries

United States

Canada

Updated September 2025: By searching, you agree to the Terms of Use, and Privacy Policy.

Do not sell or share my personal information.

REDFIN and all REDFIN variants, WALK SCORE, and the R logos, are trademarks of Redfin Corporation, registered or pending in the USPTO.

California DRE #01521930

Redfin is licensed to do business in New York as Redfin Real Estate. NY Standard Operating Procedures

New Mexico Real Estate Licenses

TREC: Info About Brokerage Services, Consumer Protection Notice

All mortgage lending products and information are provided by Rocket Mortgage, LLC | NMLS #3030; www.NMLSConsumerAccess.org. Licensed in 50 states. This site is not authorized by the New York State Department of Financial Services for mortgage solicitation or loan applications activities related to properties located in the State of New York.

Redfin Corporation is an affiliated business of Rocket Limited Partnership. Each company, and their subsidiaries, are separate legal entities operated and managed through its own management and governance structures.

If you are using a screen reader, or having trouble reading this website, please call Redfin Customer Support for help at 1-844-759-7732.

REDFIN IS COMMITTED TO AND ABIDES BY THE FAIR HOUSING ACT AND EQUAL OPPORTUNITY ACT. READ REDFIN'S FAIR HOUSING POLICY AND THE NEW YORK STATE FAIR HOUSING NOTICE.

GreatSchools Ratings provided by GreatSchools.org.

Atlantis homes for sale
Bay Hills homes for sale
Oakland Hill homes for sale
Stonington homes for sale
Ulmstead Cove homes for sale

Houses for rent in Cape St. Claire	Agents near me	Rockville, MD homes for sale	Cape St. Claire Housing Market
Houses for sale near me	Baltimore, MD homes for sale	Frederick, MD homes for sale
Land for sale near me	Bethesda, MD homes for sale	Columbia, MD homes for sale
Open Houses near me	Silver Spring, MD homes for sale	Cape St. Claire Property Records
Condos for sale near me	Bowie, MD homes for sale	MD New Listings

Baltimore homes for sale
Bowie homes for sale
Annapolis homes for sale

About this home

Redfin Estimate

Earn from this home

Market trends in 21409, MD

Sale history for 1097 River Bay Rd

Tax history for 1097 River Bay Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 21409

Home values near 1097 River Bay Rd

More real estate resources