OFF MARKET

Off Market Aug 2025 for $1.9M

$2,188,149

Est. refi paymentEst. refi $12,378/mo

•

2,476

sq ft

1090 River Bay Rd, Annapolis, MD 21409

About this home

Stunning move in ready Waterfront Home with Panoramic Views in Sought-After Broadneck School District. Welcome to your nearly 4000 sq ft dream home on the Chesapeake Bay and Magothy River! This immaculate waterfront property offers the perfect blend of luxury, location, and lifestyle. Situated on a large, level lot with brand new private pier, this move-in ready residence is a rare opportunity in one of the area's most amenity rich communities. This home offers a lifestyle that includes amazing waterfront and water depth which is ideal for boating, kayaking, and waterfront living. This home offers an open floor plan with water views throughout. Also enjoy outdoor living with the expansive yard which is perfect for gatherings or relaxing on the deck / patio area. Just minutes to downtown Annapolis, with quick access to Route 50 and I-97 for an easy commute to Washington, D. C. , and Baltimore. Don't miss your chance to own this exceptional home with unbeatable views, top-tier condition, and a location that truly has it all. Schedule your private showing today!

Single-familyProperty Type

1998Year Built

0.5 acresLot Size

$884Est. Price/Sq.Ft.

2 car garageParking

Listed by Marc Whynock • Curtis Real Estate Company

•410-268-8696 (broker)

Bought with Bobbi Farquhar • Engel & Volkers Annapolis

•443-292-6767 (broker)

Redfin checked: a minute ago

•Source:BRIGHT MLS #MDAA2117576

Redfin Estimate

$2,188,149

$288K since sold in August 2025$5,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 238.7% higher than the average sale price ($646K) of 5 comparable homes.

SOLD DEC 19, 2025
$625,000
A
4 beds3.5 baths2,667 sq ft
810 Chestnut Tree Dr, Annapolis, MD 21409
SOLD AUG 14, 2026
$700,000
B
4 beds3.5 baths2,521 sq ft
1153 Hampton Rd, Annapolis, MD 21409
SOLD JUN 29, 2026
$630,000
C
4 beds2.5 baths2,318 sq ft
1108 Crestview Dr, Annapolis, MD 21409
SOLD AUG 19, 2026
$625,000
D
4 beds2.5 baths2,480 sq ft
935 Marine Dr, Annapolis, MD 21409
BOUGHT WITH REDFIN FEB 20, 2026
$650,000
E
4 beds3 baths2,360 sq ft
1091 Skyway Dr, Annapolis, MD 21409

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Earn from this home

Sell

$567,465

Est. take-home

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Refinance

Est. cash available

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Rent

$5,138/mo

Redfin rental estimate

List your home for rent

Market trends in 21409, MD

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

100.1%

0.2% MoM

Median sale price

$652K

$22K MoM

Avg. days on market

31d

6 days MoM

Recently sold homes

7 MoM

New listings for sale

REDFIN OPEN TODAY, 11AM TO 1PM
$575,000
4 beds2 baths1,828 sq ft
1178 Glenwood Dl, Annapolis, MD 21409
NEW 13 HRS AGO
$414,900
3 beds3 baths1,672 sq ft
311 Sloping Woods Ct, Annapolis, MD 21409
(410) 263-8686
OPEN TODAY, 10AM TO 12PM
$419,900
3 beds2.5 baths1,800 sq ft
1740 Woodtree Cir, Annapolis, MD 21409
(410) 729-7700
$999,900
3 beds3 baths2,460 sq ft
19 W Severn Ridge Rd, Annapolis, MD 21409
(443) 292-6767
$419,900
4 beds1.5 baths1,872 sq ft
1660 Secretariat Dr, Annapolis, MD 21409
(410) 987-9770
COMING SOON
218 Wintergull Ln, Annapolis, MD 21409
$549,000
4 beds3.5 baths2,024 sq ft
218 Wintergull Ln, Annapolis, MD 21409
(410) 647-8000
$540,000
4 beds2 baths1,926 sq ft
1164 Latrobe Dr, Annapolis, MD 21409
(410) 224-3600
OPEN TODAY, 11AM TO 1PM
$669,000
3 beds3.5 baths2,980 sq ft
525 Deep Creek Vw, Annapolis, MD 21409
(888) 860-7369
See all

Provided by Redfin

Sale history for 1090 River Bay Rd

** Price available after signing in.

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Year

Property tax

Land + Additions

Assessment*

2025

$9,451 (+3.0%)

2024

$9,174 (+3.2%)

2023

$8,891 (+6.5%)

$1,012,800 + $348,100

$1,360,900

2022

$8,352 (+2.5%)

2021

$8,149 (+3.6%)

2020

$7,867 (+3.0%)

$957,800 + $302,100

$1,259,900

2019

$7,636 (+6.2%)

2018

$7,193 (+1.8%)

$561,800 + $359,300

$921,100

2017

$7,063 (+3.8%)

2016

$6,806 (+0.3%)

$497,900 + $288,400

$786,300

2015

$6,783 (+1.5%)

$497,900 + $288,400

$786,300

2014

$6,684 (+0.6%)

2013

$6,642 (+4.0%)

2012

$6,389 (+4.8%)

2011

$6,094

2010

$6,094 (+12.6%)

2009

$5,413

Tax history for 1090 River Bay Rd

Year

Property tax

Land + Additions

Assessment*

2025

$9,451 (+3.0%)

2024

$9,174 (+3.2%)

2023

$8,891 (+6.5%)

$1,012,800 + $348,100

$1,360,900

2022

$8,352 (+2.5%)

2021

$8,149 (+3.6%)

2020

$7,867 (+3.0%)

$957,800 + $302,100

$1,259,900

2019

$7,636 (+6.2%)

2018

$7,193 (+1.8%)

$561,800 + $359,300

$921,100

2017

$7,063 (+3.8%)

2016

$6,806 (+0.3%)

$497,900 + $288,400

$786,300

2015

$6,783 (+1.5%)

$497,900 + $288,400

$786,300

2014

$6,684 (+0.6%)

2013

$6,642 (+4.0%)

2012

$6,389 (+4.8%)

2011

$6,094

2010

$6,094 (+12.6%)

2009

$5,413

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Permits

Beds

—

Baths

2.5

Stories

Lot width

—

Lot depth

—

Lot size

0.5 Acres

Year renovated

—

Sq. Ft.

2,476

Year built

1998

Style

Single Family Residential

County

Anne Arundel County

APN

03 16510607002

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 17, 2026.

Property details

Parking

Parking Information
# of Attached Garage Spaces: 2
Garage Features: Additional Storage Area, Garage - Front Entry, Garage Door Opener, Inside Access
# of Total Garage and Parking Spaces: 2
Has Garage
# of Garage Spaces: 2
Asphalt Driveway
Driveway, Attached Garage

Interior

Bedroom Information
# of Bedrooms On 1st Upper Level: 3
# of Bedrooms On 1st Lower Level: 1

Bathroom Information
# of Bathrooms (Full) On 1st Upper Level: 2
# of Bathrooms (Half) On Main Level: 1
# of Bathrooms (Full) On 1st Lower Level: 1
# of Bathrooms (Full) On All Upper Levels: 2
# of Bathrooms (Full) On All Lower Levels: 1
# of Bathrooms (Half): 1
# of Bathrooms (Full): 3

Interior Information
Flooring Type: Solid Hardwood, Partially Carpeted
Interior Features: Attic, CeilngFan(s), Breakfast Area, Combination Kitchen/Living, Dining Area, Family Room Off Kitchen, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Island, Pantry, Master Bedroom - Bay Front, Recessed Lighting, Walk-in Closet(s), Water Treat System, Window Treatments, Wood Floors
Living Area Sq.Ft. Source: Assessor

Fireplace Information
Has Fireplace
# of Fireplaces: 2

Basement Information
Basement: Yes
Fully Finished

Exterior

Property Information
Improvement Assessed Value: $493,500
Ownership Interest: Fee Simple
Property Condition: Excellent
Year Built Source: Assessor

Building Information
Construction Materials: Vinyl Siding
Foundation Details: Block
Other Structures: Above Grade, Below Grade
Roof: Asphalt, Architectural Shingle
Structure Type: Detached
Building Not Winterized

Lot Information
Lot Features: Bulkheaded, Front Yard, Landscaping, Level, Open, Rear Yard, Rip-Rapped, SideYard(s)
Navigable Water
Has Water View
Water Frontage In Feet: 75

Land Information
Land Assessed Value: $1,262,400

Dock Information
Dock Type and Features: Material - Treated Lumber, Private
Dock/Slip Conveyance: Physical Dock/Slip Conveys
# of Docks: 1
Dock/Slip Conveys: Yes

Above Grade Information
Finished Sq.Ft.: 2,476
Finished Sq.Ft. Source: Assessor

Financial

Tax Information
Agricultural Tax Due: No
County Tax: $14,902
Tax Assessed Value: $1,492,567
Tax Year: 2024
Tax Annual Amount: $15,282

Assessments Information
Year Assessed: 2025

Lease Information
Lease Considered: No

Utilities

Utilities Information
Central Air
Cooling Type: Central A/C, Multi Units
Cooling Fuel: Electric
Forced Air
Heating Fuel: Electric
Hot Water: Propane
Sewer Septic: Public Sewer
Water Source: Private

Location

Homeowners Association Information
HOA/Condo/Coop Fee Includes: Common Area Maintenance, Pier/Dock Maintenance
HOA/Condo/Coop Amenities: Baseball Field, Basketball Courts, Beach, Boat Ramp, Club House, Common Grounds, Community Center, Pier/Dock, Picnic Area, Soccer Field, Tot Lots/Playground, Water/Lake Privileges
HOA Website: https://cscia.org/
HOA Email: office@cscia.org
HOA Fee: $10
HOA Fee Frequency: Annually
Other Fees: $200
Other Fees Frequency: Annually

School Information
Elementary School: CAPE ST. CLAIRE
Middle Or Junior School: MAGOTHY RIVER
High School: BROADNECK
School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
Elementary School Source: 3rd Party
Middle School Source: 3rd Party
High School Source: 3rd Party
School District Source: 3rd Party

Location Information
Outside City Limits
Directions: Cape St. Claire Road to left on River Bay Road
Location Type: Bayfront

Waterfrontage Information
Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed
Water Access
On Waterfront
Water Oriented
Water Body Type: River
Water Body Name: Magothy River

Public facts

Beds: —
Baths: 2.5
Sq. Ft.: 2,476
Stories: 2.0
Lot Size: 0.5 acres
Style: Single Family Residential
Year Built: 1998
Year Renovated: —
County: Anne Arundel County
APN: 03 16510607002

Home facts updated by county records on Jul 17, 2026

Around this home

Schools

Cape St. Claire Elementary School

Public PreK-5 • Assigned • 0.9mi

8/10

Magothy River Middle School

Public 6-8 • Assigned • 3.6mi

10/10

Broadneck High School

Public 9-12 • Assigned • 0.9mi

9/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

8/10 Heat Factor

7 days above 104° expected this year, 15 days in 30 years

6/10 Wind Factor

70% chance of strong winds in next 30 years

3/10 Air Factor

3 unhealthy days expected this year, 4 days in 30 years

Provided by First Street

Historical weather

Annapolis, MD • 21409

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.3 hours in June and 4.6 hours in December, which is comparable to the U.S. average for solar exposure.

9.3 hrs

4.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$2.08M – $2.52M

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Home values near 1090 River Bay Rd

Data from public records.

Address	Redfin Estimate
1084 River Bay Rd, Annapolis, MD 6 Beds \| 3.5 Baths \| 4776 Sq. Ft.	$1,858,696
1062 River Bay Rd, Annapolis, MD - Beds \| 2.5 Baths \| 2448 Sq. Ft.	$1,105,895

Address	Redfin Estimate
1088 River Bay Rd, Annapolis, MD 5 Beds \| 4 Baths \| 2972 Sq. Ft.	$2,261,317
1104 River Bay Rd, Annapolis, MD 4 Beds \| 2 Baths \| 1500 Sq. Ft.	$1,735,914

Address	Redfin Estimate
1086 River Bay Rd, Annapolis, MD 5 Beds \| 5.5 Baths \| 5488 Sq. Ft.	$3,408,167
1096 River Bay Rd, Annapolis, MD 3 Beds \| 1 Baths \| 2224 Sq. Ft.	$1,383,303

Property information provided by BRIGHT MLS when last listed in 2025. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 21409, MD

Sale history for 1090 River Bay Rd

Tax history for 1090 River Bay Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 21409

Home values near 1090 River Bay Rd

More real estate resources