OFF MARKET

Off market jul 2021 for $980K

$1,145,365

Est. refi paymentEst. refi $5,254/mo

•

3,667

sq ft

1091 River Bay Rd, Annapolis, MD 21409

About this home

Reviewing Offers on June 16th at 6PM. This meticulously kept 4 Bedroom, 3.5 Bath, 2 car garage home was taken down to the studs in 2016, so this home is LIKE NEW. You will find this floor plan so well thought out, it features hardwood floors throughout with every attention to detail. The BEAUTIFUL KITCHEN includes custom cabinetry, stainless steel appliances and a gorgeous island for miles that opens to a breakfast room and the family room. The GORGEOUS FAMILY ROOM features vaulted ceilings with huge windows to provide beautiful light throughout and on those chilly nights, warm yourself by the cozy gas fireplace. Featuring a MAIN FLOOR PRIMARY BEDROOM with 2 walk-in closets and a Spa like PRIMARY BATH with luxurious finishes and a separate soaking tub. A FORMAL DINING ROOM, for those larger events proves to be stunning and a PRIVATE OFFICE that does not disappoint. THAT'S not all. .. you will fall in love with the MUD ROOM, featuring beautiful custom cabinetry. .. YES even the MUD ROOM is THAT GORGEOUS. Located just across is the perfectly located LAUNDRY ROOM. When you travel upstairs, you will find 3 LARGE BEDROOMS with a generous LOFT with beautiful custom built-ins that can be used as separate space for a second office, reading area, music room or a place for you to workout. Each Bedroom has GENEROUS CLOSET SPACE. One Bedroom features its own luxurious bathroom while the other 2 share a hall bathroom access. The partially finished basement has a great spot watching TV, exercising, playroom or more. .. and walks up to the back yard. The unfinished space, is a perfect place for storage or future expansion. The backyard is FLAT and gorgeous, surrounded by beautiful mature trees, perfect mature lawn, a play set and large patio for lounging on those summer days. Walk right across the street, and you are at the Magothy River. A clubhouse, marinas, boat ramp, beaches, crabbing and fishing pier, a playground and more. Minutes to Downtown Annapolis. Easy commutes to routes to Washington, Baltimore, and Fort Meade.

Single-familyProperty Type

1955Year Built

0.69 acresLot Size

$312Est. Price/Sq.Ft.

2 garage spacesParking

Listed by Bobbi Farquhar • Engel & Volkers Annapolis

•443-292-6767 (broker)

Bought with David Orso • Compass

•202-888-5352 (broker)

Redfin checked: 2 minutes ago

•Source:BRIGHT MLS #MDAA471504

Redfin Estimate

$1,145,365

$165K since sold in July 2021$10K since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 19.8% lower than the average sale price ($1.43M) of 5 comparable homes.

SOLD OCT 23, 2026
$1,600,000
A
4 beds3.5 baths3,608 sq ft
1018 Magothy Ave, Arnold, MD 21012
SOLD JUL 7, 2026
$1,790,000
B
5 beds3 baths2,504 sq ft
1100 River Bay Rd, Annapolis, MD 21409
SOLD AUG 20, 2026
$1,700,000
C
4 beds3.5 baths3,194 sq ft
701 Stillwater Rd, Gibson Island, MD 21056
SOLD AUG 27, 2026
$1,350,000
D
5 beds3 baths3,852 sq ft
1098 Magothy Cir, Annapolis, MD 21409
SOLD AUG 14, 2026
$700,000
E
4 beds3.5 baths2,521 sq ft
1153 Hampton Rd, Annapolis, MD 21409

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Earn from this home

Sell

$374,536

Est. take-home

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Refinance

Est. cash available

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Rent

$6,258/mo

Redfin rental estimate

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Market trends in 21409, MD

Last updated October 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

100.0%

0.1% MoM

Median sale price

$677K

$27K MoM

Avg. days on market

34d

3 days MoM

Recently sold homes

2 MoM

New listings for sale

COMING SOON
$675,000
4 beds3.5 baths2,973 sq ft
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747 Rolling View Dr, Annapolis, MD 21409
$1,499,000
16 beds6 baths5,719 sq ft
1349 Yorktown Rd, Annapolis, MD 21409
(301) 924-8200
OPEN SUN, 12PM TO 2PM
$985,000
5 beds3.5 baths2,504 sq ft
1928 Pendennis Dr, Annapolis, MD 21409
(410) 263-8686
COMING SOON
$799,900
4 beds3.5 baths3,252 sq ft
1184 Green Holly Dr, Annapolis, MD 21409
(703) 378-8810
REDFIN OPEN TODAY, 12PM TO 2PM
$530,000
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1178 Glenwood Dl, Annapolis, MD 21409
REDFIN OPEN TODAY, 12PM TO 2PM
$370,000
3 beds1.5 baths1,280 sq ft
329 Charred Oak Ct, Annapolis, MD 21409
$699,000
2 beds2 baths1,682 sq ft
76 Old Mill Bottom Rd N #201, Annapolis, MD 21409
(410) 224-2200
$1,750,000
3 beds3 baths3,502 sq ft
314 Kingsberry Dr, Annapolis, MD 21409
(410) 224-4400
$345,000
3 beds1.5 baths1,200 sq ft
339 Elderwood Ct, Annapolis, MD 21409
(410) 263-8686
See all

Provided by Redfin

Sale history for 1091 River Bay Rd

Date

Event

Price

BRIGHT MLS #MDAA471504

Jul 21, 2021

Sold

$980,000

$267/sq ft

Jun 17, 2021

Contingent

—

Jun 11, 2021

Listed

$949,000

$259/sq ft

Public Records

Nov 4, 2016

Sold

$712,116

$194/sq ft

MRIS #AA9626713

Oct 7, 2016

Sold

$712,118

$194/sq ft

Jul 13, 2016

Pending

—

Apr 14, 2016

Listed

$200/sq ft

BRIGHT MLS #1002408016

Oct 7, 2016

Sold

$712,118

$194/sq ft

Jul 12, 2016

Listing Removed

—

Apr 14, 2016

Listed

$735,000

$200/sq ft

Public Records

Oct 27, 2015

Sold

$264,900

$72/sq ft

BRIGHT MLS #1001266527

Aug 28, 2015

Sold

$264,900

$72/sq ft

MRIS #AA8565270

Aug 28, 2015

Delisted

—

Aug 28, 2015

Sold

$264,900

$72/sq ft

Mar 17, 2015

Pending

—

Mar 13, 2015

Relisted

—

Mar 12, 2015

Pending

—

Mar 2, 2015

Listed

$71/sq ft

Public Records

Aug 5, 2005

Sold

$425,000

$116/sq ft

** Price available after signing in.

Year

Property tax

Land + Additions

Assessment*

2026

$9,088 (+2.1%)

2025

$8,896 (+2.2%)

2024

$8,708 (+2.9%)

2023

$8,465 (+6.5%)

$265,500 + $459,100

$724,600

2022

$7,950 (+1.7%)

2021

$7,819 (+0.7%)

2020

$7,766 (+0.2%)

$265,500 + $422,900

$688,400

2019

$7,751 (+5.0%)

2018

$7,384 (+1.6%)

$213,500 + $470,000

$683,500

2017

$7,270 (+91.2%)

2016

$3,802 (−0.8%)

$170,500 + $146,400

$316,900

2015

$3,834 (+7.6%)

$170,500 + $146,400

$316,900

2014

$3,564 (+3.7%)

2013

$3,437 (+3.7%)

2012

$3,315 (+5.5%)

2011

$3,144

2010

$3,144 (+17.7%)

2009

$2,670

Tax history for 1091 River Bay Rd

Year

Property tax

Land + Additions

Assessment*

2026

$9,088 (+2.1%)

2025

$8,896 (+2.2%)

2024

$8,708 (+2.9%)

2023

$8,465 (+6.5%)

$265,500 + $459,100

$724,600

2022

$7,950 (+1.7%)

2021

$7,819 (+0.7%)

2020

$7,766 (+0.2%)

$265,500 + $422,900

$688,400

2019

$7,751 (+5.0%)

2018

$7,384 (+1.6%)

$213,500 + $470,000

$683,500

2017

$7,270 (+91.2%)

2016

$3,802 (−0.8%)

$170,500 + $146,400

$316,900

2015

$3,834 (+7.6%)

$170,500 + $146,400

$316,900

2014

$3,564 (+3.7%)

2013

$3,437 (+3.7%)

2012

$3,315 (+5.5%)

2011

$3,144

2010

$3,144 (+17.7%)

2009

$2,670

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Permits

Beds

—

Baths

4.5

Stories

Lot width

—

Lot depth

—

Lot size

0.69 Acres

Year renovated

—

Sq. Ft.

4,147

Year built

1955

Style

Single Family Residential

County

Anne Arundel County

APN

03 16521660100

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 7, 2026.

Property details

Parking

Parking Information
# of Attached Garage Spaces: 2
Garage Features: Garage - Front Entry, Inside Access
# of Total Garage and Parking Spaces: 6
Has Garage
# of Garage Spaces: 2
Driveway - # of Spaces: 4
Asphalt Driveway
Attached Garage, Driveway

Interior

Virtual Tour

Bedroom Information
# of Bedrooms On 1st Upper Level: 3
# of Bedrooms On Main Level: 1

Bathroom Information
# of Bathrooms (Full) On 1st Upper Level: 2
# of Bathrooms (Half) On Main Level: 1
# of Bathrooms (Full) On Main Level: 1
# of Bathrooms (Full) On All Upper Levels: 2
# of Bathrooms (Half): 1
# of Bathrooms (Full): 3

Interior Information
Appliances: Built-In Microwave, Air Cleaner, Built-In Range, Dishwasher, Disposal, Dryer - Electric, Energy Efficient Appliances, Exhaust Fan, Humidifier, Icemaker, Range Hood, Refrigerator, Stainless Steel Appliances, Washer, Water Conditioner - Owned
Flooring Type: Ceramic Tile, Carpet, Hardwood
Not Furnished
Interior Features: Air Filter System, Attic/House Fan, Breakfast Area, Built-Ins, Carpet, Dining Area, Combination Kitchen/Living, Efficiency, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Gourmet, Kitchen - Island, Kitchen - Table Space, Pantry, Soaking Tub, Stall Shower, Upgraded Countertops, Walk-in Closet(s), Water Treat System, Wood Floors
Living Area Sq.Ft. Source: Assessor
Wall & Ceiling Types: 9'+ Ceilings, Dry Wall, Vaulted Ceilings

Room Information
Dining Room, Master Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Basement, Bedroom 1, Laundry, Loft, Mud Room, Office, Bathroom 1, Bathroom 2, Master Bathroom
Laundry Type: Main Floor, Dryer In Unit, Washer In Unit

Fireplace Information
Has Fireplace
# of Fireplaces: 1
Gas/Propane

Basement Information
Basement: Yes
Other, Partially Finished, Walkout Stairs
Basement Footprint Percent: 100.00
Basement Finished Percent: 50.00

Exterior

Property Information
Not Federal Flood Zone
Total Below Grade Sq. Ft.: 0
Accessibility Features: Level Entry - Main
Improvement Assessed Value: $422,900
Ownership Interest: Fee Simple
Property Condition: Excellent
Year Built Source: Assessor
Year Major Reno/Remodel: 2016

Building Information
# of Levels (Total): 3
Construction Materials: Aluminum Siding
Foundation Details: Block, Brick/Mortar, Slab
Other Structures: Above Grade, Below Grade
Outdoor Living Structures: Patio(s)
Pets Allowed: Yes
Pet Restrictions: No Pet Restrictions
Roof: Architectural Shingle
Structure Type: Detached
Window Features: Energy Efficient, Storm
Building Not Winterized

Exterior Information
Extensive Hardscape, Play Equipment, Sidewalks
Fencing: Fully

Lot Information
Lot Features: Cleared, Landscaping, Open, Private, Rear Yard
Navigable Water
Has Water View
Tidal Water: No

Land Information
Land Assessed Value: $265,500

Dock Information
Dock Type and Features: Material - Treated Lumber
Dock/Slip Conveyance: First Come - First Served
# of Docks: 1
Dock/Slip Conveys: Yes

Above Grade Information
Finished Sq.Ft.: 3,667
Finished Sq.Ft. Source: Assessor

Below Grade Information
Unfinished Sq.Ft. Source: Assessor
Finished Sq.Ft. Source: Assessor

Financial

Tax Information
County Tax: $7,183
Tax Assessed Value: $688,400
Tax Year: 2020
Tax Annual Amount: $7,481

Assessments Information
Year Assessed: 2021

Lease Information
Lease Considered: No

Utilities

Utilities Information
Cooling Type: Zoned, Heat Pump(s)
Cooling Fuel: Electric
Heat Pump(s)
Heating Fuel: Electric
Hot Water: Electric
Sewer Septic: Public Sewer
Propane, Electric Available
Water Source: Well
Municipal Trash: Yes

Location

Homeowners Association Information
HOA/Condo/Coop Fee Includes: Parking Fee, Pier/Dock Maintenance
HOA/Condo/Coop Amenities: Boat Slip, Boat Ramp, Picnic Area, Pier/Dock, Recreational Center, Shared Slip, Tot Lots/Playground, Water/Lake Privileges
HOA Fee: $10
HOA Fee Frequency: Annually

School Information
Elementary School: CAPE ST. CLAIRE
Middle Or Junior School: MAGOTHY RIVER
High School: BROADNECK
School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
Elementary School Source: 3rd Party
Middle School Source: 3rd Party
High School Source: 3rd Party
School District Source: 3rd Party

Location Information
Outside City Limits
Directions: Cape St. Claire Road, Follow to the end, turn left on River Bay Road to 1091 River Bay Road . .. Sign on Property
Road Responsibility: City/County
Road Surface Type: Black Top

Waterfrontage Information
Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Public Access, Public Beach
Water Access
Water Oriented
Water Body Type: River
Water Body Name: Magothy

Community Information
# of Community Slips: 220
# of Community Docks: 2

Public facts

Beds: —
Baths: 4.5
Sq. Ft.: 4,147
Stories: 2.0
Lot Size: 0.69 acres
Style: Single Family Residential
Year Built: 1955
Year Renovated: —
County: Anne Arundel County
APN: 03 16521660100

Home facts updated by county records on Oct 7, 2026

Around this home

Schools

K - 12
Preschool & daycare

Cape St. Claire Elementary School

Public PreK-5 • Assigned • 0.8mi

8/10

Magothy River Middle School

Public 6-8 • Assigned • 3.6mi

10/10

Broadneck High School

Public 9-12 • Assigned • 0.9mi

9/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

8/10 Heat Factor

7 days above 104° expected this year, 15 days in 30 years

6/10 Wind Factor

69% chance of strong winds in next 30 years

3/10 Air Factor

3 unhealthy days expected this year, 4 days in 30 years

Provided by First Street

Historical weather

Annapolis, MD • 21409

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.3 hours in June and 4.6 hours in December, which is comparable to the U.S. average for solar exposure.

9.3 hrs

4.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$1.09M – $1.32M

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Home values near 1091 River Bay Rd

Data from public records.

Address	Redfin Estimate
1084 River Bay Rd, Annapolis, MD 6 Beds \| 3.5 Baths \| 4776 Sq. Ft.	$1,836,265
1062 River Bay Rd, Annapolis, MD - Beds \| 2.5 Baths \| 2448 Sq. Ft.	$1,089,290
1097 River Bay Rd, Annapolis, MD 4 Beds \| 2 Baths \| 1842 Sq. Ft.	$765,656
1080 River Bay Rd, Annapolis, MD 3 Beds \| 2 Baths \| 1406 Sq. Ft.	$1,620,477
1095 River Bay Rd, Annapolis, MD - Beds \| 2.5 Baths \| 2203 Sq. Ft.	$639,521
1060 Lake Claire Dr, Annapolis, MD 6 Beds \| 4.5 Baths \| 5071 Sq. Ft.	$1,306,191
1052 Lake Claire Dr, Annapolis, MD - Beds \| 1.5 Baths \| 2082 Sq. Ft.	$736,567

Address	Redfin Estimate
1088 River Bay Rd, Annapolis, MD 5 Beds \| 4 Baths \| 2972 Sq. Ft.	$2,253,887
1090 River Bay Rd, Annapolis, MD 4 Beds \| 3.5 Baths \| 2476 Sq. Ft.	$2,197,392
1093 River Bay Rd, Annapolis, MD - Beds \| 3.5 Baths \| 2733 Sq. Ft.	$794,882
1089 River Bay Rd, Annapolis, MD - Beds \| 1 Baths \| 1073 Sq. Ft.	$486,678
1101 River Bay Rd, Annapolis, MD 4 Beds \| 3.5 Baths \| 2800 Sq. Ft.	$919,499
1092 Linden Tree Dr, Annapolis, MD - Beds \| 1 Baths \| 1292 Sq. Ft.	$442,954
1088 Linden Tree Dr, Annapolis, MD - Beds \| 2 Baths \| 1422 Sq. Ft.	$520,352

Address	Redfin Estimate
1086 River Bay Rd, Annapolis, MD 5 Beds \| 5.5 Baths \| 5488 Sq. Ft.	$3,353,621
1096 River Bay Rd, Annapolis, MD 3 Beds \| 1 Baths \| 2224 Sq. Ft.	$1,262,541
1082 River Bay Rd, Annapolis, MD 3 Beds \| 2 Baths \| 2190 Sq. Ft.	$1,344,141
1094 River Bay Rd, Annapolis, MD 5 Beds \| 4 Baths \| 4000 Sq. Ft.	$2,626,944
1091 Linden Tree Dr, Annapolis, MD 4 Beds \| 3 Baths \| 2016 Sq. Ft.	$611,856
1056 Lake Claire Dr, Annapolis, MD - Beds \| 2 Baths \| 2572 Sq. Ft.	$787,024
1050 Lake Claire Dr, Annapolis, MD - Beds \| 4 Baths \| 3356 Sq. Ft.	$845,489

Property information provided by BRIGHT MLS when last listed in 2021. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 21409, MD

Sale history for 1091 River Bay Rd

Tax history for 1091 River Bay Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 21409

Home values near 1091 River Bay Rd

More real estate resources