Perfect Getaway! Idyllic small island/peninsula known as Dick Hart's Island Subdivision. Sale includes Lots 2 and 3 plus the shared open space including 1/3 interest for each lot in Lot 4 which fronts on Dukeharts Creek. Both dwelling lots front on the Potomac River. Lot 2 is a 3 bedroom, 2 bath Cottage with 1,218 square feet and Lot 3 is a 1 bedroom, 1 bath Cottage with 501 square feet. They share a well and have a shared septic system. Each dwelling is individually metered. Acreage is approximate and includes the additional portions of Lot 4 with each lot. Lot 2 is 1.76 acres and Lot 3 is 1.36 acres per assessment records. Potomac River shoreline has rock reventment. Both Cottages need repair but are liveable with some improvement. Lot 2 is presently occupied. Both dwellings are believed not to be in FEMA flood zone. Road access and open space is shared with Lot 1. Access is by way of a narrow driveway that at its low point is close to river water levels. Waterfrontage is approximate but includes Potomac River frontage with lots and the extensive frontage on Dukeharts Creek. Tremendous Potential but some major TLC needed. Great value and potential! ONE OF A KIND-It might be right for you!
Single-familyProperty Type
1923Year Built
3.12 acresLot Size
$441Est. Price/Sq.Ft.
6 spacesParking
Listed by Carl Franzen• Franzen Realtors, Inc.
•301-862-2222 (broker)
Bought with Edward Middleton• Shasho Consulting PA Commerical R.E.
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Sell
$129,969
Est. take-home
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Market trends in 20626, MD
Last updated August 2026
Sale-to-List Price
97.3%
+4.2% MoM
Median sale price
$342K
$62K MoM
Avg. days on market
162d
94 days MoM
Recently sold homes
2
1 MoM
Provided by Redfin
Sale history for 37975 Beach Rd
Date
Event
Price
BRIGHT MLS #MDSM2012404
Jul 12, 2023
Sold
$490,000
$407/sq ft
Jun 1, 2023
Pending
—
Apr 18, 2023
Contingent
—
Apr 3, 2023
Listed
$499,500
$415/sq ft
Mar 30, 2023
Coming Soon
$499,500
$415/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$4,496 (+9.1%)
2024
$4,120 (+0.7%)
2023
$4,090 (+0.7%)
$301,800 + $68,100
$369,900
2022
$4,061 (+0.7%)
2021
$4,031 (+0.2%)
2020
$4,022 (+2.0%)
$301,800 + $60,400
$362,200
2019
$3,943 (+0.2%)
2018
$3,934 (+0.5%)
$301,800 + $58,200
$360,000
2017
$3,915 (−6.9%)
$301,800 + $58,200
$360,000
2015
$4,204 (−1.7%)
$341,500 + $58,200
$399,700
2014
$4,276 (−4.5%)
$341,500 + $58,200
$399,700
2012
$4,476
2011
$4,476
2010
$4,476 (+28.1%)
2009
$3,494
Tax history for 37975 Beach Rd
Year
Property tax
Land + Additions
Assessment*
2025
$4,496 (+9.1%)
2024
$4,120 (+0.7%)
2023
$4,090 (+0.7%)
$301,800 + $68,100
$369,900
2022
$4,061 (+0.7%)
2021
$4,031 (+0.2%)
2020
$4,022 (+2.0%)
$301,800 + $60,400
$362,200
2019
$3,943 (+0.2%)
2018
$3,934 (+0.5%)
$301,800 + $58,200
$360,000
2017
$3,915 (−6.9%)
$301,800 + $58,200
$360,000
2015
$4,204 (−1.7%)
$341,500 + $58,200
$399,700
2014
$4,276 (−4.5%)
$341,500 + $58,200
$399,700
2012
$4,476
2011
$4,476
2010
$4,476 (+28.1%)
2009
$3,494
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
—
Baths
2
Stories
1
Lot width
—
Lot depth
—
Lot size
1.76 Acres
Year renovated
—
Sq. Ft.
1,204
Year built
1923
Style
Single Family Residential
County
St. Mary's County
APN
07 029462
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 18, 2026.
Property details
Parking
Parking Information
# of Total Garage and Parking Spaces: 6
Driveway - # of Spaces: 6
Dirt Driveway, Gravel Driveway, Private
Driveway, Off Street
Interior
Bedroom Information
# of Bedrooms On Main Level: 3
Bathroom Information
# of Bathrooms (Full) On Main Level: 2
# of Bathrooms (Full): 2
Interior Information
Flooring Type: Wood, Vinyl
Not Furnished
Living Area Sq.Ft. Source: Assessor
Wall & Ceiling Types: Dry Wall, Tray Ceilings
Room Information
Laundry Type: Hookup
Fireplace Information
Has Fireplace
# of Fireplaces: 1
Non-Functioning, Brick
Basement Information
Basement: No
Exterior
Property Information
Not Federal Flood Zone
Total Below Grade Sq. Ft.: 0
Improvement Assessed Value: $68,100
Ownership Interest: Fee Simple
Property Condition: Major Rehab Needed
Year Built Source: Assessor
Building Information
Construction Materials: Shingle Siding, Wood Siding
Foundation Details: Block, Pillar/Post/Pier
Other Structures: Above Grade, Below Grade
Pets Allowed: Yes
Pet Restrictions: No Pet Restrictions
Roof: Asphalt
Structure Type: Detached
Building Not Winterized
Lot Information
Lot Features: Backs - Open Common Area, Additional Lot(s), Fishing Available, Level, Marshy, Private, Rip-Rapped, Secluded, Tidal Wetland
Navigable Water
Has Water View
Water Frontage In Feet: 1,000
Tidal Water: Yes
Land Information
Additional Parcels
Additional Parcels Description: Sale includes Lot 2 and Lot 3 with each having 1/3 undivided interest in Lot 4. Lots 2 and 3 are improved with dwellings
Land Assessed Value: $301,800
Above Grade Information
Finished Sq.Ft.: 1,204
Finished Sq.Ft. Source: Assessor
Below Grade Information
Unfinished Sq.Ft. Source: Assessor
Finished Sq.Ft. Source: Assessor
Financial
Tax Information
Agricultural Tax Due: No
County Tax: $3,501
Tax Assessed Value: $367,333
Tax Year: 2023
Tax Annual Amount: $3,902
Assessments Information
Year Assessed: 2023
Lease Information
Lease Considered: No
Utilities
Utilities Information
Cooling Type: Window Unit(s)
Cooling Fuel: Electric
Baseboard - Electric, Wall Unit
Heating Fuel: Electric
Hot Water: Tankless, Electric
Sewer Septic: Gravity Sept Fld, Shared Septic
Water Source: Private, Well-Shared
Municipal Trash: No
Location
School Information
Elementary School: DYNARD
Middle Or Junior School: MARGARET BRENT
High School: CHOPTICON
School District Name: ST. MARY'S COUNTY PUBLIC SCHOOLS
Elementary School Source: 3rd Party
Middle School Source: 3rd Party
High School Source: 3rd Party
School District Source: 3rd Party
Location Information
Outside City Limits
Directions: From Clements take Rt. 242 all the way to end, right on Beach Road all the way to end of County maintenance, proceed straight on gravel drive to small island peninsula platted as "Dick Hart's Island", proceed along water up hill and past first house to fence gate entry to properties.
Location Type: River
Road Responsibility: Private
Waterfrontage Information
Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Seaplane Permitted, Swimming Allowed, Waterski/Wakeboard
Water Access
Rip-Rap
On Waterfront
Water Oriented
Water Body Type: River
Public facts
Beds: —
Baths: 2.0
Sq. Ft.: 1,204
Stories: 1.0
Lot Size: 1.76 acres
Style: Single Family Residential
Year Built: 1923
Year Renovated: —
County: St. Mary's County
APN: 07 029462
Home facts updated by county records on Jul 18, 2026
Around this home
Schools
Dynard Elementary School
Public PreK-5 • Assigned • 6.0mi
9/10
Margaret Brent Middle School
Public 6-8 • Assigned • 10.9mi
6/10
Chopticon High School
Public 9-12 • Assigned • 9.8mi
6/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
8/10 Heat Factor
7 days above 103° expected this year, 16 days in 30 years
6/10 Wind Factor
27% chance of strong winds in next 30 years
2/10 Air Factor
0 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Coltons Point, MD • 20626
Average low and high temperatures (°F)
40
28
45
32
60
43
68
52
73
60
83
69
87
75
80
68
77
66
69
54
59
46
46
34
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.6 hours in
June and 4.8 hours in December, which is comparable to the
U.S. average for solar exposure.
9.6 hrs
4.8 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$505,000 – $612,000
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