This home's estimate is 24.7% lower than the average sale price ($1.03M) of 5 comparable homes.
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1095 Penn Point Rd, Oakland, MD 21550
About this home
This charming cottage has all the updated amenities you would want. in a Lake Cottage! 100' of level lakefront with a matching shed by the lake for all your lake toys! Type A dock. Deceivingly spacious with 4 bedrooms and 2 baths. Open lIving/kitchen/dining with a second area for a game/family room! This affordable lake home is centrally located yet in a private area of the lake. A Must See!
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Market trends in 21550, MD
Last updated August 2026
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Sale history for 1095 Penn Point Rd
$553/sq ft
$618/sq ft
$521/sq ft
$534/sq ft
$521/sq ft
$534/sq ft





Cabin in the woods has the old Deep Creek with Knotty Pine feeling. 3 bedroom, 1 bath home could be an excellent starter home or a candidate to build your dream home on this low traffic dead-end road. Beautiful 0.77-acre lot includes 100 feet of lakefront, Type 'A' dock, and a storage shed at the water's edge. Home warranty included.
** Price available after signing in.
Tax history for 1095 Penn Point Rd
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Property details
Parking
- Parking Information
- # of Detached Garage Spaces: 1
- # of Total Garage and Parking Spaces: 1
- Has Garage
- # of Garage Spaces: 1
- Garage
- Off Street, Detached Garage
Interior
- Bedroom Information
- # of Bedrooms On Main Level: 4
- Bathroom Information
- # of Bathrooms (Full) On Main Level: 2
- # of Bathrooms (Full): 2
- Interior Information
- Appliances: Dryer, Dishwasher, Microwave, Oven/Range - Electric, Refrigerator, Washer
- Entry Location: Living Room
- Interior Features: Combination Kitchen/Dining, Combination Kitchen/Living, Floor Plan - Open
- Room Information
- Living Room, Dining Room, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Bedroom 1
- Fireplace Information
- Has Fireplace
- # of Fireplaces: 1
- Basement Information
- Basement: No
Exterior
- Property Information
- Ownership Interest: Fee Simple
- Year Built Source: Estimated
- Building Information
- Construction Materials: HardiPlank Type
- Structure Type: Detached
- Other Structures: Shed
- Lot Information
- Navigable Water
- Has Water View
- Water Frontage In Feet: 101
- Dock Information
- Dock Type and Features: Type A, Floating
- # of Boats Power: 2
- # of Boats Non-power: 1
- # of Docks: 1
- Dock/Slip Conveys: Yes
- Dock Type: Type A
- Dock Slip Conveyance: Subject to DNR Permit
Financial
- Tax Information
- County Tax: $4,121.48
- Tax Year: 2017
- Tax Annual Amount: $4,121.48
- Assessments Information
- Special Assessment Payment: Annually
- Year Assessed: 2018
Utilities
- Utilities Information
- Central Air
- Cooling Type: Central A/C
- Cooling Fuel: Electric
- Forced Air
- Heating Fuel: Electric
- Hot Water: Electric
- Sewer Septic: Septic Exists, Septic < # of BR
- Water Source: Well
Location
- Location Information
- Directions: 219 to Sand Flat Road. Turn on Boy Scout Road 4/10 of a Mile to first left to Penn Point Road, House is 1 mile on the left.
- Location Type: Lake
- Waterfrontage Information
- Distance To Body Of Water: Less than 1 Block
- Water Access Features: Personal Watercraft (PWC), Limited hours of Personal Watercraft Operation (PWC), Fishing Allowed, Canoe/Kayak, Boat - Powered, Boat - Length Limit, Private Access, Swimming Allowed, Waterski/Wakeboard, Sail
- Water Access
- Exclusive Easement, Private Dock Site, Split Lakefront
- On Waterfront
- Water Oriented
- Water Body Type: Lake
- Water Body Name: DEEP CREEK LAKE
Public facts
- Beds: —
- Baths: 2.0
- Sq. Ft.: 1,386
- Stories: 1.0
- Lot Size: 0.77 acres
- Style: Single Family Residential
- Year Built: 1970
- Year Renovated: —
- County: Garrett County
- APN: 18 026228
Around this home
Schools
Public PreK-6 • Assigned • 5.2mi
Public 7-12 • Assigned • 6.1mi
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
Minimal risk of a flood reaching the building in the next 30 years
0.31% chance of being in a wildfire in next 30 years
7 days above 89° expected this year, 18 days in 30 years
Minor risk of severe winds over next 30 years
0 unhealthy days expected this year, 1 days in 30 years
Sun exposure
In this area, properties receive around 7.6 hours in June and 2.8 hours in December, placing it below the U.S. average for solar exposure.
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Nearby similar homes
New listings for sale in 21550
Home values near 1095 Penn Point Rd
| Address | Redfin Estimate |
|---|---|
4 Beds | 3 Baths | 1592 Sq. Ft. | $1,491,630 |
- Beds | 1 Baths | 896 Sq. Ft. | $508,722 |
| Address | Redfin Estimate |
|---|---|
3 Beds | 3.5 Baths | 1920 Sq. Ft. | $989,360 |
- Beds | 3.5 Baths | 3928 Sq. Ft. | $1,497,225 |
| Address | Redfin Estimate |
|---|---|
4 Beds | 2.5 Baths | 1904 Sq. Ft. | $928,859 |
- Beds | 1 Baths | 2226 Sq. Ft. | $597,752 |
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