OFF MARKET

Off Market Sep 2017 for $595K

$928,859

Est. refi paymentEst. refi $3,848/mo

•

1,904

sq ft

975 Penn Point Rd, Oakland, MD 21550

About this home

This Craftsman-style cottage will steal your heart the first time you walk in! Perfect level lakefront, with private dock, and year-round views overlooking the quiet beauty of Penn Cove. Cottage is beautifully updated, bright & airy, and designed for vacation living. Awesome Great Room, upscale kitchen, large dining area, & main-level master. Plus, covered lakeside porch, huge garage, & much more!

Single-familyProperty Type

1970Year Built

0.88 acresLot Size

$488Est. Price/Sq.Ft.

3 car garageParking

Listed by Steve Ritchie • Railey Realty, Inc.

•301-387-2000 (broker)

Bought with Rachel Bruch • Railey Realty, Inc.

•301-387-2000 (broker)

Redfin checked: a minute ago

•Source:BRIGHT MLS #1000180019

Redfin Estimate

$928,859

$334K since sold in September 2017$5,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 9.7% lower than the average sale price ($1.03M) of 6 comparable homes.

SOLD JUL 2, 2026
$780,000
A
3 beds2.5 baths1,929 sq ft
62 Middleton Rd, Oakland, MD 21550
SOLD MAY 6, 2026
$265,000
B
4 beds2 baths2,248 sq ft
135 Glen Cove Rd, Swanton, MD 21561
SOLD AUG 21, 2026
$1,550,000
C
4 beds3 baths3,278 sq ft
2311 Boy Scout Rd, Oakland, MD 21550
SOLD JUL 1, 2026
$1,200,000
D
4 beds2.5 baths2,520 sq ft
1244 Glendale Rd, Swanton, MD 21561
SOLD JUL 9, 2026
$880,000
E
4 beds3 baths2,856 sq ft
8 Hidden Cove Ct, Oakland, MD 21550
SOLD DEC 1, 2025
$1,500,000
F
4 beds2.5 baths2,340 sq ft
1674 Paradise Point Rd, Oakland, MD 21550

Claim this home to receive a free report every month with insights on the changing estimate.

Earn from this home

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$3,026/mo

Redfin rental estimate

List your home for rent

Market trends in 21550, MD

Last updated August 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-List Price

95.4%

0.9% MoM

Median sale price

$365K

$8K MoM

Avg. days on market

74d

2 days MoM

Recently sold homes

8 MoM

New listings for sale

COMING SOON
$645,000
2 beds2 baths1,520 sq ft
100 San Francisco St, Oakland, MD 21550
(301) 387-2000
$229,000
3 beds1.5 baths1,612 sq ft
139 S Oakhall Dr, Oakland, MD 21550
(301) 387-4700
$289,000
4 beds2 baths2,240 sq ft
586 Bray School Rd, Oakland, MD 21550
(301) 259-1119
$296,500
1 bed1 bath600 sq ft
20160 Garett Hwy Unit 105A, Oakland, MD 21550
(301) 387-2000
$74,990
3 beds1 bath1,932 sq ft
102 Roanoke Ave, Oakland, MD 21550
(703) 378-8810
$229,900
2 beds2 baths1,008 sq ft
808 N St, Oakland, MD 21550
(301) 387-4700
$185,000
1 bed1.5 baths1,536 sq ft
619 Hotel Rd, Deer Park, MD 21550
(301) 387-2000
$449,000
3 beds1.5 baths2,160 sq ft
482 Pergin Farm Rd, Oakland, MD 21550
(301) 387-4700
See all

Provided by Redfin

Sale history for 975 Penn Point Rd

Join or sign in to view all info

Tax history for 975 Penn Point Rd

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

—

Baths

2.5

Stories

Lot width

—

Lot depth

—

Lot size

0.88 Acres

Year renovated

—

Sq. Ft.

1,694

Year built

1970

Style

Single Family Residential

County

Garrett County

APN

18 026430

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 17, 2026.

Property details

Parking

Parking Information
# of Total Garage and Parking Spaces: 3
Has Garage
# of Garage Spaces: 3
Garage
Off Street, Attached Garage, Detached Garage

Interior

Virtual Tour

Bedroom Information
# of Bedrooms On 1st Upper Level: 1
# of Bedrooms On Main Level: 3

Bathroom Information
# of Bathrooms (Half) On Main Level: 1
# of Bathrooms (Full) On Main Level: 2
# of Bathrooms (Half): 1
# of Bathrooms (Full): 2

Interior Information
Appliances: Washer/Dryer Hookups Only, Washer, Dryer, Refrigerator, Stove, Microwave, Dishwasher, Exhaust Fan, Water Heater - Tankless
Interior Features: Dining Area, Entry Level Bedroom, Master Bath(s), Window Treatments, Wood Floors
Living Area Sq.Ft. Source: Estimated

Room Information
Living Room, Dining Room, Master Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen

Fireplace Information
Has Fireplace
# of Fireplaces: 1
Screen

Basement Information
Basement: Yes
Side Entrance, Partial

Exterior

Property Information
Improvement Assessed Value: $131,600
Ownership Interest: Fee Simple
Property Condition: Very Good
Year Built Source: Estimated

Building Information
Construction Materials: Fiber Cement
Foundation Details: Crawl Space
Other Structures: Above Grade
Outdoor Living Structures: Deck(s), Porch(es)
Structure Type: Detached
Other Structures: Other

Lot Information
Navigable Water
Has Water View
Water Frontage In Feet: 119

Land Information
Land Assessed Value: $228,700

Dock Information
Dock Type and Features: Type A
Dock/Slip Conveyance: Subject to DNR Permit
# of Boats Power: 2
# of Boats Non-power: 1
# of Docks: 1
Dock/Slip Conveys: Yes
Dock Type: Type A
Dock Slip Conveyance: Subject to DNR Permit

Above Grade Information
Finished Sq.Ft.: 1,904
Finished Sq.Ft. Source: Estimated

Financial

Tax Information
County Tax: $3,773.25
Tax Assessed Value: $360,300
Tax Year: 2016
Tax Annual Amount: $3,773.25

Assessments Information
Special Assessment Payment: Annually
Year Assessed: 2017

Utilities

Utilities Information
Central Air
Cooling Type: Central A/C, Ceiling Fan(s), Heat Pump(s)
Cooling Fuel: Electric
Forced Air, Heat Pump(s)
Heating Fuel: Bottled Gas/Propane, Electric, Wood
Hot Water: Bottled Gas, Tankless
Sewer Septic: Septic < # of BR
Water Source: Well

Location

School Information
School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Location Information
Directions: From McHenry - Garrett Highway (Rt. 219) South - Left onto Sand Flat Road - Left onto Boy Scout Road - Right onto Penn Point Road - 975 Penn Point Road on the Left.
Location Type: Lake
Has View

Waterfrontage Information
Distance To Body Of Water: Less than 1 Block
Water Access
Split Lakefront
On Waterfront
Water Oriented
Water Body Type: Lake
Water Body Name: DEEP CREEK LAKE

Public facts

Beds: —
Baths: 2.5
Sq. Ft.: 1,694
Stories: 2.0
Lot Size: 0.88 acres
Style: Single Family Residential
Year Built: 1970
Year Renovated: —
County: Garrett County
APN: 18 026430

Home facts updated by county records on Jul 17, 2026

Around this home

Schools

Broad Ford Elementary School

Public PreK-6 • Assigned • 5.1mi

3/10

Southern Garrett High School

Public 7-12 • Assigned • 6.0mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

2/10 Fire Factor

0.00% chance of being in a wildfire in next 30 years

2/10 Heat Factor

7 days above 89° expected this year, 18 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Oakland, MD • 21550

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 7.6 hours in June and 2.8 hours in December, placing it below the U.S. average for solar exposure.

7.6 hrs

2.8 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$883,000 – $1.07M

Sell confidently with a local market expert in Oakland. 3 minutes to get started.

Nearby similar homes

$149,000

Land— sq ft

16 Woodlands Hill Ct, Oakland, MD 21550

(301) 387-2000

3D WALKTHROUGH

$599,000

3 beds2 baths3,640 sq ft

1651 Swanton Rd, Swanton, MD 21561

(301) 387-2000

$449,000

3 beds1.5 baths2,160 sq ft

482 Pergin Farm Rd, Oakland, MD 21550

(301) 387-4700

$849,000

4 beds3 baths1,934 sq ft

104 Gravelly Run Rd, Mc Henry, MD 21541

(301) 387-4700

$224,900

1 bed1 bath1,080 sq ft

206 Mayhew Inn Rd, Oakland, MD 21550

(301) 387-4700

$679,000

5 beds3 baths3,219 sq ft

365 Pinnacle Dr, Swanton, MD 21561

(301) 387-2000

New listings for sale in 21550

COMING SOON

$645,000

2 beds2 baths1,520 sq ft

100 San Francisco St, Oakland, MD 21550

(301) 387-2000

$229,000

3 beds1.5 baths1,612 sq ft

139 S Oakhall Dr, Oakland, MD 21550

(301) 387-4700

$289,000

4 beds2 baths2,240 sq ft

586 Bray School Rd, Oakland, MD 21550

(301) 259-1119

$296,500

1 bed1 bath600 sq ft

20160 Garett Hwy Unit 105A, Oakland, MD 21550

(301) 387-2000

$74,990

3 beds1 bath1,932 sq ft

102 Roanoke Ave, Oakland, MD 21550

(703) 378-8810

$229,900

2 beds2 baths1,008 sq ft

808 N St, Oakland, MD 21550

(301) 387-4700

$185,000

1 bed1.5 baths1,536 sq ft

619 Hotel Rd, Deer Park, MD 21550

(301) 387-2000

$449,000

3 beds1.5 baths2,160 sq ft

482 Pergin Farm Rd, Oakland, MD 21550

(301) 387-4700

Home values near 975 Penn Point Rd

Data from public records.

Address	Redfin Estimate
1001 Penn Point Rd, Oakland, MD 4 Beds \| 3 Baths \| 1592 Sq. Ft.	$1,491,630
789 Penn Point Rd, Oakland, MD 3 Beds \| 3 Baths \| 3776 Sq. Ft.	$1,129,587

Address	Redfin Estimate
1151 Penn Point Rd, Oakland, MD - Beds \| 1 Baths \| 896 Sq. Ft.	$508,722
1129 Penn Point Rd, Oakland, MD - Beds \| 1 Baths \| 2226 Sq. Ft.	$597,752

Address	Redfin Estimate
909 Penn Point Rd, Oakland, MD - Beds \| 1 Baths \| 768 Sq. Ft.	$457,493
1115 Penn Point Rd, Oakland, MD - Beds \| 3.5 Baths \| 3785 Sq. Ft.	$1,146,236

Property information provided by BRIGHT MLS when last listed in 2017. This data may not match . Learn more.

Download the Redfin App on the Apple App Store

Download the Redfin App from the Google Play Store

Join us

Become an Agent

Get referrals

Careers

Find homes faster

About us

Find us

Subsidiaries

Affiliated Business

Countries

United States

Canada

Updated September 2025: By searching, you agree to the Terms of Use, and Privacy Policy.

Do not sell or share my personal information.

REDFIN and all REDFIN variants, WALK SCORE, and the R logos, are trademarks of Redfin Corporation, registered or pending in the USPTO.

California DRE #01521930

Redfin is licensed to do business in New York as Redfin Real Estate. NY Standard Operating Procedures

New Mexico Real Estate Licenses

TREC: Info About Brokerage Services, Consumer Protection Notice

All mortgage lending products and information are provided by Rocket Mortgage, LLC | NMLS #3030; www.NMLSConsumerAccess.org. Licensed in 50 states. This site is not authorized by the New York State Department of Financial Services for mortgage solicitation or loan applications activities related to properties located in the State of New York.

Redfin Corporation is an affiliated business of Rocket Limited Partnership. Each company, and their subsidiaries, are separate legal entities operated and managed through its own management and governance structures.

If you are using a screen reader, or having trouble reading this website, please call Redfin Customer Support for help at 1-844-759-7732.

REDFIN IS COMMITTED TO AND ABIDES BY THE FAIR HOUSING ACT AND EQUAL OPPORTUNITY ACT. READ REDFIN'S FAIR HOUSING POLICY AND THE NEW YORK STATE FAIR HOUSING NOTICE.

GreatSchools Ratings provided by GreatSchools.org.

Houses for rent in Oakland	Agents near me	Rockville, MD homes for sale	Oakland Housing Market
Houses for sale near me	Baltimore, MD homes for sale	Frederick, MD homes for sale
Land for sale near me	Bethesda, MD homes for sale	Columbia, MD homes for sale
Open Houses near me	Silver Spring, MD homes for sale	Oakland Property Records
Condos for sale near me	Bowie, MD homes for sale	MD New Listings

Davis homes for sale
Swanton homes for sale
Terra Alta homes for sale

About this home

Redfin Estimate

Earn from this home

Market trends in 21550, MD

Sale history for 975 Penn Point Rd

Tax history for 975 Penn Point Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 21550

Home values near 975 Penn Point Rd

More real estate resources