Complete Luxury & Island Living at it's Best!! This waterfront home with 4 bedrooms, 3 1/2 baths will not disappoint. The improvements and upgrades are too many to list but here are just a few; New roof, Total encapsulation, Custom blinds, 3 HVAC units- 1 Heat pump, 1 Conventional and 1 Ductless, Programable thermostats on both levels, Finished insulated garage, Whole house water filtration system, Tankless water heater, WIFI enabled water shut off, sprinkler system and washer and dryer, All new Kitchen appliances- Fisher & Paykel and Miele, Large electric fireplace, Built-in Sonos speakers and Frame TV in River room and Den, Enclosed porch with Bi-fold doors and your own Osprey platform. This is an absolutely beautiful home with gorgeous waterfront views.
Single-familyProperty Type
2003Year Built
0.58 acresLot Size
$504Est. Price/Sq.Ft.
2 car garageParking
Listed by Cheri Bruce- Phipps• TTR Sotheby's International Realty
•410-673-3344 (broker)
Bought with Ginny Dauses• Coldwell Banker Waterman Realty
LUXURY ISLAND LIVING. .. Is what you will find in this Tilghman On Chesapeake Water Front Home. Enter into 10 ft ceilings, Expansive Water Views, Fireplace in Kitchen as well in Screen Porch, 1st floor Master Suite & Bath, Laundry, Dog Shower, 4 Bedrooms and 2 Baths on Upper Level. Beautiful Open Porch, Outdoor Shower & 2 Car Garage. 15 Minutes to New Pete Dye Golf Course & Historical St. Michaels.
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
—
Baths
3.5
Stories
1.5
Lot width
—
Lot depth
—
Lot size
0.58 Acres
Year renovated
—
Sq. Ft.
3,108
Year built
2003
Style
Single Family Residential
County
Talbot County
APN
05 193524
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 26, 2026.
VM
Village Mixed District
The Village Mixed District provides for low- or moderate-intensity residential and commercial uses. This district may contain a mixture of residential, commercial, and maritime/agricultural service uses. The commercial and service uses serve residents of the village and nearby areas, and may include heritage tourism uses to attract visitors. Limited new development is directed to this district so that the environment and natural resources of nearby rural areas are protected and preserved. These districts may have public water and/or sewer service with relatively smaller lots and higher densities than surrounding rural areas.
Permitted uses
Include but are not limited to:
Gas station
Bank
Day care facility
General retail
Restaurant
Housing-Group
Housing-Single unit
Office
Fire house
Police station
Property details
Parking
Parking Information
# of Attached Garage Spaces: 2
Garage Features: Garage - Front Entry, Garage Door Opener
# of Total Garage and Parking Spaces: 2
Has Garage
# of Garage Spaces: 2
Attached Garage, Driveway
Interior
Bedroom Information
# of Bedrooms On 1st Upper Level: 3
# of Bedrooms On Main Level: 1
Bathroom Information
# of Bathrooms (Full) On 1st Upper Level: 2
# of Bathrooms (Half) On Main Level: 1
# of Bathrooms (Full) On Main Level: 1
# of Bathrooms (Full) On All Upper Levels: 2
# of Bathrooms (Half): 1
# of Bathrooms (Full): 3
Interior Information
Interior Features: Carpet, Combination Dining/Living, Combination Kitchen/Dining, Floor Plan - Open, Kitchen - Gourmet, Pantry, Master Bedroom - Bay Front, Stall Shower, Walk-in Closet(s), Water Treat System, Wine Storage, Wood Floors, Other
Living Area Sq.Ft. Source: Assessor
Room Information
2nd Stry Fam Rm, Laundry
Fireplace Information
# of Fireplaces: 2
Basement Information
Basement: No
Exterior
Property Information
Total Below Grade Sq. Ft.: 0
Improvement Assessed Value: $353,600
Ownership Interest: Fee Simple
Year Built Source: Assessor
Building Information
Construction Materials: Vinyl Siding
Foundation Details: Block
Other Structures: Above Grade, Below Grade
Structure Type: Detached
Pool Information
Community Pool Features: Fenced
Community Pool
Lot Information
Navigable Water
Has Water View
Water Frontage In Feet: 50
Land Information
Land Assessed Value: $322,700
Above Grade Information
Finished Sq.Ft.: 2,796
Finished Sq.Ft. Source: Assessor
Below Grade Information
Unfinished Sq.Ft. Source: Assessor
Finished Sq.Ft. Source: Assessor
Financial
Tax Information
County Tax: $5,197
Tax Assessed Value: $676,300
Tax Year: 2021
Tax Annual Amount: $5,197
Assessments Information
Year Assessed: 2022
Utilities
Utilities Information
Central Air
Cooling Type: Central A/C, Ductless/Mini-Split
Cooling Fuel: Electric
Heat Pump(s)
Heating Fuel: Propane - Leased
Hot Water: Tankless
Sewer Septic: Public Sewer
Water Source: Well
Location
Homeowners Association Information
HOA/Condo/Coop Fee Includes: Common Area Maintenance, Pool(s), Pier/Dock Maintenance, Recreation Facility
HOA/Condo/Coop Amenities: Club House, Common Grounds, Marina/Marina Club, Party Room, Picnic Area, Pier/Dock, Pool - Outdoor
HOA Fee: $1,885
HOA Fee Frequency: Annually
School Information
School District Name: TALBOT COUNTY PUBLIC SCHOOLS
School District Source: Listing Agent
Location Information
Outside City Limits
Directions: Rt. 33 to Tilghman Island, cross bridge and continue to Tilghmand On Chesapeake - on left. Take another left onto Island Club Road, House will be on the right- mail box has the house number on it.
Waterfrontage Information
Water Access
On Waterfront
Water Oriented
Water Body Type: River
Water Body Name: Harris Creek/Choptank
Public facts
Beds: —
Baths: 3.5
Sq. Ft.: 3,108
Stories: 1.5
Lot Size: 0.58 acres
Style: Single Family Residential
Year Built: 2003
Year Renovated: —
County: Talbot County
APN: 05 193524
Home facts updated by county records on Aug 26, 2026
Around this home
Schools
Tilghman Elementary School
Public PreK-5 • Assigned • 0.5mi
2/10
St. Michaels Middle/High School
Public 6-12 • Assigned • 8.0mi
6/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
4/10 Flood Factor
Estimated 14-22% chance of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
9/10 Heat Factor
7 days above 105° expected this year, 15 days in 30 years
8/10 Wind Factor
80% chance of strong winds in next 30 years
4/10 Air Factor
4 unhealthy days expected this year, 5 days in 30 years
Provided by First Street
Historical weather
Tilghman, MD • 21671
Average low and high temperatures (°F)
38
27
42
31
57
43
66
52
72
60
82
70
87
75
80
69
77
66
68
56
58
47
44
34
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.3 hours in
June and 4.8 hours in December, which is comparable to the
U.S. average for solar exposure.
9.3 hrs
4.8 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$1.34M – $1.62M
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