Off market dec 2024 for $320K

$342,335

Est. refi paymentEst. refi $2,101/mo

•

1,100

sq ft

18 Ruth Ter, Albany, NY 12203

About this home

OPEN HOUSE SATURDAY 9/28 11:30 - 1:30! This cozy ranch home with a touch of mid-century modern flair offers 3 bedrooms and 1.5 baths in a quiet Guilderland neighborhood perfect for a first time buyer or downsizing. The living room has plenty of windows allowing natural light and a wood burning brick fireplace for winter warmth. Open kitchen with new stainless steel appliances, granite countertop and tile floor with a dine-in area over looking the large backyard. Large primary bedroom with half bath. Bonus area for a home office, mudroom or possibly first floor laundry. The full basement is just waiting to be finished to provide added living space. New windows throughout, new shed, new hot water heater. Great location. Don't miss this gem! Guilderland Schools.

Single-familyProperty Type

1951Year Built

0.27 acresLot Size

$311Est. Price/Sq.Ft.

1 garage spacesParking

Listing by Tracy Mance • 518 Realty.Com Inc

•518-470-6399 (agent)

•tracyamance@gmail.com (agent)

Bought with Jacquelyn Witbeck • Coldwell Banker Prime Properties

Redfin checked: 2 minutes ago

•Source:Global MLS #202424217

Listing provided courtesy of Global Multiple Listing Service, Inc.

Redfin Estimate

$342,335

$22K since sold in December 2024$1,000 since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 2% higher than the average sale price ($336K) of 6 comparable homes.

SOLD AUG 18, 2026
$375,000
A
3 beds1.5 baths1,200 sq ft
22 Chapman Dr, Albany, NY 12203
Listing by Howard Hanna Capital Inc
SOLD SEP 15, 2026
$333,000
B
3 beds2 baths1,168 sq ft
49 Gipp Rd, Albany, NY 12203
Listing by KW Platform
SOLD SEP 14, 2026
$265,000
C
3 beds1 bath1,150 sq ft
6252 Johnston Rd, Albany, NY 12203
Listing by KL Realty Team LLC
SOLD AUG 7, 2026
$339,900
D
3 beds1 bath1,248 sq ft
10 Palma Blvd, Albany, NY 12203
Listing by Medellin Realty LLC
SOLD SEP 1, 2026
$316,500
E
3 beds1 bath1,172 sq ft
17 Warren St St, Albany, NY 12203
Listing by Coldwell Banker Prime Properties
SOLD AUG 28, 2026
$385,000
F
3 beds2 baths1,183 sq ft
20 Patricia Ln, Albany, NY 12203
Listing by Signature One Realty Group LLC

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Earn from this home

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$1,954/mo

Redfin rental estimate

List your home for rent

Market trends in 12203, NY

Last updated October 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

103.5%

0.5% MoM

Median sale price

$343K

$14K MoM

Avg. days on market

1 days MoM

Recently sold homes

6 MoM

New listings for sale

$420,000
6 beds1 bath2,140 sq ft
137 N Pine Ave, Albany, NY 12203
Listing by Howard Hanna Capital Inc
3D WALKTHROUGH
$499,900
4 beds3.5 baths2,587 sq ft
122 Orlando Ave, Albany, NY 12203
Listing by Clancy Real Estate
$2,195,800
5 beds6.5 baths5,100 sq ft
611 Bedford Sq, Albany, NY 12203
Listing by Gucciardo Real Estate Group LLC
$299,000
2 beds1 bath1,080 sq ft
21 Hillcrest Ave, Albany, NY 12203
Listing by Cornwell R E LLC
$327,500
4 beds2 baths1,642 sq ft
169 Schoolhouse Rd, Albany, NY 12203
Listing by New Scotland Realty
$325,000
9 beds4 baths4,446 sq ft
469 Hamilton St, Albany, NY 12203
Listing by Howard Hanna Capital Inc
$369,000
4 beds2 baths2,362 sq ft
87 Eileen St, Albany, NY 12203
Listing by Howard Hanna Capital Inc
$239,000
4 beds1.5 baths1,973 sq ft
101 N Pine Ave, Albany, NY 12203
Listing by Vera Cohen Realty LLC
$399,000
5 beds2 baths1,700 sq ft
1 Waverly Pl, Albany, NY 12203
Listing by Coldwell Banker Prime Properties
VIDEO TOUR
$230,000
2 beds1 bath956 sq ft
1110 Western Ave Unit 5, Albany, NY 12203
Listing by KW Platform
See all

Provided by Redfin

Sale history for 18 Ruth Ter

Year

Property tax

Land + Additions

Assessment*

2026

$4,419

$29,000 + $118,000

$147,000

2025

$4,419 (+2.4%)

$29,000 + $118,000

$147,000

2024

$4,317 (+3.0%)

$29,000 + $118,000

$147,000

2023

$4,191 (+16.2%)

$29,000 + $118,000

$147,000

2022

$3,606 (+5.4%)

$29,000 + $118,000

$147,000

2021

$3,420 (+1.9%)

$29,000 + $118,000

$147,000

2020

$3,355 (+2.3%)

$29,000 + $118,000

$147,000

2019

$3,280 (+7.6%)

$29,000 + $118,000

$147,000

2018

$3,049 (−16.5%)

$29,000 + $118,000

$147,000

2017

$3,652 (+3.3%)

$24,200 + $96,700

$120,900

2016

$3,535 (+0.2%)

$24,200 + $96,700

$120,900

2015

$3,526 (+1.1%)

$24,200 + $96,700

$120,900

2014

$3,488

$24,200 + $96,700

$120,900

Tax history for 18 Ruth Ter

Year

Property tax

Land + Additions

Assessment*

2026

$4,419

$29,000 + $118,000

$147,000

2025

$4,419 (+2.4%)

$29,000 + $118,000

$147,000

2024

$4,317 (+3.0%)

$29,000 + $118,000

$147,000

2023

$4,191 (+16.2%)

$29,000 + $118,000

$147,000

2022

$3,606 (+5.4%)

$29,000 + $118,000

$147,000

2021

$3,420 (+1.9%)

$29,000 + $118,000

$147,000

2020

$3,355 (+2.3%)

$29,000 + $118,000

$147,000

2019

$3,280 (+7.6%)

$29,000 + $118,000

$147,000

2018

$3,049 (−16.5%)

$29,000 + $118,000

$147,000

2017

$3,652 (+3.3%)

$24,200 + $96,700

$120,900

2016

$3,535 (+0.2%)

$24,200 + $96,700

$120,900

2015

$3,526 (+1.1%)

$24,200 + $96,700

$120,900

2014

$3,488

$24,200 + $96,700

$120,900

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

Lot width

98 ft.

Lot depth

120 ft.

Lot size

0.27 Acres

Year renovated

—

Sq. Ft.

800

Year built

1956

Style

Single Family Residential

County

Albany County

APN

013089A05201800020370000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Nov 2, 2026.

Property details

Parking

Parking Information
Has Garage
Attached Garage YN: Yes
# of Garage Spaces: 1
# of Parking Total: 4
Parking Features: Paved, Attached, Driveway, Garage Door Opener

Interior

Bathroom Information
# of Bathrooms (Full): 1
# of Bathrooms (Half): 1
# of Bathrooms (Total Integer): 2
Bath Levels: Full Bath 1: 1st
Bath Levels: Half Bath 1: 1st

Room 1 Information
Type: Living Room
Level: First

Room 2 Information
Type: Kitchen
Level: First

Room 3 Information
Type: Bedroom
Level: First

Room 4 Information
Type: Bedroom
Level: First

Room 5 Information
Type: Bedroom
Level: First

Room 6 Information
Type: Full Bathroom
Level: First

Room 7 Information
Type: Half Bathroom
Level: First

Room 8 Information
Type: Mud Room
Level: First

Room 9 Information
Type: Laundry
Level: Basement

Basement Information
Basement: Full, Interior Entry, Sump Pump, Unfinished

Laundry Features
Laundry Features: Electric Dryer Hookup, In Basement, Laundry Closet, Washer Hookup

Fireplace Information
Has Fireplace
# of Fireplaces Total: 1
Fireplace Features: Living Room, Wood Burning

Interior Features
# of Rooms Total: 9
Interior Features: High Speed Internet, Paddle Fan, Built-in Features
Appliances: Dishwasher, Dryer, Microwave, Oven, Range, Refrigerator, Washer
Flooring: Tile, Carpet, Laminate
Window Features: Double Pane Windows

Exterior

Exterior Features
Roof: Shingle, Asphalt
Fencing: Vinyl, Partial
Exterior Features: Drive-Paved, Storm Door(s)
Other Structures: Shed(s)

Property Information
Property Sub Type: Single Family Residence
Foundation Details: Block
Living Area: 1,100
Construction Materials: Brick, Vinyl Siding
Security Features: Closed Circuit Camera(s)

Lot Information
Lot Size Acres: 0.27
Lot Size Square Feet: 11,761.2
Lot Features: Sloped, Landscaped

Financial

Tax Information
Tax Annual Amount: $3,395.31
Tax Annual Amount: $3,395.31
Financial Details: General Taxes: $1,307.37
Financial Details: School Taxes: $2,883.17

Utilities

Heating & Cooling
Has Heating
Heating: Baseboard, Hot Water, Natural Gas

Utility Information
Electric: Circuit Breakers
Sewer: Public Sewer
Utilities: Cable Available
Water Source: Public

Location

School Information
High School: Guilderland
School District: Guilderland

Location Information
Directions: Western Ave (RT 20) to Alton Rd to Ruth Terr.

Public facts

Beds: 3
Baths: 1.0
Sq. Ft.: 800
Stories: 1.0
Lot Size: 0.27 acres
Style: Single Family Residential
Year Built: 1956
Year Renovated: —
County: Albany County
APN: 013089A05201800020370000000

Home facts updated by county records on Nov 2, 2026

Around this home

Schools

K - 12
Preschool & daycare

Westmere Elementary School

Public K-5 • Assigned • 0.3mi

6/10

Farnsworth Middle School

Public 6-8 • Assigned • 2.0mi

7/10

Guilderland High School

Public 9-12 • Assigned • 5.7mi

8/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

4/10 Heat Factor

7 days above 98° expected this year, 16 days in 30 years

3/10 Wind Factor

6% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Albany, NY • 12203

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.7 hours in June and 3.4 hours in December, placing it below the U.S. average for solar exposure.

8.7 hrs

3.4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$326,000 – $394,000

Sell confidently with a local market expert in Albany. 3 minutes to get started.

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Home values near 18 Ruth Ter

Data from public records.

Address	Redfin Estimate
21 Ruth Ter, Albany, NY 3 Beds \| 1.5 Baths \| - Sq. Ft.	$320,001
15 Ruth Ter, Albany, NY 3 Beds \| 2 Baths \| 1550 Sq. Ft.	$390,869
8 Ruth Ter, Albany, NY 4 Beds \| 1.5 Baths \| 1714 Sq. Ft.	$371,704
22 Ruth Ter, Albany, NY 5 Beds \| 3 Baths \| 2100 Sq. Ft.	—
8 Joseph Ter, Albany, NY 4 Beds \| 4 Baths \| 3034 Sq. Ft.	$748,396
8 Janet Ln, Albany, NY 4 Beds \| 2.5 Baths \| 1605 Sq. Ft.	$429,231
6 Joseph Ter, Albany, NY 3 Beds \| 2.5 Baths \| 1968 Sq. Ft.	$449,843

Address	Redfin Estimate
11 Ruth Ter, Albany, NY 4 Beds \| 2.5 Baths \| 2169 Sq. Ft.	$530,161
24 Ruth Ter, Albany, NY 6 Beds \| 2.5 Baths \| 2657 Sq. Ft.	$452,208
10 Ruth Ter, Albany, NY 3 Beds \| 1 Baths \| 1222 Sq. Ft.	$305,639
17 Ruth Ter, Albany, NY 4 Beds \| 1 Baths \| 1224 Sq. Ft.	$297,858
4 Janet Ln, Albany, NY 3 Beds \| 2.5 Baths \| 1587 Sq. Ft.	$415,890
5 Joan Ln, Albany, NY 4 Beds \| 2.5 Baths \| 2320 Sq. Ft.	$520,756
29 Tice Rd, Albany, NY 5 Beds \| 2.5 Baths \| 2456 Sq. Ft.	$458,440

Address	Redfin Estimate
7 Ruth Ter, Albany, NY 3 Beds \| 1.5 Baths \| 1436 Sq. Ft.	$349,165
14 Ruth Ter, Albany, NY 3 Beds \| 1.5 Baths \| 1637 Sq. Ft.	$345,182
6 Ruth Ter, Albany, NY 4 Beds \| 2 Baths \| 1596 Sq. Ft.	$369,744
23 Ruth Ter, Albany, NY 3 Beds \| 2.5 Baths \| 1575 Sq. Ft.	$391,284
1 Joseph Ter, Albany, NY 3 Beds \| 2.5 Baths \| 2454 Sq. Ft.	$499,926
10 Joseph Ter, Albany, NY 3 Beds \| 2 Baths \| 2111 Sq. Ft.	$552,162
1 Janet Ln, Albany, NY 3 Beds \| 2 Baths \| 1566 Sq. Ft.	$419,019

Property information provided by Global MLS when last listed in 2024. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 12203, NY

Sale history for 18 Ruth Ter

Tax history for 18 Ruth Ter

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 12203

Home values near 18 Ruth Ter

More real estate resources