Turnkey two family brick ranch with an oversized garage won't last in this very desirable location. Close to the Northway, Thruway, restaurants, shopping, State offices and colleges. Walk to the bus line or walk to all major shopping spots. First floor offers 3 bedrooms, two full baths, large living room and fireplace, large rear deck and a wooded lawn to enjoy. Downstairs apartment has plenty of living space, eat in kitchen, two bedrooms and storage. Oversized garage host a laundry room to be enjoyed by all. Nicely landscaped, well maintained, furnace and air conditioning new 2018, new seamless gutters, too many updates to list, Guilderland Schools, Westmere Elementary. Multiple offer deadline highest and best before Friday October 16th at 7PM. Excellent Condition
Well maintained 2 family brick ranch w/oversized two car garage offers 3 BR/2 baths on main level w/country kitchen & sliders to a deck. Basement apartment features eat-in kitchen, 2 Br with additional den/office & 1 bath. Access to large treed yard. Very Good Condition
Year
Property tax
Land + Additions
Assessment*
2026
$7,132
$47,000 + $186,000
$233,000
2025
$7,132 (+2.4%)
$47,000 + $186,000
$233,000
2024
$6,963 (+3.2%)
$47,000 + $186,000
$233,000
2023
$6,749 (+1.7%)
$47,000 + $186,000
$233,000
2022
$6,639 (+0.5%)
$47,000 + $186,000
$233,000
2021
$6,608 (+27.4%)
$47,000 + $186,000
$233,000
2020
$5,185 (+3.9%)
$47,000 + $186,000
$233,000
2019
$4,991 (+31.0%)
$47,000 + $186,000
$233,000
2018
$3,811 (−15.7%)
$47,000 + $186,000
$233,000
2017
$4,522 (+1.1%)
$32,000 + $127,900
$159,900
2016
$4,474 (+2.3%)
$32,000 + $127,900
$159,900
2015
$4,373 (+1.2%)
$32,000 + $127,900
$159,900
2014
$4,320
$32,000 + $127,900
$159,900
Tax history for 22 Ruth Ter
Year
Property tax
Land + Additions
Assessment*
2026
$7,132
$47,000 + $186,000
$233,000
2025
$7,132 (+2.4%)
$47,000 + $186,000
$233,000
2024
$6,963 (+3.2%)
$47,000 + $186,000
$233,000
2023
$6,749 (+1.7%)
$47,000 + $186,000
$233,000
2022
$6,639 (+0.5%)
$47,000 + $186,000
$233,000
2021
$6,608 (+27.4%)
$47,000 + $186,000
$233,000
2020
$5,185 (+3.9%)
$47,000 + $186,000
$233,000
2019
$4,991 (+31.0%)
$47,000 + $186,000
$233,000
2018
$3,811 (−15.7%)
$47,000 + $186,000
$233,000
2017
$4,522 (+1.1%)
$32,000 + $127,900
$159,900
2016
$4,474 (+2.3%)
$32,000 + $127,900
$159,900
2015
$4,373 (+1.2%)
$32,000 + $127,900
$159,900
2014
$4,320
$32,000 + $127,900
$159,900
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
5
Baths
3
Stories
1
Lot width
107 ft.
Lot depth
145 ft.
Lot size
0.36 Acres
Year renovated
—
Sq. Ft.
1,392
Year built
1961
Style
Multi-Family (2-4 Unit)
County
Albany County
APN
013089A05201800020360000000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Nov 2, 2026.
Property details
Parking
Parking Information
Attached Garage YN: Yes
# of Garage Spaces: 2
Parking Features: Off Street, Workshop in Garage, Attached, Heated Garage
Interior
Bathroom Information
# of Bathrooms (Total Integer): 3
Laundry Features
Laundry Features: Laundry Room
Fireplace Information
Has Fireplace
# of Fireplaces Total: 1
Multi-Family Information
# of Units (Total): 8
Unit Type 1 Information
Total Bedrooms: 3
Total Bedrooms: 1
Total Full Baths: 2
Full Baths 2nd Floor: 2
Bedrooms on 2nd Floor: 3
Living Rooms 2nd Floor: 1
Dining Rooms 2nd Floor: 1
Kitchens 2nd Floor: 1
Unit Type 2 Information
Total Bedrooms: 2
Total Full Baths: 1
Full Baths 1st Floor: 1
Bedrooms on 1st Floor: 2
Living Rooms 1st Floor: 1
Dining Rooms 1st Floor: 1
Kitchens 1st Floor: 1
Exterior
Exterior Features
Patio And Porch Features: Deck
Roof: Asphalt
Other Structures: Shed(s)
Property Information
Property Sub Type: Multi Family
Living Area: 2,100
Construction Materials: Brick
Lot Information
Lot Size Dimensions: 15515
Financial
Tax Information
Tax Annual Amount: $5,095
Tax Annual Amount: $5,095
Financial Details: Village Taxes: $1,772
Financial Details: School Taxes: $3,642
Utilities
Heating & Cooling
Has Heating
Heating: Forced Air, Zoned, Natural Gas
Utility Information
Sewer: Public Sewer
Water Source: Public
Location
School Information
School District: Guilderland
Location Information
Directions: Western Avenue West of the Northway left onto Ruth Terrace property on the right.
Public facts
Beds: 5
Baths: 3.0
Sq. Ft.: 1,392
Stories: 1.0
Lot Size: 0.36 acres
Style: Multi-Family (2-4 Unit)
Year Built: 1961
Year Renovated: —
County: Albany County
APN: 013089A05201800020360000000
Home facts updated by county records on Nov 2, 2026
Around this home
Schools
K - 12
Preschool & daycare
Westmere Elementary School
Public K-5 • Assigned • 0.3mi
6/10
Farnsworth Middle School
Public 6-8 • Assigned • 2.0mi
7/10
Guilderland High School
Public 9-12 • Assigned • 5.7mi
8/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
4/10 Heat Factor
7 days above 98° expected this year, 16 days in 30 years
3/10 Wind Factor
6% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Albany, NY • 12203
Average low and high temperatures (°F)
30
18
33
19
51
31
61
41
69
51
80
60
84
66
81
59
76
54
62
43
50
35
35
22
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 8.7 hours in
June and 3.4 hours in December, placing it below the
U.S. average for solar exposure.
8.7 hrs
3.4 hrs
JuneDecember
Provided by Shadowmap
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