Off Market Jan 2026 for $475K

$502,990

Est. refi paymentEst. refi $3,586/mo

•

1,072

sq ft

117 Cottage Rd, Carmel, NY 10512

About this home

Well maintained ranch home featuring 3 bedrooms and 1 full bath. This home offers additional potential by featuring a large, full walk - out basement with an open concept for a spacious living area. It is located in the tranquil Lake Carmel District and is within a few minutes walk to the lakefront. This home includes lake rights along with beaches, playgrounds, bike paths and walking paths. Easy commuter location and close to public transport , highways and shopping. Total square footage of 1,072 does not include the finished lower level which provides an additional 500 square feet.

Single-familyProperty Type

1945Year Built

10,000 sq ftLot Size

$469Est. Price/Sq.Ft.

Listing by Violet Buzea-Herman • Coldwell Banker Realty

Contact: 914-277-5000

Bought with Angello Rodriguez • eRealty Advisors, Inc

Bought with Esther Vazquez Tolpa • eRealty Advisors, Inc

Redfin checked: 3 minutes ago

•Source:OneKey® MLS as Distributed by MLS Grid #904286

Redfin Estimate

$502,990

$28K since sold in January 2026$13K since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 25.7% higher than the average sale price ($400K) of 5 comparable homes.

SOLD FEB 9, 2026
$410,000
A
3 beds2 baths1,176 sq ft
38 Pleasant Dr, Carmel, NY 10512
Listing by Keller Williams Realty Partner
SOLD SEP 1, 2026
$365,000
B
3 beds2 baths822 sq ft
61 Pleasant Dr, Carmel, NY 10512
Listing by Holly Real Estate
SOLD JUN 15, 2026
$380,000
C
2 beds1 bath910 sq ft
32 Stanwich Rd, Carmel, NY 10512
Listing by BHHS Hudson Valley Properties
SOLD JUL 17, 2026
$328,000
D
2 beds1 bath720 sq ft
46 Salem Rd, Carmel, NY 10512
Listing by Jefferson Valley Realty
SOLD JUL 15, 2026
$517,000
E
3 beds1 bath1,370 sq ft
17 Heathcote Rd, Carmel, NY 10512
Listing by Houlihan Lawrence Inc.

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Earn from this home

Sell

$96,034

Est. take-home

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Refinance

Est. cash available

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Rent

$2,914/mo

Redfin rental estimate

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Market trends in 10512, NY

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

101.2%

+0.5% MoM

Median sale price

$489K

$11K MoM

Avg. days on market

33d

4 days MoM

Recently sold homes

19 MoM

New listings for sale

$1,595,000
3 beds3.5 baths2,360 sq ft
1114 Barrett Cir W, Carmel, NY 10512
Listing by Douglas Elliman Real Estate
OPEN SAT, 12PM TO 2PM
$470,000
3 beds1.5 baths1,780 sq ft
15 Roslyn Rd, Carmel, NY 10512
Listing by Keller Williams Realty Partner
NEW 28 HRS AGO
$899,000
5 beds3.5 baths3,772 sq ft
41 Lindy Dr, Carmel, NY 10512
Listing by RE/MAX Classic Realty
COMING SOON
$918,000
4 beds3.5 baths4,226 sq ft
276 Daisy Ln, Carmel, NY 10512
Listing by Compass Greater NY, LLC
$699,000
3 beds2.5 baths2,695 sq ft
88 Blair Hts, Carmel, NY 10512
Listing by Coldwell Banker Realty
$550,000
2 beds1.5 baths1,728 sq ft
811 Farmers Mills Rd, Carmel, NY 10512
Listing by Briante Realty Group, LLC
$610,000
3 beds2.5 baths2,400 sq ft
568 Farmers Mills Rd, Carmel, NY 10512
Listing by Houlihan Lawrence Inc.
$489,000
2 beds2.5 baths1,775 sq ft
10 Jay Ct, Carmel, NY 10512
Listing by Realty Promotions Inc
3D WALKTHROUGH
$920,000
4 beds2.5 baths3,442 sq ft
242 Seminary Hill Rd, Carmel, NY 10512
Listing by RE/MAX Prestige Properties
$475,000
3 beds1.5 baths1,600 sq ft
231 N Terry Hill Rd, Carmel, NY 10512
Listing by Holly Real Estate
See all

Provided by Redfin

Sale history for 117 Cottage Rd

** Price available after signing in.

Year

Property tax

Land + Additions

Assessment*

2025

$13,885 (+29.1%)

$56,000 + $278,000

$334,000

2024

$10,757 (−4.7%)

$15,000 + $208,000

$223,000

2023

$11,293 (+13.3%)

$15,000 + $208,000

$223,000

2022

$9,963 (+1.0%)

$15,000 + $208,000

$223,000

2021

$9,865 (+13.6%)

$15,000 + $208,000

$223,000

2020

$8,686 (+3.0%)

$15,000 + $208,000

$223,000

2019

$8,436 (+4.6%)

$15,000 + $208,000

$223,000

2018

$8,063 (+5.5%)

$15,000 + $208,000

$223,000

2017

$7,644 (−0.4%)

$15,000 + $208,000

$223,000

2016

$7,671 (+0.8%)

$14,900 + $189,700

$204,600

2015

$7,611 (−16.4%)

$14,900 + $189,700

$204,600

2014

$9,105 (+13.9%)

$14,900 + $189,700

$204,600

2013

$7,991 (+1.0%)

$15,900 + $208,500

$224,400

2012

$7,909 (−14.1%)

$15,900 + $220,300

$236,200

2011

$9,209 (+163.6%)

$17,100 + $236,900

$254,000

2010

$3,493 (+1.0%)

$18,400 + $254,700

$273,100

2009

$3,458

$20,000 + $276,800

$296,800

Tax history for 117 Cottage Rd

Year

Property tax

Land + Additions

Assessment*

2025

$13,885 (+29.1%)

$56,000 + $278,000

$334,000

2024

$10,757 (−4.7%)

$15,000 + $208,000

$223,000

2023

$11,293 (+13.3%)

$15,000 + $208,000

$223,000

2022

$9,963 (+1.0%)

$15,000 + $208,000

$223,000

2021

$9,865 (+13.6%)

$15,000 + $208,000

$223,000

2020

$8,686 (+3.0%)

$15,000 + $208,000

$223,000

2019

$8,436 (+4.6%)

$15,000 + $208,000

$223,000

2018

$8,063 (+5.5%)

$15,000 + $208,000

$223,000

2017

$7,644 (−0.4%)

$15,000 + $208,000

$223,000

2016

$7,671 (+0.8%)

$14,900 + $189,700

$204,600

2015

$7,611 (−16.4%)

$14,900 + $189,700

$204,600

2014

$9,105 (+13.9%)

$14,900 + $189,700

$204,600

2013

$7,991 (+1.0%)

$15,900 + $208,500

$224,400

2012

$7,909 (−14.1%)

$15,900 + $220,300

$236,200

2011

$9,209 (+163.6%)

$17,100 + $236,900

$254,000

2010

$3,493 (+1.0%)

$18,400 + $254,700

$273,100

2009

$3,458

$20,000 + $276,800

$296,800

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

1.5

Stories

Lot width

100 ft.

Lot depth

100 ft.

Lot size

10,019 Sq. Ft.

Year renovated

—

Sq. Ft.

1,072

Year built

1945

Style

Single Family Residential

County

Putnam County

APN

372200A03303400020300000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 17, 2026.

R10

Residential District

This district recognizes and is intended to preserve the principally single-family residential development pattern within the Town's established neighborhoods by promoting continuing opportunity for single-family residential and smaller-scale institutional and community facility uses within these neighborhoods consistent with their established character.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Carport YN: No
Parking Features: On Street

Interior

Heating & Cooling
Cooling: Wall/Window Unit(s)
Heating: Hot Water

Interior Features
Interior Features: First Floor Bedroom,First Floor Full Bath,Ceiling Fan(s),Eat-in Kitchen,Granite Counters
Laundry Features: In Basement
Appliances: Dishwasher, Microwave, Oven, Range, Refrigerator
Flooring: Hardwood, Laminate
Levels: One
Patio And Porch Features: Porch

Room Information
Basement YN: Yes
Attic: None
Rooms Total: 7
Basement: Finished
Additional Rooms: Dining Area

Bathroom Information
Bathrooms Full: 1
Bathrooms Half: 1

Exterior

Exterior Features
Exterior Features: Mailbox
Construction Materials: Vinyl Siding
Waterfront YN: No

Property Information
Living Area Source: Public Records
Living Area (Sq. Ft.): 1072.00
Building Area Total (Sq. Ft.): 1572.00
Building Area Source: Public Records
Property Sub Type: Single Family Residence

Financial

Tax Information
Tax Year: 2025
Tax Source: Municipality
Tax Annual Amount: $10,757

Financial Information
Buyer Financing: FHA

Utilities

Utility Information
Electric Company: NYSEG
Sewer: Septic Tank
Utilities: Cable Connected, Electricity Connected, Phone Connected, Sewer Connected, Water Connected

Location

School Information
Elementary School: Matthew Paterson Elementary School
Elementary School District: Carmel
Middle Or Junior School: George Fischer Middle School
Middle Or Junior School District: Carmel
High School: Carmel High School
High School District: Carmel

Location Information
County Or Parish: Putnam County

Public facts

Beds: 3
Baths: 1.5
Sq. Ft.: 1,072
Stories: 1.0
Lot Size: 10,019 square feet
Style: Single Family Residential
Year Built: 1945
Year Renovated: —
County: Putnam County
APN: 372200A03303400020300000000

Home facts updated by county records on Jul 17, 2026

Around this home

Schools

George Fischer Middle School

Public 5-8 • Assigned • 1.5mi

3/10

Carmel High School

Public 9-12 • Assigned • 2.6mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

4/10 Heat Factor

7 days above 96° expected this year, 15 days in 30 years

4/10 Wind Factor

18% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 3 days in 30 years

Provided by First Street

Historical weather

Carmel, NY • 10512

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.7 hours in June and 4.2 hours in December, placing it below the U.S. average for solar exposure.

8.7 hrs

4.2 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$478,000 – $579,000

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Nearby similar homes

$1,475,000

4 beds4.5 baths7,210 sq ft

7 Herd And Tanner Rd, Holmes, NY 12531

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$470,000

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15 Roslyn Rd, Carmel, NY 10512

Listing by Keller Williams Realty Partner

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Listing by Jefferson Valley Realty

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NEW 28 HRS AGO

$899,000

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41 Lindy Dr, Carmel, NY 10512

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New listings for sale in 10512

$1,595,000

3 beds3.5 baths2,360 sq ft

1114 Barrett Cir W, Carmel, NY 10512

Listing by Douglas Elliman Real Estate

OPEN SAT, 12PM TO 2PM

$470,000

3 beds1.5 baths1,780 sq ft

15 Roslyn Rd, Carmel, NY 10512

Listing by Keller Williams Realty Partner

NEW 28 HRS AGO

$899,000

5 beds3.5 baths3,772 sq ft

41 Lindy Dr, Carmel, NY 10512

Listing by RE/MAX Classic Realty

COMING SOON

$918,000

4 beds3.5 baths4,226 sq ft

276 Daisy Ln, Carmel, NY 10512

Listing by Compass Greater NY, LLC

$699,000

3 beds2.5 baths2,695 sq ft

88 Blair Hts, Carmel, NY 10512

Listing by Coldwell Banker Realty

$550,000

2 beds1.5 baths1,728 sq ft

811 Farmers Mills Rd, Carmel, NY 10512

Listing by Briante Realty Group, LLC

$610,000

3 beds2.5 baths2,400 sq ft

568 Farmers Mills Rd, Carmel, NY 10512

Listing by Houlihan Lawrence Inc.

$489,000

2 beds2.5 baths1,775 sq ft

10 Jay Ct, Carmel, NY 10512

Listing by Realty Promotions Inc

3D WALKTHROUGH

$920,000

4 beds2.5 baths3,442 sq ft

242 Seminary Hill Rd, Carmel, NY 10512

Listing by RE/MAX Prestige Properties

Home values near 117 Cottage Rd

Data from public records.

Address	Redfin Estimate
112 Cottage Road, Carmel, NY 2 Beds \| 1 Baths \| 756 Sq. Ft.	$364,941
121 Cottage Road, Carmel, NY 3 Beds \| 2 Baths \| 1908 Sq. Ft.	$396,489

Address	Redfin Estimate
122 Cottage Road, Carmel, NY 2 Beds \| 1 Baths \| 750 Sq. Ft.	$462,176
111 Cottage Road, Carmel, NY 3 Beds \| 1 Baths \| 1075 Sq. Ft.	$389,877

Address	Redfin Estimate
127 Cottage Road, Carmel, NY 3 Beds \| 1 Baths \| 1608 Sq. Ft.	$392,986
61 Woodland Drive, Carmel, NY 2 Beds \| 3 Baths \| 1686 Sq. Ft.	$473,590

Property information provided by OneKey® MLS as Distributed by MLS Grid when last listed in 2025. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 10512, NY

Sale history for 117 Cottage Rd

Tax history for 117 Cottage Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 10512

Home values near 117 Cottage Rd

More real estate resources