Off Market Jul 2022 for $370K

$456,470

Est. refi paymentEst. refi $2,771/mo

•

750

sq ft

122 Cottage Rd, Carmel, NY 10512

About this home

This meticulously maintained and expanded Cape provides a setting for every season. Enjoy life in the summer swimming, kayaking, and canoeing on this peaceful, non-motorized private lake with exclusive beach rights. In the Fall, take advantage of crisp walks around the lake all while taking in the fantastic foliage. Then in winter, watch the snowfall on the mature evergreens from the spacious great room which boasts plenty of natural light, vaulted ceilings as well as matching sliding glass doors. Enjoy year-round spectacular sunsets from the Nantucket rockers on the front trex porch or right from the hot tub in your private backyard oasis! Main level includes two bedrooms, front room, great room, and full bath. Eat-in-kitchen includes a windowed breakfast bar, new granite countertops, fully equipped stainless steel appliances and plenty of cabinet space. The second floor is an open double room perfect for a third bedroom and/or office featuring brand new carpeting. Additional Information: HeatingFuel:Oil Above Ground,

Single-familyProperty Type

1948Year Built

9,309 sq ftLot Size

$609Est. Price/Sq.Ft.

Listing by Dino Mazzotta • Jonelle Real Estate

Bought with Howard Roth • Century 21 Alliance Realty Grp

Redfin checked: a minute ago

•Source:OneKey® MLS as Distributed by MLS Grid #H6176891

Redfin Estimate

$456,470

$86K since sold in July 2022$19K since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 23.4% higher than the average sale price ($370K) of 6 comparable homes.

SOLD JUL 17, 2026
$328,000
A
2 beds1 bath720 sq ft
46 Salem Rd, Carmel, NY 10512
Listing by Jefferson Valley Realty
SOLD JUN 15, 2026
$380,000
B
2 beds1 bath910 sq ft
32 Stanwich Rd, Carmel, NY 10512
Listing by BHHS Hudson Valley Properties
SOLD SEP 1, 2026
$385,000
C
2 beds1 bath977 sq ft
175 Terry Hill Rd, Carmel, NY 10512
Listing by Exit Realty Connections
SOLD JUN 29, 2026
$380,000
D
2 beds1 bath802 sq ft
79 Clubhouse Dr, Carmel, NY 10512
Listing by RE/MAX Town & Country
SOLD JUL 10, 2026
$382,000
E
2 beds1 bath832 sq ft
5 Huguenot Rd, Carmel, NY 10512
Listing by Howard Hanna Rand Realty
SOLD JAN 15, 2026
$365,000
F
2 beds1 bath748 sq ft
27 W Worthington Dr, Carmel, NY 10512
Listing by Keller Williams Realty Partner

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Earn from this home

Sell

$155,184

Est. take-home

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Refinance

Est. cash available

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Rent

$2,675/mo

Redfin rental estimate

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Market trends in 10512, NY

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

101.2%

+0.0% MoM

Median sale price

$513K

$24K MoM

Avg. days on market

30d

3 days MoM

Recently sold homes

9 MoM

New listings for sale

NEW 17 HRS AGO
$349,000
2 beds2 baths1,139 sq ft
606 Drew Ln, Carmel, NY 10512
Listing by Coldwell Banker Realty
NEW 18 HRS AGO
$525,000
3 beds2 baths1,706 sq ft
20 Hutchinson Rd, Carmel, NY 10512
Listing by Holly Real Estate
OPEN SAT, 11AM TO 1PM
$959,000
4 beds3.5 baths4,950 sq ft
20 Parkview Cir, Carmel, NY 10512
Listing by Coldwell Banker Realty
$665,000
3 beds3 baths2,056 sq ft
77 Robin Dr, Carmel, NY 10512
Listing by Briante Realty Group, LLC
COMING SOON
8 Huntington Rd, Carmel, NY 10512
$300,000
1 bed1 bath1,116 sq ft
8 Huntington Rd, Carmel, NY 10512
Listing by Call it Closed Intl. Realty
$465,000
2 beds1 bath1,044 sq ft
27 Dunwoodie Rd, Carmel, NY 10512
Listing by Westchester Dream Home Realty
COMING SOON
$499,000
3 beds2 baths1,620 sq ft
36 Haviland Rd, Carmel, NY 10512
Listing by Keller Williams NY Realty
EARLY ACCESS
$550,000
3 beds2.5 baths1,776 sq ft
10 Holland Dr, Carmel, NY 10512
$639,000
3 beds4 baths2,428 sq ft
45 Hemlock Trail Ct, Carmel, NY 10512
Listing by BHHS Hudson Valley Properties
$495,000
2 beds1.5 baths1,606 sq ft
24 Lake Trl, Carmel, NY 10512
Listing by Compass Greater NY, LLC
See all

Provided by Redfin

Sale history for 122 Cottage Rd

Date

Event

Price

OneKey® MLS as Distributed by MLS Grid #H6176891

Jul 21, 2022

Sold

$370,000

$493/sq ft

May 11, 2022

Pending

—

Apr 6, 2022

Listed

$399,500

$533/sq ft

HGMLS #2523192

Jan 27, 2014

Price Changed

$372/sq ft

Nov 1, 2005

Delisted

—

Sep 19, 2005

Listed

$383/sq ft

HGMLS #2728309

Nov 16, 2007

Delisted

—

Sep 11, 2007

Listed

Public Records

Dec 29, 2005

Sold

$296,125

$395/sq ft

Public Records

Nov 22, 1999

Sold

$85,000

$113/sq ft

** Price available after signing in.

Year

Property tax

Land + Additions

Assessment*

2026

$16,172

$56,000 + $333,000

$389,000

2025

$16,172 (+45.8%)

$56,000 + $333,000

$389,000

2024

$11,095 (−4.7%)

$25,000 + $205,000

$230,000

2023

$11,647 (+13.3%)

$25,000 + $205,000

$230,000

2022

$10,276 (+52.2%)

$25,000 + $205,000

$230,000

2021

$6,751 (+21.8%)

$11,000 + $141,600

$152,600

2020

$5,543 (+3.2%)

$11,000 + $141,600

$152,600

2019

$5,372 (+5.6%)

$11,000 + $141,600

$152,600

2018

$5,086 (+6.0%)

$11,000 + $141,600

$152,600

2017

$4,798 (−0.4%)

$11,000 + $141,600

$152,600

2016

$4,815 (−16.4%)

$10,900 + $129,100

$140,000

2015

$5,759 (−20.3%)

$10,900 + $129,100

$140,000

2014

$7,227 (+19.0%)

$10,900 + $151,500

$162,400

2013

$6,072

$11,600 + $166,500

$178,100

2012

$6,073 (−18.7%)

$11,600 + $175,900

$187,500

2011

$7,469 (+163.5%)

$12,800 + $193,200

$206,000

2010

$2,834 (+1.0%)

$13,800 + $207,700

$221,500

2009

$2,805

$15,000 + $225,800

$240,800

Tax history for 122 Cottage Rd

Year

Property tax

Land + Additions

Assessment*

2026

$16,172

$56,000 + $333,000

$389,000

2025

$16,172 (+45.8%)

$56,000 + $333,000

$389,000

2024

$11,095 (−4.7%)

$25,000 + $205,000

$230,000

2023

$11,647 (+13.3%)

$25,000 + $205,000

$230,000

2022

$10,276 (+52.2%)

$25,000 + $205,000

$230,000

2021

$6,751 (+21.8%)

$11,000 + $141,600

$152,600

2020

$5,543 (+3.2%)

$11,000 + $141,600

$152,600

2019

$5,372 (+5.6%)

$11,000 + $141,600

$152,600

2018

$5,086 (+6.0%)

$11,000 + $141,600

$152,600

2017

$4,798 (−0.4%)

$11,000 + $141,600

$152,600

2016

$4,815 (−16.4%)

$10,900 + $129,100

$140,000

2015

$5,759 (−20.3%)

$10,900 + $129,100

$140,000

2014

$7,227 (+19.0%)

$10,900 + $151,500

$162,400

2013

$6,072

$11,600 + $166,500

$178,100

2012

$6,073 (−18.7%)

$11,600 + $175,900

$187,500

2011

$7,469 (+163.5%)

$12,800 + $193,200

$206,000

2010

$2,834 (+1.0%)

$13,800 + $207,700

$221,500

2009

$2,805

$15,000 + $225,800

$240,800

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

1.5

Lot width

98 ft.

Lot depth

95 ft.

Lot size

10,019 Sq. Ft.

Year renovated

2005

Sq. Ft.

990

Year built

1948

Style

Single Family Residential

County

Putnam County

APN

372200A03303400020650000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 14, 2026.

R10

Residential District

This district recognizes and is intended to preserve the principally single-family residential development pattern within the Town's established neighborhoods by promoting continuing opportunity for single-family residential and smaller-scale institutional and community facility uses within these neighborhoods consistent with their established character.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Parking Features: Driveway

Interior

Heating & Cooling
Heating: Oil, Propane, Radiant

Interior Features
Interior Features: Ceiling Fan(s),Eat-in Kitchen,First Floor Bedroom
Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Oil Water Heater
Levels: Two

Room Information
Basement YN: Yes
Attic: Finished
Rooms Total: 5
Basement: Unfinished

Bathroom Information
Bathrooms Full: 1

Exterior

Exterior Features
Construction Materials: Aluminum Siding, Frame
Fencing: Fenced
Waterfront YN: Yes

Pool Information
Has Spa

Lot Information
Additional Parcels YN: No
Lot Features: Part Wooded, Views

Property Information
Stories: 2
Living Area Source: Public Records
Property Sub Type: Single Family Residence

Financial

Tax Information
Tax Year: 2021
Tax Source: Other
Tax Annual Amount: $6,900

Financial Information
Buyer Financing: FHA

Utilities

Utility Information
Electric Company: NYSEG
Sewer: Septic Tank
Utilities: Trash Collection Public

Location

HOA Information
Association Amenities: Park

School Information
Elementary School: Matthew Paterson Elementary School
Middle Or Junior School: George Fischer Middle School
High School: Carmel High School
High School District: Carmel

Location Information
Directions: Located in a tranquil and peaceful lake community in the Carmel Central School District close to nature yet convenient to Metro North, highways, and shopping. I84 to Route 311to Terry Hill Road to Cottage Road. Hot tub cover to be repaired as will sun room slider on driveway side.
County Or Parish: Putnam County

Community Information
Community Features: Park

Public facts

Beds: 2
Baths: 1.0
Sq. Ft.: 990
Stories: 1.5
Lot Size: 10,019 square feet
Style: Single Family Residential
Year Built: 1948
Year Renovated: 2005
County: Putnam County
APN: 372200A03303400020650000000

Home facts updated by county records on Sep 14, 2026

Around this home

Schools

George Fischer Middle School

Public 5-8 • Assigned • 1.6mi

3/10

Carmel High School

Public 9-12 • Assigned • 2.6mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

4/10 Heat Factor

7 days above 96° expected this year, 15 days in 30 years

4/10 Wind Factor

18% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 3 days in 30 years

Provided by First Street

Historical weather

Carmel, NY • 10512

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.7 hours in June and 4.2 hours in December, placing it below the U.S. average for solar exposure.

8.7 hrs

4.2 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$434,000 – $525,000

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Nearby similar homes

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New listings for sale in 10512

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Listing by Holly Real Estate

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Listing by Coldwell Banker Realty

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COMING SOON

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Listing by Westchester Dream Home Realty

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EARLY ACCESSREDFIN COMING SOON

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Listing by BHHS Hudson Valley Properties

Home values near 122 Cottage Rd

Data from public records.

Address	Redfin Estimate
112 Cottage Rd, Carmel, NY 2 Beds \| 1 Baths \| 756 Sq. Ft.	$357,708
121 Cottage Rd, Carmel, NY 3 Beds \| 2 Baths \| 1908 Sq. Ft.	$388,575

Address	Redfin Estimate
117 Cottage Rd, Carmel, NY 3 Beds \| 1.5 Baths \| 1072 Sq. Ft.	$500,947
131 Cottage Rd, Carmel, NY 3 Beds \| 2.5 Baths \| 2981 Sq. Ft.	$562,889

Address	Redfin Estimate
127 Cottage Rd, Carmel, NY 3 Beds \| 1 Baths \| 1608 Sq. Ft.	$387,366
111 Cottage Rd, Carmel, NY 3 Beds \| 1 Baths \| 1075 Sq. Ft.	$391,407

Property information provided by OneKey® MLS as Distributed by MLS Grid when last listed in 2022. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 10512, NY

Sale history for 122 Cottage Rd

Tax history for 122 Cottage Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 10512

Home values near 122 Cottage Rd

More real estate resources