Off Market Oct 2025 for $435K

$495,074

Est. refi paymentEst. refi $2,679/mo

•

1,748

sq ft

135 Cottage Rd, Carmel, NY 10512

About this home

Charming Ranch-Style Retreat in Lake Carmel! Welcome to this well-maintained 3-bedroom ranch home nestled in the heart of Lake Carmel, NY. Set on a peaceful lot with a private backyard, this home offers comfort, convenience, and thoughtful upgrades perfect for year-round living or a weekend escape. Enjoy a cozy single-level layout, complemented by a spacious backyard ideal for relaxing, gardening, or entertaining. The lower level includes walk-out access to the yard and generous storage space, adding flexibility to suit your lifestyle. A standout feature is the Generac automatic generator, providing seamless backup power when you need it most. Commuters will love the prime location—just minutes to I-84, and 10 minutes to the Metro-North Southeast train station for easy access to NYC and surrounding areas. Whether you're looking for a starter home, downsizing, or investing in a quiet upstate retreat, this home has it all.

Single-familyProperty Type

1970Year Built

8,000 sq ftLot Size

$283Est. Price/Sq.Ft.

Listing by Ann Marie D'Onofrio • Briante Realty Group, LLC

Contact: 845-225-2020

Bought with Steven Connolly • Twin Bridges Properties

Redfin checked: 2 minutes ago

•Source:OneKey® MLS as Distributed by MLS Grid #857722

Redfin Estimate

$495,074

$60K since sold in October 2025$14K since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 14.5% higher than the average sale price ($432K) of 6 comparable homes.

SOLD SEP 1, 2026
$374,000
A
3 beds2 baths1,856 sq ft
306 Towners Rd, Carmel, NY 10512
Listing by Compass Greater NY, LLC
SOLD JUN 23, 2026
$483,800
B
3 beds2 baths1,792 sq ft
5 Lockwood Rd, Carmel, NY 10512
Listing by BHG RE Shore & Country Prop.
SOLD JUL 2, 2026
$350,000
C
4 beds2 baths2,006 sq ft
9 Wykagyl Ct, Carmel, NY 10512
Listing by Keller Williams NY Realty
SOLD AUG 28, 2026
$449,000
D
3 beds2 baths1,582 sq ft
12 Bradhurst Rd, Carmel, NY 10512
Listing by Briante Realty Group, LLC
SOLD MAY 19, 2026
$452,000
E
3 beds2 baths1,124 sq ft
31 Oneonta Rd, Carmel, NY 10512
Listing by Compass Greater NY, LLC
SOLD DEC 30, 2025
$485,000
F
3 beds2 baths1,870 sq ft
3 Bedford Rd, Carmel, NY 10512
Listing by Compass Greater NY, LLC

Claim this home to receive a free report every month with insights on the changing estimate.

Earn from this home

Sell

$121,572

Est. take-home

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Refinance

Est. cash available

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Rent

$3,029/mo

Redfin rental estimate

List your home for rent

Market trends in 10512, NY

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

101.2%

+0.0% MoM

Median sale price

$513K

$24K MoM

Avg. days on market

30d

3 days MoM

Recently sold homes

9 MoM

New listings for sale

COMING SOON
$499,000
3 beds2 baths1,620 sq ft
36 Haviland Rd, Carmel, NY 10512
Listing by Keller Williams NY Realty
EARLY ACCESS
$550,000
3 beds2.5 baths1,776 sq ft
10 Holland Dr, Carmel, NY 10512
NEW 20 HRS AGO
$639,000
3 beds4 baths2,428 sq ft
45 Hemlock Trail Ct, Carmel, NY 10512
Listing by BHHS Hudson Valley Properties
NEW 32 HRS AGO
$495,000
2 beds1.5 baths1,606 sq ft
24 Lake Trl, Carmel, NY 10512
Listing by Compass Greater NY, LLC
OPEN SAT, 11AM TO 1PM
$365,000
2 beds1.5 baths1,163 sq ft
307 Alexandra Ct, Carmel, NY 10512
Listing by RE/MAX Classic Realty
OPEN SAT, 2PM TO 4PM
$605,000
3 beds3 baths2,308 sq ft
7 Bryant Rd, Carmel, NY 10512
Listing by Howard Hanna Rand Realty
OPEN SAT, 1PM TO 3PM
$918,000
4 beds3.5 baths4,226 sq ft
276 Daisy Ln, Carmel, NY 10512
Listing by Compass Greater NY, LLC
$295,000
3 beds1 bath1,360 sq ft
11 Beekman Dr, Carmel, NY 10512
Listing by Briante Realty Group, LLC
OPEN SAT, 1PM TO 3PM
$459,900
2 beds1.5 baths1,316 sq ft
5304 Applewood Cir, Carmel, NY 10512
Listing by eXp Realty
$1,595,000
3 beds3.5 baths2,360 sq ft
1114 Barrett Cir W, Carmel, NY 10512
Listing by Douglas Elliman Real Estate
See all

Provided by Redfin

Redfin agents who toured

Larger than you’d think. Walkable to the lake. Decent sized flat yard
1 year ago• May not reflect the current state of the home
Luke Joachim
Redfin Premier agent • Licensed Associate Broker

Sale history for 135 Cottage Rd

Year

Property tax

Land + Additions

Assessment*

2025

$13,968 (+37.1%)

$46,100 + $289,900

$336,000

2024

$10,188 (+2.5%)

$11,300 + $199,900

$211,200

2023

$9,940 (+9.8%)

$11,300 + $199,900

$211,200

2022

$9,050 (+1.0%)

$11,300 + $199,900

$211,200

2021

$8,958 (+55.6%)

$11,300 + $199,900

$211,200

2020

$5,758 (+4.4%)

$11,300 + $199,900

$211,200

2019

$5,517 (+5.3%)

$11,300 + $199,900

$211,200

2018

$5,241 (−0.3%)

$11,300 + $199,900

$211,200

2017

$5,257 (+5.4%)

$11,300 + $199,900

$211,200

2016

$4,987

$11,200 + $182,600

$193,800

2015

$4,982 (−39.3%)

$11,200 + $182,600

$193,800

2014

$8,209 (+43.5%)

$11,200 + $182,600

$193,800

2013

$5,719 (+0.8%)

$11,900 + $200,700

$212,600

2012

$5,676 (−31.4%)

$11,900 + $211,900

$223,800

2011

$8,276 (+182.3%)

$12,800 + $227,800

$240,600

2010

$2,931 (+0.9%)

$13,800 + $244,900

$258,700

2009

$2,906

$15,000 + $266,200

$281,200

Tax history for 135 Cottage Rd

Year

Property tax

Land + Additions

Assessment*

2025

$13,968 (+37.1%)

$46,100 + $289,900

$336,000

2024

$10,188 (+2.5%)

$11,300 + $199,900

$211,200

2023

$9,940 (+9.8%)

$11,300 + $199,900

$211,200

2022

$9,050 (+1.0%)

$11,300 + $199,900

$211,200

2021

$8,958 (+55.6%)

$11,300 + $199,900

$211,200

2020

$5,758 (+4.4%)

$11,300 + $199,900

$211,200

2019

$5,517 (+5.3%)

$11,300 + $199,900

$211,200

2018

$5,241 (−0.3%)

$11,300 + $199,900

$211,200

2017

$5,257 (+5.4%)

$11,300 + $199,900

$211,200

2016

$4,987

$11,200 + $182,600

$193,800

2015

$4,982 (−39.3%)

$11,200 + $182,600

$193,800

2014

$8,209 (+43.5%)

$11,200 + $182,600

$193,800

2013

$5,719 (+0.8%)

$11,900 + $200,700

$212,600

2012

$5,676 (−31.4%)

$11,900 + $211,900

$223,800

2011

$8,276 (+182.3%)

$12,800 + $227,800

$240,600

2010

$2,931 (+0.9%)

$13,800 + $244,900

$258,700

2009

$2,906

$15,000 + $266,200

$281,200

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

80 ft.

Lot depth

100 ft.

Lot size

7,841 Sq. Ft.

Year renovated

2000

Sq. Ft.

1,064

Year built

1970

Style

Single Family Residential

County

Putnam County

APN

372200A03302600010090000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 17, 2026.

R10

Residential District

This district recognizes and is intended to preserve the principally single-family residential development pattern within the Town's established neighborhoods by promoting continuing opportunity for single-family residential and smaller-scale institutional and community facility uses within these neighborhoods consistent with their established character.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Carport YN: No
Parking Features: Driveway

Interior

Heating & Cooling
Cooling: Central Air
Heating: Oil

Interior Features
Interior Features: First Floor Bedroom,First Floor Full Bath
Accessibility Features: Accessible Stairway
Appliances: Dishwasher, Dryer, Electric Range, Refrigerator, Washer
Patio And Porch Features: Deck

Room Information
Basement YN: Yes
Attic: Pull Stairs
Rooms Total: 7
Basement: Finished, Full, Walk-Out Access

Bathroom Information
Bathrooms Full: 2

Exterior

Exterior Features
Construction Materials: Aluminum Siding, Vinyl Siding
Waterfront YN: No

Lot Information
Additional Parcels YN: No

Property Information
Living Area Source: Public Records
Living Area (Sq. Ft.): 1748.00
Building Area Source: Public Records
Property Sub Type: Single Family Residence

Financial

Tax Information
Tax Year: 2024
Tax Source: Municipality
Tax Annual Amount: $10,188.11

Financial Information
Buyer Financing: Conventional

Utilities

Utility Information
Electric Company: NYSEG
Sewer: Septic Tank
Utilities: Electricity Connected, Phone Available, Propane, Trash Collection Public, Water Connected

Location

School Information
Elementary School: Matthew Paterson Elementary School
Elementary School District: Carmel
Middle Or Junior School: George Fischer Middle School
Middle Or Junior School District: Carmel
High School: Carmel High School
High School District: Carmel

Location Information
Directions: Fair St to slight left on Terry Hill Rd, Turn left on Lakeshore Dr E, Turn right onto Cottage Rd
County Or Parish: Putnam County

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: 1,064
Stories: 1.0
Lot Size: 7,841 square feet
Style: Single Family Residential
Year Built: 1970
Year Renovated: 2000
County: Putnam County
APN: 372200A03302600010090000000

Home facts updated by county records on Jul 17, 2026

Around this home

Schools

George Fischer Middle School

Public 5-8 • Assigned • 1.6mi

3/10

Carmel High School

Public 9-12 • Assigned • 2.6mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

4/10 Heat Factor

7 days above 96° expected this year, 15 days in 30 years

4/10 Wind Factor

19% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 3 days in 30 years

Provided by First Street

Historical weather

Carmel, NY • 10512

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.7 hours in June and 4.2 hours in December, placing it below the U.S. average for solar exposure.

8.7 hrs

4.2 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$471,000 – $570,000

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New listings for sale in 10512

COMING SOON

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Listing by Keller Williams NY Realty

EARLY ACCESS

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NEW 20 HRS AGO

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45 Hemlock Trail Ct, Carmel, NY 10512

Listing by BHHS Hudson Valley Properties

NEW 32 HRS AGO

$495,000

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Listing by Compass Greater NY, LLC

OPEN SAT, 11AM TO 1PM

$365,000

2 beds1.5 baths1,163 sq ft

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Listing by RE/MAX Classic Realty

OPEN SAT, 2PM TO 4PM

$605,000

3 beds3 baths2,308 sq ft

7 Bryant Rd, Carmel, NY 10512

Listing by Howard Hanna Rand Realty

OPEN SAT, 1PM TO 3PM

$918,000

4 beds3.5 baths4,226 sq ft

276 Daisy Ln, Carmel, NY 10512

Listing by Compass Greater NY, LLC

$295,000

3 beds1 bath1,360 sq ft

11 Beekman Dr, Carmel, NY 10512

Listing by Briante Realty Group, LLC

OPEN SAT, 1PM TO 3PM

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Listing by eXp Realty

Home values near 135 Cottage Rd

Data from public records.

Address	Redfin Estimate
145 Cottage Road, Carmel, NY 2 Beds \| 1 Baths \| 720 Sq. Ft.	$274,378
142 Cottage Road, Carmel, NY 2 Beds \| 1 Baths \| 832 Sq. Ft.	$399,507

Address	Redfin Estimate
139 Cottage Road, Carmel, NY 2 Beds \| 1 Baths \| 1254 Sq. Ft.	$470,171
143 Cottage Road, Carmel, NY 2 Beds \| 1 Baths \| 780 Sq. Ft.	$316,479

Address	Redfin Estimate
138 Cottage Road, Carmel, NY 3 Beds \| 1.5 Baths \| 1978 Sq. Ft.	$524,072
146 Cottage Road, Carmel, NY 2 Beds \| 1 Baths \| 960 Sq. Ft.	$389,992

Property information provided by OneKey® MLS as Distributed by MLS Grid when last listed in 2025. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 10512, NY

Redfin agents who toured

Sale history for 135 Cottage Rd

Tax history for 135 Cottage Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 10512

Home values near 135 Cottage Rd

More real estate resources