Off Market Mar 2025 for $360K

$389,992

Est. refi paymentEst. refi $2,291/mo

•

1 ba

•

960

sq ft

146 Cottage Rd, Carmel, NY 10512

About this home

Discover the beauty of this charming cottage nestled in the serene beauty of Carmel. This 2 bed, 1 bath home boasts breathtaking views of the lake, and offers an abundance of natural light. The kitchen, living room, bathroom and laundry are located on the first floor with a wood stove. The second floor has two bedrooms as well a sitting area to enjoy the lake views. In addition, there is a large detached garage with plenty of storage. The private yard has a wonderful patio and is great for entertaining, BBQ’s and gardening. Great commuter location, close to highway, Metro North train, bus line and shopping. Lake rights to beautiful Lake Carmel for beach, swimming, boating and fishing! Close to state parks, Centennial Golf Club and Thunder Ridge Ski Area. Additional Information: Amenities:Storage,ParkingFeatures:1 Car Detached,

Single-familyProperty Type

1945Year Built

6,534 sq ftLot Size

$406Est. Price/Sq.Ft.

1 spaceParking

Listing by David Petraccone • RE/MAX Town & Country

Listing by Xiaoquan Li • RE/MAX Town & Country

Bought with Erin Lee • Keller Williams Realty Group

Source:OneKey® MLS as Distributed by MLS Grid #H6301361

Redfin Estimate

$389,992

$30K since sold in March 2025$8,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 10.4% higher than the average sale price ($353K) of 6 comparable homes.

SOLD JUL 10, 2026
$382,000
A
2 beds1 bath832 sq ft
5 Huguenot Rd, Carmel, NY 10512
Listing by Howard Hanna Rand Realty
SOLD JUN 15, 2026
$380,000
B
2 beds1 bath910 sq ft
32 Stanwich Rd, Carmel, NY 10512
Listing by BHHS Hudson Valley Properties
SOLD JUN 29, 2026
$380,000
C
2 beds1 bath802 sq ft
79 Clubhouse Dr, Carmel, NY 10512
Listing by RE/MAX Town & Country
BOUGHT WITH REDFIN MAY 5, 2026
$390,000
D
2 beds1 bath811 sq ft
72 Putnam Dr, Carmel, NY 10512
Listing by Briante Realty Group, LLC
SOLD JUL 17, 2026
$328,000
E
2 beds1 bath720 sq ft
46 Salem Rd, Carmel, NY 10512
Listing by Jefferson Valley Realty
SOLD APR 13, 2026
$260,000
F
2 beds1 bath682 sq ft
28 Putnam Dr, Carmel, NY 10512
Listing by KW MidHudson

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Earn from this home

Sell

$84,522

Est. take-home

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Refinance

Est. cash available

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Rent

$2,639/mo

Redfin rental estimate

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Market trends in 10512, NY

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

101.2%

+0.0% MoM

Median sale price

$513K

$24K MoM

Avg. days on market

30d

3 days MoM

Recently sold homes

9 MoM

New listings for sale

COMING SOON
$499,000
3 beds2 baths1,620 sq ft
36 Haviland Rd, Carmel, NY 10512
Listing by Keller Williams NY Realty
EARLY ACCESS
$550,000
3 beds2.5 baths1,776 sq ft
10 Holland Dr, Carmel, NY 10512
NEW 21 HRS AGO
$639,000
3 beds4 baths2,428 sq ft
45 Hemlock Trail Ct, Carmel, NY 10512
Listing by BHHS Hudson Valley Properties
NEW 33 HRS AGO
$495,000
2 beds1.5 baths1,606 sq ft
24 Lake Trl, Carmel, NY 10512
Listing by Compass Greater NY, LLC
OPEN SAT, 11AM TO 1PM
$365,000
2 beds1.5 baths1,163 sq ft
307 Alexandra Ct, Carmel, NY 10512
Listing by RE/MAX Classic Realty
OPEN SAT, 2PM TO 4PM
$605,000
3 beds3 baths2,308 sq ft
7 Bryant Rd, Carmel, NY 10512
Listing by Howard Hanna Rand Realty
OPEN SAT, 1PM TO 3PM
$918,000
4 beds3.5 baths4,226 sq ft
276 Daisy Ln, Carmel, NY 10512
Listing by Compass Greater NY, LLC
$295,000
3 beds1 bath1,360 sq ft
11 Beekman Dr, Carmel, NY 10512
Listing by Briante Realty Group, LLC
OPEN SAT, 1PM TO 3PM
$459,900
2 beds1.5 baths1,316 sq ft
5304 Applewood Cir, Carmel, NY 10512
Listing by eXp Realty
$1,595,000
3 beds3.5 baths2,360 sq ft
1114 Barrett Cir W, Carmel, NY 10512
Listing by Douglas Elliman Real Estate
See all

Provided by Redfin

Sale history for 146 Cottage Rd

Date

Event

Price

Public Records

Mar 21, 2025

Sold

$360,000

$375/sq ft

OneKey® MLS as Distributed by MLS Grid #H6301361

Jul 9, 2024

Sold

$360,000

$375/sq ft

May 31, 2024

Pending

—

May 1, 2024

Listed

$340,000

$354/sq ft

Public Records

Jul 25, 1975

Sold

$86,000

$90/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$11,848 (+66.1%)

$40,200 + $244,800

$285,000

2024

$7,135 (−4.7%)

$11,200 + $136,700

$147,900

2023

$7,490 (+13.3%)

$11,200 + $136,700

$147,900

2022

$6,608 (+1.0%)

$11,200 + $136,700

$147,900

2021

$6,543 (+22.7%)

$11,200 + $136,700

$147,900

2020

$5,333 (+3.2%)

$11,200 + $136,700

$147,900

2019

$5,168 (+5.7%)

$11,200 + $136,700

$147,900

2018

$4,887 (+6.0%)

$11,200 + $136,700

$147,900

2017

$4,609 (−0.3%)

$11,200 + $136,700

$147,900

2016

$4,624 (+0.8%)

$11,100 + $124,600

$135,700

2015

$4,587 (−24.1%)

$11,100 + $124,600

$135,700

2014

$6,040 (+24.4%)

$11,100 + $124,600

$135,700

2013

$4,856 (−0.1%)

$11,800 + $137,000

$148,800

2012

$4,861 (−22.1%)

$11,800 + $144,800

$156,600

2011

$6,239 (+186.7%)

$13,000 + $159,100

$172,100

2010

$2,176 (−6.7%)

$14,000 + $171,000

$185,000

2009

$2,332

$14,000 + $170,900

$184,900

Tax history for 146 Cottage Rd

Year

Property tax

Land + Additions

Assessment*

2025

$11,848 (+66.1%)

$40,200 + $244,800

$285,000

2024

$7,135 (−4.7%)

$11,200 + $136,700

$147,900

2023

$7,490 (+13.3%)

$11,200 + $136,700

$147,900

2022

$6,608 (+1.0%)

$11,200 + $136,700

$147,900

2021

$6,543 (+22.7%)

$11,200 + $136,700

$147,900

2020

$5,333 (+3.2%)

$11,200 + $136,700

$147,900

2019

$5,168 (+5.7%)

$11,200 + $136,700

$147,900

2018

$4,887 (+6.0%)

$11,200 + $136,700

$147,900

2017

$4,609 (−0.3%)

$11,200 + $136,700

$147,900

2016

$4,624 (+0.8%)

$11,100 + $124,600

$135,700

2015

$4,587 (−24.1%)

$11,100 + $124,600

$135,700

2014

$6,040 (+24.4%)

$11,100 + $124,600

$135,700

2013

$4,856 (−0.1%)

$11,800 + $137,000

$148,800

2012

$4,861 (−22.1%)

$11,800 + $144,800

$156,600

2011

$6,239 (+186.7%)

$13,000 + $159,100

$172,100

2010

$2,176 (−6.7%)

$14,000 + $171,000

$185,000

2009

$2,332

$14,000 + $170,900

$184,900

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Zoning

R10

Residential District

This district recognizes and is intended to preserve the principally single-family residential development pattern within the Town's established neighborhoods by promoting continuing opportunity for single-family residential and smaller-scale institutional and community facility uses within these neighborhoods consistent with their established character.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Interior

Bathroom Information
# of Full Baths: 1

Heating & Cooling
Heating Fuel Type: Electric
Heating Type: Electric

Exterior

Exterior Information
Physical Condition: Average
Building Style Type: Old
Exterior Wall: Aluminum/Vinyl

Property Information
Subdivision Name: LAKE CARMEL
Living Sq. Ft: 960
Ground Floor Sq. Ft: 560
# of Stories: 2

Parking & Garage Information
Parking Type: Detached Garage
Garage/Parking Sq. Ft: 340
Garage / Carport Type: Detached

Lot Information
# of Buildings: 1
Land Sq. Ft: 6,534
Legal Lot Number: 4
Legal Block Number: 1
School Tax District: CARMEL CENTRAL
Municipality Name: KENT
Acres: 0.15
Depth Footage: 57
Front Footage: 121.42
Zoning Code: R10
State Use Description: SINGLE FAMILY RESID

Utility Information
Sewer Type: Private
Water Service Type: Private

Financial

Assessor Information
Assessment Year: 2025

Public facts

Beds: 2
Baths: 1.0
Sq. Ft.: 960
Stories: 2.0
Lot Size: 6,534 square feet
Style: Single Family Residential
Year Built: 1945
Year Renovated: —
County: Putnam County
APN: 372200A03302600010040000000

Home facts updated by county records on Jul 17, 2026

Around this home

Schools

George Fischer Middle School

Public 5-8 • Assigned • 1.7mi

3/10

Carmel High School

Public 9-12 • Assigned • 2.7mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

4/10 Heat Factor

7 days above 96° expected this year, 15 days in 30 years

4/10 Wind Factor

21% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 3 days in 30 years

Provided by First Street

Historical weather

Carmel, NY • 10512

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.7 hours in June and 4.2 hours in December, placing it below the U.S. average for solar exposure.

8.7 hrs

4.2 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$371,000 – $449,000

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New listings for sale in 10512

COMING SOON

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EARLY ACCESSREDFIN COMING SOON

$550,000

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NEW 21 HRS AGO

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NEW 33 HRS AGO

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OPEN SAT, 1PM TO 3PM3D WALKTHROUGH

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Listing by eXp Realty

Home values near 146 Cottage Rd

Data from public records.

Address	Redfin Estimate
145 Cottage Rd, Carmel, NY 2 Beds \| 1 Baths \| 720 Sq. Ft.	$274,378
142 Cottage Rd, Carmel, NY 2 Beds \| 1 Baths \| 832 Sq. Ft.	$399,507

Address	Redfin Estimate
139 Cottage Rd, Carmel, NY 2 Beds \| 1 Baths \| 1254 Sq. Ft.	$470,171
143 Cottage Rd, Carmel, NY 2 Beds \| 1 Baths \| 780 Sq. Ft.	$316,479

Address	Redfin Estimate
138 Cottage Rd, Carmel, NY 3 Beds \| 1.5 Baths \| 1978 Sq. Ft.	$524,072
135 Cottage Rd, Carmel, NY 3 Beds \| 2 Baths \| 1748 Sq. Ft.	$495,074

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 10512, NY

Sale history for 146 Cottage Rd

Tax history for 146 Cottage Rd

Zoning

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 10512

Home values near 146 Cottage Rd

More real estate resources