Welcome to Carmel! Check out this corner lot with gorgeous backyard and lake rights! Upstairs includes 2 BONUS rooms. Septic and fields completely replaced 3 years ago, Boiler was replaced about 1 year ago, BRAND new washer and dryer and driveway was also re done within the year. Additional Information: HeatingFuel:Oil Above Ground,ParkingFeatures:2 Car Attached,
Single-familyProperty Type
1950Year Built
0.6 acresLot Size
$331Est. Price/Sq.Ft.
2 spacesParking
Listing by Dina Bahr• K. Fortuna Realty, Inc.
Contact: (845) 632-3492
Bought with Richard Blanchet• Houlihan Lawrence Inc.
Have you been looking for a perfect starter home? How about a wonderful downsizer with the potential for all one level living? This Lake Carmel home offers that and more. Located on a large corner lot on a lightly traveled street this home has been in one family for many decades and they have loved, and improved it over that time. Enter into a living room with wide, knotty pine flooring - featuring a classic wood burning stove. The living room leads to a central dining room, off of which is a large three season porch that comfortably overlooks the sprawling back yard. Here too is a partially hidden deck - a secret garden! Either one of the two comfortable bedrooms could be used as a master. Off of one is a former third bedroom that has been converted into a dream closet, and could be converted back. This bedroom also has a door to the large hall bath. Over the two car garage is a refurbished family room- a great spot to get away. The home has lake rights and is convenient to I-84. Additional Information: HeatingFuel:Oil Above Ground,ParkingFeatures:2 Car Attached,
Year
Property tax
Land + Additions
Assessment*
2026
$11,860 (−25.9%)
$60,800 + $324,200
$385,000
2025
$16,005 (+71.4%)
$60,800 + $324,200
$385,000
2024
$9,339 (−4.7%)
$16,700 + $176,900
$193,600
2023
$9,804 (+13.3%)
$16,700 + $176,900
$193,600
2022
$8,650 (+1.0%)
$16,700 + $176,900
$193,600
2021
$8,565 (−0.9%)
$16,700 + $176,900
$193,600
2020
$8,643 (+2.6%)
$16,700 + $176,900
$193,600
2019
$8,426 (−5.9%)
$16,700 + $176,900
$193,600
2018
$8,953 (+14.5%)
$16,700 + $176,900
$193,600
2017
$7,822 (+11.1%)
$16,700 + $176,900
$193,600
2016
$7,038 (+0.8%)
$16,500 + $161,100
$177,600
2015
$6,981 (−11.7%)
$16,500 + $161,100
$177,600
2014
$7,905 (+8.5%)
$16,500 + $161,100
$177,600
2013
$7,283 (+0.2%)
$17,600 + $177,200
$194,800
2012
$7,266 (−1.6%)
$17,600 + $187,500
$205,100
2011
$7,385 (+220.8%)
$19,300 + $206,100
$225,400
2010
$2,302 (+0.9%)
$20,700 + $221,700
$242,400
2009
$2,281
$22,500 + $241,000
$263,500
Tax history for 16 Lottie Rd
Year
Property tax
Land + Additions
Assessment*
2026
$11,860 (−25.9%)
$60,800 + $324,200
$385,000
2025
$16,005 (+71.4%)
$60,800 + $324,200
$385,000
2024
$9,339 (−4.7%)
$16,700 + $176,900
$193,600
2023
$9,804 (+13.3%)
$16,700 + $176,900
$193,600
2022
$8,650 (+1.0%)
$16,700 + $176,900
$193,600
2021
$8,565 (−0.9%)
$16,700 + $176,900
$193,600
2020
$8,643 (+2.6%)
$16,700 + $176,900
$193,600
2019
$8,426 (−5.9%)
$16,700 + $176,900
$193,600
2018
$8,953 (+14.5%)
$16,700 + $176,900
$193,600
2017
$7,822 (+11.1%)
$16,700 + $176,900
$193,600
2016
$7,038 (+0.8%)
$16,500 + $161,100
$177,600
2015
$6,981 (−11.7%)
$16,500 + $161,100
$177,600
2014
$7,905 (+8.5%)
$16,500 + $161,100
$177,600
2013
$7,283 (+0.2%)
$17,600 + $177,200
$194,800
2012
$7,266 (−1.6%)
$17,600 + $187,500
$205,100
2011
$7,385 (+220.8%)
$19,300 + $206,100
$225,400
2010
$2,302 (+0.9%)
$20,700 + $221,700
$242,400
2009
$2,281
$22,500 + $241,000
$263,500
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
2
Baths
1
Stories
1.5
Lot width
101 ft.
Lot depth
119 ft.
Lot size
0.26 Acres
Year renovated
1995
Sq. Ft.
1,396
Year built
1950
Style
Single Family Residential
County
Putnam County
APN
372200A03308200010750000000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Nov 11, 2026.
R10
Residential District
This district recognizes and is intended to preserve the principally single-family residential development pattern within the Town's established neighborhoods by promoting continuing opportunity for single-family residential and smaller-scale institutional and community facility uses within these neighborhoods consistent with their established character.
Permitted uses
Include but are not limited to:
Housing-Single unit
Property details
Parking
Parking Information
Parking Total: 2
Parking Features: Attached, Driveway
Interior
Fireplace Information
Fireplace Features: Wood Burning Stove
Heating & Cooling
Cooling: Wall/Window Unit(s)
Heating: Baseboard, Oil
Interior Features
Interior Features: First Floor Bedroom,First Floor Full Bath,Master Downstairs
Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Washer, Indirect Water Heater
Levels: Two
Patio And Porch Features: Deck
Room Information
Basement YN: Yes
Attic: Finished
Rooms Total: 7
Basement: Crawl Space
Additional Rooms: Dining Area
Bathroom Information
Bathrooms Full: 1
Exterior
Exterior Features
Construction Materials: Other
Foundation Details: Other
Waterfront YN: Yes
Lot Information
Additional Parcels YN: No
Lot Features: Level
Property Information
Stories: 2
Living Area Source: Other
Property Sub Type: Single Family Residence
Financial
Tax Information
Tax Year: 2022
Tax Source: Municipality
Tax Annual Amount: $8,648
Financial Information
Buyer Financing: Conventional
Utilities
Utility Information
Sewer: Septic Tank
Utilities: Trash Collection Public
Location
School Information
Elementary School: Kent Elementary
Middle Or Junior School: George Fischer Middle School
High School: Carmel High School
High School District: Carmel
Location Information
Directions: Corner of Lottie and Iris
County Or Parish: Putnam County
Public facts
Beds: 2
Baths: 1.0
Sq. Ft.: 1,396
Stories: 1.5
Lot Size: 0.26 acres
Style: Single Family Residential
Year Built: 1950
Year Renovated: 1995
County: Putnam County
APN: 372200A03308200010750000000
Home facts updated by county records on Nov 11, 2026
Around this home
Schools
K - 12
Preschool & daycare
George Fischer Middle School
Public 5-8 • Assigned • 0.6mi
3/10
Carmel High School
Public 9-12 • Assigned • 1.5mi
7/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
4/10 Heat Factor
7 days above 96° expected this year, 15 days in 30 years
4/10 Wind Factor
21% chance of strong winds in next 30 years
4/10 Air Factor
3 unhealthy days expected this year, 5 days in 30 years
Provided by First Street
Historical weather
Carmel, NY • 10512
Average low and high temperatures (°F)
34°
20°
36°
21°
53°
33°
63°
43°
70°
52°
80°
61°
85°
66°
81°
61°
78°
57°
65°
46°
54°
37°
39°
24°
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 8.7 hours in
June and 4.2 hours in December, placing it below the
U.S. average for solar exposure.
8.7 hrs
4.2 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$409,000 – $494,000
Reach more buyers when you sell with Redfin. Save up to $4,295 in fees.3 minutes to get started.