Tranquility in the hills of Lake Carmel. This is the perfect year 'round or weekend home (lake rights included). Relax in this 2 bedroom home (though lives like a 4 bedroom). The wood burning stove adds to the ambience of the large-open Living room/Dining room area that flows out to a large deck nestled in the tree tops. It is the perfect spot to watch the sunset. There are wood floors and built ins through out. The upper level of this home provides 2 additional rooms perfect for a home office, guest space, etc. Enjoy the woodsy setting abundant with perennials. All of this plus a detached one car garage. Walk to Ryan park. Minutes to Highways 84/684/Taconic Additional Information: HeatingFuel:Oil Above Ground,ParkingFeatures:1 Car Detached,
Single-familyProperty Type
1940Year Built
0.39 acresLot Size
$270Est. Price/Sq.Ft.
1 spaceParking
Listing by Linda Finn• Houlihan Lawrence Inc.
Bought with Jalery Arce• Keller Williams Realty Partner
Tranquility in the hills of Lake Carmel. This is the perfect year 'round or weekend home (lake rights included). Relax in this 2 bedroom home (though lives like a 4 bedroom). The wood burning stove adds to the ambience of the large-open Living room/Dining room area that flows out to a large deck nestled in the tree tops. It is the perfect spot to watch the sunset. There are wood floors and built ins through out. The upper level of this home provides 2 additional rooms perfect for a home office, guest space, etc. Enjoy the woodsy setting abundant with perennials. All of this plus a detached one car garage. Walk to Ryan park. Minutes to Highways 84/684/Taconic
OneKey® MLS as Distributed by MLS Grid #H3403489
Apr 30, 2015
Sold
$160,000
$135/sq ft
Feb 10, 2014
Listed
$165,000
$139/sq ft
Public Records
Jan 26, 2007
Sold
$273,000
$231/sq ft
Public Records
Feb 18, 2000
Sold
$158,500
$134/sq ft
Public Records
Apr 28, 1988
Sold
$139,000
$117/sq ft
Year
Property tax
Land + Additions
Assessment*
2026
$14,675
$70,400 + $282,600
$353,000
2025
$14,675 (+33.6%)
$70,400 + $282,600
$353,000
2024
$10,984 (−4.7%)
$20,300 + $207,400
$227,700
2023
$11,531 (+13.3%)
$20,300 + $207,400
$227,700
2022
$10,173 (+1.0%)
$20,300 + $207,400
$227,700
2021
$10,073 (−0.9%)
$20,300 + $207,400
$227,700
2020
$10,165 (+2.6%)
$20,300 + $207,400
$227,700
2019
$9,910 (+2.9%)
$20,300 + $207,400
$227,700
2018
$9,629 (+4.6%)
$20,300 + $207,400
$227,700
2017
$9,201 (−0.4%)
$20,300 + $207,400
$227,700
2016
$9,238 (+0.8%)
$20,100 + $188,800
$208,900
2015
$9,168 (−1.4%)
$20,100 + $188,800
$208,900
2014
$9,299 (+13.6%)
$20,100 + $188,800
$208,900
2013
$8,187
$21,400 + $207,700
$229,100
2012
$8,182 (−14.8%)
$21,400 + $219,800
$241,200
2011
$9,607 (+163.6%)
$23,500 + $241,500
$265,000
2010
$3,645 (+1.0%)
$25,300 + $259,600
$284,900
2009
$3,608
$27,500 + $282,200
$309,700
Tax history for 227 Towners Rd
Year
Property tax
Land + Additions
Assessment*
2026
$14,675
$70,400 + $282,600
$353,000
2025
$14,675 (+33.6%)
$70,400 + $282,600
$353,000
2024
$10,984 (−4.7%)
$20,300 + $207,400
$227,700
2023
$11,531 (+13.3%)
$20,300 + $207,400
$227,700
2022
$10,173 (+1.0%)
$20,300 + $207,400
$227,700
2021
$10,073 (−0.9%)
$20,300 + $207,400
$227,700
2020
$10,165 (+2.6%)
$20,300 + $207,400
$227,700
2019
$9,910 (+2.9%)
$20,300 + $207,400
$227,700
2018
$9,629 (+4.6%)
$20,300 + $207,400
$227,700
2017
$9,201 (−0.4%)
$20,300 + $207,400
$227,700
2016
$9,238 (+0.8%)
$20,100 + $188,800
$208,900
2015
$9,168 (−1.4%)
$20,100 + $188,800
$208,900
2014
$9,299 (+13.6%)
$20,100 + $188,800
$208,900
2013
$8,187
$21,400 + $207,700
$229,100
2012
$8,182 (−14.8%)
$21,400 + $219,800
$241,200
2011
$9,607 (+163.6%)
$23,500 + $241,500
$265,000
2010
$3,645 (+1.0%)
$25,300 + $259,600
$284,900
2009
$3,608
$27,500 + $282,200
$309,700
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
2
Baths
1
Stories
1
Lot width
142 ft.
Lot depth
120 ft.
Lot size
0.38 Acres
Year renovated
—
Sq. Ft.
1,183
Year built
1940
Style
Single Family Residential
County
Putnam County
APN
372200A03306700010070000000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 14, 2026.
R10
Residential District
This district recognizes and is intended to preserve the principally single-family residential development pattern within the Town's established neighborhoods by promoting continuing opportunity for single-family residential and smaller-scale institutional and community facility uses within these neighborhoods consistent with their established character.
Permitted uses
Include but are not limited to:
Housing-Single unit
Property details
Parking
Parking Information
Parking Total: 1
Parking Features: Detached, Driveway
Interior
Fireplace Information
Fireplace Features: Wood Burning Stove
Heating & Cooling
Cooling: Wall/Window Unit(s)
Heating: Hot Water, Oil, See Remarks
Interior Features
Interior Features: First Floor Bedroom
Appliances: Dryer, Refrigerator, Washer
Levels: Two
Patio And Porch Features: Deck
Room Information
Basement YN: Yes
Rooms Total: 7
Basement: Unfinished
Bathroom Information
Bathrooms Full: 1
Exterior
Exterior Features
Construction Materials: Vinyl Siding
Waterfront YN: Yes
Lot Information
Lot Features: Near Public Transit, Near School, Near Shops
Zoning: Residential
Property Information
Stories: 2
Property Sub Type: Single Family Residence
Financial
Tax Information
Tax Year: 2013
Tax Annual Amount: $8,200
Financial Information
Buyer Financing: Conventional
Utilities
Utility Information
Electric Company: NYSEG
Sewer: Septic Tank
Location
HOA Information
Association Amenities: Park
School Information
Elementary School: Kent Elementary
Middle Or Junior School: George Fischer Middle School
High School: Carmel High School
High School District: Carmel
Location Information
Directions: Fair Street to TOWNERS Number 227 on the LEFT
County Or Parish: Putnam County
Community Information
Community Features: Park
Public facts
Beds: 2
Baths: 1.0
Sq. Ft.: 1,183
Stories: 1.0
Lot Size: 0.38 acres
Style: Single Family Residential
Year Built: 1940
Year Renovated: —
County: Putnam County
APN: 372200A03306700010070000000
Home facts updated by county records on Sep 14, 2026
Around this home
Schools
K - 12
Preschool & daycare
George Fischer Middle School
Public 5-8 • Assigned • 0.8mi
3/10
Carmel High School
Public 9-12 • Assigned • 2.0mi
7/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
4/10 Heat Factor
7 days above 96° expected this year, 15 days in 30 years
4/10 Wind Factor
16% chance of strong winds in next 30 years
3/10 Air Factor
2 unhealthy days expected this year, 3 days in 30 years
Provided by First Street
Historical weather
Carmel, NY • 10512
Average low and high temperatures (°F)
34
20
36
21
53
33
63
43
70
52
80
61
85
66
81
61
78
57
65
46
54
37
39
24
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 8.7 hours in
June and 4.2 hours in December, placing it below the
U.S. average for solar exposure.
8.7 hrs
4.2 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$304,000 – $367,000
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