Enjoy "Lake Rights" on Beautiful Lake Carmel at this Adorable Two Bedroom updated starter home or weekend getaway! Charming stained glass doors and window. Updates include Energy Star Andersen Windows and Doors, fairly new vinyl siding, New Well Pump, New Appliances and New Roof. Crawlspace is treated with" Dry Basement System," There are two Wooden Sheds with electric and insulation. The home is equipped with a generator "hookup" near the electrical meter. The beach access and playground are nearby. Located in close proximity to 84/684, Train, Dining, Shops, Schools and Public Library. Trash pick up is included in the taxes.
Single-familyProperty Type
1920Year Built
8,616 sq ftLot Size
$485Est. Price/Sq.Ft.
Listing by Robin Bermudez• Compass Greater NY, LLC
Enjoy "Lake Rights" on Beautiful Lake Carmel at this Adorable Two Bedroom updated starter home or weekend getaway! Updates include Energy Star Andersen Windows and Doors, fairly new vinyl siding, young HW heater, a new kitchen and bathroom, charming stained glass doors and window, crawl space is treated with" Dry Basement System," and there are plenty of amenities. There are two Wooden Sheds with electric and insulation, the rear shed has an A/C unit and a TV/DVD unit, and the front one has a workbench. Fairly new 21' Round above ground Doughboy Pool, with the equipment included in the sale & stored in the old "outhouse." The Rubbermaid Shed contains lawn equipment also included. The home is equipped with a generator "hookup" near the electrical meter. There's a small patio off the kitchen and the beach and playground is within walking distance. Located in close proximity to 84/684, Train, Dining, Shops, Schools and Public Library. Trash pick up is included in the taxes. Pull down attic access. House Sold "AS IS" Additional Information: Amenities:Storage,
Public Records
Jul 16, 1985
Sold
$40,000
$56/sq ft
Year
Property tax
Land + Additions
Assessment*
2026
$12,887
$58,000 + $252,000
$310,000
2025
$12,887 (+48.4%)
$58,000 + $252,000
$310,000
2024
$8,683 (−4.7%)
$17,000 + $163,000
$180,000
2023
$9,115 (+13.3%)
$17,000 + $163,000
$180,000
2022
$8,042 (+104.5%)
$17,000 + $163,000
$180,000
2021
$3,933 (+45.7%)
$10,700 + $78,200
$88,900
2020
$2,700 (+3.8%)
$10,700 + $78,200
$88,900
2019
$2,600 (+8.7%)
$10,700 + $78,200
$88,900
2018
$2,392 (+7.5%)
$10,700 + $78,200
$88,900
2017
$2,226 (−0.3%)
$10,700 + $78,200
$88,900
2016
$2,232 (+0.9%)
$10,600 + $71,000
$81,600
2015
$2,213 (−39.0%)
$10,600 + $71,000
$81,600
2014
$3,630 (+51.5%)
$10,600 + $71,000
$81,600
2013
$2,397 (+0.7%)
$11,300 + $78,200
$89,500
2012
$2,379 (−36.0%)
$11,300 + $82,900
$94,200
2011
$3,719 (+152.8%)
$12,200 + $89,100
$101,300
2010
$1,471 (−16.8%)
$13,500 + $99,000
$112,500
2009
$1,769
$15,000 + $110,000
$125,000
Tax history for 40 Larchmont Rd
Year
Property tax
Land + Additions
Assessment*
2026
$12,887
$58,000 + $252,000
$310,000
2025
$12,887 (+48.4%)
$58,000 + $252,000
$310,000
2024
$8,683 (−4.7%)
$17,000 + $163,000
$180,000
2023
$9,115 (+13.3%)
$17,000 + $163,000
$180,000
2022
$8,042 (+104.5%)
$17,000 + $163,000
$180,000
2021
$3,933 (+45.7%)
$10,700 + $78,200
$88,900
2020
$2,700 (+3.8%)
$10,700 + $78,200
$88,900
2019
$2,600 (+8.7%)
$10,700 + $78,200
$88,900
2018
$2,392 (+7.5%)
$10,700 + $78,200
$88,900
2017
$2,226 (−0.3%)
$10,700 + $78,200
$88,900
2016
$2,232 (+0.9%)
$10,600 + $71,000
$81,600
2015
$2,213 (−39.0%)
$10,600 + $71,000
$81,600
2014
$3,630 (+51.5%)
$10,600 + $71,000
$81,600
2013
$2,397 (+0.7%)
$11,300 + $78,200
$89,500
2012
$2,379 (−36.0%)
$11,300 + $82,900
$94,200
2011
$3,719 (+152.8%)
$12,200 + $89,100
$101,300
2010
$1,471 (−16.8%)
$13,500 + $99,000
$112,500
2009
$1,769
$15,000 + $110,000
$125,000
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
2
Baths
1
Stories
1
Lot width
73 ft.
Lot depth
118 ft.
Lot size
10,454 Sq. Ft.
Year renovated
1995
Sq. Ft.
720
Year built
1920
Style
Single Family Residential
County
Putnam County
APN
372200A03305000010280000000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 14, 2026.
R10
Residential District
This district recognizes and is intended to preserve the principally single-family residential development pattern within the Town's established neighborhoods by promoting continuing opportunity for single-family residential and smaller-scale institutional and community facility uses within these neighborhoods consistent with their established character.
Permitted uses
Include but are not limited to:
Housing-Single unit
Property details
Parking
Parking Information
Parking Features: Driveway
Interior
Heating & Cooling
Cooling: None
Heating: Baseboard, Electric, Propane
Interior Features
Appliances: Dryer, Electric Water Heater, Refrigerator, Washer
Room Information
Basement YN: Yes
Attic: Pull Stairs
Rooms Total: 4
Basement: Bilco Door(s), Crawl Space
Bathroom Information
Bathrooms Full: 1
Exterior
Exterior Features
Construction Materials: Frame
Other Structures: Shed(s)
Waterfront YN: No
Lot Information
Additional Parcels YN: No
Property Information
Living Area Source: Public Records
Property Sub Type: Single Family Residence
Financial
Tax Information
Tax Year: 2023
Tax Source: Municipality
Tax Annual Amount: $9,155
Financial Information
Buyer Financing: Conventional
Utilities
Utility Information
Sewer: Septic Tank
Utilities: See Remarks
Location
School Information
Elementary School: Kent Elementary
Middle Or Junior School: George Fischer Middle School
High School: Carmel High School
High School District: Carmel
Location Information
County Or Parish: Putnam County
Public facts
Beds: 2
Baths: 1.0
Sq. Ft.: 720
Stories: 1.0
Lot Size: 10,454 square feet
Style: Single Family Residential
Year Built: 1920
Year Renovated: 1995
County: Putnam County
APN: 372200A03305000010280000000
Home facts updated by county records on Sep 14, 2026
Around this home
Schools
K - 12
Preschool & daycare
George Fischer Middle School
Public 5-8 • Assigned • 1.2mi
3/10
Carmel High School
Public 9-12 • Assigned • 2.2mi
7/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
4/10 Heat Factor
7 days above 96° expected this year, 15 days in 30 years
4/10 Wind Factor
18% chance of strong winds in next 30 years
3/10 Air Factor
2 unhealthy days expected this year, 3 days in 30 years
Provided by First Street
Historical weather
Carmel, NY • 10512
Average low and high temperatures (°F)
34
20
36
21
53
33
63
43
70
52
80
61
85
66
81
61
78
57
65
46
54
37
39
24
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 8.7 hours in
June and 4.2 hours in December, placing it below the
U.S. average for solar exposure.
8.7 hrs
4.2 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$332,000 – $402,000
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