Off market dec 2020 for $263K

$538,413

Est. refi paymentEst. refi $2,097/mo

•

1,664

sq ft

33 Cottage Rd, Carmel, NY 10512

About this home

First time on the market in 30 years! Beautifully maintained 2 bedroom and 1.5 bath home in Lake Carmel located just minutes from the highway, schools, and shops! Large back deck with lots of trees providing privacy and fully fenced in yard with a fire pit means plenty of space for entertaining. Just wait until you see the gorgeous sunsets from the deck! Park up to 4 cars comfortably in the driveway. Hardwood floors throughout the main level and a finished basement with separate entrance. Seasonal fully enclosed sun porch perfect for drinking your morning coffee or for hanging your jacket and shoes...your choice! Shed space under sun porch is great for lawn storage and equipment! The possibilities are endless once you make this home your own! Additional Information: HeatingFuel:Oil Above Ground,ParkingFeatures:4+ Car Attached,

Single-familyProperty Type

1965Year Built

8,002 sq ftLot Size

$324Est. Price/Sq.Ft.

Listing by Bethany Cole • HomeSmart Homes & Estates

Bought with Angello Rodriguez • Grand Lux Realty, Inc.

Redfin checked: 2 minutes ago

•Source:OneKey® MLS as Distributed by MLS Grid #H6065272

Redfin Estimate

$538,413

$275K since sold in December 2020$21K since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 14% higher than the average sale price ($472K) of 6 comparable homes.

SOLD SEP 1, 2026
$374,000
A
3 beds2 baths1,856 sq ft
306 Towners Rd, Carmel, NY 10512
Listing by Compass Greater NY, LLC
SOLD AUG 20, 2026
$585,000
B
2 beds2 baths2,165 sq ft
155 W Lakeshore Dr, Carmel, NY 10512
Listing by RE/MAX Classic Realty
SOLD JUN 23, 2026
$483,800
C
3 beds2 baths1,792 sq ft
5 Lockwood Rd, Carmel, NY 10512
Listing by BHG RE Shore & Country Prop.
SOLD SEP 14, 2026
$420,000
D
3 beds2 baths1,848 sq ft
74 Longfellow Dr, Carmel, NY 10512
Listing by Houlihan Lawrence Inc.
SOLD DEC 30, 2025
$485,000
E
3 beds2 baths1,870 sq ft
3 Bedford Rd, Carmel, NY 10512
Listing by Compass Greater NY, LLC
SOLD AUG 25, 2026
$485,000
F
3 beds2 baths1,792 sq ft
11 Brayton Rd, Carmel, NY 10512
Listing by Coldwell Banker Realty

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Earn from this home

Sell

$319,423

Est. take-home

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Refinance

Est. cash available

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Rent

$2,684/mo

Redfin rental estimate

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Market trends in 10512, NY

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

101.2%

+0.0% MoM

Median sale price

$514K

$24K MoM

Avg. days on market

30d

3 days MoM

Recently sold homes

6 MoM

New listings for sale

COMING SOON
$949,000
5 beds2.5 baths3,908 sq ft
29 Duke Dr, Carmel, NY 10512
Listing by HomeSmart Homes & Estates
$1,500,000
3 beds3 baths2,929 sq ft
715 Farmers Mills Rd, Carmel, NY 10512
Listing by Houlihan Lawrence Inc.
3D WALKTHROUGH
$419,000
2 beds1 bath1,134 sq ft
159 Crane Rd, Carmel, NY 10512
Listing by William Raveis Real Estate
$629,000
2 beds2.5 baths1,970 sq ft
159 Fairway Dr, Carmel, NY 10512
Listing by William Raveis-New York LLC
$775,000
3 beds3 baths2,508 sq ft
36 Troxell Trl, Carmel, NY 10512
Listing by Compass Greater NY, LLC
$529,000
3 beds2.5 baths1,808 sq ft
8 Dover Ln, Carmel, NY 10512
Listing by Houlihan Lawrence Inc.
$425,000
3 beds1 bath996 sq ft
50 Horsepound Rd, Carmel, NY 10512
Listing by Houlihan Lawrence, Inc
$399,900
2 beds2 baths1,712 sq ft
165 W Lakeshore Dr, Carmel, NY 10512
Listing by Compass Greater NY, LLC
3D WALKTHROUGH
$200,000
1 bed1 bath706 sq ft
319 Fox Run Ln, Carmel, NY 10512
Listing by Howard Hanna Rand Realty
$619,000
3 beds2 baths2,162 sq ft
11 Ann Rd, Carmel, NY 10512
Listing by Compass Greater NY, LLC
See all

Provided by Redfin

Sale history for 33 Cottage Rd

Year

Property tax

Land + Additions

Assessment*

2026

$13,303

$48,100 + $271,900

$320,000

2025

$13,303 (+33.3%)

$48,100 + $271,900

$320,000

2024

$9,981 (−4.7%)

$11,300 + $195,600

$206,900

2023

$10,477 (+13.3%)

$11,300 + $195,600

$206,900

2022

$9,244 (+1.0%)

$11,300 + $195,600

$206,900

2021

$9,153 (+14.9%)

$11,300 + $195,600

$206,900

2020

$7,967 (+3.0%)

$11,300 + $195,600

$206,900

2019

$7,736 (+4.8%)

$11,300 + $195,600

$206,900

2018

$7,382 (+5.6%)

$11,300 + $195,600

$206,900

2017

$6,992 (−0.4%)

$11,300 + $195,600

$206,900

2016

$7,017 (+0.8%)

$11,200 + $178,600

$189,800

2015

$6,962 (−17.6%)

$11,200 + $178,600

$189,800

2014

$8,449 (+15.4%)

$11,200 + $178,600

$189,800

2013

$7,320 (+1.0%)

$11,900 + $196,300

$208,200

2012

$7,247 (−15.2%)

$11,900 + $207,300

$219,200

2011

$8,545 (+163.6%)

$12,800 + $222,900

$235,700

2010

$3,241 (+1.0%)

$13,800 + $239,600

$253,400

2009

$3,210

$15,000 + $260,400

$275,400

Tax history for 33 Cottage Rd

Year

Property tax

Land + Additions

Assessment*

2026

$13,303

$48,100 + $271,900

$320,000

2025

$13,303 (+33.3%)

$48,100 + $271,900

$320,000

2024

$9,981 (−4.7%)

$11,300 + $195,600

$206,900

2023

$10,477 (+13.3%)

$11,300 + $195,600

$206,900

2022

$9,244 (+1.0%)

$11,300 + $195,600

$206,900

2021

$9,153 (+14.9%)

$11,300 + $195,600

$206,900

2020

$7,967 (+3.0%)

$11,300 + $195,600

$206,900

2019

$7,736 (+4.8%)

$11,300 + $195,600

$206,900

2018

$7,382 (+5.6%)

$11,300 + $195,600

$206,900

2017

$6,992 (−0.4%)

$11,300 + $195,600

$206,900

2016

$7,017 (+0.8%)

$11,200 + $178,600

$189,800

2015

$6,962 (−17.6%)

$11,200 + $178,600

$189,800

2014

$8,449 (+15.4%)

$11,200 + $178,600

$189,800

2013

$7,320 (+1.0%)

$11,900 + $196,300

$208,200

2012

$7,247 (−15.2%)

$11,900 + $207,300

$219,200

2011

$8,545 (+163.6%)

$12,800 + $222,900

$235,700

2010

$3,241 (+1.0%)

$13,800 + $239,600

$253,400

2009

$3,210

$15,000 + $260,400

$275,400

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

1.5

Stories

Lot width

80 ft.

Lot depth

100 ft.

Lot size

8,276 Sq. Ft.

Year renovated

—

Sq. Ft.

832

Year built

1965

Style

Single Family Residential

County

Putnam County

APN

372200A03305000010200000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 14, 2026.

R10

Residential District

This district recognizes and is intended to preserve the principally single-family residential development pattern within the Town's established neighborhoods by promoting continuing opportunity for single-family residential and smaller-scale institutional and community facility uses within these neighborhoods consistent with their established character.

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Parking Features: Attached, Driveway

Interior

Heating & Cooling
Cooling: Wall/Window Unit(s)
Heating: Baseboard, Electric, Forced Air, Oil

Interior Features
Interior Features: Eat-in Kitchen,First Floor Bedroom,Pantry
Appliances: Electric Water Heater
Flooring: Carpet, Hardwood
Patio And Porch Features: Deck, Porch

Room Information
Basement YN: Yes
Attic: Pull Stairs
Rooms Total: 5
Basement: Finished, Walk-Out Access

Bathroom Information
Bathrooms Full: 1
Bathrooms Half: 1

Exterior

Exterior Features
Construction Materials: Frame
Waterfront YN: Yes

Lot Information
Additional Parcels YN: No
Lot Features: Near School

Property Information
Living Area Source: Public Records
Property Sub Type: Single Family Residence

Financial

Tax Information
Tax Year: 2019
Tax Source: Municipality
Tax Annual Amount: $9,005

Financial Information
Buyer Financing: FHA

Utilities

Utility Information
Electric Company: NYSEG
Sewer: Septic Tank
Utilities: Trash Collection Public

Location

HOA Information
Association Amenities: Park

School Information
Elementary School: Matthew Paterson Elementary School
Middle Or Junior School: George Fischer Middle School
High School: Carmel High School
High School District: Carmel

Location Information
Directions: Route 311 to Terry Hill to Cottage. Number on front door and mailbox across the street
County Or Parish: Putnam County

Community Information
Community Features: Park

Public facts

Beds: 2
Baths: 1.5
Sq. Ft.: 832
Stories: 1.0
Lot Size: 8,276 square feet
Style: Single Family Residential
Year Built: 1965
Year Renovated: —
County: Putnam County
APN: 372200A03305000010200000000

Home facts updated by county records on Sep 14, 2026

Around this home

Schools

George Fischer Middle School

Public 5-8 • Assigned • 1.2mi

3/10

Carmel High School

Public 9-12 • Assigned • 2.2mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

4/10 Heat Factor

7 days above 96° expected this year, 15 days in 30 years

4/10 Wind Factor

19% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 3 days in 30 years

Provided by First Street

Historical weather

Carmel, NY • 10512

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.7 hours in June and 4.2 hours in December, placing it below the U.S. average for solar exposure.

8.7 hrs

4.2 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$512,000 – $620,000

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Home values near 33 Cottage Rd

Data from public records.

Address	Redfin Estimate
37 Cottage Road, Carmel, NY 2 Beds \| 1 Baths \| 1008 Sq. Ft.	$559,690
40 Cottage Road, Carmel, NY 3 Beds \| 1 Baths \| 1390 Sq. Ft.	$420,055

Address	Redfin Estimate
22 Cottage Road, Carmel, NY 3 Beds \| 2 Baths \| 1662 Sq. Ft.	$515,203
15 Cottage Road, Carmel, NY 4 Beds \| 2 Baths \| 2014 Sq. Ft.	$429,763

Address	Redfin Estimate
32 Cottage Road, Carmel, NY 4 Beds \| 2 Baths \| 1080 Sq. Ft.	$416,365
31 Cottage Road, Carmel, NY 3 Beds \| 2 Baths \| 1537 Sq. Ft.	$492,408

Property information provided by OneKey® MLS as Distributed by MLS Grid when last listed in 2020. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 10512, NY

Sale history for 33 Cottage Rd

Tax history for 33 Cottage Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 10512

Home values near 33 Cottage Rd

More real estate resources