This raised ranch has so much space and overlooks beautiful second lake of the Fulton Chain of Lakes. It offers year round living and access from a town maintained road. There is a main lodge with attached garage, a guest cottage with a 2 car drive in garage and a boathouse at the water's edge. On the main level are three bedrooms, living/dining room with fireplace, a three season sitting room, kitchen and mud room and garage. A full size deck for entertaining is right there with sliding doors. On the lower, walk out level is a living room with extra sitting room, a bedroom, full bath, laundry and office. With 200' of shoreline and a boathouse, you can enjoy any type of boat or even a sea plane if you want. To the rear of the property is a garage with guest quarters above it. Two bedrooms, a living room, kitchen and full bath make it a perfect place for guests or family. Off the garage is a green house for enjoying a pastime with flowers and plants. This is a great getaway spot for the whole family and the furnishings are included, so just walk in the door to year round enjoyment.
This raised ranch sits overlooking beautiful Second Lake of the Fulton Chain of Lakes. It offers year round living with an attached garage, three bedrooms, 2 baths on the main level, a large living/dining room and kitchen plus a mud room and 3 season sitting room. Downstairs on the walk out level is plenty of additional space for entertaining or family activities. If gardening is your hobby, you can have your own greenhouse area attached to the detached, 2 car garage with an apartment above. There is so much potential for whatever you want your activities to entail. This is located just a few miles from the town of Old Forge for convenience but has a ton of privacy. The waterfront is protected by the Morrow Point peninsula so sitting on the boathouse or the dock is quiet and reserved.
Year
Property tax
Land + Additions
Assessment*
2026
$12,215
$490,000 + $448,900
$938,900
2025
$12,215 (+1.0%)
$490,000 + $448,900
$938,900
2024
$12,093 (+7.8%)
$490,000 + $448,900
$938,900
2023
$11,218 (+5.1%)
$490,000 + $448,900
$938,900
2022
$10,674 (−0.6%)
$490,000 + $448,900
$938,900
2021
$10,741 (+0.6%)
$490,000 + $448,900
$938,900
2020
$10,680 (+1.3%)
$490,000 + $448,900
$938,900
2019
$10,538 (−0.6%)
$490,000 + $448,900
$938,900
2018
$10,600 (+1.5%)
$490,000 + $448,900
$938,900
2017
$10,441 (+0.9%)
$490,000 + $448,900
$938,900
2016
$10,349 (+1.1%)
$490,000 + $448,900
$938,900
2015
$10,236 (+1.2%)
$490,000 + $448,900
$938,900
2014
$10,115
$490,000 + $448,900
$938,900
Public record
Beds
3
Baths
3
Stories
1
Lot width
—
Lot depth
—
Lot size
1.8 Acres
Year renovated
2000
Finished Sq. Ft.
2,680
Unfinished Sq. Ft.
—
Total Sq. Ft.
2,680
Year built
1980
Style
Single Family Residential
County
Herkimer County
APN
215400A04203200010080000000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 10, 2026.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
1/10 Heat Factor
7 days above 87° expected this year, 16 days in 30 years
1/10 Wind Factor
Minimal risk of severe winds over next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Old Forge, NY • 13420
Average low and high temperatures (°F)
22
9
26
9
42
23
53
33
60
43
72
54
78
59
73
55
70
50
57
38
41
29
29
13
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
97/ 100
Exceptional sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.7 hrs
5.8 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 232 Morrow Point Rd
We cannot show automated home-value estimates for this home.
Nearby homes have recently sold between $512,000 and $2,100,000.
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $512K to $2.1M.