Off market sep 2019 for $350K

$505,319

Est. refi paymentEst. refi $2,689/mo

•

2,912

sq ft

109 Clover Hill Rd, Oneonta, NY 13820

About this home

Looking for it all? Newer home on just under 5 acres that features beautiful outdoor living spaces. Dual living rooms both with hardwood floors and fireplaces. One wood burning and one gas insert. Formal dining room, large open kitchen featuring an island with seating. Cook's kitchen with double ovens and closet pantry. Kitchen opens to beautiful concrete and paver patio surrounded by mature landscaping. First floor addition includes a sun-room with radiant heat and additional 4+ car attached garage also with radiant heat. This 30X40 garage is steel truss construction and a car collector's dream. Would also make a great shop, home office or recreational space or gym. 1st floor laundry and half bath complete. Upstairs the hardwood flooring continues and you'll find a master suite with two walk in closets and en-suite bath with Jacuzzi tub and shower. Two more bedrooms and also access to the finished attic space. (Playroom, craft room, office space or additional bedroom) Did we mention two paved driveways, central AC, storage shed and so much more! Located minutes from Oneonta or Cooperstown at the intersection of State Highway 28 and Clover Hill Rd. A must see!

Single-familyProperty Type

1990Year Built

4.75 acresLot Size

$174Est. Price/Sq.Ft.

6 car garageParking

Listing by Robert Scanlon • Keller Williams Upstate NY Properties

Listing by Nancy Scanlon

Redfin checked: over 7 days ago

•Source:ODBOR #118259

Redfin Estimate

$505,319

$155K since sold in November 2019$32K since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 7.9% higher than the average sale price ($468K) of 6 comparable homes.

SOLD JUL 1, 2026
$860,000
A
3 beds3 baths2,800 sq ft
309 Bob Wilson Rd, Oneonta, NY 13820
Listing by Keller Williams Upstate NY Properties
SOLD JUN 12, 2026
$250,000
B
3 beds2 baths1,404 sq ft
119 Larsen Rd, Maryland, NY 12116
Listing by Benson Agency Real Estate LLC
SOLD AUG 7, 2026
$280,000
C
3 beds2.5 baths1,832 sq ft
107 Balford Dr, Oneonta, NY 13820
Listing by Keller Williams Upstate NY Properties
SOLD NOV 25, 2025
$555,000
D
3 beds2.5 baths3,030 sq ft
207 Lower Reservoir Rd, Oneonta, NY 13820
Listing by The Catskill Dream Team
SOLD MAY 14, 2026
$415,000
E
4 beds2.5 baths2,400 sq ft
119 Balford Dr, Oneonta, NY 13820
Listing by Benson Agency Real Estate LLC
SOLD SEP 3, 2026
$450,000
F
3 beds2 baths2,000 sq ft
846 Canterbury Ln, Oneonta, NY 13820
Listing by Bordinger Realty, LLC

Claim this home to receive a free report every month with insights on the changing estimate.

Earn from this home

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$4,411/mo

Redfin rental estimate

List your home for rent

Market trends in 13820, NY

Last updated October 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-list price

96.2%

0.0% MoM

Median sale price

$221K

$11K MoM

Avg. days on market

71d

15 days MoM

Recently sold homes

9 MoM

New listings for sale

NEW 34 HRS AGO
$295,000
4 beds2 baths1,356 sq ft
1 Woodside Ave, Oneonta, NY 13820
Listing by Coldwell Banker Timberland Properties, (607) 435-3280
NEW 1 DAY AGO
$319,000
4 beds2 baths1,879 sq ft
37 Union St, Oneonta, NY 13820
Listing by Keller Williams Upstate NY Properties, (607) 431-2540
$375,000
6 beds4 baths3,600 sq ft
6229 State Highway 7, Milford, NY 13807
Listing by Benson Agency Real Estate LLC, (607) 432-4391
OPEN TODAY, 11AM TO 2PM
$379,000
4 beds3 baths3,310 sq ft
47 Elm St, Oneonta, NY 13820
Listing by Keller Williams Upstate NY Properties, (607) 431-2540
$399,500
4 beds3 baths2,678 sq ft
45 Elm St, Oneonta, NY 13820
Listing by Brokers Network
$139,000
4 beds1 bath1,700 sq ft
8 Depew St, Oneonta, NY 13820
Listing by Bordinger Realty, LLC, (607) 432-9173
See all

Provided by Redfin

Sale history for 109 Clover Hill Rd

Year

Property tax

Land + Additions

Assessment*

2026

$8,142

$27,500 + $322,900

$350,400

2025

$8,142 (−39.7%)

$27,500 + $322,900

$350,400

2024

$13,496 (+78.3%)

$27,500 + $322,900

$350,400

2023

$7,569 (+0.8%)

$27,500 + $322,900

$350,400

2022

$7,507 (+1.8%)

$27,500 + $322,900

$350,400

2021

$7,373 (+2.4%)

$27,500 + $322,900

$350,400

2020

$7,204 (+19.1%)

$27,500 + $322,900

$350,400

2019

$6,046 (+0.6%)

$27,500 + $322,900

$350,400

2018

$6,010 (+3.1%)

$27,500 + $322,900

$350,400

2017

$5,827 (−1.1%)

$27,500 + $322,900

$350,400

2016

$5,893 (−0.5%)

$27,500 + $322,900

$350,400

2015

$5,924 (+2.0%)

$21,700 + $151,500

$173,200

2014

$5,810

$21,700 + $151,500

$173,200

Tax history for 109 Clover Hill Rd

Year

Property tax

Land + Additions

Assessment*

2026

$8,142

$27,500 + $322,900

$350,400

2025

$8,142 (−39.7%)

$27,500 + $322,900

$350,400

2024

$13,496 (+78.3%)

$27,500 + $322,900

$350,400

2023

$7,569 (+0.8%)

$27,500 + $322,900

$350,400

2022

$7,507 (+1.8%)

$27,500 + $322,900

$350,400

2021

$7,373 (+2.4%)

$27,500 + $322,900

$350,400

2020

$7,204 (+19.1%)

$27,500 + $322,900

$350,400

2019

$6,046 (+0.6%)

$27,500 + $322,900

$350,400

2018

$6,010 (+3.1%)

$27,500 + $322,900

$350,400

2017

$5,827 (−1.1%)

$27,500 + $322,900

$350,400

2016

$5,893 (−0.5%)

$27,500 + $322,900

$350,400

2015

$5,924 (+2.0%)

$21,700 + $151,500

$173,200

2014

$5,810

$21,700 + $151,500

$173,200

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

2.5

Stories

Lot width

—

Lot depth

—

Lot size

4.75 Acres

Year renovated

1995

Sq. Ft.

2,912

Year built

1990

Style

Single Family Residential

County

Otsego County

APN

364089A25900000010200090000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 31, 2026.

Property details

Parking

Parking/Garage Information
Has Attached Garage
# of Garage Spaces: 6
Parking Features: Attached

Interior

Bathroom Information
# of Full Bathrooms: 2
# of Half Bathrooms: 1

Heating & Cooling
Cooling: Central Air
Heating: Forced Air, Oil, Radiant

Interior Features
Interior Features: Kitchen Island, Walk-In Closet(s)
Appliances: Dishwasher, Dryer, Microwave, Oven, Range, Refrigerator, Washer
Flooring: Carpet, Tile, Wood
# of Fireplaces: 2
Fireplace Features: Gas, Wood Burning

Room Information
Has Basement
Basement Details: Full

Exterior

Exterior Features
Patio And Porch Features: Patio
Roof: Asphalt

Building Information
Construction Materials: Frame

Property Features
Other Structures: Outbuilding

Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: Single Family Residence

Lot Information
Lot Size Acres: 4.75

Utilities

Utility Information
Water Source: Well
Sewer: Septic Tank

Location

Schools Information
School District: Milford

Location Information
Directions: From Oneonta, take I88 East to exit 17 north on State Highway 28. Clover Hill Rd is on the left just past the Bear Pond Winery.

Public facts

Beds: 3
Baths: 2.5
Sq. Ft.: 2,912
Stories: 2.0
Lot Size: 4.75 acres
Style: Single Family Residential
Year Built: 1990
Year Renovated: 1995
County: Otsego County
APN: 364089A25900000010200090000

Home facts updated by county records on Aug 31, 2026

Around this home

Schools

Milford Central School

Public PreK-12 • Assigned • 5.2mi

4/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

2/10 Heat Factor

7 days above 92° expected this year, 17 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Oneonta, NY • 13820

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.5 hours in June and 2.8 hours in December, placing it below the U.S. average for solar exposure.

8.5 hrs

2.8 hrs

JuneDecember

Provided by Shadowmap

Is this your home?

Track this home’s value and nearby sales activity

Nearby similar homes

$435,000

2 beds2.5 baths3,000 sq ft

186 Hillside Dr, Oneonta, NY 13820

Finished lower level • Expansive deck • Fenced yard area

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

$264,000

2 beds1.5 baths1,700 sq ft

102 Lougheed Rd, Oneonta, NY 13820

Corner-lot home • Bright sunroom • Back deck

Listing by Keller Williams Upstate NY Properties, (607) 435-0014

3D & VIDEO TOUR

$495,000

4 beds3 baths1,852 sq ft

138 Vito Molinari Rd, Milford, NY 13807

Private waterfront • Treehouse views • Elevated views

Listing by Cooperstown Brokers, LLC, (607) 435-9288

$450,000

4 beds1.5 baths2,859 sq ft

51 Center St, Oneonta, NY 13820

Curved staircase • Galley style kitchen • Heated shop studio

Listing by Benson Agency Real Estate LLC, (607) 432-4391

$119,000

6 beds2 baths2,304 sq ft

694 Wilber Lake Rd, Oneonta, NY 13820

4.33 acre lot • Garage • Built 1900

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

New listings for sale in 13820

NEW 34 HRS AGO3D WALKTHROUGH

$295,000

4 beds2 baths1,356 sq ft

1 Woodside Ave, Oneonta, NY 13820

New roof • New appliances • Updated hvac

Listing by Coldwell Banker Timberland Properties, (607) 435-3280

NEW 1 DAY AGO

$319,000

4 beds2 baths1,879 sq ft

37 Union St, Oneonta, NY 13820

Community pool • Playground • Hardwood floors

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

$375,000

6 beds4 baths3,600 sq ft

6229 State Highway 7, Milford, NY 13807

Fishing access • Desirable area • 0.6 acre lot

Listing by Benson Agency Real Estate LLC, (607) 432-4391

OPEN TODAY, 11AM TO 2PM

$379,000

4 beds3 baths3,310 sq ft

47 Elm St, Oneonta, NY 13820

Hardwood floors • Rich wood cabinetry • Built-in cooktop

Listing by Keller Williams Upstate NY Properties, (607) 431-2540

$399,500

4 beds3 baths2,678 sq ft

45 Elm St, Oneonta, NY 13820

Finished basement • 7,405 sq ft lot • Garage

Listing by Brokers Network

$139,000

4 beds1 bath1,700 sq ft

8 Depew St, Oneonta, NY 13820

Luxury vinyl floors • Kitchen cabinets • Replacement windows

Listing by Bordinger Realty, LLC, (607) 432-9173

Home values near 109 Clover Hill Rd

Data from public records.

Address	Redfin Estimate
118 Clover Hill Road, Oneonta, NY 3 Beds \| 2.5 Baths \| 1904 Sq. Ft.	$374,766
158 Clover Hill Road, Oneonta, NY 3 Beds \| 2.5 Baths \| 1831 Sq. Ft.	$383,757

Address	Redfin Estimate
152 Clover Hill Road, Oneonta, NY 3 Beds \| 2.5 Baths \| 3189 Sq. Ft.	$600,780
147 Clover Hill Road, Oneonta, NY 3 Beds \| 3 Baths \| 1842 Sq. Ft.	$461,307

Address	Redfin Estimate
165 Clover Hill Road, Oneonta, NY 3 Beds \| 2.5 Baths \| 2025 Sq. Ft.	$406,631
2545 State Highway 28, Oneonta, NY 2 Beds \| 2.5 Baths \| 1820 Sq. Ft.	$481,763

Property information provided by ODBOR when last listed in 2018. This data may not match . Learn more.

Download the Redfin App on the Apple App Store

Download the Redfin App from the Google Play Store

Join us

Become an Agent

Get referrals

Careers

Find homes faster

About us

Find us

Subsidiaries

Affiliated Business

Countries

United States

Canada

Updated September 2025: By searching, you agree to the Terms of Use, and Privacy Policy.

Do not sell or share my personal information.

REDFIN and all REDFIN variants, WALK SCORE, and the R logos, are trademarks of Redfin Corporation, registered or pending in the USPTO.

California DRE #01521930

Redfin is licensed to do business in New York as Redfin Real Estate. NY Standard Operating Procedures

New Mexico Real Estate Licenses

TREC: Info About Brokerage Services, Consumer Protection Notice

All mortgage lending products and information are provided by Rocket Mortgage, LLC | NMLS #3030; www.NMLSConsumerAccess.org. Licensed in 50 states. This site is not authorized by the New York State Department of Financial Services for mortgage solicitation or loan applications activities related to properties located in the State of New York.

Redfin Corporation is an affiliated business of Rocket Limited Partnership. Each company, and their subsidiaries, are separate legal entities operated and managed through its own management and governance structures.

If you are using a screen reader, or having trouble reading this website, please call Redfin Customer Support for help at 1-844-759-7732.

REDFIN IS COMMITTED TO AND ABIDES BY THE FAIR HOUSING ACT AND EQUAL OPPORTUNITY ACT. READ REDFIN'S FAIR HOUSING POLICY AND THE NEW YORK STATE FAIR HOUSING NOTICE.

GreatSchools Ratings provided by GreatSchools.org.

Houses for rent in Otsego County	Agents near me	White Plains, NY homes for sale	Otsego County Housing Market
Houses for sale near me	New York, NY homes for sale	Yonkers, NY homes for sale
Land for sale near me	Manhattan, NY homes for sale	Scarsdale, NY homes for sale
Open Houses near me	Rochester, NY homes for sale	Otsego County Property Records
Condos for sale near me	Buffalo, NY homes for sale	NY New Listings

Cooperstown homes for sale
Summit homes for sale
Oneonta homes for sale

Greene County homes for sale
Sullivan County homes for sale
Ulster County homes for sale

About this home

Redfin Estimate

Earn from this home

Market trends in 13820, NY

Sale history for 109 Clover Hill Rd

Tax history for 109 Clover Hill Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Is this your home?

Nearby similar homes

New listings for sale in 13820

Home values near 109 Clover Hill Rd

More real estate resources