Off Market May 2025 for $318K

$365,810

Est. refi paymentEst. refi $1,913/mo

•

1,500

sq ft

195 Downey Rd, Otego, NY 13825

About this home

This beautifully built home was built in 2020 with just under 10 ACRES. There are STUNNING MOUTAIN VIEWS, HORSE BARN, pastures, SOLAR FENCING and outdoor riding rink. There is a SPACIOUS DECK just outside the kitchen for easy access when entertaining friends and family. Inside you'll find a great layout with an OPEN FLOOR PLAN. Kitchen has a large ISLAND with stools, STAINLESS APPLIANCES, pantry and plenty of cabinets. Kitchen is open to the dining area with VIEWS FROM THE DINING ROOM TABLE. You'll find the cozy living room is tastefully designed and has a GAS STOVE for those extra cold nights. ALL 3 BEDROOMS are ON THE FIRST FLOOR along with 2 FULL BATHS. Main bathroom has a tub and shelving for towels, and toiletries. The primary bedroom is spacious with a private bath and two closets. That's not all! There is a HUGE FINISHED WALK OUT BASEMENT with a PELLET STOVE, laundry room and a 1/2 BATH. Easy access to outside for outdoor fun. DON'T MISS OUT ON THIS SPECIAL HOMESTEAD! Call today for your private showing. Close to I88 for commuting, Unatego High School and Oneonta for all your shopping needs.

Single-familyProperty Type

2020Year Built

9.4 acresLot Size

$244Est. Price/Sq.Ft.

Listing by Christine Keto • Oneonta Realty, LLC

•607-441-7312 (broker)

•info@oneontarealty.com (broker)

Contact: 607-287-8458

Bought with Non Member Agent • Non Member Office

Redfin checked: 2 minutes ago

•Source:UNYREIS #R1596531

Redfin Estimate

$365,810

$48K since sold in May 2025$15K since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 13.4% higher than the average sale price ($323K) of 6 comparable homes.

SOLD AUG 11, 2026
$304,000
A
3 beds2 baths1,204 sq ft
1992 Patent Line Rd, Franklin, NY 13775
Listing by Keller Williams Upstate NY Properties
SOLD NOV 27, 2025
$375,000
B
3 beds2 baths1,625 sq ft
260 Secor Rd, Otego, NY 13825
Listing by Keller Williams Upstate NY Properties
SOLD DEC 5, 2025
$259,000
C
3 beds2 baths1,450 sq ft
1706 County Highway 48, Oneonta, NY 13820
Listing by Benson Agency Real Estate LLC
SOLD FEB 23, 2026
$235,000
D
3 beds1.5 baths1,400 sq ft
1937 Gibson Hill Rd, Franklin, NY 13775
Listing by EXIT Realty Homeward Bound
SOLD JUN 3, 2026
$398,000
E
3 beds2.5 baths2,300 sq ft
122 Hickory Hill Rd, Otego, NY 13825
Listing by Benson Agency Real Estate LLC
SOLD AUG 21, 2026
$365,000
F
3 beds2 baths2,576 sq ft
260 State Highway 28, Oneonta, NY 13820
Listing by Keller Williams Upstate NY Properties

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Earn from this home

Refinance

Est. cash available

Get cash now or lower your monthly rate

Market trends in 13825, NY

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

95.2%

0.0% MoM

Median sale price

$342K

$148 MoM

Avg. days on market

159d

0 days MoM

Recently sold homes

0 MoM

New listings for sale

$134,900
4 beds1 bath1,830 sq ft
6 Newland St, Otego, NY 13825
Listing by Benson Agency Real Estate LLC, (607) 432-4391
$468,000
3 beds2 baths1,920 sq ft
2183 County Highway 8, Otego, NY 13825
Listing by Four Star Realty Group Inc
See all

Provided by Redfin

Sale history for 195 Downey Rd

Year

Property tax

Land + Additions

Assessment*

2026

$4,498

$38,700 + $125,000

$163,700

2025

$4,498 (+5.1%)

$38,700 + $125,000

$163,700

2024

$4,282 (+2.1%)

$38,700 + $125,000

$163,700

2023

$4,194 (−0.7%)

$38,700 + $125,000

$163,700

2022

$4,225 (−2.2%)

$38,700 + $125,000

$163,700

2021

$4,318 (+314.8%)

$38,700 + $125,000

$163,700

2020

$1,041 (+2.1%)

$38,700

2019

$1,020 (−40.9%)

$38,700

2018

$1,726 (−0.1%)

$38,700

2017

$1,728 (+60.9%)

$38,700

2016

$1,074 (+1.1%)

$38,700

2015

$1,062 (+2.4%)

$42,100

2014

$1,037

$42,100

Tax history for 195 Downey Rd

Year

Property tax

Land + Additions

Assessment*

2026

$4,498

$38,700 + $125,000

$163,700

2025

$4,498 (+5.1%)

$38,700 + $125,000

$163,700

2024

$4,282 (+2.1%)

$38,700 + $125,000

$163,700

2023

$4,194 (−0.7%)

$38,700 + $125,000

$163,700

2022

$4,225 (−2.2%)

$38,700 + $125,000

$163,700

2021

$4,318 (+314.8%)

$38,700 + $125,000

$163,700

2020

$1,041 (+2.1%)

$38,700

2019

$1,020 (−40.9%)

$38,700

2018

$1,726 (−0.1%)

$38,700

2017

$1,728 (+60.9%)

$38,700

2016

$1,074 (+1.1%)

$38,700

2015

$1,062 (+2.4%)

$42,100

2014

$1,037

$42,100

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

2.5

Stories

Lot width

771 ft.

Lot depth

—

Lot size

409,464

Year renovated

2020

Sq. Ft.

1,500

Year built

2020

Style

Single Family Residential

County

Otsego County

APN

364889A32500000010100220000

Parking Spaces

Basement

Yes

Accessible

HOA Dues

—

Garage

Features

—

Last updated by owner on Jun 23, 2025.

Property details

Parking

Parking
Features: No Garage

Interior

Bedroom Information
# of Main Level Bedrooms: 3

Bathroom Information
# of Full Bathrooms: 2
# of Half Bathrooms: 1
# of Main Level Bathrooms: 2

Room Information
# of Rooms (Total): 8
Room Types: Laundry, Recreation, Basement
Has Basement
Basement Information: Finished, Walk-Out Access

Laundry Information
Features: In Basement

Fireplace Information
Has Fireplace
# of Fireplaces: 2

Equipment
Satellite Dish
Appliances: Dryer, Dishwasher, Electric Water Heater, Gas Cooktop, Microwave, Refrigerator, Washer

Interior Features
Flooring: Laminate, Varies, Vinyl
Other Features: Breakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Pantry, Natural Woodwork, Main Level Primary

Exterior

Building Information
Stories: 1
Stories (Total): 1
Year Built Details: Existing
Roof Details: Asphalt
Construction Details: Vinyl Siding, PEX Plumbing

Exterior Features
Exterior Features: Deck, Gravel Driveway
Patio And Porch Features: Deck
Other Structures: Barn(s), Outbuilding

Green Features
Power Production Type: Photovoltaics

Land Information
Horses Allowed
Horse Amenities: Horses Allowed

Lot Information
Lot Size Area: 9.4
Lot Size Acres: 9.4
Lot Size Dimensions: 897X741
Lot Features: Irregular Lot

Property Information
Foundation Details: Poured
Resale

Financial

Assessments and Fees
Assessed Value: $163,700

Tax Information
Annual Tax Amount: $4,248

Utilities

Utility Information
Sewer: Septic Tank
Water Source: Well

Heating & Cooling
Has Heating
Heating: Electric, Baseboard

Public facts

Beds: 3
Baths: 2.5
Sq. Ft.: 1,500
Stories: 1.0
Parking Spaces: 0
Basement: Yes
Accessible: No
Lot Size: 9.4 acres
Style: Single Family Residential
Year Built: 2020
Year Renovated: 2020
County: Otsego County
APN: 364889A32500000010100220000
HOA Dues: —
Garage: No
Features: —

Home facts updated by owner on Jun 23, 2025

Around this home

Schools

Unadilla Elementary School

Public PreK-5 • Assigned • 8.5mi

4/10

Unatego Middle School

Public 6-8 • Assigned • 3.3mi

9/10

Unatego Junior Senior High School

Public 9-12 • Assigned • 3.3mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

2/10 Heat Factor

7 days above 91° expected this year, 17 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Otego, NY • 13825

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.6 hours in June and 2.8 hours in December, placing it below the U.S. average for solar exposure.

8.6 hrs

2.8 hrs

JuneDecember

Provided by Shadowmap

Is this your home?

Track this home’s value and nearby sales activity

Nearby similar homes

$468,000

3 beds2 baths1,920 sq ft

2183 County Highway 8, Otego, NY 13825

Listing by Four Star Realty Group Inc

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Listing by Keller Williams Upstate NY Properties, (607) 431-2540

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Listing by Coldwell Banker Timberland Properties, (607) 746-7400

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New listings for sale in 13825

$134,900

4 beds1 bath1,830 sq ft

6 Newland St, Otego, NY 13825

Listing by Benson Agency Real Estate LLC, (607) 432-4391

$468,000

3 beds2 baths1,920 sq ft

2183 County Highway 8, Otego, NY 13825

Listing by Four Star Realty Group Inc

Home values near 195 Downey Rd

Data from public records.

Address	Redfin Estimate
214 Downey Rd, Otego, NY 4 Beds \| 3 Baths \| 1750 Sq. Ft.	$298,753
89 River St, Otego, NY 3 Beds \| 1.5 Baths \| 1700 Sq. Ft.	$230,808

Address	Redfin Estimate
119 Downey Rd, Otego, NY 4 Beds \| 4 Baths \| 2692 Sq. Ft.	—
88 River St, Otego, NY 3 Beds \| 1 Baths \| 1542 Sq. Ft.	$189,018

Address	Redfin Estimate
146 Downey Rd, Otego, NY 3 Beds \| 3 Baths \| 2750 Sq. Ft.	$609,317
824 Franklin Mountain Rd, Otego, NY 3 Beds \| 2.5 Baths \| 1432 Sq. Ft.	$275,258

Property information provided by UNYREIS when last listed in 2025. This data may not show owner updates. Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 13825, NY

Sale history for 195 Downey Rd

Tax history for 195 Downey Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Is this your home?

Nearby similar homes

New listings for sale in 13825

Home values near 195 Downey Rd

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