98 Middletown Point Rd, Rock Hill, NY 12775

Off Market Dec 2013 for $168K

$405,596

Est. refi paymentEst. refi $1,099/mo

Studio

•

714

sq ft

98 Middletown Point Rd, Rock Hill, NY 12775

About this home

Come enjoy this seasonal (but insulated except for floors) retreat in a stunning position on beautiful Wanaksink Lake. This charming and beautifully maintained studio style cottage includes a sleeping loft with available plan for a staircase addition. Everything is in move in condiiton with direct lake frontage and gorgeous views; a new aerobic septic system is already installed. The large deck features an electric awning in excellent condition for comfort in all weather, and a level grassy lawn leads to the clear, sparkling water. An active association sponsors MANY summer activities loved by children & adults as well. There's a clubhouse, life guarded beach, tennis, handball, boat races, (no gas engines), picnics, fishing, bird watching, Fall foliage, and more. Holiday Mtn is 10 min away, Might M Racino is 15, and there is very quick access to Rt 17 all less than 2 hours from NYC. Auxilliary heater takes the chill off cooler days and evenings. Don't miss this wonderful opportunity!

Single-familyProperty Type

1983Year Built

6,534 sq ftLot Size

$568Est. Price/Sq.Ft.

Listing by Beverly Johnson • Howard Hanna Rand Realty

Bought with Kathy Buchanan • KW Hudson Valley United

Redfin checked: a minute ago

•Source:OneKey® MLS as Distributed by MLS Grid #H4207818

Redfin Estimate

$405,596

$238K since sold in December 2013$6,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 68.9% higher than the average sale price ($240K) of 5 comparable homes.

SOLD AUG 25, 2026
$235,000
A
2 beds1.5 baths928 sq ft
74 N Emerald Dr, Rock Hill, NY 12775
Listing by Catskills Home Services
SOLD DEC 15, 2025
$185,000
B
2 beds1 bath924 sq ft
5 Wolf Pond Rd, Wurtsboro, NY 12790
Listing by Keller Williams Hudson Valley
SOLD AUG 17, 2026
$140,000
C
2 beds1 bath600 sq ft
117 Firwood Rd S, Wurtsboro, NY 12790
Listing by KW Hudson Valley United
SOLD AUG 12, 2026
$271,000
D
3 beds2 baths1,008 sq ft
61 Straight Path, Rock Hill, NY 12775
Listing by Panorama Realty
SOLD JUL 10, 2026
$370,000
E
3 beds2 baths1,410 sq ft
23 High View Ter, Rock Hill, NY 12775
Listing by KW Hudson Valley United

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Earn from this home

Sell

$285,230

Est. take-home

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Refinance

Est. cash available

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Rent

$1,587/mo

Redfin rental estimate

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Market trends in 12775, NY

Last updated August 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-List Price

98.5%

1.7% MoM

Median sale price

$375K

$120K MoM

Avg. days on market

43d

9 days MoM

Recently sold homes

6 MoM

New listings for sale

$425,000
3 beds2 baths1,326 sq ft
142 N Emerald Dr, Rock Hill, NY 12775
Listing by Myrna Ginsberg
$749,000
5 beds3 baths2,880 sq ft
74 Lake Shore Dr S, Rock Hill, NY 12775
Listing by Rieber Realty Inc
$435,000
2 beds1 bath1,140 sq ft
89 Beaver Lake Rd, Rock Hill, NY 12775
Listing by KW Hudson Valley United
$625,000
4 beds2.5 baths2,392 sq ft
61 Lake Shore Dr S, Rock Hill, NY 12775
Listing by RE/MAX Benchmark Realty Group
See all

Provided by Redfin

Sale history for 98 Middletown Point Rd

Date

Event

Price

HGMLS #4207818

Dec 2, 2013

Sold

$168,000

$235/sq ft

Apr 19, 2013

Listed

$179,900

$252/sq ft

OneKey® MLS as Distributed by MLS Grid #H4207818

Dec 2, 2013

Sold

$168,000

$235/sq ft

Apr 19, 2013

Listed

$179,900

$252/sq ft

HGMLS #543154

Dec 2, 2013

Sold

$168,000

$235/sq ft

Sep 12, 2013

Delisted

—

Apr 18, 2013

Listed

$179,900

$252/sq ft

Come and enjoy this seasonal retreat in a stunning position on beautiful Wanaksink Lake. This charming studio style cottage includes a sleeping loft with plans for a staircase addition. Everything is in move in condition with direct lake frontage and gorgeous views; a new aerobic septic system has already been installed! The large deck features an electric awning in excellent condition for comfort in all weather, and a level, grassy lawn leads to the clear, sparkling water. An active association features MANY summer activities loved by children and adults as well. There's a clubhouse, life guarded beach, boat races (no gas engines), picnics and much more. Don't miss this wonderful opportunity.

OneKey® MLS as Distributed by MLS Grid #H543154

Dec 2, 2013

Sold

$168,000

$235/sq ft

Apr 18, 2013

Listed

$179,900

$252/sq ft

HGMLS #521838

Sep 30, 2012

Delisted

—

Feb 7, 2012

Listed

OneKey® MLS as Distributed by MLS Grid #H521838

Sep 30, 2012

Listing Removed

—

Feb 7, 2012

Listed

$220,000

$308/sq ft

HGMLS #511371

Jan 1, 2012

Delisted

—

Jun 28, 2011

Listed

Year

Property tax

Land + Additions

Assessment*

2025

$5,606 (+3.3%)

$40,000 + $95,500

$135,500

2024

$5,428 (+2.1%)

$40,000 + $95,500

$135,500

2023

$5,315 (+1.1%)

$40,000 + $95,500

$135,500

2022

$5,259 (−2.2%)

$40,000 + $95,500

$135,500

2021

$5,374 (−0.6%)

$40,000 + $95,500

$135,500

2020

$5,405 (+1.7%)

$40,000 + $95,500

$135,500

2019

$5,316 (+1.6%)

$40,000 + $95,500

$135,500

2018

$5,233 (+7.6%)

$40,000 + $95,500

$135,500

2017

$4,865 (+23.5%)

$40,000 + $95,500

$135,500

2016

$3,938 (+0.5%)

$40,000 + $85,300

$125,300

2015

$3,919 (−2.1%)

$40,000 + $60,300

$100,300

2014

$4,003

$40,000 + $60,300

$100,300

Tax history for 98 Middletown Point Rd

Year

Property tax

Land + Additions

Assessment*

2025

$5,606 (+3.3%)

$40,000 + $95,500

$135,500

2024

$5,428 (+2.1%)

$40,000 + $95,500

$135,500

2023

$5,315 (+1.1%)

$40,000 + $95,500

$135,500

2022

$5,259 (−2.2%)

$40,000 + $95,500

$135,500

2021

$5,374 (−0.6%)

$40,000 + $95,500

$135,500

2020

$5,405 (+1.7%)

$40,000 + $95,500

$135,500

2019

$5,316 (+1.6%)

$40,000 + $95,500

$135,500

2018

$5,233 (+7.6%)

$40,000 + $95,500

$135,500

2017

$4,865 (+23.5%)

$40,000 + $95,500

$135,500

2016

$3,938 (+0.5%)

$40,000 + $85,300

$125,300

2015

$3,919 (−2.1%)

$40,000 + $60,300

$100,300

2014

$4,003

$40,000 + $60,300

$100,300

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

1.5

Lot width

40 ft.

Lot depth

165 ft.

Lot size

6,600 Sq. Ft.

Year renovated

—

Sq. Ft.

818

Year built

1983

Style

Single Family Residential

County

Sullivan County

APN

484689A038 0004013000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 22, 2026.

Property details

Interior

Heating & Cooling
Heating: Electric

Interior Features
Interior Features: Cathedral Ceiling(s)
Window Features: Screens, Skylight(s), Storm Window(s)
Appliances: Dryer, Electric Water Heater, Refrigerator, Washer
Patio And Porch Features: Deck, Porch

Room Information
Basement YN: Yes
Basement: Crawl Space, See Remarks

Bathroom Information
Bathrooms Full: 1

Exterior

Exterior Features
Exterior Features: Awning(s), Dock
Construction Materials: Wood Siding
Waterfront YN: Yes

Lot Information
Additional Parcels YN: No
Lot Features: Cul-De-Sac, Level, Sloped, Views

Property Information
Building Features: Awning(s)
Property Sub Type: Single Family Residence

Financial

Tax Information
Tax Year: 2012
Tax Annual Amount: $3,623

Financial Information
Buyer Financing: Cash

Utilities

Utility Information
Sewer: Septic Tank

Location

HOA Information
Has Association
Association Amenities: Clubhouse
Association Fee: $77
Association Fee Frequency: Monthly

School Information
Elementary School: Contact Agent
Middle Or Junior School: Contact Agent
High School District: Monticello

Location Information
Directions: From Goshen, Rt 17 W to Exit 110. L off ramp. 1st R, then next R onto North Shore Rd/Wanaksink Lake. Stay on North shore to R on Middletown Point Rd. Around point, #98 on R.
County Or Parish: Sullivan County

Community Information
Community Features: Clubhouse, Tennis Court(s)

Public facts

Beds: 1
Baths: 1.0
Sq. Ft.: 818
Stories: 1.5
Lot Size: 6,600 square feet
Style: Single Family Residential
Year Built: 1983
Year Renovated: —
County: Sullivan County
APN: 484689A038 0004013000

Home facts updated by county records on Jul 22, 2026

Around this home

Schools

Emma C Chase School

Public K-5 • Assigned • 5.0mi

7/10

Robert J Kaiser Middle School

Public 6-8 • Assigned • 7.4mi

2/10

Monticello High School

Public 9-12 • Assigned • 7.5mi

3/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.31% chance of being in a wildfire in next 30 years

2/10 Heat Factor

7 days above 92° expected this year, 15 days in 30 years

3/10 Wind Factor

8% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Rock Hill, NY • 12775

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.5 hours in June and 3.6 hours in December, placing it below the U.S. average for solar exposure.

8.5 hrs

3.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$386,000 – $467,000

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Listing by Rieber Realty Inc

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Listing by KW Hudson Valley United

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Home values near 98 Middletown Point Rd

Data from public records.

Address	Redfin Estimate
82 Middletown Point Rd, Rock Hill, NY 4 Beds \| 2 Baths \| 1680 Sq. Ft.	$542,902
96 Middletown Point Rd, Rock Hill, NY 3 Beds \| 1 Baths \| 704 Sq. Ft.	$386,960

Address	Redfin Estimate
78 Middletown Point Rd, Rock Hill, NY 3 Beds \| 3 Baths \| 1924 Sq. Ft.	$576,120
109 Middletown Point Rd, Rock Hill, NY 1 Beds \| 1 Baths \| 1208 Sq. Ft.	$369,151

Address	Redfin Estimate
107 Middletown Point Rd, Rock Hill, NY 2 Beds \| 1 Baths \| 1113 Sq. Ft.	$293,485
84 Middletown Point Rd, Rock Hill, NY 1 Beds \| - Baths \| - Sq. Ft.	$225,246

Property information provided by OneKey® MLS as Distributed by MLS Grid when last listed in 2013. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 12775, NY

Sale history for 98 Middletown Point Rd

Tax history for 98 Middletown Point Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 12775

Home values near 98 Middletown Point Rd

More real estate resources