Peaceful, private and just minutes to the center of Saugerties. This 1975 custom-built ranch home is meticulously maintained and lovingly cared for. The expansive 9 acre property is a gracious natural setting for the house, the functional horse barn and the garage/workshop. This home offers the potential for easy, one-level living with a spacious first floor layout that includes a primary bedroom with en suite bathroom, guest bedroom and main floor laundry room. The large eat-in kitchen has been renovated with chefs in mind and opens into a light-filled dining area. The living space offers four seasons of enjoyment where you can watch the leaves change through the oversized windows. It is the perfect spot for curling up with a good book in front of the dramatic gas fireplace or hosting friends for game night. The walk-out basement is fully and thoughtfully finished with an additional bedroom and flexible common space with lots of light and two exterior entries. Closets and storage abound throughout. Significant investment into energy efficiency over the years reward the owners with super-low utility costs and many years they receive a credit for electric sold to Central Hudson! When you finally make it outside, you will be delighted with an expansive back deck perfect for entertaining or enjoying open skies and starry nights from the hot tub. The property is captivating year-round with a wide-open field and a meandering stream at the rear of the property. Multiple additional structures enhance the property, including a two-car carport (2013), a two-car garage-turned-workshop with electric and its own wood-burning stove (2015) and a horse barn in excellent condition with thoughtfully appointed tack-room (1998). A rural setting yet with easy access to Kingston and Woodstock, and only a stones throw from HITS and village of Saugerties. Well suited for full-time living or a lovely weekend getaway; ideal for nature lovers and homebodies alike! Constant love, attention and care make this home a well-kept jewel.
Peaceful, private, and just minutes from the center of Saugerties. This 1975 custom-built ranch home is meticulously maintained and lovingly cared for. The expansive 9-acre property is a gracious natural setting for the house, the functional horse barn, and the garage/workshop. This home offers the potential for easy, one-level living with a spacious first-floor layout that includes a primary bath with en-suite bathroom, guest bedroom, and main-floor laundry room. The large eat-in kitchen has been renovated with chefs in mind and opens into a light-filled dining area. The living space offers four seasons of enjoyment where you can watch the leaves change through the oversized windows. It is the perfect spot for curling up with a good book in front of the dramatic gas fireplace or hosting friends for game night. The walk-out basement is fully and thoughtfully finished with an additional bedroom and flexible common space with lots of light and two exterior entries. Closets and storage abound throughout. Significant investment into energy efficiency over the years rewards the owners with super-low utility costs and many years they receive a credit for electricity sold to Central Hudson! When you finally make it outside, you will be delighted with an expansive back deck perfect for entertaining or enjoying open skies and starry nights from the hot tub. The property is captivating year-round with a wide-open field and a meandering stream at the rear of the property. Multiple additional structures enhance the property, including a two-car carport (2013), a two-car garage-turned-workshop with electric and its own wood-burning stove (2015), and a horse barn in excellent condition with thoughtfully appointed tack-room (1998). A rural setting yet with easy access to Kingston and Woodstock, and only a stone's throw from HITS and the village of Saugerties.Well suited for full-time living or a lovely weekend getaway; ideal for nature lovers and homebodies alike! Constant love, attention and care make this home a well-kept jewel. New well with water conditioning system (2021). New roof (2019). On-demand tankless hot water heater (2013). Solar panels are fully owned(2016). Geothermal heating and cooling (2010). Propane services the dryer, stove, and on-demand water heater and fireplace (owner’s 2022 total propane costs = $685). Septic pumped every 3 years (most recently in Spring 2022). Water conditioner serviced and UV light changed each spring. Note that the fireplace in the living room was converted to gas (2019) but owners believe it can be converted back to woodburning if preferred. Additional Information: ParkingFeatures:2 Car Detached,
Public Records
Feb 13, 1998
Sold
$130,000
$46/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$14,141 (+0.3%)
$120,500 + $582,500
$703,000
2024
$14,102 (+55.4%)
$116,500 + $565,500
$682,000
2023
$9,075 (+1.7%)
$116,500 + $292,000
$408,500
2022
$8,925 (−0.3%)
$116,500 + $232,500
$349,000
2021
$8,948 (+1.7%)
$105,500 + $192,000
$297,500
2020
$8,797 (+2.9%)
$95,000 + $173,000
$268,000
2019
$8,548 (+19.1%)
$95,000 + $168,000
$263,000
2018
$7,180 (−1.4%)
$95,000 + $168,000
$263,000
2017
$7,278 (+4.6%)
$95,000 + $160,000
$255,000
2016
$6,957 (+0.2%)
$95,000 + $145,500
$240,500
2015
$6,940 (+3.8%)
$95,000 + $145,500
$240,500
2014
$6,689
$105,500 + $135,000
$240,500
Tax history for 226 Finger Rd
Year
Property tax
Land + Additions
Assessment*
2025
$14,141 (+0.3%)
$120,500 + $582,500
$703,000
2024
$14,102 (+55.4%)
$116,500 + $565,500
$682,000
2023
$9,075 (+1.7%)
$116,500 + $292,000
$408,500
2022
$8,925 (−0.3%)
$116,500 + $232,500
$349,000
2021
$8,948 (+1.7%)
$105,500 + $192,000
$297,500
2020
$8,797 (+2.9%)
$95,000 + $173,000
$268,000
2019
$8,548 (+19.1%)
$95,000 + $168,000
$263,000
2018
$7,180 (−1.4%)
$95,000 + $168,000
$263,000
2017
$7,278 (+4.6%)
$95,000 + $160,000
$255,000
2016
$6,957 (+0.2%)
$95,000 + $145,500
$240,500
2015
$6,940 (+3.8%)
$95,000 + $145,500
$240,500
2014
$6,689
$105,500 + $135,000
$240,500
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
3
Baths
3
Stories
1
Lot width
—
Lot depth
—
Lot size
9 Acres
Year renovated
—
Sq. Ft.
2,833
Year built
1975
Style
Single Family Residential
County
Ulster County
APN
514889A00800400080370000000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Oct 21, 2026.
Property details
Parking
Parking/Garage Information
Has Garage
# of Garage Spaces: 2
Parking Features: Driveway
Interior
Bathroom Information
# of Full Bathrooms: 3
Heating & Cooling
Has Cooling
Cooling: Geothermal
Has Heating
Heating: Geothermal, Propane, Wood Stove
Interior Features
Interior Features: Kitchen Island
Appliances: Dryer, Dishwasher, Instant Hot Water, Microwave, Range, Refrigerator, Range Hood, Tankless Water Heater, Washer, Water Heater
Flooring: Carpet, Concrete, Wood
Has Fireplace
Fireplace Features: Gas, Living Room, Propane
Room Information
Has Basement
Basement Details: Finished, Interior Entry, Other
Exterior
Exterior Features
Patio And Porch Features: Deck
Pool Information
Has Spa/Hot Tub
Building Information
Sq. Ft.: 2833.0
Construction Materials: Vinyl Siding
Property Features
Other Structures: Workshop
Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: Single Family Residence
Lot Information
Water Body Name: BEAVERKILL
Road Surface Type: Asphalt
Lot Size : 9.0
Lot Size Dimensions: 9 acres
Lot Size Area: 9
Lot Size Units: Acres
Lot Size Acres: 9
Zoning: Res 1
Financial
Tax Information
Tax Annual Amount: $8,924
Utilities
Utility Information
Water Source: Private, Well
Electric: 200+ Amp Service
Sewer: Septic Tank
Location
Schools Information
High School District: Saugerties Central Schools
Location Information
Directions: Route 212 to Route 32 to Old Route 32. Turn onto Finger Rd.
Public facts
Beds: 3
Baths: 3.0
Sq. Ft.: 2,833
Stories: 1.0
Lot Size: 9 acres
Style: Single Family Residential
Year Built: 1975
Year Renovated: —
County: Ulster County
APN: 514889A00800400080370000000
Home facts updated by county records on Oct 21, 2026
Other
Listing Information
List AOR: Hudson Valley Catskills Region Multiple List Servi
Around this home
Schools
K - 12
Preschool & daycare
Some nearby schools may not be within this home's attendance zone. Please check the Saugerties Central School District website to verify.
Morse School
Public K-6 • 2.1mi
4/10
Saugerties Junior High School
Public 7-8 • 2.5mi
4/10
Saugerties Senior High School
Public 9-12 • 2.5mi
7/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
4/10 Heat Factor
7 days above 98° expected this year, 17 days in 30 years
3/10 Wind Factor
7% chance of strong winds in next 30 years
2/10 Air Factor
0 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Saugerties, NY • 12477
Average low and high temperatures (°F)
32
19
35
20
52
32
63
42
70
51
82
60
85
66
80
59
75
55
62
45
51
35
36
23
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 8.8 hours in
June and 3.7 hours in December, placing it below the
U.S. average for solar exposure.
8.8 hrs
3.7 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$770,000 – $932,000
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