OFF MARKET

Off market feb 2025 for $180K

$290,790

Est. refi paymentEst. refi $1,419/mo

•

1,652

sq ft

20 Commerce St, Schenectady, NY 12302

About this home

Nestled on a spacious double lot in Scotia is this charming traditional-style home. Featuring 3 bedrooms, 1.5 bathrooms, and hardwood floors throughout, this home combines classic appeal with thoughtful updates. The modern kitchen, boasts granite countertops, white cabinetry and built in shelves. Relax and unwind in the cozy screened-in porch. This home has off street parking, lots of storage and is conveniently located near schools, shops, and stores.

Single-familyProperty Type

1920Year Built

0.28 acresLot Size

$176Est. Price/Sq.Ft.

3 spacesParking

Listing by Willie Miranda • Miranda Real Estate Group Inc

•518-376-1073 (agent)

•wmiranda@mrgteam.com (agent)

Bought with Edward Lichorat • All in 1 Realty Services LLC

Redfin checked: 2 minutes ago

•Source:Global MLS #202430714

Listing provided courtesy of Global Multiple Listing Service, Inc.

Redfin Estimate

$290,790

$111K since sold in February 2025$16K since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 3.5% lower than the average sale price ($301K) of 6 comparable homes.

SOLD AUG 26, 2026
$247,000
A
3 beds1.5 baths1,576 sq ft
3 Wallace St, Schenectady, NY 12302
Listing by Coldwell Banker Prime Properties
SOLD MAY 21, 2026
$353,000
B
3 beds1.5 baths1,806 sq ft
15 Irving Rd, Schenectady, NY 12302
Listing by Empire Real Estate Firm LLC
SOLD JUL 15, 2026
$375,000
C
3 beds1.5 baths1,842 sq ft
33 Washington Rd, Schenectady, NY 12302
Listing by Coldwell Banker Prime Properties
SOLD AUG 21, 2026
$278,000
D
3 beds2 baths1,736 sq ft
147 Bruce St, Schenectady, NY 12302
Listing by Renovo Real Estate LLC
SOLD SEP 22, 2026
$250,000
E
3 beds1.5 baths1,304 sq ft
140 6th St, Schenectady, NY 12302
Listing by Purdy Realty LLC
SOLD MAY 26, 2026
$305,000
F
3 beds1.5 baths1,408 sq ft
11 Washington Rd, Schenectady, NY 12302
Listing by Miranda Real Estate Group Inc

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Earn from this home

Refinance

Est. cash available

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Rent

$2,178/mo

Redfin rental estimate

List your home for rent

Market trends in 12302, NY

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

104.4%

0.0% MoM

Median sale price

$333K

$12K MoM

Avg. days on market

0 days MoM

Recently sold homes

11 MoM

New listings for sale

OPEN SAT, 11AM TO 1PM
$289,900
3 beds2.5 baths1,571 sq ft
614 Elliott St, Schenectady, NY 12302
Listing by Coldwell Banker Prime Properties
OPEN SUN, 1PM TO 3PM
$275,000
3 beds1.5 baths1,188 sq ft
12 Commerce St, Schenectady, NY 12302
Listing by Miranda Real Estate Group Inc
NEW 10 HRS AGO
$400,000
4 beds2.5 baths1,880 sq ft
187A Sunnyside Rd, Schenectady, NY 12302
Listing by KW Platform
NEW 19 HRS AGO
$375,000
3 beds2 baths1,505 sq ft
503 Swaggertown Rd, Schenectady, NY 12302
Listing by Scott Ronda Realty LLC
OPEN SUN, 1PM TO 3PM
$359,900
3 beds2 baths1,288 sq ft
6 Vernon Blvd, Schenectady, NY 12302
Listing by The Greene Realty Group
$359,999
4 beds2 baths1,232 sq ft
832 W Glenville Rd, Schenectady, NY 12302
Listing by Frontline Realty Group LLC
$574,800
3 beds3 baths2,081 sq ft
114 Spring Rd, Schenectady, NY 12302
Listing by Gucciardo Real Estate Group LLC
$265,000
2 beds2 baths1,240 sq ft
287 Vley Rd, Schenectady, NY 12302
Listing by Berkshire Hathaway Home Services Blake
$299,900
3 beds2 baths1,344 sq ft
19 Stephen Rd, Schenectady, NY 12302
Listing by Howard Hanna Capital Inc
OPEN SAT, 12PM TO 2PM
$429,000
3 beds2.5 baths1,219 sq ft
324 W Glenville Rd, Schenectady, NY 12302
Listing by Coldwell Banker Prime Properties
See all

Provided by Redfin

Sale history for 20 Commerce St

Date

Event

Price

Public Records

Apr 11, 2025

Sold

$180,000

$109/sq ft

TURBOTENANT #1

Feb 17, 2025

Rental Removed

$2,500

$2/sq ft

Feb 5, 2025

Listed for Rent

$2,500

$2/sq ft

Global MLS #202430714

Feb 26, 2025

Sold

$180,000

$109/sq ft

Feb 3, 2025

Pending

—

Jan 22, 2025

Relisted

—

Jan 10, 2025

Pending

—

Jan 3, 2025

Price Changed

$244,900

$148/sq ft

Dec 27, 2024

Price Changed

$264,900

$160/sq ft

Dec 19, 2024

Listed

$274,900

$166/sq ft

Global MLS #202027300

Sep 5, 2020

Listing Removed

—

Sep 3, 2020

Listed

$154,900

$94/sq ft

Global MLS #201710211

Jul 13, 2017

Listing Removed

—

Jul 5, 2017

Price Changed

$144,900

$88/sq ft

Jun 19, 2017

Price Changed

$149,900

$91/sq ft

Jun 5, 2017

Price Changed

$154,900

$94/sq ft

May 30, 2017

Listed

$159,900

$97/sq ft

Public Records

Apr 26, 2017

Sold

$70,000

$42/sq ft

Global MLS #201409755

Nov 17, 2015

Listing Removed

—

Sep 9, 2015

Listed

$114,900

$70/sq ft

Year

Property tax

Land + Additions

Assessment*

2026

$5,265 (+2.1%)

$18,700 + $82,000

$100,700

2025

$5,158 (+3.0%)

$18,700 + $82,000

$100,700

2024

$5,008 (−49.4%)

$18,700 + $82,000

$100,700

2023

$9,900 (+107.1%)

$18,700 + $82,000

$100,700

2022

$4,781 (+1.2%)

$18,700 + $82,000

$100,700

2021

$4,725 (+0.4%)

$18,700 + $82,000

$100,700

2020

$4,706 (+108.4%)

$18,700 + $82,000

$100,700

2019

$2,258 (−49.7%)

$18,700 + $82,000

$100,700

2018

$4,489 (+2.0%)

$18,700 + $82,000

$100,700

2017

$4,400 (+1.7%)

$18,700 + $82,000

$100,700

2016

$4,328 (−0.4%)

$18,700 + $82,000

$100,700

2015

$4,347 (−0.6%)

$18,700 + $82,000

$100,700

2014

$4,372

$18,700 + $82,000

$100,700

Tax history for 20 Commerce St

Year

Property tax

Land + Additions

Assessment*

2026

$5,265 (+2.1%)

$18,700 + $82,000

$100,700

2025

$5,158 (+3.0%)

$18,700 + $82,000

$100,700

2024

$5,008 (−49.4%)

$18,700 + $82,000

$100,700

2023

$9,900 (+107.1%)

$18,700 + $82,000

$100,700

2022

$4,781 (+1.2%)

$18,700 + $82,000

$100,700

2021

$4,725 (+0.4%)

$18,700 + $82,000

$100,700

2020

$4,706 (+108.4%)

$18,700 + $82,000

$100,700

2019

$2,258 (−49.7%)

$18,700 + $82,000

$100,700

2018

$4,489 (+2.0%)

$18,700 + $82,000

$100,700

2017

$4,400 (+1.7%)

$18,700 + $82,000

$100,700

2016

$4,328 (−0.4%)

$18,700 + $82,000

$100,700

2015

$4,347 (−0.6%)

$18,700 + $82,000

$100,700

2014

$4,372

$18,700 + $82,000

$100,700

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

Lot width

80 ft.

Lot depth

150 ft.

Lot size

0.28 Acres

Year renovated

—

Sq. Ft.

1,652

Year built

1920

Style

Single Family Residential

County

Schenectady County

APN

422201A02907600020110000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 7, 2026.

Property details

Parking

Parking Information
# of Parking Total: 3
Parking Features: Off Street, Paved, Driveway

Interior

Bathroom Information
# of Bathrooms (Full): 1
# of Bathrooms (Half): 1
# of Bathrooms (Total Integer): 2
Bath Levels: Full Bath 1: 2nd
Bath Levels: Half Bath 1: 1st

Room 1 Information
Type: Foyer
Level: First

Room 2 Information
Type: Living Room
Level: First

Room 3 Information
Type: Dining Room
Level: First

Room 4 Information
Type: Kitchen
Level: First

Room 5 Information
Type: Half Bathroom
Level: First

Room 6 Information
Type: Bedroom
Level: Second

Room 7 Information
Type: Bedroom
Level: Second

Room 8 Information
Type: Bedroom
Level: Second

Room 9 Information
Type: Full Bathroom
Level: Second

Basement Information
Basement: Exterior Entry, Full, Interior Entry, Partial, Sump Pump

Laundry Features
Laundry Features: Electric Dryer Hookup, In Basement, Washer Hookup

Interior Features
# of Rooms Total: 9
Interior Features: High Speed Internet, Built-in Features
Appliances: Built-In Gas Oven, Convection Oven, Dishwasher, Gas Water Heater, Microwave, Oven, Range, Refrigerator
Flooring: Tile, Carpet, Hardwood
Window Features: Double Pane Windows

Exterior

Exterior Features
Patio And Porch Features: Screened, Front Porch
Roof: Slate
Exterior Features: Other, Drive-Paved, Lighting

Property Information
Property Sub Type: Single Family Residence
Foundation Details: Block, Brick/Mortar
Living Area: 1,652
Construction Materials: Aluminum Siding, Vinyl Siding
Security Features: Smoke Detector(s), Carbon Monoxide Detector(s)

Lot Information
Lot Size Acres: 0.28
Lot Size Square Feet: 12,196.8
Lot Size Dimensions: 80X150
Lot Features: Level

Financial

Tax Information
Tax Annual Amount: $7,602.70
Tax Annual Amount: $7,602.70
Financial Details: General Taxes: $3,492.76
Financial Details: Village Taxes: $1,633.40
Financial Details: School Taxes: $2,476.54

Utilities

Heating & Cooling
Has Heating
Heating: Hot Water

Utility Information
Electric: Circuit Breakers
Sewer: Public Sewer
Utilities: Cable Available
Water Source: Public

Location

School Information
Elementary School: Lincoln
High School: Scotia-Glenville
School District: Scotia Glenville

Location Information
Directions: Take Ballston Rd. Take a right onto Cuthbert St. Turn right onto Commerce St. House will be on the right.

Public facts

Beds: 3
Baths: 1.0
Sq. Ft.: 1,652
Stories: 2.0
Lot Size: 0.28 acres
Style: Single Family Residential
Year Built: 1920
Year Renovated: —
County: Schenectady County
APN: 422201A02907600020110000000

Home facts updated by county records on Aug 7, 2026

Around this home

Schools

Lincoln School

Public K-5 • Assigned • 0.3mi

8/10

Scotia Glenville Middle School

Public 6-8 • Assigned • 0.9mi

7/10

Scotia Glenville Senior High School

Public 9-12 • Assigned • 0.6mi

8/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

4/10 Heat Factor

7 days above 96° expected this year, 17 days in 30 years

2/10 Wind Factor

4% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Schenectady, NY • 12302

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.7 hours in June and 3.3 hours in December, placing it below the U.S. average for solar exposure.

8.7 hrs

3.3 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$277,000 – $335,000

Sell confidently with a local market expert in Schenectady. 3 minutes to get started.

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New listings for sale in 12302

OPEN SAT, 11AM TO 1PM

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Listing by Coldwell Banker Prime Properties

OPEN SUN, 1PM TO 3PM

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Listing by Miranda Real Estate Group Inc

NEW 10 HRS AGO

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Listing by Berkshire Hathaway Home Services Blake

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Home values near 20 Commerce St

Data from public records.

Address	Redfin Estimate
30 Commerce Street, Schenectady, NY 3 Beds \| 1 Baths \| 1040 Sq. Ft.	$237,923
36 Commerce Street, Schenectady, NY 2 Beds \| 1 Baths \| - Sq. Ft.	$174,965

Address	Redfin Estimate
29 Commerce Street, Schenectady, NY 3 Beds \| 1 Baths \| 1499 Sq. Ft.	$261,684
34 Commerce Street, Schenectady, NY 5 Beds \| 1 Baths \| 1600 Sq. Ft.	$262,934

Address	Redfin Estimate
33 Commerce Street, Schenectady, NY 3 Beds \| 1 Baths \| 1854 Sq. Ft.	$285,130
11 Commerce Street, Schenectady, NY 3 Beds \| 1.5 Baths \| - Sq. Ft.	$271,316

Property information provided by undefined .

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 12302, NY

Sale history for 20 Commerce St

Tax history for 20 Commerce St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 12302

Home values near 20 Commerce St

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