Off market may 2008 for $165K

$297,979

Est. refi paymentEst. refi $1,235/mo

•

1,246

sq ft

48 Ray St, Schenectady, NY 12309

About this home

Single-familyProperty Type

1925Year Built

10,000 sq ftLot Size

$239Est. Price/Sq.Ft.

5 spacesParking

Listing by Karen Giles • Coldwell Banker Prime Properties

•518-640-4114 (agent)

•kgiles@cbpp.com (agent)

Bought with Natasha Rajtar-Wesley • Howard Hanna Capital Inc

Redfin checked: a few seconds ago

•Source:Global MLS #28102661

Listing provided courtesy of Global Multiple Listing Service, Inc.

Redfin Estimate

$297,979

$133K since sold in May 2008$0 since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 2.6% higher than the average sale price ($290K) of 5 comparable homes.

SOLD OCT 27, 2026
$299,990
A
3 beds1.5 baths1,154 sq ft
2176 Story Ave, Schenectady, NY 12309
Listing by Howard Hanna Capital Inc
SOLD SEP 9, 2026
$300,000
B
3 beds1.5 baths1,568 sq ft
1045 Balltown Rd, Schenectady, NY 12309
Listing by Coldwell Banker Prime Properties
SOLD OCT 20, 2026
$289,900
C
3 beds1.5 baths1,392 sq ft
1362 Myron St, Schenectady, NY 12309
Listing by Coldwell Banker Prime Properties
SOLD OCT 5, 2026
$287,000
D
3 beds1.5 baths1,428 sq ft
1068 Lexington Ave, Schenectady, NY 12309
Listing by Howard Hanna Capital Inc
SOLD JUN 16, 2026
$275,000
E
3 beds1 bath1,489 sq ft
1162 S Country Club Dr, Schenectady, NY 12309
Listing by Howard Hanna Capital Inc

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Earn from this home

Refinance

Est. cash available

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Rent

$2,185/mo

Redfin rental estimate

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Market trends in 12309, NY

Last updated October 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

102.2%

1.2% MoM

Median sale price

$390K

$7K MoM

Avg. days on market

0 days MoM

Recently sold homes

132

3 MoM

New listings for sale

$229,900
2 beds2 baths1,130 sq ft
1200 Hillside Ave Apt 602, Schenectady, NY 12309
Listing by Miranda Real Estate Group Inc
3D WALKTHROUGH
$285,000
3 beds1.5 baths1,771 sq ft
1115 Lexington Ave, Schenectady, NY 12309
Listing by Berkshire Hathaway Home Services Blake
$379,900
3 beds2 baths1,487 sq ft
2217 Niskayuna Dr, Schenectady, NY 12309
Listing by KW Platform
$549,900
4 beds2.5 baths2,496 sq ft
744 John Paul Ct, Schenectady, NY 12309
Listing by Park Pro Realty LLC
$389,900
3 beds1.5 baths1,962 sq ft
2232 Balltown Rd, Schenectady, NY 12309
Listing by Empire Real Estate Firm LLC
$449,900
3 beds1.5 baths1,596 sq ft
1937 Dean St, Schenectady, NY 12309
Listing by Miranda Real Estate Group Inc
$289,000
4 beds2 baths1,560 sq ft
2208 Balltown Rd, Schenectady, NY 12309
Listing by Howard Hanna Capital Inc
$584,890
3 beds2 baths1,609 sq ft
5 Highcroft Ct, Schenectady, NY 12309
Listing by Gucciardo Real Estate Group LLC
$299,900
2 beds1 bath1,612 sq ft
1189 Mcclellan St, Schenectady, NY 12309
Listing by Re Max Solutions
See all

Provided by Redfin

Sale history for 48 Ray St

Year

Property tax

Land + Additions

Assessment*

2026

$7,847 (+1.3%)

$41,000 + $130,000

$171,000

2025

$7,747 (+0.6%)

$41,000 + $130,000

$171,000

2024

$7,698 (−1.2%)

$41,000 + $130,000

$171,000

2023

$7,795 (+2.3%)

$41,000 + $130,000

$171,000

2022

$7,623 (+22.7%)

$41,000 + $130,000

$171,000

2021

$6,214 (+12.8%)

$41,000 + $130,000

$171,000

2020

$5,511 (+1.1%)

$41,000 + $130,000

$171,000

2019

$5,449

$41,000 + $130,000

$171,000

2018

$5,446 (+1.8%)

$41,000 + $130,000

$171,000

2017

$5,351 (−1.1%)

$41,000 + $130,000

$171,000

2016

$5,411 (+2.9%)

$41,000 + $130,000

$171,000

2015

$5,259 (+1.3%)

$41,000 + $130,000

$171,000

2014

$5,192

$41,000 + $130,000

$171,000

Tax history for 48 Ray St

Year

Property tax

Land + Additions

Assessment*

2026

$7,847 (+1.3%)

$41,000 + $130,000

$171,000

2025

$7,747 (+0.6%)

$41,000 + $130,000

$171,000

2024

$7,698 (−1.2%)

$41,000 + $130,000

$171,000

2023

$7,795 (+2.3%)

$41,000 + $130,000

$171,000

2022

$7,623 (+22.7%)

$41,000 + $130,000

$171,000

2021

$6,214 (+12.8%)

$41,000 + $130,000

$171,000

2020

$5,511 (+1.1%)

$41,000 + $130,000

$171,000

2019

$5,449

$41,000 + $130,000

$171,000

2018

$5,446 (+1.8%)

$41,000 + $130,000

$171,000

2017

$5,351 (−1.1%)

$41,000 + $130,000

$171,000

2016

$5,411 (+2.9%)

$41,000 + $130,000

$171,000

2015

$5,259 (+1.3%)

$41,000 + $130,000

$171,000

2014

$5,192

$41,000 + $130,000

$171,000

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

1.5

Stories

1.5

Lot width

50 ft.

Lot depth

200 ft.

Lot size

10,019 Sq. Ft.

Year renovated

—

Sq. Ft.

1,214

Year built

1925

Style

Single Family Residential

County

Schenectady County

APN

422400A05001000020690000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 26, 2026.

Property details

Parking

Parking Information
# of Parking Total: 5
Parking Features: Off Street

Interior

Bathroom Information
# of Bathrooms (Full): 1
# of Bathrooms (Half): 1
# of Bathrooms (Total Integer): 2

Room 1 Information
Type: Half Bathroom
Level: First

Room 2 Information
Type: Bedroom
Level: First

Basement Information
Basement: Full

Laundry Features
Laundry Features: Laundry Closet

Fireplace Information
Has Fireplace
# of Fireplaces Total: 1
Fireplace Features: Living Room

Interior Features
# of Rooms Total: 2
Interior Features: High Speed Internet
Appliances: Dishwasher, Disposal, Microwave, Oven, Range, Refrigerator
Flooring: Ceramic Tile

Exterior

Exterior Features
Patio And Porch Features: Deck, Porch
Roof: Asphalt
Exterior Features: Lighting
Other Structures: Shed(s)

Property Information
Property Sub Type: Single Family Residence
Living Area: 1,246
Construction Materials: Cedar, Vinyl Siding

Lot Information
Lot Size Dimensions: 50X200
Lot Features: Level, Wooded

Financial

Tax Information
Tax Annual Amount: $2,129
Tax Annual Amount: $2,129
Financial Details: General Taxes: $1,016
Financial Details: School Taxes: $1,113

Utilities

Heating & Cooling
Has Heating
Heating: Natural Gas, Radiant, Steam
Has Cooling
Cooling: Wall Unit(s)

Utility Information
Sewer: Public Sewer
Utilities: Cable Available
Water Source: Public

Location

School Information
School District: Niskayuna

Location Information
Directions: BALLTOWN RD TO RAY ST

Public facts

Beds: 3
Baths: 1.5
Sq. Ft.: 1,214
Stories: 1.5
Lot Size: 10,019 square feet
Style: Single Family Residential
Year Built: 1925
Year Renovated: —
County: Schenectady County
APN: 422400A05001000020690000000

Home facts updated by county records on Oct 26, 2026

Around this home

Schools

K - 12
Preschool & daycare

Hillside School

Public K-5 • Assigned • 0.3mi

8/10

Van Antwerp Middle School

Public 6-8 • Assigned • 0.5mi

9/10

Niskayuna High School

Public 9-12 • Assigned • 1.3mi

9/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

4/10 Heat Factor

7 days above 95° expected this year, 16 days in 30 years

3/10 Wind Factor

6% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Schenectady, NY • 12309

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.7 hours in June and 3.4 hours in December, placing it below the U.S. average for solar exposure.

8.7 hrs

3.4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$284,000 – $343,000

Sell confidently with a local market expert in Schenectady. 3 minutes to get started.

Nearby similar homes

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New listings for sale in 12309

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3D WALKTHROUGH

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Home values near 48 Ray St

Data from public records.

Address	Redfin Estimate
101 Ray Street, Schenectady, NY 4 Beds \| 1.5 Baths \| 2338 Sq. Ft.	$392,272
50 Ray Street, Schenectady, NY 3 Beds \| 2 Baths \| 1916 Sq. Ft.	$348,677
43 Ray Street, Schenectady, NY 3 Beds \| 1.5 Baths \| 1512 Sq. Ft.	$274,672
41 Ray Street, Schenectady, NY 4 Beds \| 1 Baths \| 1932 Sq. Ft.	$303,099
102 Cornelius Avenue, Schenectady, NY 3 Beds \| 1.5 Baths \| 1140 Sq. Ft.	$299,858
13 Cornelius Avenue, Schenectady, NY 3 Beds \| 1 Baths \| 1632 Sq. Ft.	$281,350
6 Cornelius Avenue, Schenectady, NY 3 Beds \| 1.5 Baths \| 1596 Sq. Ft.	$360,693

Address	Redfin Estimate
37 Ray Street, Schenectady, NY 3 Beds \| 2.5 Baths \| 2050 Sq. Ft.	$453,534
34 Ray Street, Schenectady, NY 3 Beds \| 1.5 Baths \| 1530 Sq. Ft.	$307,817
46 Ray Street, Schenectady, NY 3 Beds \| 1.5 Baths \| 1680 Sq. Ft.	$322,316
47 Ray Street, Schenectady, NY 4 Beds \| 1.5 Baths \| 2830 Sq. Ft.	$460,976
101 Cornelius Avenue, Schenectady, NY 3 Beds \| 1.5 Baths \| - Sq. Ft.	$393,692
4 Cornelius Avenue, Schenectady, NY 5 Beds \| 1.5 Baths \| 2660 Sq. Ft.	$351,880
16 Cornelius Avenue, Schenectady, NY 4 Beds \| 2 Baths \| 1904 Sq. Ft.	$402,402

Address	Redfin Estimate
33 Ray Street, Schenectady, NY 3 Beds \| 1.5 Baths \| 1824 Sq. Ft.	$334,684
45 Ray Street, Schenectady, NY 4 Beds \| 1.5 Baths \| 2002 Sq. Ft.	$434,415
36 Ray Street, Schenectady, NY 4 Beds \| 1.5 Baths \| 1758 Sq. Ft.	$315,145
2342 Shirl Lane, Schenectady, NY 4 Beds \| 2.5 Baths \| 2124 Sq. Ft.	$448,089
7 Cornelius Avenue, Schenectady, NY 4 Beds \| 1 Baths \| 1580 Sq. Ft.	$286,698
8 Cornelius Avenue, Schenectady, NY 3 Beds \| 1.5 Baths \| - Sq. Ft.	$313,515
17 Cornelius Avenue, Schenectady, NY 4 Beds \| 1.5 Baths \| 1632 Sq. Ft.	$349,218

Property information provided by Global MLS when last listed in 2008. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 12309, NY

Sale history for 48 Ray St

Tax history for 48 Ray St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 12309

Home values near 48 Ray St

More real estate resources