Experience rare turnkey waterfront living on Chautauqua Lake in this custom-crafted 2024 luxury home ideally positioned with 64 feet of prime lake frontage and panoramic views of Bemus Bay, the Stow Ferry, and the Jamestown skyline. Designed to maximize natural light and lake views, this exceptional 3-bedroom, 3-bath home offers 1,805 square feet of thoughtfully designed living space with soaring 24-foot ceilings and dramatic walls of Pella Impervia windows overlooking the water. The open-concept layout blends modern luxury with effortless lake living, creating the perfect year-round residence or upscale vacation retreat. The first-floor features two spacious bedrooms, including a private primary suite, while the expansive second-floor loft suite offers approximately 600 square feet of additional living space with its own full bath — ideal for guests, entertaining, or a private getaway. Luxury finishes and modern conveniences are found throughout, including quartz countertops, built-in appliances, under-cabinet lighting, recessed lighting, oversized ceiling fans, first-floor laundry, whole-home audio wiring, security system capability, Ethernet connectivity, and premium mechanical systems designed for comfort and efficiency. Outdoor living is equally impressive with two covered entertaining spaces, including a spacious lakefront porch and covered patio perfectly positioned for sunrise views over the water. The property also includes a newer 150-foot dock system, aluminum dock stations, a 20' x 12' lakefront landing area, 6,000-pound electric pontoon/tritoon lift with remote control, and additional storage shed. Located just steps from the ferry and only minutes from Bemus Point, restaurants, shopping, entertainment, and Chautauqua Institution, this rare newer-construction waterfront property offers the ideal combination of luxury convenience, and low-maintenance lakefront living.
Single-familyProperty Type
2023Year Built
0.27 acresLot Size
$482Price/Sq.Ft.
1 car garageParking
Listing by Richard Benedetto• Real Estate Advantage
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Market trends in 14785, NY
Last updated August 2026
Sale-to-List Price
102.4%
4.5% MoM
Median sale price
$870K
$335K MoM
Avg. days on market
25d
21 days MoM
Recently sold homes
1
0 MoM
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Rental estimate
Est. $2,989 per month, based on comparable rentals
Sale and tax history for 3614 Watson Rd
Sale History
Tax History
Date
Event
Price
UNYREIS #R1681854
Aug 10, 2026
Sold
$870,000
$482/sq ft
Jun 8, 2026
Pending
—
May 28, 2026
Price Changed
$849,500
$471/sq ft
May 14, 2026
Listed
$949,000
$526/sq ft
UNYREIS #R1420571
Sep 9, 2022
Sold
$290,000
$161/sq ft
Jul 20, 2022
Pending
—
Jul 14, 2022
Listed
$285,000
$158/sq ft
ONE SWEET LAKEFRONT COTTAGE! This family has been making memories at "The Lake House" for over 65 years, but there are memories left to be made!! There's only so much lake front, and this is a great spot. You'll love the location. .walk for ice cream or a sub, ride the historical ferry to Bemus Point or take a short trip to Chautauqua Institution. Relax on the inviting front porch with an unobstructed view of the lake and cruising boats, in the no wake zone. The family room has large windows for the same view & flows to the kitchen for fun family times. Bedroom 1 has a double bed & bedroom 2 has built-in bunks. A handy boat house/garage can store all of your lake toys! This immaculate 3-season cottage has been on Air B & B, previously, and rented very well. A dock is included, but it wasn't installed this year. (it also might need some TLC) This cottage currently shares a well with the neighbor. That agreement will end with the sale. The current owners are contracting to drill a new well before closing. Of note: sewer hook ups are proposed for Spring 2023. Maybe it's your turn to love this magical little cottage!
Year
Property tax
Land + Additions
Assessment*
2026
$12,426
$134,100 + $259,900
$394,000
2025
$12,426 (+22.3%)
$134,100 + $259,900
$394,000
2024
$10,163 (+125.0%)
$134,100 + $259,900
$394,000
2023
$4,517 (+1.0%)
$134,100 + $43,000
$177,100
2022
$4,471 (+8.1%)
$134,100 + $43,000
$177,100
2021
$4,137 (−0.2%)
$134,100 + $43,000
$177,100
2020
$4,146 (+2.4%)
$134,100 + $43,000
$177,100
2019
$4,050 (+4.4%)
$134,100 + $43,000
$177,100
2018
$3,878 (+1.7%)
$134,100 + $43,000
$177,100
2017
$3,813 (+1.6%)
$134,100 + $43,000
$177,100
2016
$3,755 (−0.6%)
$134,100 + $43,000
$177,100
2015
$3,778 (−38.7%)
$134,100 + $43,000
$177,100
2014
$6,160
$134,100 + $43,000
$177,100
Public record
Beds
2
Baths
2
Stories
1.7
Lot width
62 ft.
Lot depth
190 ft.
Lot size
0.27 Acres
Year renovated
—
Sq. Ft.
2,240
Year built
2023
Style
Single Family Residential
County
Chautauqua County
APN
065400A33201600010230000000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 10, 2026.
Property details
Parking
Garage/Carport Information
Has Garage
# of Garage Spaces: 1
Parking
Features: Detached, Garage
Interior
Virtual Tour
Bedroom Information
# of Main Level Bedrooms: 2
Bathroom Information
# of Full Bathrooms: 3
# of Main Level Bathrooms: 2
Room Information
# of Rooms (Total): 4
Room Types: Bedroom, Laundry, Loft, Living Room
Basement Information: Crawl Space
Laundry Information
Features: Main Level
Equipment
Appliances: Dryer, Dishwasher, Gas Cooktop, Gas Oven, Gas Range, Gas Water Heater, Washer
Interior Features
Window Features: Thermal Windows
Flooring: Laminate, Varies
Other Features: Ceiling Fan(s), Separate/Formal Living Room, Kitchen Island, Kitchen/Family Room Combo, Living/Dining Room, Quartz Counters, Bedroom on Main Level, Loft, Bath In Primary Bedroom
Exterior
Building Information
Stories (Total): 1
Year Built Details: Existing
Construction Details: Vinyl Siding
Exterior Features
Exterior Features: Deck, Dock, Gravel Driveway, Patio, See Remarks
Patio And Porch Features: Covered, Deck, Patio, Porch
Lot Information
Lot Size Area: 0.2704
Lot Size Acres: 0.2704
Lot Size Dimensions: 62X190
Lot Features: Rectangular, Rectangular Lot, Residential Lot
Road Frontage Type: City Street
Is Waterfront
Water Body Name: Chautauqua Lake
Waterfront Features: Beach Access, Dock Access, Lake
Frontage Length: 62
Frontage Length Remarks: 62
Property Information
Foundation Details: Poured
Resale
Financial
Assessments and Fees
Assessed Value: $394,000
Tax Information
Annual Tax Amount: $10,220
Utilities
Utility Information
Utilities: Cable Available, Sewer Connected
Electric: Circuit Breakers
Sewer: Connected
Water Source: Well
Heating & Cooling
Has Cooling
Cooling: Central Air
Has Heating
Heating: Gas, Forced Air
Public facts
Beds: 2
Baths: 2.0
Sq. Ft.: 2,240
Stories: 1.7
Lot Size: 0.27 acres
Style: Single Family Residential
Year Built: 2023
Year Renovated: —
County: Chautauqua County
APN: 065400A33201600010230000000
Home facts updated by county records on Aug 10, 2026
Around this home
Schools
Chautauqua Lake Elementary School
Public PreK-6 • Assigned • 9.3mi
9/10
Chautauqua Lake Secondary School
Public 7-12 • Assigned • 9.3mi
8/10
Provided by GreatSchools
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
1/10 Heat Factor
7 days above 91° expected this year, 16 days in 30 years
1/10 Wind Factor
Minimal risk of severe winds over next 30 years
2/10 Air Factor
0 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Stow, NY • 14785
Average low and high temperatures (°F)
26
15
32
18
50
31
60
40
64
47
77
59
82
63
77
57
75
54
62
43
47
35
35
22
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
93/ 100
Exceptional sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
10.4 hrs
6 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$791,000 – $957,000
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