Enjoy the perfect combination of privacy, space, and waterfront recreation without the high waterfront taxes! This beautifully updated 4 bedroom, 2 bathroom ranch sits on 2 peaceful acres and includes 15 feet of deeded water access, making it easy to enjoy fishing, kayaking, paddleboarding, and more. Built in 2005, this 1,536 square foot home features a bright, open concept layout where the living room, dining area, and kitchen flow seamlessly together, creating the perfect space for entertaining or everyday living. The kitchen offers warm butcher block countertops, stainless steel appliances, and plenty of workspace. Fresh paint and new flooring throughout give the home a clean, modern feel. The spacious primary suite includes a private full bath, while three additional bedrooms provide plenty of room for family, guests, or a home office. Outside, extensive tree clearing has created an even larger backyard with endless possibilities for recreation, gardening, or simply relaxing. A storage shed provides additional space for tools and outdoor equipment. Whether you're looking for a year round residence or a weekend getaway, this property offers the best of country living with the added bonus of deeded waterfront access at a fraction of the taxes of true waterfront ownership.
Discover your dream home: a stunning 4-bedroom, 2-bathroom, lakeview paradise! Embrace affordable luxury with a 14-foot shared right-of-way for kayaking, swimming, and endless lake adventures. Nestled on 2 acres, this open-concept gem features vaulted ceilings, radiant floor heating, and a custom kitchen. Experience the allure of Chaumont Bay and Lake Ontario right from your doorstep. Seize this opportunity now!
CNYIS #S1381171
Sep 9, 2022
Sold
$220,000
$143/sq ft
Jul 1, 2022
Price Changed
$229,000
$149/sq ft
Jun 18, 2022
Price Changed
$235,000
$153/sq ft
May 25, 2022
Price Changed
$244,000
$159/sq ft
May 10, 2022
Relisted
—
Feb 7, 2022
Price Changed
$245,000
$160/sq ft
Dec 10, 2021
Listed
$250,000
$163/sq ft
Fantastic Lakeview Split level Ranch style home that is ALL BRAND NEW!!! Check out this gem that boasts a 14' Shared ROW directly across the road to the lake for launching kayaks, canoes, swim and enjoy the lake life at a more affordable price! This 4 bedroom open concept home sits on 2 acres with plenty of room to build a large garage and is totally year round! Vaulted ceilings, stunning tile in floor radiant heat perfect for the winter months to stay toasty, electric in bedrooms, beautiful custom kitchen with epoxy counter tops, new appliances and so much more!! Enjoy all that Chaumont Bay and Lake Ontario has to offer in this great find!! Call today!
Public Records
Jul 27, 2020
Sold
$65,000
$42/sq ft
Year
Property tax
Land + Additions
Assessment*
2026
$3,670
$23,000 + $124,000
$147,000
2025
$3,670 (+28.4%)
$23,000 + $124,000
$147,000
2024
$2,859 (+3.2%)
$23,000 + $124,000
$147,000
2023
$2,770
$23,000 + $124,000
$147,000
2022
$2,768 (+159.7%)
$23,000 + $123,800
$146,800
2021
$1,066 (−36.8%)
$23,000 + $33,000
$56,000
2020
$1,686 (+68.6%)
$23,000 + $33,000
$56,000
2019
$1,000 (+1.5%)
$23,000 + $30,700
$53,700
2018
$985 (+1.0%)
$23,000 + $30,700
$53,700
2017
$975 (+1.1%)
$23,000 + $30,700
$53,700
2016
$965
$23,000 + $30,700
$53,700
Public record
Beds
3
Baths
1
Stories
1
Lot width
—
Lot depth
—
Lot size
2 Acres
Year renovated
—
Finished Sq. Ft.
1,536
Unfinished Sq. Ft.
—
Total Sq. Ft.
1,536
Year built
2005
Style
Single Family Residential
County
Jefferson County
APN
224489A0790140001007793
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 10, 2026.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
2/10 Heat Factor
7 days above 90° expected this year, 17 days in 30 years
2/10 Wind Factor
1% chance of strong winds in next 30 years
3/10 Air Factor
3 unhealthy days expected this year, 4 days in 30 years
Provided by First Street
Historical weather
Three Mile Bay, NY • 13693
Average low and high temperatures (°F)
28
16
28
13
42
27
51
37
58
48
70
59
78
66
76
62
71
56
60
47
46
36
35
22
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
100/ 100
Exceptional sunlight
Sunscore
This home receives average direct sun exposure in Three Mile Bay. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
11.1 hrs
6.4 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 20432 S Shore Rd
We cannot show automated home-value estimates for this home.
Nearby homes have recently sold between $229,400 and $360,000.
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $229K to $360K.