Enjoy lake life in this well cared for home with cathedral ceilings, hardwood floors and a double garage w/ a large workshop. Great wide water view: Home has 206 ft of waterfront with a single covered boat dock, that is expandable to a double boat dock. This home has a gentle brick paver walkway to the boat dock with nice deep water. Cedar Ridge community offers a boat ramp and common use docks. Minutes to the new music amphitheater The Coves at Smith Mountain Lake!
Single-familyProperty Type
1988Year Built
0.7 acresLot Size
$311Est. Price/Sq.Ft.
1 garage spacesParking
Listed by SYLVIA PAGANS• MKB, REALTORS® - AT THE LAKE
Listed by MIKE PAGANS• MKB, REALTORS® - AT THE LAKE
Bought with DAVID SIMON• WAINWRIGHT & CO., REALTORS®- LAKE
Beautiful lake house with long lake views. Gently sloped lot. Immaculately maintained inside and out! Updated kitchen. Freshly painted and ready to enjoy. Three bedrooms plus plenty of other rooms to tuck family and friends. Great house, great lot, great view, great neighborhood. Don't miss this one!
Year
Property tax
Land + Additions
Assessment*
2025
$3,023
$210,000 + $493,100
$703,100
2024
$3,023 (+8.8%)
$210,000 + $493,100
$703,100
2023
$2,780
$195,000 + $260,700
$455,700
2022
$2,780
$195,000 + $260,700
$455,700
2021
$2,780
$195,000 + $260,700
$455,700
2020
$2,780 (+1.4%)
$195,000 + $260,700
$455,700
2019
$2,740
$195,000 + $254,200
$449,200
2018
$2,740 (+10.9%)
$195,000 + $254,200
$449,200
2017
$2,471
$195,000 + $254,200
$449,200
2016
$2,470 (+7.3%)
$195,000 + $254,200
$449,200
2014
$2,301
$205,000 + $213,400
$418,400
Tax history for 497 Cedar Ridge Rd
Year
Property tax
Land + Additions
Assessment*
2025
$3,023
$210,000 + $493,100
$703,100
2024
$3,023 (+8.8%)
$210,000 + $493,100
$703,100
2023
$2,780
$195,000 + $260,700
$455,700
2022
$2,780
$195,000 + $260,700
$455,700
2021
$2,780
$195,000 + $260,700
$455,700
2020
$2,780 (+1.4%)
$195,000 + $260,700
$455,700
2019
$2,740
$195,000 + $254,200
$449,200
2018
$2,740 (+10.9%)
$195,000 + $254,200
$449,200
2017
$2,471
$195,000 + $254,200
$449,200
2016
$2,470 (+7.3%)
$195,000 + $254,200
$449,200
2014
$2,301
$205,000 + $213,400
$418,400
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
3
Baths
2.5
Stories
1
Lot width
—
Lot depth
—
Lot size
0.7 Acres
Year renovated
2001
Sq. Ft.
2,100
Year built
1988
Style
Single Family Residential
County
Franklin County
APN
052/04/005/00////
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 29, 2026.
Property details
Parking
Garage and Parking Information
# of Covered Spaces: 2
Interior
Bedroom Information
# of Bedrooms (Total): 3
# of Main Level Bedrooms: 2
Bathroom Information
# of Full Bathrooms: 2
# of Main Level Bathrooms: 1
Fireplace Information
Has Fireplace
# of Fireplaces (Total): 1
Interior Features
# of Rooms (Total): 14
Appliances: Garage Door Opener, Microwave Oven (Built In)
Door Features: Full View
Flooring: Carpet, Tile, Wood
Exterior
Building Information
Building Area (Total): 2,976
Year Built: 1988
Exterior Features
Patio And Porch Features: Front Porch, Rear Porch
Property Information
PropertyType: Residential
Lot Information
Lot Size Area: 0.7
Lot Size Acres: 0.7
Lot Size Square Feet: 30,492
Lot Size Units: Acres
Waterfront: Yes
Water Body Name: Smith Mtn Lake
Waterfront Features: Cove, Riprap Shoreline
Financial
Tax Information
Tax Annual Amount: $2,887
Parcel Number: 0520400500
Utilities
Heating & Cooling
Has Heating
Has Cooling
Heating: Heat Pump
Location
HOA Information
Has Home Owners Association
Association Fee: $100
Association Fee Frequency: Annually
School Information
Elementary School: Glade Hill
Middle Or Junior School: Ben Franklin Middle
High School: Franklin County
Location Information
Directions: From Hales Ford Bridge, 122 S, L on 616, R on 834 to 40 East, 40 East to Union Hall, L on Kemp Ford Rd, L on Standiford Road, R on Rockcliff, R into Cedar Ridge to home on Left.
Community Information
Community Features: Marina Access
Public facts
Beds: 3
Baths: 2.5
Sq. Ft.: 2,100
Stories: 1.0
Lot Size: 0.7 acres
Style: Single Family Residential
Year Built: 1988
Year Renovated: 2001
County: Franklin County
APN: 052/04/005/00////
Home facts updated by county records on Jul 29, 2026
Other
Listing Information
ListingId: 881054
ListPrice: $719,000
Around this home
Schools
Glade Hill Elementary School
Public PreK-5 • Assigned • 4.2mi
7/10
Benjamin Franklin Middle School
Public 6-8 • Assigned • 10.5mi
7/10
Franklin County High School
Public 9-12 • Assigned • 10.2mi
4/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
5/10 Heat Factor
7 days above 102° expected this year, 19 days in 30 years
2/10 Wind Factor
2% chance of strong winds in next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Union Hall, VA • 24176
Average low and high temperatures (°F)
43
27
49
33
67
43
73
52
74
56
85
66
88
71
83
66
78
61
70
50
61
43
48
32
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9 hours in
June and 4.7 hours in December, placing it below the
U.S. average for solar exposure.
9 hrs
4.7 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$881,000 – $1.07M
Sell confidently with a local market expert in Union Hall. 3 minutes to get started.