OFF MARKET

Off Market Mar 2025 for $431K

$587,277

Est. refi paymentEst. refi $2,808/mo

•

3,088

sq ft

540 Cedar Ridge Rd, Union Hall, VA 24176

About this home

Welcome to your dream home! Nestled amidst the tranquil charm of Union Hall, this impeccable residence invites you to live and breathe the essence of a perfect lifestyle. Boasting three cozy bedrooms, including a spacious primary bedroom suite and two modern bedrooms, this house seemlessly blends comfort with chic. Step inside to discover 1,782 square feet of beautifully maintained living space featuring gleaming hardwood floors that radiate underfoot. Both the kitchen and bathrooms are adorned with granite countertops that add a touch of sophistication. The heartwarming family room, enhanced by a gas fireplace, sets the stage for memorable family moments, while the living room offers a peaceful retreat to unwind. The home's exterior is just as impressive, with Trex decking that beckon for outdoor gatherings and a meticulously landscaped lawn that frames this picturesque property. Ready to move in and make it your own. This home also includes a full walk- out basement and a whole house generator for peace of mind. Living here means you're just a brisk walk from the serene, assigned boat dock #42 where the great outdoors awaits. Whether it's a day on the water or an evening under the stars it's all just moments away. Ideal for those who appreciate the beauty of nature and the comfort of a lovingly cared for home, this property isn't just a must see- it's a must to own! Prepare to fall in love with a place where every corner tells a story, and every view sings a song. This is not just a house; it's the gateway to your new life by the lake.

Single-familyProperty Type

1988Year Built

1.02 acresLot Size

$190Est. Price/Sq.Ft.

2 spacesParking

Listed by PENNY HODGES • WAINWRIGHT & CO., REALTORS®- LAKE

Bought with RICKY SMITH • MKB, REALTORS® - AT THE LAKE

Redfin checked: a minute ago

•Source:MLSRV #914596

Redfin Estimate

$587,277

$156K since sold in March 2025$12K since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 42.7% lower than the average sale price ($1.03M) of 6 comparable homes.

SOLD JUL 16, 2026
$1,350,000
A
4 beds3 baths3,068 sq ft
85 Beech Dr, Union Hall, VA 24176
SOLD JUL 14, 2026
$1,350,000
B
3 beds3 baths3,560 sq ft
154 Key Lakewood Dr, Moneta, VA 24121
SOLD FEB 19, 2026
$729,000
C
3 beds2 baths2,420 sq ft
510 Crestview Rd, Wirtz, VA 24184
SOLD MAR 30, 2026
$1,000,000
D
3 beds2.5 baths3,071 sq ft
230 Sterling Cir, Union Hall, VA 24176
SOLD AUG 18, 2026
$1,262,500
E
4 beds3.5 baths3,516 sq ft
3266 Kemp Ford Rd, Union Hall, VA 24176
SOLD MAY 11, 2026
$462,500
F
3 beds3 baths3,159 sq ft
636 Boxwoodgreen Dr, Wirtz, VA 24184

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Earn from this home

Refinance

Est. cash available

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Rent

$2,899/mo

Redfin rental estimate

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Market trends in 24176, VA

Last updated August 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-List Price

96.2%

0.0% MoM

Median sale price

$713K

$137K MoM

Avg. days on market

31d

4 days MoM

Recently sold homes

3 MoM

New listings for sale

NEW 24 HRS AGO
$1,175,000
4 beds3.5 baths3,054 sq ft
65 Piney Point Ln, Union Hall, VA 24176
$1,399,000
6 beds3 baths3,417 sq ft
413 Lakestone Rd, Union Hall, VA 24176
$1,274,900
3 beds3.5 baths3,076 sq ft
469 Cedar Ridge Rd, Union Hall, VA 24176
See all

Provided by Redfin

Sale history for 540 Cedar Ridge Rd

Year

Property tax

Land + Additions

Assessment*

2025

$1,285

$64,000 + $234,800

$298,800

2024

$1,285 (+3.9%)

$64,000 + $234,800

$298,800

2023

$1,236

$45,500 + $157,200

$202,700

2022

$1,236

$45,500 + $157,200

$202,700

2021

$1,236

$45,500 + $157,200

$202,700

2020

$1,236 (+18.5%)

$45,500 + $157,200

$202,700

2019

$1,044

$30,000 + $141,100

$171,100

2018

$1,044 (+10.9%)

$30,000 + $141,100

$171,100

2017

$941

$30,000 + $141,100

$171,100

2016

$941 (−19.3%)

$30,000 + $141,100

$171,100

2014

$1,166

$65,000 + $147,000

$212,000

Tax history for 540 Cedar Ridge Rd

Year

Property tax

Land + Additions

Assessment*

2025

$1,285

$64,000 + $234,800

$298,800

2024

$1,285 (+3.9%)

$64,000 + $234,800

$298,800

2023

$1,236

$45,500 + $157,200

$202,700

2022

$1,236

$45,500 + $157,200

$202,700

2021

$1,236

$45,500 + $157,200

$202,700

2020

$1,236 (+18.5%)

$45,500 + $157,200

$202,700

2019

$1,044

$30,000 + $141,100

$171,100

2018

$1,044 (+10.9%)

$30,000 + $141,100

$171,100

2017

$941

$30,000 + $141,100

$171,100

2016

$941 (−19.3%)

$30,000 + $141,100

$171,100

2014

$1,166

$65,000 + $147,000

$212,000

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

1.02 Acres

Year renovated

2001

Sq. Ft.

1,782

Year built

1988

Style

Single Family Residential

County

Franklin County

APN

052/04/044/00////

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 29, 2026.

Property details

Parking

Garage and Parking Information
# of Covered Spaces: 2

Interior

Bedroom Information
# of Bedrooms (Total): 3
# of Main Level Bedrooms: 2

Bathroom Information
# of Full Bathrooms: 2
# of Main Level Bathrooms: 1

Fireplace Information
Has Fireplace
# of Fireplaces (Total): 1

Interior Features
# of Rooms (Total): 11
Appliances: Garage Door Opener, Microwave Oven (Built In)
Door Features: Insulated
Flooring: Tile, Wood
Floor Plans Change Timestamp: Tuesday, February 25, 2025 2:48 PM
Interior Features: Storage

Exterior

Building Information
Building Area (Total): 3,088
Year Built: 1988

Exterior Features
Patio And Porch Features: Front Porch, Side Porch

Property Information
PropertyType: Residential

Lot Information
Lot Size Area: 1.02
Lot Size Acres: 1.02
Lot Size Square Feet: 44,431.2
Lot Size Units: Acres
Waterfront: Yes
Water Body Name: Smith Mtn Lake
Zoning: 1

Financial

Tax Information
Tax Annual Amount: $1,300
Parcel Number: 0520404400

Utilities

Heating & Cooling
Has Heating
Heating: Heat Pump

Location

HOA Information
Has Home Owners Association
Association Fee: $375
Association Fee Frequency: Annually

School Information
Elementary School: Glade Hill
Middle Or Junior School: Ben Franklin Middle
High School: Franklin County

Location Information
Directions: From HFB, 122S to left on 616, Rt. on 834 to 40 East, Left on 945 to L on 938 (Stanford) to Right at Y on 938, Rt at Cedar Ridge Rd to Right on Cedar Bay to first driveway on Right.

Community Information
Community Features: Marina Access

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: 1,782
Stories: 2.0
Lot Size: 1.02 acres
Style: Single Family Residential
Year Built: 1988
Year Renovated: 2001
County: Franklin County
APN: 052/04/044/00////

Home facts updated by county records on Jul 29, 2026

Other

Listing Information
ListingId: 914596
ListPrice: $434,900

Listing Office and Agent
Certified Residential Specialist / CRS

Around this home

Schools

Glade Hill Elementary School

Public PreK-5 • Assigned • 4.1mi

7/10

Benjamin Franklin Middle School

Public 6-8 • Assigned • 10.5mi

7/10

Franklin County High School

Public 9-12 • Assigned • 10.2mi

4/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 102° expected this year, 18 days in 30 years

2/10 Wind Factor

3% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Union Hall, VA • 24176

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9 hours in June and 4.7 hours in December, placing it below the U.S. average for solar exposure.

9 hrs

4.7 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$558,000 – $676,000

Sell confidently with a local market expert in Union Hall. 3 minutes to get started.

Nearby similar homes

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New listings for sale in 24176

NEW 24 HRS AGO

$1,175,000

4 beds3.5 baths3,054 sq ft

65 Piney Point Ln, Union Hall, VA 24176

$1,399,000

6 beds3 baths3,417 sq ft

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$1,274,900

3 beds3.5 baths3,076 sq ft

469 Cedar Ridge Rd, Union Hall, VA 24176

Home values near 540 Cedar Ridge Rd

Data from public records.

Address	Redfin Estimate
469 Cedar Ridge Road, Union Hall, VA 3 Beds \| 3.5 Baths \| 3076 Sq. Ft.	$1,272,512
416 Cedar Ridge Road, Union Hall, VA 3 Beds \| 2.5 Baths \| 1786 Sq. Ft.	$449,713

Address	Redfin Estimate
550 Cedar Ridge Road, Union Hall, VA 3 Beds \| 3.5 Baths \| 3592 Sq. Ft.	$1,129,077
554 Cedar Ridge Road, Union Hall, VA 3 Beds \| 3.5 Baths \| 3655 Sq. Ft.	$1,316,094

Address	Redfin Estimate
395 Cedar Ridge Road, Union Hall, VA 3 Beds \| 2 Baths \| 1350 Sq. Ft.	$671,794
535 Cedar Ridge Road, Union Hall, VA 3 Beds \| 3 Baths \| 2600 Sq. Ft.	$929,505

Property information provided by MLSRV when last listed in 2025. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 24176, VA

Sale history for 540 Cedar Ridge Rd

Tax history for 540 Cedar Ridge Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 24176

Home values near 540 Cedar Ridge Rd

More real estate resources