Talk about a rare gem! This beautiful waterfront home not only boasts brand new upgrades throughout, but also a huge dock w/ 2 boat hoist, 2 jet-ski hoists, floating & stationary dock! You won't want to leave! Located on a serene cove in SML. Enjoy breathtaking views from the large wraparound porch, new stamped concrete patio, inside while cooking in the kitchen or cozied up by the fire in the den. The kitchen has brand new premium ''first choice'' quartz counter tops, marble mosaic backsplash & stainless steel appliances. New light-fixtures & flooring throughout. Primary bathroom boasts a 5'11'' X 4'2'' shower w/ designer tile. Lower level bath has a new shower/tub insert. Baths have oversized linen closest for excess storage!HUGE laundry/drop zone. Check out the updates & features page for
FANTASTIC VIEWS, DRIVEWAY SHARED W/ THREE HOUSES W/ AGREEMENT OF EQUAL MAINTENANCE, DRIVEWAY HAS BEEN PAVED, PURCHASER TO PARTICIPATE IN 1031 PAPERWORK, COVERED DOCK W/ 2 SLIPS AND LIFTS, OVERALL
Year
Property tax
Land + Additions
Assessment*
2025
$2,899
$215,000 + $459,100
$674,100
2024
$2,899 (+7.5%)
$215,000 + $459,100
$674,100
2023
$2,696 (+20.5%)
$190,000 + $252,000
$442,000
2022
$2,237 (−8.0%)
$190,000 + $176,800
$366,800
2021
$2,433
$190,000 + $208,900
$398,900
2020
$2,433 (+1.9%)
$190,000 + $208,900
$398,900
2019
$2,387
$190,000 + $201,300
$391,300
2018
$2,387 (+10.9%)
$190,000 + $201,300
$391,300
2017
$2,152
$190,000 + $201,300
$391,300
2016
$2,152 (−5.9%)
$190,000 + $201,300
$391,300
2014
$2,288
$214,000 + $202,100
$416,100
Tax history for 545 Highland Lake Rd
Year
Property tax
Land + Additions
Assessment*
2025
$2,899
$215,000 + $459,100
$674,100
2024
$2,899 (+7.5%)
$215,000 + $459,100
$674,100
2023
$2,696 (+20.5%)
$190,000 + $252,000
$442,000
2022
$2,237 (−8.0%)
$190,000 + $176,800
$366,800
2021
$2,433
$190,000 + $208,900
$398,900
2020
$2,433 (+1.9%)
$190,000 + $208,900
$398,900
2019
$2,387
$190,000 + $201,300
$391,300
2018
$2,387 (+10.9%)
$190,000 + $201,300
$391,300
2017
$2,152
$190,000 + $201,300
$391,300
2016
$2,152 (−5.9%)
$190,000 + $201,300
$391,300
2014
$2,288
$214,000 + $202,100
$416,100
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
3
Baths
2
Stories
1
Lot width
—
Lot depth
—
Lot size
0.56 Acres
Year renovated
2004
Sq. Ft.
2,016
Year built
1979
Style
Single Family Residential
County
Franklin County
APN
051/01/007/00////
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 29, 2026.
Property details
Parking
Garage and Parking Information
Other Parking: Designated Spaces
Interior
Bedroom Information
# of Bedrooms (Total): 3
# of Main Level Bedrooms: 2
Bathroom Information
# of Full Bathrooms: 2
# of Main Level Bathrooms: 1
Fireplace Information
Has Fireplace
# of Fireplaces (Total): 1
Interior Features
# of Rooms (Total): 8
Appliances: Wall Oven
Door Features: Screen
Flooring: Laminate, Tile
Interior Features: Storage
Exterior
Building Information
Building Area (Total): 2,016
Year Built: 1979
Exterior Features
Patio And Porch Features: Rear Porch, Side Porch
Property Information
PropertyType: Residential
Lot Information
Lot Size Area: 0.56
Lot Size Acres: 0.56
Lot Size Square Feet: 24,393.6
Lot Size Units: Acres
Waterfront: Yes
Water Body Name: Smith Mtn Lake
Waterfront Features: Cove
Financial
Tax Information
Tax Annual Amount: $2,433
Parcel Number: 0510100700
Utilities
Heating & Cooling
Has Heating
Has Cooling
Heating: Heat Pump
Location
School Information
Elementary School: Glade Hill
Middle Or Junior School: Ben Franklin Middle
High School: Franklin County
Location Information
Directions: From VA-40E, Left onto Kempford Rd, Right onto Dillards Hill Rd/Lakestone Rd, Left onto Belle Isle Rd, Left onto Highland Lake Rd. Home will be located on the right, last house on the right.
Public facts
Beds: 3
Baths: 2.0
Sq. Ft.: 2,016
Stories: 1.0
Lot Size: 0.56 acres
Style: Single Family Residential
Year Built: 1979
Year Renovated: 2004
County: Franklin County
APN: 051/01/007/00////
Home facts updated by county records on Jul 29, 2026
Other
Listing Information
ListingId: 891208
ListPrice: $825,000
Around this home
Schools
Glade Hill Elementary School
Public PreK-5 • Assigned • 6.1mi
7/10
Benjamin Franklin Middle School
Public 6-8 • Assigned • 12.7mi
7/10
Franklin County High School
Public 9-12 • Assigned • 12.4mi
4/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
5/10 Heat Factor
7 days above 101° expected this year, 18 days in 30 years
2/10 Wind Factor
3% chance of strong winds in next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Union Hall, VA • 24176
Average low and high temperatures (°F)
43
27
49
33
67
43
73
52
74
56
85
66
87
70
80
65
79
60
70
50
61
43
48
32
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.1 hours in
June and 4.8 hours in December, placing it below the
U.S. average for solar exposure.
9.1 hrs
4.8 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$857,000 – $1.04M
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